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PROJECT OBJECTIVES
Im prove farm ers product iv ityIm prove qu al ity of product ion
Increase aw arene ss on th e usage o f m od ern
farm ing te chn ologyEnh an ce curren t cap acity o f fam ers
Red uce pro du ction cost t hrou gh volum e inputpurchases
M arket a ccess an d high-retu rns
Int rod uce f un ds to be used for faci li t ies an dservices
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CONTEXTAgricul t ure is t he d om inant sect or in Zanzibar and plays an
essent ia l ro le in ru ral and o verall econ om ic developm ent .M or e t han 70 per cent of Zanzibar s act ive labo r fo rce earns al ivel ihoo d in t he agricul tu ral sect or. Thu s, th e fu t ure o fZanzibar is close ly in ter t w ined w i th t he develop m ent o f i t s
agricult ur al secto r. Ho w ever, Zanzibar s po t ent ial w it h respectto com m ercia l agricul tu re is largely unt apped , and t he cur rentst atu s of agricul tu re is a sou rce of m ajor con cern . The sect oris do m inated b y po or sm al lho lders, of t en sole ly engaged in
sub sist ence agricult ur e, w hi le t he agrib usiness secto r is in i t sinfancy in m o st co un t ries. Sm allhold ers face chal lenges inaccessing input and o ut put m arkets and f ind t hem selvest rapped in t o a v icious cycle o f low incom e, low input s and low
product iv i ty .
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W H AT IS CO M M ERCIAL AGRICU LTU RE?
Com m ercial Agr icu l t ure is pro du ct ion p r im ar ily for t hem arket . It is a lso no t based on scale of p rod uct ionand or part icular t ypes of crop s grow n. Sub sist enceAgr icu l tu re is anot her t ype o f fa rm ing w here farm ers
prod uce on ly enou gh t o feed t he i r fam i ly.Com m ercial Agr icu l t ure m ay be d i f ferent iat ed in th reefarm ing syst em s, w hich includ es:
Fam ily Farm s: - use of fam i ly labor (sm allho lders)
Sm all Investo r Farm s:- ow ner on l y m anagesLarge r-Sca le Farm s:- ow ner em p loys w orke rs
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A V ISIT TO A SM ALL IN V ESTO R & FAM ILYFARM S
KIDI CH I SM ALL IN V ESTORS SPICEFARM
BUBUBU IN DIV IDUA L FAM ILYV EGETABLE PLOT FARM
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FAM ILY & SM ALL IN V ESTO R FARM S
SM ALL IN VESTORS TOM ATOFARM
CO M M ERCIAL AGRICU LTU RECO RN FIELD
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CO M M ERCIAL V ERSU S SU BSISTEN CE
AGRICULTURECO M M ERCIAL AGRICU LTU RE Capital form at ion
M arket share
N ew technology Increase pro du ctivity
Econ om ic susta ina bility
Em ploym ent generat ion
Redu ce povert y
SUBSISTENCE AGRICULTURE
N o capi ta l
N o m arket share
Lim ited technology Low product ion
Lack o f sustaina bility
Lack o f hir ing pow er
N o role in poverty reduct ion
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KAD IR, SU PERV ISO R O F BU M BW ISU D I
IRRIGATIO N SCH EM E SPEAKIN G W ITHKATH RYN SU TTON O F PARTICIPATE N O W
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O M AR O F U SAID TRAIN ING M EM BERS O F
KISAKASAKA FARM ERS CO O PERATIV E
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OAM AR OF U SAID & HESHBON O F VSO SHARIN GIDEAS O N HO W TO O VERCO M E SO M E OF THE
CO N TRAIN S FACED BY THE FARM ERS
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SO M E O F TH E PRO BLEM S FARM ERS FACE
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M EM BERS O F KISAKASAKA FARM ERSCO O PERATIV E H AV IN G A D ISCU SSIO N
M EM BERS ARE DISCU SSIN G ABO U T HOWTO IN CREASE TH EIR V ICOBAS SAVI N GS
M EM BERS ARE DISCU SSIN G ABOU T HOWTO OBTAIN A M ORE RELIABLE GENERATOR
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BU M BW ISU D I IRRIGATION SCH EM E
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FACTO RS O F CO M M ERCIAL AGRICU LTU RE
Location:- road access t o t he farm
Climate:- t em perat ure and p at t e rn o f ra in fal lde term ines w hat t ype o f c rops w i ll grow
Raw m ate r ia ls:- seed s, fert i l izers and p est icid es
M arket force:- keep an eye on f luct uat ion o f t hem arket , p r ices are se t by supp ly and dem and
Lab or fo rce :- (i f needed)-farm w orkers & m ach ines
Transportation:- re liab le m ode o f t ranspor ta t ion isrequ ired especial ly w hen t ranspo rt ing per ishable
com m od i t ies l ike t om at oes, eggplant s & pepp ers
I rr igat ion sche m e:- (i f requ i red)
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W H Y CAN T I ACCESS BAN K LO AN S TO FIN AN CE
REQ U IRED Q UALITY RAW M ATERIALS?
