WWW.SCOTLAND-ASPIRENORTH.AC.UK

“Money” & “Study” Or Death by PowerPoint

The Realities of Student Life

Why are we here today?

• To help you understand how to finance your next step in education

• Who are SAAS and how can they help• Examine the importance of planning & budgeting• Work/Life balance and why it’s important• Looking at the differences between learning at

University or College rather than at school• Tips on how to take notes

Today’s Activities

• Presentation about SAAS

- Student Awards Agency for Scotland

• Budgeting Workshop

• Look at time management

• How to Study – A Guide

www.saas.gov.uk

Who we are and what we do

Students Awards Agency Scotland

Agency of the Scottish Government

Provide funding for all eligible students studying throughout UK

Process approximately 160,000 applications each year

www.saas.gov.uk

Residence eligibility

Ordinarily resident in the UK and Islands for the three years immediately prior to the first day of the first academic year of the course and ordinarily resident in Scotland on the same date

Non UK or other EU nationals must have ‘settled status’ in the UK as set out in the Immigration Act 1971

www.saas.gov.uk

Course eligibility

Higher National Certificate (HNC)

Higher National Diploma (HND)

Degree

Nursing and Midwifery diplomas and degrees

PGDE

www.saas.gov.uk

Tuition Fees

Study in Scotland – SAAS will pay your fees each year if you are

eligible

Study elsewhere in UK – you will pay your own fees up to £9,000 each year or you use a student loan

EU students studying in Scotland – SAAS will pay your fees each year if you are eligible

www.saas.gov.uk

Household Income

Whose income we include:

Gross Income

Parents/Step Parents

Partner or Spouse

Student Income

www.saas.gov.uk

Repayment of the loan

Don’t start repaying until the April after you graduate or the April after the leaving course

Repay 9% of your annual income over £16,910

Employer will take repayments from your salary

Interest is linked to inflation so can vary each year

www.studentloanrepayment.co.uk

www.saas.gov.uk

Allied Health Professions (AHP)

Occupational therapy

Physiotherapy

Radiography

Podiatry (Chiropody)

Speech and language therapy

Orthoptics

Dietetics

Prosthetics

Othotics

www.saas.gov.uk

Support for AHP courses

Studying in Scotland

Free tuition fees

Standard funding package available

Placement expenses

Studying outside Scotland

Free tuition fees

www.nhsbsa.nhs.uk

Placement expenses

www.saas.gov.uk

Nursing & Midwifery

Free tuition fees

NHS Bursary of £6,578 a year

Placement expenses

www.saas.gov.uk

Other sources of financial help

Disabled Students’ Allowance

Discretionary funds

College & University Bursaries/Scholarships

Educational/Charitable Trusts

www.saas.gov.uk

How and when to apply

Applications can be made from April each year

Apply online

Don’t wait for exam results

Apply by June 30th

www.saas.gov.uk

Find out more

www.saas.gov.uk YouTube channel

0300 555 0505 Facebook

Document upload service Twitter

www.saas.gov.uk

Summary

Think about budgeting

Apply early and apply every year

30 June – Guarantee date

Budgeting Workshop

• Budget for a month as a Student

• Highlight additional funding avenues

Let’s budget for a Month!

• Maximum SAAS annual award of:

£ 5,500

• This equates to a monthly budget of:

£485

Essentials (Needs)Outgoings Cost per month

Rent

• Catered Halls £480 - £600

• Self-Catered £280 - £480

• Shared Private Flat £250 - £400

Food – Basic Shop From £150

Travel

• Walking Free!

• Bus Pass (4 Week) £64

• Car Expensive

Cheapest Total £400

Average Total £629

Most Expensive Total Infinity!!

Needs & Wants??Additional Costs Prices per year

TV Licence £145.50

Insurance £60+

Books £200+

Field Trips £??????

Utilities £??????

Mobile Phone £??????

Clothes £??????

Laundry £??????

Beer Money £??????

Emergency Fund £??????

Question…

Is it going to be cheap or easy?

NoBut it can be made affordable and

manageable

How to Fill the Gap

• Part-time work

• Possible bursaries and sponsorships

• Scholarships

• Hardship funds

• Parental Contribution

Questions?

