KEY DIFFERENCES BETWEEN DEBIT, CREDIT AND PREPAID

BUSINESS BENEFITS TO PREPAID

CARDHOLDER BENEFITS TO PREPAID

Why Choose Prepaid?

MANAGE PAYMENTSManage and track payment programs end-to-endfrom a single dashboard.

FLEXIBLE PAYMENT TOOLDisburse funds via non-reloadable or reloadable Visa and Masterсard prepaid and virtual cards.

STREAMLINE DISBURSEMENTManage multiple payment programs such as sales incentives or track expenses usage company-wide.

RETRIEVE EXPIRED FUNDSWhen cards expire, unused funds can be retrieved andsent back to you for reallocation.

IMMEDIATE ACCESSCardholders can gain immediate access to funds

without having to go through drawn out processes.

AVOID UNNECESSARY FEESDon’t lose funds to overdraft and interest

fees with potential risk to your credit.

UNIVERSALLY ACCEPTABLEUse prepaid cards globally and online

wherever Visa or Masterсard are accepted.

SECURITYIf cards are lost or stolen, cardholders don’t risk

jeopardizing personal data or credit scores.

BRANDED MONEYCustomize your payments experience with branded card and collateral designs.

FINANCIAL INCLUSIONPayout funds to employees or consumers

unassociated with a banking institution.

Interested in Prepaid options?

Give us a call: 1-888-642-2881

With a debit card, funds are deducted immediately from the cardholder’s bank account using money that is available.

PAY NOW

DEBIT

With a credit card, money is loaned to the cardholder inte-rest-free for 30 days, after which the card-holder must pay off or down their debt.

PAY LATER

CREDIT

With a prepaid card, a fixed amount of money is loaded onto the card up-front, before being given to the cardholder. Funds can be loaded one time or reloadeable.

PAY BEFORE

PREPAID