NCR Consultants Limited July 2008 The Real Success All of us want to be successful in life. Success is different for each one of us. When we achieve what we want, we call it success. In general, there are certain things that are commonly considered as success. Becoming famous, becoming rich are generally considered as being successful. Have you noticed that when we think of being successful…..we generally do not think about others? Any success that arises out of selfishness cannot be success in the true sense. I am sure many of you may feel - why should I think about anyone other than my family members to be successful? Yes, logically you are right; but this may be a ‘success’ that will really not add value to both family and country in the long run. Let us imagine someone who starts a business employing about 50 people; he exploits people only for his gain, his success does not result in happiness for many people. There are cases of big companies exploiting the consumers for their personal benefits; this over a period of time brings unhappiness to others though the company may feel very successful. In fact, this is what is precisely happening in this world now. Look at the way the oil prices have been increasing, the way land prices and prices of essential commodities have been soaring. While one part of the population is gaining, a majority is losing. This begets disharmony and the troubles begin. Can there be a success that can give happiness to us, family, society etc.? Yes, such a success arises out of total lack of selfishness. We often see organizations where a few people work hard and the others enjoy the benefits of their hard work. Such a system will not work for a long time. Such rulers have been over thrown; such organizations have been closed down. Getting back to selfishness, can someone become rich or famous without being selfish? We need to look at Gandhiji, Einstein and many such people. In the examples cited, Gandhi did not want to become rich; but had he decided he could have. He became rich in a different sense. The success of these people is based on contributions to the society and total lack of selfishness. Is it possible for us to become successful without selfishness and be happy? Yes. For this, we should be clear about what we want to achieve; not in terms of money or material achievements, but in terms of original contributions or value adds to profession, society etc. Once this success is achieved, it spreads and all the material successes follow. For real success, start working for the benefit of others! Inside this issue: Tips on writing formal reports (14) 2 Fear Factor 3 Know The Employees Provi- dent Funds and Miscellaneous Provisions Act 1952 4 Tips towards safe driving 6 Winner Vs Loser 6 Readers’ Corner 7 Events & Happenings 7 Smart Corner 8 Birthday Wishes 8 Know Your Colleagues 8 Smile Zone 8 From the Editor’s Pen Tip 8 Meditation: There are five meditations: The first is meditation of love, in which you must so adjust your heart, that you long for the welfare of all beings, including the happiness of your enemies. The second is the meditation of pity, in which you think of all beings in distress, vividly representing their sorrows and anxieties in your imagination so as to arouse a deep compassion for them in your soul. The third is the meditation of joy, in which you think of the prosperity of others and rejoice at their rejoicing. The fourth is the meditation on impurity, in which you consider the evil consequences of corruption, the effects of sin and diseases, how trivial often are the pleasures of the moment and how fatal its consequences! The fifth is the meditation on serenity, in which you rise above love and hate, tyranny and oppression, wealth and want, and regard your own fate with impartial calmness and perfect tranquility. (Lord Buddha) Any success that arises out of selfishness cannot be success in the true sense. R.S.Murali
Transcript
NCR Consultants Limited
July 2008
The Real Success
All of us want to be successful in life. Success is different for each one of us. When we achieve what
we want, we call it success. In general, there are certain things that are commonly considered as
success. Becoming famous, becoming rich are generally considered as being successful. Have you
noticed that when we think of being successful…..we generally do not think about others? Any
success that arises out of selfishness cannot be success in the true sense.
I am sure many of you may feel - why should I think about anyone other than my family members to
be successful? Yes, logically you are right; but this may be a ‘success’ that will really not add value
to both family and country in the long run. Let us imagine someone who starts a business employing
about 50 people; he exploits people only for his gain, his success does not result in happiness for
many people. There are cases of big companies exploiting the consumers for their personal
benefits; this over a period of time brings unhappiness to others though the company may feel very
successful. In fact, this is what is precisely happening in this world now. Look at the way the oil
prices have been increasing, the way land prices and prices of essential commodities have been
soaring. While one part of the population is gaining, a majority is losing. This begets disharmony and
the troubles begin.
Can there be a success that can give happiness to us, family, society etc.? Yes, such a success arises out of total lack
of selfishness. We often see organizations where a few people work hard and the others enjoy the benefits of their hard
work. Such a system will not work for a long time. Such rulers have been over thrown;
such organizations have been closed down. Getting back to selfishness, can someone
become rich or famous without being selfish? We need to look at Gandhiji, Einstein and
many such people. In the examples cited, Gandhi did not want to become rich; but had
he decided he could have. He became rich in a different sense. The success of these
people is based on contributions to the society and total lack of selfishness.