Balance

Balance

• Work & Class time

• Personal Study time

• Part time job

• ‘You’ time

Plan Ahead

• Calendar – put in important dates• Set your own deadlines• Mark in “days off”• Time manage your self study• Tidy before you start• Remember to take breaks• Treat yourself

How do you study?

School vs. College

School vs. University

University

• Lectures• Tutorials• Labs• Field Trips• Self Study

So what is a lecture like?

• Example Lecture

• You should take notes while watching this

• Don’t worry, it’s only ten minutes!

How easy was that?

What issues did you have?

How should we take notes?

1. Take notes

2. Don’t write everything down

3. Keep it brief

4. Use your own words

5. Use numbers

How should we take notes?

6. Don’t fill your page

7. Date your notes

8. Write up your notes

9. File them safely!

Notes

Becomes• Jennifer Golbeck Lecture – Computer Science “Curly Fries” 11/02/15• TED Talk Lecture about Facebook likes and our online behaviour and how companies can use this information.• First ten years of the web saw it populated mostly by independent business and tech savvy individuals. Now it is mostly filled with

individual user content (YouTube & Social Media)• Facebook has over 1.2 Billion users per month – half of all internet users. This means that we share huge amounts of personal data

online with each other – and strangers. Users seem unaware of how that information can be used by others and analysts to define you and target you.

• CASE STUDY: 15 year old girl was targeted by the Company “Target” because of purchases she made – these included vitamins and a large bag. They used analysis to guess that she was pregnant due to statistical probability. Combined with Behaviour online they decided to send her coupons and vouchers for pregnancy goods. Her family was less than happy as she hadn’t told them yet.

• BEHAVIOUR PATTERNS are Key to online analysis. Everyone who goes online can be profiled by their social networks combining your likes and activity to target the advertising on your page. (Consider pop up adverts down the right hand column on Facebook)

• Paper from the Proceedings of the National Academies – Based on work from Cambridge did a study on Facebook likes and how they may be connected to other likes and your social group online. Using this they can refine a profile of you – NOT from posts, but just from the things you click LIKE on.

• Download the Paper and look at the website from Cambridge it is based on (applymagicsauce.com)• HOMOPHOLY – Definition Love of the same things. Computer analysts use this idea to define our profiles. If we like similar things then

we are similar people. Think of it in terms of viral videos or shared posts – if we share and pass them on them we share personality traits with the original poster.

• Can we control our Data?• Three options• Legally through legislation – would be most effective but would be an issue trying to get a solid and non-political agreement• The Social Network companies to protect us – highly unlikely as our data provides them with an income as they can sell or share the data

with third party companies• Computer Analysts – The same people who create the algorithms that allow this profiling can also provide programmes to protect us and

warn us of the implications of posting or liking certain things online. This is the most likely as it is a good business model and is profitable unlike the other two models.

Let’s try again

• Short Lecture

• Try taking notes now you know how

• Then compare to what you did the first time

Well?

• Remember it’s a skill – you need to work at it!

• Always go back over your notes within a day and re-write them

• Trust me it saves time when you are panicking the night before an exam that you haven’t studied for ;)

CONCLUSION

• A better awareness of funding student life• Learned more about SAAS - Student Awards

Agency for Scotland - & the funding application process

• Aware of the importance of planning and budgeting

• Think about work/life balance• How to Study

How much do you know about the opportunities open to you at college or

university?1 2 3 4 5

Very little A great deal

How likely are you to go on to study at college or university when you leave

school?1 2 3 4 5

Not likely Very likely

How confident are you that you are

developing the skills and qualities you will need for learning beyond school?

1 2 3 4 5

Not at all confident

Very confident

Do you feel you have the information, advice and guidance you need to make the right choices about learning beyond

school?1 2 3 4 5

Not nearly enough

As much as I need

How confident do you feel about planning and setting goals for your

future learning?

1 2 3 4 5

Not at all confident

Very confident

How prepared do you feel for the choices and changes you will face

when you leave school?

1 2 3 4 5

Not at all prepared

Fully prepared

Thank You!

For more information please contact us:

www.scotland-aspirenorth.ac.uk

01224 274694

or SAAS www.saas.gov.uk

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