Why Your Local VA Loan Specialist

Is Your Best Bet

The VA guaranteed home loan program has

provided home loans for veterans and active

duty service members for over 70 years.

This program offers a number of advantages

for military members and has desirable

features for lenders, as well.

The application process for a VA guaranteed

loan is different than that required for a

conventional mortgage loan.

A local VA loan specialist can help to

facilitate the application process so that you

can enjoy your new home sooner.

VA Guaranteed Loan Requirements

The VA home loan program has a

number of specific application

requirements:

· The applicant must be eligible for a VA home

loan. Eligibility is determined by length of service,

discharge status and credit record.

· A Certificate of Eligibility is required. This

document uses specific forms, such as the DD

Form 214, NGB Form 22, NGB Form 23 or VA

Form 26-1817, depending on circumstance.

Your VA loan specialist will have more

information on the necessary documents.

· You must provide a good credit record.

However, applicants who had financial

problems in the past may still qualify for a VA

guaranteed loan after a period of time has

passed.

· An appraisal of the property is required to

ensure that the home is worth the loan amount.

· You must agree to live in the home as your

primary residence. VA guaranteed home loans

cannot be used to purchase second homes or

rental properties.

VA Loan Approved

Lenders

Not all lenders are approved by the VA

guaranteed home loan program.

However, a large number of local banks, national

banks and regional lending institutions have

fulfilled the requirements of the program and can

provide help to assist you through the application

process.

These lenders can provide specific information

on applying for a VA loan, information on loan

amounts, appraisal requirements and other

items.

They can also pre-approve you for a home loan

before you begin looking for a home so that you

know what price range is within your budget.

These measures can facilitate the process of

house hunting and loan application for

homebuyers.

How A VA Loan Specialist

Can Help You

Working with a VA guaranteed loan specialist

provides a number of advantages for

homebuyers:

· A VA home loan specialist has the

knowledge and experience to facilitate the

application process, avoiding delays.

· A VA home loan specialist can answer all

your questions about documentation,

financial requirements and time frames.

· A VA home loan specialist can provide

information about interest rates, terms of the loan

and costs that can be rolled into the loan amount.

· A VA home loan specialist can facilitate

paperwork and ensure that all requirements

are met.

· A VA home loan specialist knows the details

of the loan program that can help applicants

acquire the loan.

The advantages of the VA guaranteed loan

program make it a good option when

considering a home loan.

An experienced VA loan specialist can help to

make the application process faster and easier

so that you can begin enjoying your new home

purchase as soon as possible.

Our VA Loan Specialist helps veterans obtain the loans

they are entitled to.

He served in the United States Marine Corps, and now

devotes himself to the Veteran home buyer in the

Phoenix area, fulfilling a passion of his while at the same

time helping others achieve home ownership.

Be a proud homeowner today.

For more details call 480-351-5904 or

visit the site:

www.valoansforvets.com

VA Loans for Vets

7702 E. Doubletree Ranch Road, Suite

220

Scottsdale, AZ 85258

Phone: (480) 351-5904

Email: jimmyv@fcbmtg.com