Is it possible for us to become successful without selfishness and be happy? Yes. For
this, we should be clear about what we want to achieve; not in terms of money or
material achievements, but in terms of original contributions or value adds to profession,
society etc. Once this success is achieved, it spreads and all the material successes
follow.
For real success, start working for the benefit of others!
Inside this issue: Tips on writing formal reports (14)
2
Fear Factor 3
Know The Employees Provi-dent Funds and Miscellaneous Provisions Act 1952
4
Tips towards safe driving 6
Winner Vs Loser 6
Readers’ Corner 7
Events & Happenings 7
Smart Corner 8
Birthday Wishes 8
Know Your Colleagues 8
Smile Zone 8
From the Editor’s Pen Tip 8
Meditation: There are five meditations: The first is meditation of love, in which you must so adjust your heart, that you long for the welfare of all beings, including the happiness of your enemies.
The second is the meditation of pity, in which you think of all beings in distress, vividly representing their sorrows and anxieties in your imagination so as to arouse a deep compassion for them in your soul.
The third is the meditation of joy, in which you think of the prosperity of others and rejoice at their rejoicing.
The fourth is the meditation on impurity, in which you consider the evil consequences of corruption, the effects of sin and diseases, how trivial often are the pleasures of the moment and how fatal its consequences!
The fifth is the meditation on serenity, in which you rise above love and hate, tyranny and oppression, wealth and want, and regard your own fate with impartial calmness and perfect tranquility. (Lord Buddha)
Any success
that arises out
of selfishness
cannot be
success in the
true sense.
R.S.Murali
Page 2
The only ones amongst you who will be really happy are those who will have sought and found how to serve
Transitions are difficult but very important
Each sentence in your document should follow smoothly from the preceding sentence, and each paragraph should follow smoothly from the preceding paragraph. The world is arguably an unstructured jumble of ideas, but anything that you expect the reader to read from start to finish needs to be a linear progression along one single path. Transition words and phrases are what makes it possible for a reader to follow you easily as you explore the various ideas in your paper. Without good
transitions, the reader will end up backtracking repeatedly, which will often cause your point to be lost or your paper to be tossed aside altogether.
One clue that your writing needs better transitions is if you find that you can cut and paste paragraphs from one section to another without doing substantial rewriting of how the paragraph begins and ends. If making such rearrangements is easy, then you have not been linking your paragraphs into a coherent narrative that reads well from start to finish.
In practice, making smooth transitions is very difficult. Learning to do it takes a lot of practice at first, and actually making the transitions smooth takes a lot of effort every time you write or revise something. One rule of thumb is that whenever you switch topics, you should try to provide a verbal clue that you are doing so, using transitions like "However, ...", "As a result, ...", "For comparison, ", etc.
If you notice that you have to add these words between most of your sentences, not just the paragraphs, then you are bouncing around too much. In that case you need to reorganize your document to group related thoughts together, switching topics only when necessary. Once the organization is good, all you can do is read and reread what you write, rewording it until each new item follows easily from those before it.
Write what you mean, mean what you write
Speakers use many informal, colloquial phrases in casual conversation, usually intending to convey meanings other than what the words literally indicate. For instance, we often speak informally of "going the extra mile", "at the end of the day", "hard facts", things being "crystal clear" or "pretty" convincing, someone "sticking to" a topic, readers being "turned off", something "really" being the case, etc. Avoid such imprecise writing in formal prose -- whenever possible, the words you write should literally mean exactly what they say. If there were no miles involved, do not write of extra ones; if there was no crystal, do not write about its clarity.
Among other benefits, avoiding such informal language will ensure that your meaning is obvious even to those who have not learned the currently popular idioms, such as those for whom English is a second language and those who might read your writing years from now or in another part of the world. Formal writing should be clear to as many people as possible, and its meaning should not depend on the whims of your local dialect of English. It is a permanent and public record of your ideas, and should mean precisely what you have written.
