Welcome to United American First United American Eastern Region Webinar

For Agent Training use only; not approved for use in sales presentations. UAI1778 EASTREG 0211

Welcome to

United AmericanFirst United American

Eastern Region Webinar

1


Welcome

Welcome to United American’s Eastern Region Webinar

Just for attending today’s entire Webinar, you will receive:

•Lunch Gift Card *

•Lead Drawing – 2,000 Piece Lead Order ($770 value!) **

•Opportunity to contract with our “Lead” Contract or our Traditional Contract

2

* Receive a gift card of $10 and redeem it for lunch at any Olive Garden, Red Lobster, Bahama Breeze, Seasons 52, The Capital Grille, or Longhorn Steakhouse restaurant in the United States. Gift Cards will be issued at the end of the webinar.

** Drawing held monthly; must be licensed with United American to qualify


Win a Kindle Reader!

3

Attend a Seminar Workshop and Enter to Win a Kindle Reader


Charles R. Mankamyer

4

Senior Vice-President United American – General Agency

• Past President & CEO

American Life & Health Group, Inc.

Palm Beach County, Florida

• Contracted with United American as a General Agent in 1979

• GA with Career Agents in Florida

• GA with Brokers/Agencies in all 50 states

[email protected]


Ryan Sykes

5

DirectorEast Coast Region

“I have been in the business for almost 10 years and started as an agent going door to door just like most of you. I travel around the East Coast holding training and recruiting Seminars.

“I am here to help everyone in the East Coast but I work closely with GAs that want to build productive teams.

“In my opinion, the most exciting part about what we offer to Agents are the Lifetime (Level-MedSup) Renewals on all products.”

[email protected]


Focus of this meeting

• Help you transition more of your business into Senior Market. The Senior Market and Medicare Supplements offer the MOST growth opportunity in the most stable market!

• New Leads Systems (Lead Contract)

• 2,000 Piece Lead Order (Entered into drawing) *

• Medicare Advantage – Cancellations!

• Persistency - $ Your Profits $

• Overview of our Supplemental Health, Life & Annuity Products **

• Outstanding opportunity for the Producer and the Agency

6

* Drawing held monthly; must be licensed with United American to qualify

** Product availability varies by state


Introduction to Company History

• United American opened its doors in 1947 to provide life, supplemental health, and accident coverage to individuals.

• Even before Medicare was signed into law in 1966, the Company made the decision to focus its attention on the individual health market with an emphasis on Seniors. This foresight paid off and we gained recognition as one of the nation's leading writers of individual Medicare Supplements*.

• In the state of New York, our individual insurance business is conducted through United American's subsidiary, First United American Life Insurance Company. An independent Agent system is employed to deliver Annuity or Medicare Supplement coverages to customers living in this state.

7

* NAIC 2009 Medicare Supplement Insurance Experience Report, May 2010


UA / First UA Financial Strength Ratings

United American

• A+ (Superior) Financial Strength Rating from A.M. Best Company for more than 30 consecutive years (as of 6/10)

• AA- “Very Strong” Financial Strength Rating from Standard & Poor’s (as of 5/10)

First United American

• A+ (Superior) Financial Strength Rating from A.M. Best Company for more than 20 consecutive years(as of 6/10)

8

Safety for your clients, you and your family!


Service Performance Record

Our 2010 Service Performance Record speaks for itself

Activity StatisticNumber of Policies In Force 493,175Total Claim Transactions 5,138,602Non-Med-Supp Health Transactions 135,480Customer Calls Services 916,292Turnaround Times: Medicare Supplement Claims Processed All Policies Issued

2.31 calendar days6.34 calendar days

(United American company data)

9


What UA Offers Our Producers & Policyholders, today!

