UBS Visa Corporate Card AirPlus. The Credit Card Solution for your Business Travel Management.

What would you improve about your business travel management? Greater mobility, flexibility and comfortfor your travellers worldwide?

A credit card solution that separatesbusiness expenses from private expenses?

Detailed options for control and analysis?

More transparency and significant savings?

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Travel costs are a complex topic. They are seldom just about booking a flight or train travel.

A whole array of possible expenses needs to be settled during the trip. How are these paid and settled? Cash advances are one option. These put a burden on your cash flow. Or the traveller initially pays all the costs incurred out of his/her own pocket. Frequently, your traveller will wait some time for reimbursement. Both solutions are also costly to administer and tend to make a quick and detailedoverview of all the travel costs more difficult.

Clear requirements Are you looking for a solution that ensures mobility,flexibility and comfort for your employees when theypay for their business travel expenses anywhere in the world? Do you need an easy separation of business expenses from private expenses? Would you like reliable information that supports you in controlling your travel costs? No problem.

The UBS Visa Corporate Card AirPlus offers attractive benefits for travellers, low-cost conditions and a simplification of your processes.

With the credit card solution from AirPlus in collaboration with UBS:

your employees can separate their business expenses from their private expenses during a business trip. This gives you a transparent overview of all travel costs.

you reduce your administrative effort because cash advances are no longer needed.

you save costs. Your cash flow is not burdened by advances; you reduce your process costs because the manual effort for data recording is no longer required.

you can actively control your travel costs. Through the analysis of the travel costs, you acquire an ideal basis for price negotiations with the respective service providers.

Effective solution.Whatever the destination of the business trip, withthe UBS Visa Corporate Cards AirPlus, easy travel is on the cards for your employees everywhere and at any time. Worldwide, more than 24 million dealers and service providers and almost 1 million ATMs accept our cards.

More comfort, more transparency. UBS Visa Corporate Card AirPlus: the solution for your business travellers.Issued by UBS Switzerland AG (hereinafter “UBS”).

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With the UBS Visa Corporate Card AirPlus, your employees can pay for all business expenses incurred during travel.

Convincing benefits.Benefits during and after travel.

In the process, you benefit from numerous advantages.

Insurance cover includedAccidents can always happen when you are away ontravel. It’s just as well that the UBS Visa Corporate Cards AirPlus include comprehensive insurance cover for travellers: the travel and aviation accident insurancecovers you for worldwide flights, train travel, for hired vehicles and for public transport.

Travellers also enjoy compensation if flights are delayed or luggage is lost or delayed. Immediate financial support is given if travel documents are lost. If your employee holds a gold card, he benefits from additional insurance cover and a special service. Additional support and reimbursement is, for instance, given for lost cash, cancellation costs, medical care abroad and travel personal liability.

The free additional Corporate Liability Waiver protects your company from possible card misuse by the employee.

UBS Business Traveler PlusThis free additional insurance cover hugely improves the basic insurance cover of your UBS Visa Corporate Card AirPlus. It also offers benefits when it comes to vehicle hire and helps you find a parking space at the airport — the Airport Valet Parking service means that you will no longer have to waste time looking for a parking space.

Individual card limitsYou can determine how high the expenditure of each employee can be. Simply define the card limits individually for each card holder.

Bonus programYour company receives an annual bonus. As of an annual turnover of 12,000 francs (10,000 euros /12,000 US dollars), excluding fees and cash withdrawals, you’ll get 0.75 % credited up to a maximum of the total of all annual card fees and main account fees paid.

The use of the UBS Visa Corporate Card AirPlus is also of great benefit after travel.

This starts with transparent invoicing. Every month you will receive clear and detailed invoices. You can decide whether you prefer individual or collective statements. And, as additional information such as the cost centre or employee code can be recorded for every card holder, it is easy to allocate the costs within your company.