Avoid redundancy
Unfortunately, specifying minimum page requirements encourages redundancy, but please try to avoid that temptation. When two words will do, there is no need to use twenty. Whenever you finish a sentence or paragraph, read over it to see if any words or sentences can be eliminated -- often your point will get much stronger when you do so. In the business community, your ability to write concisely is far more important than your ability to fill up a page with text.
Academic courses specify page minimums to ensure that you write an essay of the appropriate depth, not to test whether you can say the same thing a dozen different ways just to fill up space. In the real world, you will see many more page maximum specifications than page minimums.
Albert Schweitzer.
-To Be Contd
Transition
words and
phrases are
what make it
possible for a
reader to
follow you
easily as you
explore the
various ideas
in your paper.
Tips on Writing Formal Reports (14) Source- Business Communication Centre (University of Toronto)
S.Guhaprasath
Fear!!! A word which conjures up frightening or nervous images or
feelings in an Individual. It is an emotional response to both tangible
and intangible dangers.
Page 3
Glory is fleeting, but obscurity is forever.
Fear Factor
Sweaty Palms, Butterflies in the tummy, feeling tongue tied! Sounds familiar? Something we have experienced at some point or the other in our lives. What is the underlying cause for this?
Fear! A word which conjures up frightening or nervous images /feelings in an Individual. It is an emotional response to both tangible and intangible dangers. Fear of speaking in a group, fear of the boss, fear of the unknown, fear of darkness, fear of death, childhood fears are some common forms which individuals experience. Does this characterize the personality of an Individual? Is it that these may be inherent in us or we develop these fears within us based on situations? Something to ponder about!
Childhood fears are very tangible and it looms large because of the threats involved (caused most often by adults) and it manifests as nightmares. As we grow older, these fears are replaced by other bigger fears which are internal, created deep within us due to what we perceive as an inability. This sets forth a chain reaction that reveals itself in all our day to day activities both at home and at work – in all our relationships.
What causes this fear particularly with regard at work? I personally feel fears manifest due to a need or a lack of something in an individual. I have listed a few needs/lacks which I feel are important in identifying the cause.
Knowledge – When an individual lacks the knowledge required in his field of work, it evokes a fear within him because he is so unsure of himself, and cannot confidently move forward in his work (lack of Self-confidence). Eg. Doing a presentation.
Communication – A person may have sufficient knowledge but lacks the ability to communicate or express himself boldly to an individual or a group. This could be inherent or it could be a simple problem of expressing himself in a particular language.
Stress – Stress affects work adversely and this can cause a fear as we become ill equipped to handle the events of a stressful situation.
Presumptions/Assumptions – This is a convenient excuse to postpone facing a fear. For instance, if a person has to meet his boss to ask for a salary hike, lack of confidence can make him assume that his boss is busy thus postponing temporarily a meeting which could be to his advantage! It is only a tactic to postpone facing the fear.
Reaction – A low self–esteem makes a person fear the reaction that his action or words could evoke and hence chooses the easy way out.. keep mum!
Fear is not a natural state. It makes a person feel inadequate, To quote Marie Curie, “Nothing in life is to be feared, it is only to be understood”. So how can we tackle this fear?
1. Recognizing/identifying and understanding the need or lack within us. This helps in acceptance of that fear.
2. Analyzing the reason, facing the fear and adopting measures to overcome it.
3. Talking about it to someone and seeking help.
4. To develop the ability to identify mistakes as a learning experience
5. Exercise, relaxation techniques like deep breathing, Meditation
6. And finally using what God has given us in plenty - reasoning and common sense with which we can overcome the mountains of obstacles in our mind!
Napoleon Bonaparte
Rekha Murali
Page 4
If they’d lower the taxes and get rid of the smog and clean up traffic mess, I really believe I’d settle here until the next earthquake.
Know The Employees Provident Funds and Miscellaneous Provisions Act 1952
The Act:
� It is enacted by Parliament
� It has come into effect from 4th of March 1952
� It extends to whole of India except the State of Jammu & Kashmir
Scheme at a glance:
Groucho Marx
Section Para Provision Form
1 Applicability
(3)(a)(b)
1(5) Subject to provision in Sec.16, it applies to Establishments specified in Schedule-I employing 20 or more persons
2 Definitions
16 (b) Basic wages: means all emoluments earned by an employee while on duty or leave or holidays with wages in accordance with terms of contract of employment, paid or payable in cash. Excludes: Cash value in food concession, D.A., HRA or over time allowance, presents by employer
(e) Employer: owner or occupier of factory, their agent, legal representative, or person named manager of the factory
(f) Employee: Person employed for wages in any kind of work, manual or otherwise contractor’s employees, apprentice not engaged under Apprentice Act.
