The 2nd Azerbajan Insurance Forum

„Claims Handling on Motor Insurance segments _

Agreements to facilitate the handling of international claims“

Ulf D. Lemor Baku, 7./ 8. july 2011

• CONTENT

1. Model: Green Card System

2. Existing Systems ( worldwide )

3. Introduction of the White Card Scheme

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

Yellow Card System

• Applicable in Southern and Eastern Africabetween members of the COMESAKenya, Rwanda, DR Congo, Ranzania, Uganda, Zambie, Zimbabwe

• 400 million Africans united in one system

•,founded in 1982

Pink Card System

• Applicable in Central Africa• 6 Members: Cameroon, Central Africa,

Chad, Congo, Gabon and East-Guinea

The 2nd Azerbajan Insurance Forum

Brown Card System

• Applicable primarily in Western Africa• Founded in 14 Members: Ghana, Nigeria,

Senegal...

The 2nd Azerbajan Insurance Forum

Blue Card System

• Applicable in South East Asia ( ASEAN )• Population 575 Mio.• 10 Members ( Indonesien, Malaysia,Vietnam,

Singapore, Thailand, Laos . . .)

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Orange Card System

• Applicable in the Middle East and North Africa• Established 1975 in Tunis• Members: the Arabian States in this region

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The ECO White Card Scheme

A common project between Economic Cooperation Organisation

and Islamic Development Bank

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

• ECONOMIC COOPERATION ORGANISATION (ECO)• ECO is an intergovernmental organisation

involving seven ssian and three eurasian Nations

• It provides a platform to discuss ways to improve development and promote trade, investment opportunities, traffic and communication.

• ECO is an ad-hoc organisation under the UNITED NATIONS Charter.

Who is ECO ?Members (10):• Afghanistan• Azerbaijan• Iran• Kazakhstan• Kyrgyzstan• Pakistan

• Tajikistan• Turkmenistan• Turkey• Usbekistan

ECO

ECO

ECO Activities in the field of TransportThe program of action for ECO decade of transport • The Transit Transport Framework Agreement • Railway • Road • Maritime• Cooperation with international and regional organizations

ECONOMIC COOPERATION ORGANISATION (ECO)

Transport and Communication

7

ECONOMIC COOPERATION ORGANISATION (ECO)

Introduction: to fully utilize its potentials for transit transport, the region has to address many obstacles

Non-Physical

Barriers

Taxes & Tariffs:Road tax, Vehicle

size/weight regulations/

Charges, Permits charges ,

costum duties, etc.

Documentation :Transport and

customs documentations

Issues related to human resources,

Physical Barriers

Poor conditions

of Road and railways

Infrastructure

Inefficient Border

Infrastructure

High number of points/slow control process/inefficient parking adjacentin Control

points

Limited warehouse and logistic centers

THE WHITE CARD SCHEME

• An important step toward facilitation of road transport• Joint project between ECO and Islamic Development

Bank • The preparatory work started in 1995• After several meetings between ECO and the

governmental delegations of the region in 2009 the text of the „Interim White Card Scheme“ was approved

THE WHITE CARD SCHEME

• The original aim was (and is) to become as soon as possible member of the Green Card System (Interim System)

• Therefore it was decided to adjust the text of the scheme as far as possible to the principles of the Green Card System

THE WHITE CARD SCHEMEThe Function of the International Consultant

• to analyse the status of implementation of the MTPL Insurance • to analyse the potentials for regional cooperation in the field of

insurance• to assess the possibilties for effective implementation of the White Card to take into account the experiences of other regional

schemes (such as the Green Card)• to propose constitutional rules and regulations • to provide technical and operational advice on the enforcement of

the scheme• to come up with recommendations on possible role of ECO Reinsurance Companies• to analyse the possibilities for cooperation with the Green Card

System

• Compulsory insurance• Limits• Financial guarantees

Fundamental problems

• Non payment in time• Non recognition of insurance policies• Payment of compulsory deposit• Arbitrary detentions of the involved vehicles• Incidental expenses imposed to the vehicle‘s owner

when his car is impounded...

Practical problems

Status of the proceedings

Next steps:• Finalisation of the questionaires (end of june

2011)• Conference with the member-states (propably early autum 2011)• Implementation of the conferences` results

(end of 2011)• Coming into force in 2013 / 2014?

Future perspectives

• Establishment of the White Card System• Development towards and proof as

functional system• Cooperation between the Green, Orange an

White Card Scheme?

-> Membership in the Green Card System?

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum

RE.4: Green card system benefits may accrue to all UNECE members

The 2nd Azerbajan Insurance Forum

The 2nd Azerbajan Insurance Forum