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Transparent travel costs All business costs can be assessed and analyzed by you via the AirPlus Information Manager management information system. The credit card expenses supplement the data of your AirPlus Company Account or AirPlus Company Account compact to form a detailed overview of all the direct travel costs.

The route to your UBS Visa Corporate Card AirPlus is very simple.

You conclude a framework agreement for AirPlus with UBS and determine which group of employees in your company is to receive the card.

You can decide whether you prefer individual or collective statements.

Your employees send us the card application, which we will also gladly provide in electronic form.

After receipt of the card application, you will receive the UBS Visa Corporate Card AirPlus via our banking partner UBS.

Many different designs Make your UBS Visa Corporate Card AirPlus your business card and have your company logo printed on it. It lends the card an individual design.

These design options support the brand identity of your company and improve the acceptance of the cards among your employees.

Blocking of certain sectorsYou have the option of restricting the use of the cards by blocking certain sector categories for each card.

24-h client serviceOur service team is available to your cardholders 24/7.

Scope of service of the UBS Visa Corporate Card AirPlus

Prices and services Classic Card Gold Card

Main account management CHF 100 / EUR 75 / USD 75 CHF 100 / EUR 75 / USD 75

Card price in the 1st year free

Card price from the 2nd year CHF 100 / EUR 75 / USD 75 CHF 200 / EUR 150 / USD 150

Replacement card if card is lost or stolen free

Basic insurance cover included (see point “basic insurance cover”)

UBS Business Traveler Plus CHF 58 / EUR 46 / USD 58 CHF 58 / EUR 46 / USD 58

PIN code free

Additional design (company name) free

Company logo (from 10 cards) CHF 500 CHF 500

Cash withdrawal worldwide at ATMsand over-the-counterCommisionminimum

4 %CHF 10 / EUR 8 / USD 10

4 % CHF 10 / EUR 8 / USD 10

Lottery (excluding Swisslos / Loterie Romande), betting, and casino winnings (gambling)

4 %, maximum charged per transaction CHF 100 / EUR 100 / USD 100

Currency conversion for transactions in foreign currencies

Currency exchange rate from UBS Switzerland AG or card company rate plus 1.5 % processing fee

CHF transactions abroad 1.5 % processing fee

Cost transfer third-party costs possible third-party costs (e.g. postal charges, charges for payments at post officecounters, costs for additional entrance fees to airport lounges etc.) can be passedon. For more price details, please contact our customer service.

Minimum limits CHF 2,000 / EUR 3,000 / USD 4,000 CHF 10,000 / EUR 6,000 / USD 8,000

Discounts on standard Europcar tariffs up to 20 % up to 25 %

Priority pass (incl. 4 free tickets)

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freeA standard admission fee of EUR 22 willbe charged to your credit card for eachfurther visit.

Spending-bonus system As of an annual turnover of CHF 12,000 (EUR 10,000 / USD 12,000), excluding fees and cash withdrawals, you’ll get 0.75 % credited up to a maximum of the total of all annual card fees and main account fees paid.

Data provided electronically Additionally, you receive all available raw invoice data electronically(unformatted data set) for processing in your individual system (prices on request).

Flexible billing system collective invoices including individual statements individual bills cost centre bills

Payment options direct debiting (CHF / EUR) pay-in slip (CHF / EUR / USD)

Invoice monthly

Payment deadline 25 days from date of invoice

Interest rate in case of delay in payment annual percentage rate 15 %

Reminder fees CHF 30 to CHF 60

24h customer service telephone: +41-44-828 37 37

24h assistance telephone telephone: +41-44-723 44 88

Cards Online Services UBS Cards Online Portal for cardholders

UBS Commercial Cards Online Portalfor the company

free of charge

one-time activation free of CHF 50 / EUR 40 / USD 50, one-time card fee per issued Access Card of CHF 50 / EUR 40 / USD 50

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Basic insurance cover

Max. amounts insured Classic Card Gold Card

Travel and aircraft accident death / invalidity .................................................................... transport / rescue costs ........................................................

travel delays ............................................................................loss or delay of luggage ..........................................................loss of cash (robbery) .............................................................replacement documents .........................................................legal and court fees (travel) ...................................................Corporate Liability Waiver ......................................................cancellation costs ...................................................................medical expenses abroad .......................................................travel personal liability ..........................................................