(ff) Exempted employee: Employee who is exempted u/s 17 of the Act
2(f) Excluded employee: (1) a member who withdraws his amount from the fund - (2) an employee whose pay exceed Rs.6500/- p.m., - (3) an apprentice
(k) Occupier: Person who has ultimate control of the factory affairs as per Para 36-A, the employer is to furnish details of occupier, manager, director in Form-5A.
5-A
(j) 36 Member: Every employee employed in connection with the work of a factory or other establishment to which this Scheme applies other than an excluded employee. The employer is to send return of the employees in Form 5, specifying their basic wages, DA in Form 9
5 and 9
33 Nomination: Employee already employed/employee who joins after the fund is established shall furnish nomination in Form 2
2
61 Employee may modify his nomination after giving written notice in Form 2 2
6
Contributions: 12% of wages includes DA and Retaining allowance - employer and employee to contribute same amount - Employee whose pay exceeds Rs.6500/- continues to be a member and for contribution of employers share the pay of such member shall be considered to be Rs.6500/-. As per Para 30 employer is liable to pay his and his employees share in first instance in Form-6A.
6A
35 Under Para 35 the employer shall prepare a contribution card in 3 or 3A
7Q 40 Interest: Employer is liable to pay 12% or higher rate on amount due from due date till payment.
17A 57 Transfer of Fund Amount: Employee seeking re employment is to apply for transfer of provident fund due to his credit or fund of the establishment and under Para 57 in Form 13 to make application to the Regional Commissioner within whose jurisdiction he was employed.
13
69 Payment of Fund Amount: Under Para 69 an employee may withdraw his fund on retirement, migrating abroad, termination of services under the voluntary retirement scheme, etc. and on receiving claim application in Form 19 or 20 the Commissioner is to make payment without delay.
19 or 20
68H-N Advance from the Fund: Employee entitled to seek advances from the fund on- closing of the establishment for more than 15 days, illness, marriage or education purposes etc.
31
Contd on next page
Subba Rao
Page 5
Don't be so humble - you are not that great.
Golda Meir
6-A
Benefits: (1) -Framing of the Employees Pension Scheme, -for providing superannuation pension, Permanent total Disablement pension, widow or widower’s pension,-Children or orphan pension.
2) On attaining 58 years, or leaving service before the prescribed period, whichever is earlier, he is entitled to withdrawal benefit or scheme certificate provided he is not attained the age of 58 yrs.
10D
-From the contribution made u/s 6, 8.33% shall be remitted as employer’s contribution towards the pension scheme and Central Government shall contribute 1.16%. Where pay exceeds Rs.6500/-, the contribution payable is limited to amount payable on pay or Rs.6500/-.
10C
(3)-framing of the Employees Deposit Linked Insurance Scheme, employers contribution 0.5% of aggregate of basic wages, DA and retaining allowance, 0.01% as administrative charge. Where pay exceedsRs.6500/- the contribution payable is limited to amount payable on pay or Rs.6500/-.
In case of death while in service/Employees Deposit Linked Insurance Scheme.
23 EDLIS
62
(4)-Members may apply for financing his Life Insurance Policy from his PF account in Form 14. 5(IF)
63 5) Conversion of policy into paid up one and payment of late fee by Commissioner. 14
64 (6) Assignments of policies to the fund.
65 (7) Bonus on policy to be adjusted against payments made from the fund. 15
66 (8) Reassignment of policies, by Commissioner by endorsement on the policy to the Member with signed notice of reassignment addressed to LIC.
67 (9) Recovery of amounts if policy matures or falls due for payment realized by Commissioner together with bonus and amount placed to credit of Member.
17-A
(1)
(2) 57
Transfer of accounts
Employee seeking employment in establishment to which the act does not apply his dues to be
transferred to his credit.
If re-employment is in an establishment to which act, applies, his dues to be transferred to his credit or fund of that establishment. Employee who secures employment in another region is to apply to Commissioner in whose jurisdiction he was previously employed, for transfer of his fund.
If transfer in same region apply to Regional Commissioner in
13
13-A
Advances from the Fund
68B For buying a dwelling house or for its construction
68BB For repaying loans in special cases-Loans from State Government/Nationalised Banks
68H In special cases - Establishment closed for more than 15 days, non-receipt of wages for 2 continuous months, pending proceedings challenging dismissal, retrenchment etc.