10

• High Commissions and Renewals paid for the life of the policy.• Yes/No Applications



11




12




13




Life InsuranceFundamental Life Series ILife insurance policies from $1,000 - $20,000

10 Year Renewable Term (ages 18-80), Whole Life (ages 0-80) and 21 Pay Increasing Benefit (ages 0-72)

Fundamental Life Series IILife insurance policies from $25,000 - $500,000

10 Year Renewable Term (ages 0-60), 10 Year Term To Annual Renewable Term (ages 20-70), 20 Year Term to Annual Renewable Term (ages 20-60) and Whole Life (ages 0-80)

14



Annuities

Lifestyle Single Premium

Minimum 3% Interest

Maximum Deposit $20,000

Minimum Deposit $5,000

Issue Ages 0-80

Withdrawal Charges Eliminated after Year 6

Hospitalization and Nursing Home Waiver of Withdrawal available in most states

15


Medicare Facts

Traditional Medicare Supplements

Year # of Americans becoming eligible for Medicare

Total # of Americans over age 65

2010 2 million 40 million

2011 3 million 43 million2012 2 million 45 million

2013 2.5 million 47.5 million

2014 2 million 49.5 million

Opportunity - # of Senior Americans aging into Medicare

In the next 5 years, 11.5 million Americans will enter the Medicare Supplement Marketplace

16


Medicare Facts

In the next 10 years, 21 million American Seniors will enter the Medicare Supplement Marketplace

What portion of this outstanding business opportunity will you convert into your personal financial security?

17


UA’s 2011 Medicare Supplements

UA Markets 10 of the 11 Standardized Plans(A, B, C, D, F, HDF/F+, G, K, L, and N)

18

MEDICARE PLANS / BENEFITS A B C D F HDF/F+ G K L N*

Basic Benefits

Hospitalization (Part A Coinsurance) Medical Expenses (Part B Coinsurance) 100% 100% 100% 100% 100% 100% 100% 50% 75% Copay

Blood 50% 75% Hospice 50% 75%

Skilled Nursing Facility Coinsurance 50% 75% Part A Deductible 50% 75% Part B Deductible

Excess Doctor Charges Foreign Travel Emergency

Annual Calendar Year Deductible, orOut-of-Pocket Annual Limit

$2,000 $4,620 $2,310

High Deductible Plan F (F+ in NY) benefits begin after out-of-pocket expenses exceed calendar year deductible ($2,000 in 2011)* Copay = $20/office visit; up to $50/ER visit Once annual limit is reached the plan pays 100% of the Medicare copayments, coinsurance, and deductibles for the rest of the calendar year.


History of HDF

• Designed to address Seniors’ concerns of higher premiums

• Great choice for seniors who are relatively healthy and can afford to pay out-of-pocket deductible

• Per the Centers for Medicare & Medicaid Services (CMS), the annual HDF deductible may or may not increase. Adjustments in the HDF annual deductible amount is subject to the release of the Consumer Price Index (CPI) which generally occurs in mid-to-late September of each year.

• 2011 deductible ($2,000) did not change from 2009 and 2010

• One rate increase nationwide over the last 5 years

19


Cost of Insurance

Challenge:• Most Americans think they

pay too much for nearly any form of insurance they carry

Solution:• Help save clients premium

dollars

How can you save me premium dollars?

How can you save me premium dollars?

20


Premium Savings

Q: How do people save money on any kind of insurance (health, car, homeowners)?

A: They raise their deductible.

And

SAVE

$$$$$$$$$$$$$$$$$$

21


HDF Claim Example

Mary has an HDF policy

What happens when she has a Part B claim?

22


Mary’s Part B Claim with HDF

1. Medicare pays 80% of Medicare-approved charges

2. Mary pays 20% (until her deductible is reached; think of the deductible like a copay/coinsurance) plus any excess charges

3. When Mary reaches her $2,000 annual deductible, the HDF policy begins paying the 20% plus any excess charges

23


Cost-Sharing Concept

Total approved Part B Doctor Claim $100

Medicare’s 80% of Approved Charge $80

Customer’s 20% of Approved Charge(after deductible reached, we pay 20%)

$20 (Emulates copay/coinsurance)

Total Senior owes $0*

* Policyholder must meet HDF annual deductible ($2,000 in 2011) before benefits begin, and pay their HDF premiums.

