WWW.SCOTLAND-ASPIRENORTH.AC.UK
“Money” & “Study” Or Death by PowerPoint
The Realities of Student Life
Why are we here today?
• To help you understand how to finance your next step in education
• Who are SAAS and how can they help• Examine the importance of planning & budgeting• Work/Life balance and why it’s important• Looking at the differences between learning at
University or College rather than at school• Tips on how to take notes
Today’s Activities
• Presentation about SAAS
- Student Awards Agency for Scotland
• Budgeting Workshop
• Look at time management
• How to Study – A Guide
www.saas.gov.uk
Who we are and what we do
Students Awards Agency Scotland
Agency of the Scottish Government
Provide funding for all eligible students studying throughout UK
Process approximately 160,000 applications each year
www.saas.gov.uk
Residence eligibility
Ordinarily resident in the UK and Islands for the three years immediately prior to the first day of the first academic year of the course and ordinarily resident in Scotland on the same date
Non UK or other EU nationals must have ‘settled status’ in the UK as set out in the Immigration Act 1971
www.saas.gov.uk
Course eligibility
Higher National Certificate (HNC)
Higher National Diploma (HND)
Degree
Nursing and Midwifery diplomas and degrees
PGDE
www.saas.gov.uk
Tuition Fees
Study in Scotland – SAAS will pay your fees each year if you are
eligible
Study elsewhere in UK – you will pay your own fees up to £9,000 each year or you use a student loan
EU students studying in Scotland – SAAS will pay your fees each year if you are eligible
www.saas.gov.uk
Household Income
Whose income we include:
Gross Income
Parents/Step Parents
Partner or Spouse
Student Income
www.saas.gov.uk
Repayment of the loan
Don’t start repaying until the April after you graduate or the April after the leaving course
Repay 9% of your annual income over £16,910
Employer will take repayments from your salary
Interest is linked to inflation so can vary each year
www.studentloanrepayment.co.uk
www.saas.gov.uk
Allied Health Professions (AHP)
Occupational therapy
Physiotherapy
Radiography
Podiatry (Chiropody)
Speech and language therapy
Orthoptics
Dietetics
Prosthetics
Othotics
www.saas.gov.uk
Support for AHP courses
Studying in Scotland
Free tuition fees
Standard funding package available
Placement expenses
Studying outside Scotland
Free tuition fees
www.nhsbsa.nhs.uk
Placement expenses
www.saas.gov.uk
Nursing & Midwifery
Free tuition fees
NHS Bursary of £6,578 a year
Placement expenses
www.saas.gov.uk
Other sources of financial help
Disabled Students’ Allowance
Discretionary funds
College & University Bursaries/Scholarships
Educational/Charitable Trusts
www.saas.gov.uk
How and when to apply
Applications can be made from April each year
Apply online
Don’t wait for exam results
Apply by June 30th
www.saas.gov.uk
Find out more
www.saas.gov.uk YouTube channel
0300 555 0505 Facebook
Document upload service Twitter
www.saas.gov.uk
Summary
Think about budgeting
Apply early and apply every year
30 June – Guarantee date
Budgeting Workshop
• Budget for a month as a Student
• Highlight additional funding avenues
Let’s budget for a Month!
• Maximum SAAS annual award of:
£ 5,500
• This equates to a monthly budget of:
£485
Essentials (Needs)Outgoings Cost per month
Rent
• Catered Halls £480 - £600
• Self-Catered £280 - £480
• Shared Private Flat £250 - £400
Food – Basic Shop From £150
Travel
• Walking Free!
• Bus Pass (4 Week) £64
• Car Expensive
Cheapest Total £400
Average Total £629
Most Expensive Total Infinity!!
Needs & Wants??Additional Costs Prices per year
TV Licence £145.50
Insurance £60+
Books £200+
Field Trips £??????
Utilities £??????
Mobile Phone £??????
Clothes £??????
Laundry £??????
Beer Money £??????
Emergency Fund £??????
Question…
Is it going to be cheap or easy?
NoBut it can be made affordable and
manageable
How to Fill the Gap
• Part-time work
• Possible bursaries and sponsorships
• Scholarships
• Hardship funds
• Parental Contribution
Questions?