Zanzibar farm ers som et im es f in d i t d i f f icu l t t o accessf inan cial serv ices, due t he fo l low ing:-
Bet w een 70 t o 80 % of t he farm ers l ives in rura l
areas and have no access t o f inancial ser vices
Abo ut 85 % do n t un derstand in t erest rat es,
guarant ors or op ening a bank accou nt
Tho se w i t h bank savings do n t save eno ugh t om eet t he bank s lend ing requ i rem ent s
M ost don t have or un derstand co l lat era l
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W H AT ARE M Y OPTION S O F SECU RIN G A LOA N ?
Beside t he u se of ban king services, sm allho lder farm ers m ay
also b e able access f in ancial services t hro ugh t he fo l low ing:
Savings an d Cre d it Coo p e rat ive Societ ies (SACCO S)
Vil lage Com m un ity Banking Sche m e (VICOBAS)
V illage Savin gs and Loan Associat ion s (V SLA)
The fo l low ing are m em bers of M ICRONET net w ork and dopro vide grant s t o m icro-f inance organizat ion s t o of fer loans:
CORDAID:-
HIVOS:-
OXFAM N OV IB:-
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BEN EFITS O F JO IN IN G A SACCO S O R V ICO BASAccess to Incom e : - group m em bers w i ll have access
t o cred i t and able to invest in agr icu l t ure rawm at er ials or in o t her incom e generat ing act iv it ies
Empowerment : - f requent m eet ings and t rain ingsem pow ers t he m em bers t o take up act ive
leadersh ip ro les w i th in th e ir com m un i tySafet y net :- prov ides m eans fo r m em bers t o
add ress im m ediate f inan cial need s
Im pro ve f ina ncial li teracy:- enhances m em bersabi li ty t o b e fam i liar w i th basic f inancial prod ucts
Busine ss D eve lop m e nt Se rvices:- m ay im p ro vem em bers capaci t y to invest ef fect ively
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W H Y CAN T I SELL M Y PRO D U CTS?
Com pet i t iveness is a vi ta l com po nen t o f t he m arkett rend. W hen an en t repreneur i s no t on th e p innacle o ft he com pet i t i ve edge, t hen h e or she w i ll not fu l l ybenef it f rom th e m arke t re tu r ns. The fo l low ingcon st ra ins con t r ibu t es t o t he inabi l i ty t o sel l:-
M a rke t de m a nd n ot m e t
Supp ly is highe r th an de m and
Lack o f variat ionLack of qu ality con t rol
Fluctu at ion of m arket forces
Lack of crop rot at ion
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GO O D AN D BAD Q UALITY TO M ATO ES
GO O D TO M ATO ES BAD TO M ATO ES
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GO O D Q U ALITY V EGETABLES
FRESH LO O KIN G EGGPLAN TS FRESH LO O KIN G G REEN PEPPER
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GO O D Q U ALITY PEPPER PLAN T & CO RN
FIELD IN ZAN ZIBARFRESH LO O KIN G PEPPER PLAN T GO O D LO O KIN G CORN FIELD
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GOO D AN D PO O R Q UALITY CU CU M BERS
PREM IUM LOO KING CU CU M BERS BAD LO O KIN G CU CU M BERS
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M IXED A N D O RGAN IZED SETTIN GS
M IXED V EGETABLE SETTIN GS O RGAN IZED V EGETABLE SETTIN GS
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W O U LD YO U BU Y A OR FRO M B?(A) PRICE FO R THE TW O
TO M ATO ES IS TSH.5 00 .00(B) PRICE FO R 10 TOM ATOESFROM THIS LOA D IS TSH. 2 00 .00
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CON SU M ER?
U N RIPED TO M ATO ES W O RM IN FESTED TO M ATO
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IF YO U W ERE A CON SU M ER FRO M W HO MW O U LD YO U BU Y YO U R VEGETABLES FROM
(A) BRIAN S STALL (B) ELIU D S STALL
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H EALTH Y AN D PEST IN FESTED V EGETABLES
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(1) BRITISH M PS INTEREST IN AGRICU LTURE , (2) OM AR SHO W ING A N M P HOW TO USE THEM O N EY M AKER PUM P, ( 3 ) UW AM W I M A DO I NG Q UALI TY CO NTRO L ( 4 ) HESHBO N SHO W I NG
A VICOBAS SAVIN GS BOO K TO THE CORDAID GRAN T M AN AGER
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(1 ) FARM S IN BUBUBU, (2 ) KISAKASAKA, (3 ) FUO N I AND (4 ) U W AM W IM ASVEGETABLE COLD STO RAGE FACILITY IN STON ETOW N SHO W IN G TO M ATO STOCK
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CONCLUSIONVegetable pro du ct ion in Zanzibar is m ade up o f nu m bers of
sm allho lder p ro du cers. Zanzibar also h as a co m parat iveadvantage in t he p rod uct ion of sp ice and t rop ica l f ru i ts.Nonet he less, m ajor i ty o f t he fa rm ers grow th e fo l low ing:t o m ato es, egg-plant s, green pep per s, o kra, chi l ies, cabb ages,cucum ber s, spin ach, cassava and o nio ns. Even t ho ugh lot ofZanzibar farm ers are doing w el l , m ore t ra in ing is need ed o n:t rack ing crop pro duct ion and h arvest ing, quant i ty and qual it y,crop ro t at ion, pest m anagem ent , d iversi f icat ion andinten si f icat ion o f cro ps, and pro -act ive m arket st rategy.
Thank you.
Br ian M Touray
ZEST Project M an ager