24


National average, age 65, female, non-tobacco user.Example assumes no rate increases on either plan; policyholder must meet HDF annual deductible

($2,000 in 2011) before benefits begin

For illustrative purposes only

Premium Savings Example

Agents can help Seniors understand how HDF may be suitable coverage for their health needs AND budget

National Average Premium

$172 Plan F Monthly Premium

$ 41 Plan HDF Monthly Premium

$131 Monthly Premium Savings

X 12 months

$1,572 Annual Premium Saved

X 10 years

$15,720 10 Year Premium Saved

25


* UA ProCare MD rates, 65-yr-old female, nonsmoker** Example assumes no rate increases on either plan; policyholder must meet HDF annual deductible ($2,000 in 2010) before benefits begin

For illustrative purposes only


Agents can help Seniors understand how HDF may be suitable coverage for their health needs AND budget

Maryland Attained Age$156* Plan F Monthly Premium

$40* Plan HDF Monthly Premium

$116 Monthly Premium Savings

X 12 months

$1,392 Annual Premium Saved**

X 10 years

$13,920 10 Year Premium Saved**

26



• In the previous slide, the example assumed HDF premium savings of $13,920 for Maryland over a 10-year period.

• Example assumes no rate increases on either plan; however based on Company experience, Plan F rate increases occur more frequently than on HDF, which averaged only one increase nationwide over the last 5 years.

• Do you know of any other Medicare Supplement that has had only one rate increase in the last 5 years?

• Do you know of any with a 25% rate reduction?

27


HDF vs. Plan F

• HDF premiums are LOWER than Plan F premiums because HDF has a $2,000 out-of-pocket deductible before the benefits take effect

• HDF policyholder does NOT have to meet deductible BEFORE Medicare will pay!!

• PLUS, Excess Charges

28


Claims Data

Under Age 68 Age 68-72 Age 73+Med-Supp

Claim Amounts

% of populationAverage Annual

Claims Cost% of population

AverageAnnual

Claims Cost% of population

Average Annual Claims

Cost

Under $200 25% $80 17% $95 11% $106

Under $500 49% $203 41% $235 33% $256

Under $1,000 66% $338 61% $394 52% $430

Under $1,900 80% $534 78% $621 71% $707

Over $1,900 20% $5,435 22% $4,734 29% $4,875

Totals 100% $1,493 100% $1,511 100% $1,921

• 80% of United American’s Medicare Supplement population up to age 68 has annual claims above Original Medicare of $534 on average

• 78% of our Company’s Medicare Supplement population up to age 72, has annual claims above Original Medicare of $621 or less on average

• 71% of our Company’s Medicare Supplement population age 73 or older, has annual claims above Original Medicare of $707 or less on average

Source: United American 2009 Claims data)

29


Saving Premium Over Time

30

10 Year premium savings when purchasing

Plan HDF (F+) instead of Plan F

Year’s annual HDF deductible paid

Remaining Savings

Year 1 $13,920 $2,000 $11,920

Year 2 $13,920 $2,000 $ 9,920

Year 3 $13,920 $2,000 $ 7,920

Year 4 $13,920 $2,000 $ 5,920

Year 5 $13,920 $2,000 $ 3,920

Year 6 $13,920 $2,000 $1,920

Example assumes no rate increase and no Medical High Deductible increase.


Premium Savings

How could Mary use money leftover from her premium savings?

31


Three Great Options For Annual Premium Savings

32

• Life Insurance

• Reserve Fund Annuity

• Lifestyle Annuity


HDF and Reserve Fund Annuity (RFA)

• UA offers a unique product – Reserve Fund Annuity - that assists Med-Supp policyholders with paying HDF calendar-year deductible or copayment

• RFA’s interest rate is guaranteed at 3% - higher than some current savings accounts at many banks

• No charge to open, no lock-in time for deposits, no surrender charges, and no commission loads

• HDF frees unspent premium so customers can buy additional coverage - this generates more commissions for you!

