Tokio MarineLife Insurance Singapore Ltd.

tokiomarine.comLife & Health | Property & Casualty

TM Retirement (SP)@63, @65, @70

Save for retirement today, to enjoy financial freedom tomorrow

TM Retirement (SP) is a single premium, participating endowment plan with

yearly payouts, specially designed to help you reach closer to your retirement

goals. With this plan, you decide when you would like to start receiving your

retirement payout and for how long a duration. In addition, you can also arrange

to make yearly scheduled contributions via the unique RSP option to increase

your retirement payout amount.

About the Plan

1. Single premium of just S$10,000 to kick-start your

retirement savings

2. Capital guaranteed upon maturity

3. Receive guaranteed yearly cash benefits over 10 or

201 years

4. Choice of payout ages starting from 63, 65 or 70

5. Enhance your cash payout through optional

Recurring Single Premium (RSP)

Benefit Snapshot

Benefits of the Plan

Single premium payment

Get started with just S$10,000, either through cash or funds from your

Supplementary Retirement Scheme (SRS) account.

Choice of payout ages

With TM Retirement (SP), you can choose when you would like to start receiving

your yearly cash benefit, starting from age 63, 65 or 70. Whether you choose 63

as your payout age to coincide with the current statutory retirement age of 62, or

delay it to age 65 or 70 to enjoy a higher yearly cash benefit, this plan is flexible to

your retirement planning needs.

Boost your retirement income

Upon reaching the selected payout age, you will start receiving the guaranteed

yearly cash benefit for 10 or 201 years. On top of this, a non-guaranteed dividend

may also be paid out to further supplement your retirement income.

What’s more, be assured that at the end of the policy term, you will get back at

least 100% of your capital with these guaranteed yearly cash benefits.

Continue to save yearly

We know that you strive to save regularly to grow your retirement fund. To make it

easy for you, choose the RSP2 option for scheduled regular savings by setting aside

a fixed sum, at a minimum of S$10,000 a year. This is a non-obligatory scheduled

payment which you can cease at anytime. There is no penalty if this scheduled

premium is not paid.

You can arrange the RSP to be conveniently paid through your initial chosen source

of funds, which could be via either cash or SRS funds.

Easy application

Do away with the hassle of a medical check-up. You can start saving for your

retirement almost immediately.

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TM Retirement (SP) is a single premium, participating endowment plan with

yearly payouts, specially designed to help you reach closer to your retirement

goals. With this plan, you decide when you would like to start receiving your

retirement payout and for how long a duration. In addition, you can also arrange

to make yearly scheduled contributions via the unique RSP option to increase

your retirement payout amount.

About the Plan

1. Single premium of just S$10,000 to kick-start your

retirement savings

2. Capital guaranteed upon maturity

3. Receive guaranteed yearly cash benefits over 10 or

201 years

4. Choice of payout ages starting from 63, 65 or 70

5. Enhance your cash payout through optional

Recurring Single Premium (RSP)

Benefit Snapshot

Important Notes

This marketing material is not intended as an offer or recommendation to the purchase of any insurance plan. This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this marketing material is for reference only and is correct as at 1 June 2019.

1 Applicable to payout ages of 65 and 70 only. 2 The first RSP starts from the first policy anniversary and the last RSP ends 10 years

before the selected payout age.3 The amount is based on the age when the premium payment was made. 4 The dividends are based on illustrated investment rates of return of 4.75% p.a. and 3.25% p.a.

on the Participating Fund. As these dividends are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund.

All illustrations in this marketing material are not drawn to scale.All ages mentioned in relation to TM Retirement (SP) in this marketing material are based on age next birthday.

Recurring Single Premium of S$10,000 x 13 years

= S$130,000

Recurring Single Premium of S$10,000 x 13 years

= S$130,000

Age

Age

Initial single premium of S$20,000

Initial single premium of S$20,000

40

40

53

53

41

41 79

Mr Ong, age 40 and non-smoker, decides to take up TM Retirement (SP) with:

Initial Single Premium : S$20,000

Recurring Single Premium : S$10,000 for 13 years

Total Premiums Paid : S$150,000 (S$20,000 + S$130,000)

If he chooses a payout age at 63, this is what he will receive:

If he chooses a payout age at 70, this is what he will receive:

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Illustrated Investment Rate of Return of 4.75% p.a.

Illustrated Investment Rate of Return of 3.25% p.a.Payout over 10 years

S$15,7723 per year S$15,7723 per year Guaranteed cash benefit

Non-guaranteed dividend

Total cash benefits received

S$18,1623,4 per year S$9,0783,4 per year

S$339,3403,4

over 10 yearsS$248,5003,4

over 10 years

Illustrated Investment Rate of Return of 4.75% p.a.

Illustrated Investment Rate of Return of 3.25% p.a.Payout over 10 years

S$16,4893 per year S$16,4893 per year Guaranteed cash benefit

Non-guaranteed dividend

Total cash benefits received

S$30,0313,4 per year S$15,0093,4 per year

S$465,2003,4

over 10 yearsS$314,9803,4

over 10 years

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E&OE JUL2020

(Company Reg. No.: 194800055D)

20 McCallum Street,#07-01 Tokio Marine Centre,Singapore 069046T: (65) 6592 6100F: (65) 6223 9120

Speak to your preferred Adviseror visit www.tokiomarine.com

About Us

Tokio Marine Life Insurance Singapore Ltd. is part of Tokio Marine Holdings Inc.

which has 140 years of history. As at March 2019, Tokio Marine Holdings Inc.

has a market capitalisation of close to US$34 billion and total assets of around

US$203 billion. With its presence spreading over 45 countries, Tokio Marine is

indisputably one of the largest insurance groups in the world.

Our reputation in Singapore as a leading life insurer has been gained through

our strong historical investment returns, disciplined underwriting and careful

expense management.

Driven by Customer-centricity, Integrity and Excellence as our core values,

we endeavour to be a trusted partner in protection, savings and investments.