CHF 300,000 ......................................... CHF 60,000 ..........................................CHF 500 ...............................................CHF 1,000 .............................................— ...........................................................CHF 1,000 .............................................CHF 2,500 .............................................CHF 25,000 ...........................................— ...........................................................— ...........................................................— ...........................................................

CHF 600,000 CHF 60,000CHF 500CHF 1,500CHF 1,000CHF 1,000CHF 2,500CHF 25,000CHF 2,000CHF 100,000CHF 1 Mio.

UBS Business Traveler Plus

Max. amounts insured Classic Card Gold Card

Travel and aircraft accident death / invalidity .................................................................... transport / rescue costs ........................................................

travel delays ............................................................................loss or delay of luggage ..........................................................loss of cash (robbery) .............................................................replacement documents .........................................................legal and court fees (travel) ...................................................Corporate Liability Waiver ......................................................Collision Damage Waiver (CDW) ............................................Loss Damage Waiver (LDW) ...................................................cancellation costs ...................................................................medical expenses abroad .......................................................travel personal liability ...........................................................

CHF 600,000 ......................................... CHF 60,000 ...........................................CHF 1,000 .............................................CHF 2,000 .............................................CHF 1,000 .............................................CHF 2,000 .............................................CHF 5,000 .............................................CHF 25,000 ...........................................CHF 10,000 ...........................................CHF 10,000 ...........................................CHF 2,000 .............................................CHF 100,000 .........................................— ...........................................................

CHF 900,000 CHF 60,000CHF 1,000CHF 3,000CHF 2,000CHF 2,000CHF 5,000CHF 25,000CHF 10,000CHF 10,000CHF 4,000CHF 200,000CHF 1 Mio.

Airport Valet Parking Instead of wasting valuable time looking for a parking space, you simply park yourcar on one of the marked parking spaces near the check-in and leave the keys at the Valet-Parking counter of Europcar. On your return, you can pick up your keys in the same place; your car will be parked on one of the reserved Europcar parking places. And all this convenience does not cost you a penny more than the usual parking costs. What’s more: If you park your car for longer than 48 hours, it is even washed for you free of charge! For more information, go to www.valetparking.ch.

Additional insurance cover and better services with the optional insurance package “UBS Business Traveler Plus”.This additional offer for an annual fee of CHF 58 / EUR 46 / USD 48 provides tangible benefits.

You are covered by this insurance if you have paid for your trip with the UBS Visa Corporate Card AirPlus. For the general terms and conditions of the insurance, detailed information about the insured persons and the insurance services as well as an any restrictions, please visit www.ubs.com/corporatecard.

You are also covered by this insurance if you have paid for your trip via the AirPlus Company Account. The traveller must be a holder of the UBS Visa Corporate Card AirPlus to be covered. The maximum insurance sum depends on whether you are holding the Classic or the Gold card.

May 2017. UBS reserves the right to change the prices and services at any time. Customers will be informed about such changes in anappropriate manner.

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AirPlus International AGObstgartenstrasse 27 • 8302 Kloten • SwitzerlandT + 41 (0) 43 210 37 50 • F + 41 (0) 43 210 37 51 zuerich@airplus.com • www.airplus.com

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Want to reduce travel costs? Save time and effort? Then talk to us!

When it comes to your business travel management, you need a specialist. So trust the global expertise of AirPlus and arrange an appointment with one of our consultants. He or she would be happy to hear from you. And he or she will ask the right questions to enable us to develop the solution that is most effective for your business travel management.