Balance
Balance
• Work & Class time
• Personal Study time
• Part time job
• ‘You’ time
Plan Ahead
• Calendar – put in important dates• Set your own deadlines• Mark in “days off”• Time manage your self study• Tidy before you start• Remember to take breaks• Treat yourself
How do you study?
School vs. College
School vs. University
University
• Lectures• Tutorials• Labs• Field Trips• Self Study
So what is a lecture like?
• Example Lecture
• You should take notes while watching this
• Don’t worry, it’s only ten minutes!
How easy was that?
What issues did you have?
How should we take notes?
1. Take notes
2. Don’t write everything down
3. Keep it brief
4. Use your own words
5. Use numbers
How should we take notes?
6. Don’t fill your page
7. Date your notes
8. Write up your notes
9. File them safely!
Notes
Becomes• Jennifer Golbeck Lecture – Computer Science “Curly Fries” 11/02/15• TED Talk Lecture about Facebook likes and our online behaviour and how companies can use this information.• First ten years of the web saw it populated mostly by independent business and tech savvy individuals. Now it is mostly filled with
individual user content (YouTube & Social Media)• Facebook has over 1.2 Billion users per month – half of all internet users. This means that we share huge amounts of personal data
online with each other – and strangers. Users seem unaware of how that information can be used by others and analysts to define you and target you.
• CASE STUDY: 15 year old girl was targeted by the Company “Target” because of purchases she made – these included vitamins and a large bag. They used analysis to guess that she was pregnant due to statistical probability. Combined with Behaviour online they decided to send her coupons and vouchers for pregnancy goods. Her family was less than happy as she hadn’t told them yet.
• BEHAVIOUR PATTERNS are Key to online analysis. Everyone who goes online can be profiled by their social networks combining your likes and activity to target the advertising on your page. (Consider pop up adverts down the right hand column on Facebook)
• Paper from the Proceedings of the National Academies – Based on work from Cambridge did a study on Facebook likes and how they may be connected to other likes and your social group online. Using this they can refine a profile of you – NOT from posts, but just from the things you click LIKE on.
• Download the Paper and look at the website from Cambridge it is based on (applymagicsauce.com)• HOMOPHOLY – Definition Love of the same things. Computer analysts use this idea to define our profiles. If we like similar things then
we are similar people. Think of it in terms of viral videos or shared posts – if we share and pass them on them we share personality traits with the original poster.
• Can we control our Data?• Three options• Legally through legislation – would be most effective but would be an issue trying to get a solid and non-political agreement• The Social Network companies to protect us – highly unlikely as our data provides them with an income as they can sell or share the data
with third party companies• Computer Analysts – The same people who create the algorithms that allow this profiling can also provide programmes to protect us and
warn us of the implications of posting or liking certain things online. This is the most likely as it is a good business model and is profitable unlike the other two models.
Let’s try again
• Short Lecture
• Try taking notes now you know how
• Then compare to what you did the first time
Well?
• Remember it’s a skill – you need to work at it!
• Always go back over your notes within a day and re-write them
• Trust me it saves time when you are panicking the night before an exam that you haven’t studied for ;)
CONCLUSION
• A better awareness of funding student life• Learned more about SAAS - Student Awards
Agency for Scotland - & the funding application process
• Aware of the importance of planning and budgeting
• Think about work/life balance• How to Study
How much do you know about the opportunities open to you at college or
university?1 2 3 4 5
Very little A great deal
How likely are you to go on to study at college or university when you leave
school?1 2 3 4 5
Not likely Very likely
How confident are you that you are
developing the skills and qualities you will need for learning beyond school?
1 2 3 4 5
Not at all confident
Very confident
Do you feel you have the information, advice and guidance you need to make the right choices about learning beyond
school?1 2 3 4 5
Not nearly enough
As much as I need
How confident do you feel about planning and setting goals for your
future learning?
1 2 3 4 5
Not at all confident
Very confident
How prepared do you feel for the choices and changes you will face
when you leave school?
1 2 3 4 5
Not at all prepared
Fully prepared
Thank You!
For more information please contact us:
www.scotland-aspirenorth.ac.uk
01224 274694
or SAAS www.saas.gov.uk
and on Facebook