Date post: | 26-Mar-2015 |
Category: |
Documents |
Upload: | jonathan-munoz |
View: | 214 times |
Download: | 0 times |
Universal Credit
1
•Replaces all existing means tested benefits for working age claimants
•(Except Council Tax Benefit)
Abolished
2
•Income Support•Income based Jobseekers Allowance•Income related ESA•Housing Benefit•Council Tax Benefit•Child Tax Credit•Working Tax Credit•Budgeting loans
£67.50 £67.50
£26.75
£32.35
EDP £14.05SDP £55.30 CP £31.00
Total Income £67.50£94.25£99.85£113.90£169.20£200.20
Single person aged 25+
WCA
3
£67.50 £67.50
£26.75
£77.00
Total Income £67.50£94.25£144.50
Single person aged 25+
WCA
Universal Credit – the sick note route
4
Carers
5
•Single Carer aged 25+ £98.50
•Couple aged 25+ (Jobseeker and Carer)£136.95
•Couple aged 25+ (Carer and Carer) £167.95
•Couple aged 25+ (ESA wrag and Carer)£163.70
•Couple aged 25+ (ESA support and Carer)£169.30
Children
6
£62.33
Housing costs
7
•Housing Associations•LHA•Mortgage interest
Moving into work
8
65% taper
Moving into work – earnings disregards
9
lone parent: £5,000 plus £2,700 per household for a
child;
disabled person: £7,000 per household if the recipient
or either partner in a couple is disabled;
single person without children: no disregard
couple: £3,000 plus £2,700 per household for a child
(regardless of the number of children);
Moving into work
10
The amount to be disregarded will be reduced depending
on how much is included in universal credit for rent or
mortgage interest support.
It is proposed to reduce disregards by one-and-a-half
times a claimant’s eligible rent or mortgage interest
support.
Moving into work – disregard floor
11
couple: £520 per household plus £520 for the first child, £260 for
each of the second and third children;
lone parent: £1,560 per household plus £520 for the first child, £260
for each of the second and third children;
disabled people: £2,080
The reduction for housing costs is limited so that people get a
minimum disregard – called a ‘disregard floor’.
Moving into work - example
12
A lone parent with three children has rent of £80 a
week.
Assumed maximum disregard is £7,700 and the
disregard floor is £2,600.
Reducing the disregard by 1.5 times the help with
housing costs (£6,240) would bring the
disregard below the floor. So the disregard that
applies is the floor of £2,600 = £50 a week.
As a result of the 65 per cent taper, she also keeps 35p for eac
h £1 of net earnings over £50.
Other issues
13
Children with disabilities
Help with childcare costs
Income from self employment
Universal Credit – more information
14
http://www.dwp.gov.uk/policy/welfare-reform/legislation-and-key-documents/welfare-reform-bill-2011/universal-credit-briefing/
http://www.cpag.org.uk/universalcredit/uc_factsheet.htm