68-J For illness - Non-refundable advance in cases of 1 month or more hospitalization, suffering from TB, Leprosy etc.
68K For marriages or post Matriculation-education of children non-refundable advance not exceeding 50% of his share on date of authorization etc
68L In abnormal conditions- Damage of property by natural calamity. Member affected by cut in supply of electricity.
68M Physically handicapped member - to minimize hardship an amount not exceeding Member’s basic wage/pay for 6 months.
Contd on next page
68N Withdrawal within one year before retirement- upto 90% of amount of credit anytime after attaining 54 years or within a year before retirement or superannuation.
68NN Option for withdrawal- At the age of 55 years for investment in Varishtha Pension Bima Yojana.
68NNN
Payment of withdrawal or advance- Member’s may at their option by way of postal money order, or deposit in bank or through employer.
68-O All applications seeking advance to be made. 31
Page 6
His ignorance is encyclopedic
Abba Eban
S.D. Lokesh
Winner vs Loser
� When a winner makes a mistake, he/she says, "I was wrong,"
When a loser makes a mistake, he/she says, "It wasn't my fault."
� A winner goes through a problem;
A loser goes around it, and never gets past it.
� A winner makes commitments;
A loser makes promises.
� A winner says, "I'm good, but not as good as I ought to be,"
A loser says, "I'm not as bad as a lot of other people."
� A winner listens;
A loser just waits until it's his/her turn to talk.
� A winner respects those who are superior to him/her and tries to learn something from them.
A loser resents those who are superior to him/her and tries to find chinks in their armor.
� A winner feels responsible for more than his/her job;
A loser says, "I only work here."
� A winner says, "There ought to be a better way to do it;"
A loser says, "That's the way it's always been done here. “ Manikantan P
Tips towards safe driving
� Always Check whether the vehicle is in good running condition.
� Always check whether all the documents of the vehicle and driver’s license are kept properly.
� Always be focused by avoiding unnecessary thinking and talking.
� Always avoid rash / drunken driving .
� Always ensure that safety precautions are taken (both for the driver and others in the vehicle).
� Always have knowledge of the routes which will help save petrol.
� Always obey traffic rules.
� Always give clear indication whenever necessary for other drivers.
� Always drive the vehicle only when you are in a position to drive.
� Always avoid listening to criticism from others about the driving which may lead to accidents.
Page 7
One truth is always better than hundred lies.
Events and Happenings in NCRCL®
Anonymous
Readers’ Corner
Readers are requested to post their comments/suggestions in this space
-Editors
Weekly Sessions held at NCRCL Bangalore office
Manikantan & Mahesh talking
on ‘How to Play Football’
Yalloji Rao & Suresh talking
on ‘Bangalore’ Subba Rao & Roopashree
talking on A.P.J Abdul Kalam
Working, Eating and Roaming in
Dubai
NCRCL® team in Dubai handling three projects:
ETA-ASCON (KPI framework), ETA-ITS, ETA-
Star Cement.
RSM trains junior management team
in ETA-Star Cement.
Deepak & Archana talking on
‘Repetitive Stress Injuries’
A team led by Gadag Zilla Panchayat CEO visits NCRCL® Bangalore on 02-06-2008
BetrothalBetrothalBetrothalBetrothal
Thiru with Sree Ranjini on 23
June 2008
Naming Ceremony
of Mamtha’s son
on 23 June 2008
Subba Rao presented a book
-“Wings of Fire” to NCRCL
office library.
Page 8
NCR Consultants Limited
Bangalore Office:
147, 1st Floor, 11 C Cross, Behind G.D.Naidu Hall, Mahalakshmipuram, WCR II Stage,
Answer for last month’s Smart Corner question:Answer for last month’s Smart Corner question:Answer for last month’s Smart Corner question:Answer for last month’s Smart Corner question:
What is the word of Indian origin used to describe personalities in vir-
![Conversation with Burman - Early Modern Texts · Conversation with Burman René Descartes Meditations Meditations Meditation 1 [1] ‘Whatever I have up till now accepted as true](https://static.documents.pub/doc/80x56/5e867379fc46be36667a0f98/conversation-with-burman-early-modern-conversation-with-burman-ren-descartes.jpg)