33


Reserve Fund Annuity

• Funds in an RFA can be used to pay for calendar year deductible or copayments associated with ProCare Medicare Supplement Plans A, B, D, HDF, G, K or L

• With Plan A: Medicare Part A hospital inpatient deductible, Medicare Part B annual deductible, and Medicare Part B excess charges for Medicare approved services;

• With Plans B & D: Medicare Part B deductible and Medicare Part B excess charges for Medicare approved services;

• With Plan G: Medicare Part B deductible.

• With HDF: Calendar year deductible ($2,000 in 2011)

• With K & L: Out of Pocket limit ($4,640 & $2,320 respectively in 2011)

34


Three Interest Rate Examples

35

RFA Checking Savings(Through Passbook Savings)

$2,000 premium saved and deposited each year x 10

years

@ 3% guaranteed interest*


years

@ .15% interest*


years

@ .25% interest*

$23,615.59 fund accumulation -$20,000 HDF premium savings



$3,615.59 Interest Earned(Tax Deferred)

$ 165.74 Interest Earned(Taxed)

$ 277.07 Interest Earned(Taxed)

* Accumulating monthly (compounded annual yield)


Continuing to Improve Seniors’ Options

36

AnnuitiesLifestyle Single Premium

Minimum 3% Interest

Maximum Deposit $20,000

Minimum Deposit $5,000

Issue Ages 0-80

Withdrawal Charges Eliminated after Year 6

Hospitalization and Nursing Home Waiver on Withdrawal available in most states


Life InsuranceFundamental Life Series ILife insurance policies from $1,000 - $20,000

10 Year Renewable Term (ages 18-80), Whole Life (ages 0-80) and 21 Pay Increasing Benefit (ages 0-72)

Fundamental Life Series IILife insurance policies from $25,000 - $500,000

10 Year Renewable Term (ages 0-60), 10 Year Term To Annual Renewable Term (ages 20-70), 20 Year Term to Annual Renewable Term (ages 20-60) and Whole Life (ages 0-80)

37

Continuing to Improve Seniors’ Options


Life Expectancy/Renewals-Total Income

Other companies dramatically reduce or eliminate long-term renewals to Agents after first five renewal years, touting ‘short average life of their business’ as the reason. We base our decision to continue paying long-term renewals on solid research.

• Average 65-year-old man can expect to live to age 84• Average 65-year-old woman can expect to live to age 87• Some couples will have at least one partner live

to age 90 or 95

38

That’s potentially 25-30 years of renewal commissions!!Limited to 6th policy year on Guaranteed Issue Medicare Advantage replacements;

not applicable in WA.


UA Level Renewals

The key to Producers’ long-term financial security!!!

UA Renewals Brand X Renewals$500

X 25 Years$500

X 5 Years

$ 12,500 $2,500

IT IS TIME TO ADD YOU & YOUR FAMILY INTO YOUR BUSINESS DECISIONS

For illustrative purposes only.

39


UA Medicare Supplement Level Renewals

If you earned $50,000 in 1st year commissions and level renewals after 10 consecutive years your annual income would be $500,000

= $41,666 Monthly-% persistency (death & lapses)

•Vested from first dollar

•Paid for the life of the policy

•Willable

40


Think of your Client …

Service … After the Sale!• Sold Medicare Supplement at Age 65 – client in good health

• Age 75 – client no longer in good health and needs Agent’s personal service …

UA Brand X• Agent continues to get paid to provide

extra service to client as long as client has our policy!

• Will you help the client?

• This is now 10 years after the sale and more than four years since you have received any compensation to service this client. ($0) for your services!

• Will you help this client?• How fast will you help?

We appreciate our Agents and clients. We pay renewals to service the client as long as they are our policyholders!!!

41


Medicare Advantage Plans – Additional Opportunity

42


Medicare Advantage Plans

• In 2010, more than 636,000 seniors were canceled by their Medicare Advantage provider

• Today there are almost 700,000 canceled seniors from MA plans for 2011!

• All UA Medicare Supplements are “Guaranteed Renewable for Life”, UA can not cancel the senior!

• Medicare Advantage Plans can change the Senior’s benefits

43



If the Senior is NOT CANCELLED

Changes in 2011o Government starts Defundingo More MA Cancellationso Higher Deductibles / Copays

Some changes in 2010 MA Plans:o Higher Deductibles / Copayso Increased Out-of-Pocket Costso Fewer Doctors / Hospitalso Higher Cost to the Senior

More Individuals Moving to Medicare Supplements

44



2009 vs. 2010 Benefit Reductions

2009 2010

$150-$175 daily hospital copay with maximum of 5-15 days

$175-$225 daily hospital copay with no maximum number of days

$2,000-$3,000 healthcare annual out-of-pocket maximums

$3,400-$7,500 healthcare annual out-of-pocket maximums

More changes for 2011 … UP TO $10,000 Out-of-Pocket Costs to Seniors!

45

More Individuals Moving to Medicare Supplements

• Fewer Doctors/Hospitals• Higher cost to the senior!

Source: Medicare.gov


Learn More at CMS About Medicare Advantage!

• http://go.usa.gov/CL3 and click on ‘Downloads’

• This site is an excellent overall source of information about Medicare Advantage enrollments.

• The more you know, the more you can help your customers make the right decision.

46


Never Run Out of Leads Again!

47


U & UAThe Best Team in The Senior Market

48


Would You Trade 2% for 15% ???

Optional Lead Contract

49


(Hospital Indemnity, Cancer, Critical Illness, Accident & Medicare Supplement)

15% of NAP placed into Agents Personal Lead Account

Health Insurance Premiums

50


Sell two (husband & wife) our most popular Medicare Supplement Plan F, sold in Maryland

Husband $ 2,157 NAP ($180 monthly premium)

Wife + $ 1,875 NAP ($156 monthly premium)

Total $ 4,032 Total NAP × .15 Lead Account Allotment

$ 604.80 Placed in Agents Lead Account

Example

UA helps our Agent build their business…Vendor List – 60 Approved Lead Vendors

51


(All Life Products)

10% of NAP placed into Agents Personal Lead Account

Life Insurance Premiums

52


Sell husband & wife each a $50 monthly premium Final Expense Plan in any state where available

Husband $ 600 NAP

Wife + $ 600 NAP

Total $ 1,200 Total NAP × .10 Lead Account Allotment

$120.00 Placed in Agents Lead Account

Example

UA helps our Agents build their business…Vendor List – 60 Approved Lead Vendors!!!

53


How will our Lead Contract generate more income for you ?

Lead Account; using the examples shown:


54

$604.80 From Medicare Supplement Sale

+ $120.00 From Final Expense Sale

$724.80 Total in Lead Account


Order direct mail Medicare Supplement lead mailers to the zip codes of your choice and the criteria of your choice

38.5 cents per lead mailer. Minimum order 1,000 leads (UA discount applied)


55

$724.80 Total in Lead Account

1,882 Leads Ordered

.23 Lead Account Balance


How do UA Agents profit from lead contract …


56


How do UA Agents profit from Lead Contract ?

Nationwide average returns of 3% - 5%(recent returns in Florida 7.9% & New York 11.9%)

1,882Leads mailed

× 4% Returns

75 HOT LEADS !


57


No Gimmicks

No Survey

No Bogus List

No Multiple Mailings

Just Great Response Leads … Sent Only to You!

You Choose Your Demographic


58


75 Leads

25 Sales (1/3rd)…You could sell more!

All single, female, non-smokers, age 65, Plan Fs

$1,875 Premium X 25 = $46,875 NAP !


59


$7,031.25 ADDED TO YOUR LEAD ACCOUNT!

PLUS YOUR COMMISSIONS!

18,262 Leads (.385 cents per lead mailed)

× 4% Return

730 Hot Leads!

YOU KEEP SELLING AND YOU COULD RECEIVE LEADS FOREVER!!!


60


Build Your Career Agency

It is time to BUILD YOUR CAREER AGENCY

Contract Today & UA Will Help You Build Your Business!

61


Commitment to “Producers”

The BEST time to Sell Medicare Supplements!1. We will supply you with a list of individuals Turning Age 65 in the

ZIP codes of your choice approximately 6 months before their birthday! Some with phone numbers.

2. Be the first to explain the new changes these Seniors will be facing and explain why UA is their best choice!

3. They do NOT already have a Medicare Supplement / Medicare Advantage Plan – start these individuals off with a UA Medicare Supplement and keep them as clients for life!

NO-COST, MEDICARE SUPPLEMENT LEADS. PRODUCTION REQUIRED TO KEEP THIS FREE SERVICE!

62


Commitment to “Producers”

4. We will supply you with an approved and proven “Pre-Approach Letter” to individuals turning age 65.

5. Laptop & Seminar Presentation.

6. eApp – Soon to be released!

7. Just for attending the entire Webinar your name will be placed into a drawing for 2000 Medicare Supplement Lead Order

8. Lunch

63

NO-COST, MEDICARE SUPPLEMENT LEADS. PRODUCTION REQUIRED TO KEEP THIS FREE SERVICE!


Overview

• UA … Totally committed to the Medicare Supplement market!

• Great opportunity for Agents with 19 million people aging into Medicare in the next 10 years!

• Traditional Medicare Supplement marketplace virtually untouched by healthcare reform!

• Build commissions and renewals for the “Life of the Policy”!

• Almost 700,000 seniors need your services … right NOW!

64


Overview – Continued

• Complete product portfolio: Medicare Supplement, Life Insurance, Annuities, Hospital Indemnity, Cancer, Critical Illness and Accident

• Renewals paid for the life of the policy

• UA’s HDF + Life Insurance + RFA + Lifestyle Annuity

• More coverage for the client and more commissions and renewals for the agent.

TRULY A WIN – WIN SITUATION…

65


IMPORTANT!

• This presentation is not to be used in sales presentations. It is merely an example to assist Agents in understanding the fundamental concepts of how HDF can benefit prospects.

• Refer to previously supplied presentation brochures that have been approved for field presentations to customers.

Not Approved For Advertising Use

66


New Agent Lead Incentive Program

The New Agent Lead Incentive Program was designed to help newly appointed UA Agents earn more money faster during your first 60 days! When you achieve a certain production level during your first 60 days, we’ll give you up to 2,000 Direct Lead Mailers — FREE!!!

67


How does the New Agent Lead Incentive Program work?

• New Agents who produce $10,000 net annualized production (NAP) during their first 60 days (after appointment) will be awarded 1,000 Direct Lead Mailers!

• New Agents who produce $15,000 net annualized production during their first 60 days (after appointment) will be rewarded with 1,500 Direct Lead Mailers!!

• New Agents who produce $20,000+ net annualized production during their first 60 days (after appointment) will be rewarded with 2,000 Direct Lead Mailers!!!

68


Existing Agent Lead Incentive Program

Effective March 1, 2011, United American has implemented an Existing Agent Lead

Incentive Program for those with the Company for more than 60 days.

(For a new Agent to continue with the Existing Agent Lead Incentive Program, the new Agent must have qualified for

leads during their first 60 days with the Company.)

UA is committed to helping you earn more money faster.

69


How does the Existing Agent Lead Incentive Program work?

• Existing Personal Producers with an NAP increase of $10,000+ over their previous month or the highest month starting Feb. 1, 2011, will be awarded 1,000 Direct Lead Mailers!

- Existing Personal Producers with an NAP increase of $20,000+ over their previous month or the highest month starting Feb. 1, 2011, will be awarded 2,000 Direct Lead Mailers!!

• Existing Agents can KEEP earning FREE Direct Lead Mailers by continuing to increase their NAP by 10,000+ more than the previous month’s NAP

70


Here’s an example:

Bob produced $25,000 NAP in Feb.

Bob produced $45,000 NAP in March, which also earned him 2,000 Direct Lead Mailers.

Bob produced $55,000 NAP in April, which also earned him 1,000 more Direct Lead mailers.

Bob produced $65,000 NAP in May, which also earned him another 1,000 Direct Lead Mailers.

71


Annual Convention 2012

Dominican Republic• Agency only $350,000 NAP

• Agent only $150,000 NAP

You and Your Guest will Enjoy

• Join us!!!

• Hard Rock Hotel & CasinoPunta Cana

• June 28 – July 1, 2012

72


Charles R. Mankamyer,

Senior VP United American – General Agency

Representing UA in the field as one of UA’s largest producers from 1979 to 2009…

The opportunities available today with UA and the Senior Market are outstanding, may be the best opportunity since Medicare began in 1966!

73

For those Agents that will recognize this opportunity and work it to its fullest potential…it will change their lives and their families lives!

Good Luck & Good Selling,


Contracting Now…

United American Insurance Company

• UA will email you our Top Broker Lead Contract• Look for email from “GMBX Contracting”• Complete paperwork ASAP• Return to UA (email, fax or mail) all return information is included in paperwork• Send copy of your current Resident State Insurance License• State appointment fee if applicable

74

TAKE ACTION NOW!


Contracting Now…

The faster you complete our contracting paperwork the faster you will become appointed and can start earning commission, vested renewals, and start generating the leads from your lead contract.

75

FREE TURNING AGE 65 LEADSCan be ordered as soon as you are appointed.

CONTRACT…ASAP!


Contacts

Charles R. MankamyerSenior Vice President(469) [email protected]

Ryan Sykes Director – Northeast Region(518) [email protected]

Eric DouglasDirector - Southeast Region(214) [email protected]

76

Tom ConnerDirector - Central Region(214) [email protected]

John WeirDirector – Western Region(214) [email protected]

Danielle Kirschner Recruiter(469) 525-4280- office(469) 525-4806- [email protected]


General Agent Region Map

Western Region - John Weir

Central Region - Tom Conner

Northeast Region - Ryan Sykes

Southeast Region - Eric Douglas


Webinars & Seminars

78

Week of March 28 (NE Region) New York (Latham, Liverpool, Watertown, Rochester, Cheektowaga-Buffalo)

Week of April 4 (Central Region)

Wisconsin (Middleton, Milwaukee)

Illinois (Schaumburg, Warrenville, Springfield)

Week of April 11 (Western Region)

Oregon (Portland, Salem, Medford)

California (Redding, Sacramento)

Tuesday, April 19 WEBINAR - 10:00 - 11:00 (PST)

Wednesday, April 20 WEBINAR - 10:00 - 11:00 (CST)

Thursday, April 21

WEBINAR - 10:00 - 11:00 (EST)

WEBINAR - 2:00 - 3:00 (EST)

Week of April 25 (SE Region)

Virginia (Richmond, Roanoke)

Tennessee (Knoxville, Chattanooga, Nashville)

Week of May 2 (NE Region)

Michigan (Detroit, Ann Arbor)

Ohio, Pennsylvania (Cleveland, Pittsburgh)*

Ohio, Indiana (Columbus, Indianapolis)**


Fast Start Kit

79


Fast Start Kit

80


Fast Start Kit

81


Fast Start Kit

82


Fast Start Kit

83


Fast Start Kit

84


Fast Start Kit

85


Fast Start Kit

86


Fast Start Kit

87


Fast Start Kit

88


Fast Start Kit

89


Fast Start Kit

90


Fast Start Kit

91


Fast Start Kit

92


Fast Start Kit

93


Fast Start Kit

94


Fast Start Kit

95


Fast Start Kit

96


Thank You!

97

Date post:	03-Jan-2016
Category:	Documents
Upload:	risa-leblanc
View:	27 times
Download:	3 times

Welcome to United American First United American Eastern Region Webinar

Documents