LLOYDS BANK

BUSINESS DEVELOPMENT

BRIEFING

Exeter Business Network– 2nd April 2014

WHAT I DO

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SME Banking – new customers up to £25m Turnover, up to £10m Debt.

Part of a National Team dedicated to our professional introducers.

Supporting local Directors and Managers in growing their business.

Acquisition transactions, switching trading businesses

Key Markets; Professionals, Healthcare, Property, Manufacturing

Delivery of a full range of funding ideas and services e.g. Trade Finance,

Commercial Finance, Deposit Services & RGF Assisted Asset Deposit

Scheme.

WHAT WE DELIVERED IN 2013

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A team of 80 / 1500 (5%)

Over £1bn sanctioned in 2013, that’s an average of £12.5m each.

£50m across the 4 of us in Devon & Cornwall including £15m in Healthcare

£700m drawn in 2013. £7.8m each. 40% up on 2012.

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Supporting your businesses

For example, we:

• achieved 6% year on year growth in advances to SMEs as at end of

December 2013

• organise SME business seminars across the UK, offering guidance

and support on subjects like employment law and sustainability

• offer useful tools and free online business guides in the Business

Help section of our website

• aim to meet every reasonable request for competitive and

commercially-priced finance from viable business customers

• created an experienced turnaround team to help our customers

cope with challenging conditions.

We help UK businesses survive

and thrive throughout the economic cycle.

6%

HOW WE DELIVER

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We are measured on doing the right thing by our clients

Our clients and introducers are independently surveyed

Best Business Bank and Best Commercial Mortgage Provider at the NACFB

2013 Awards

Voted Bank of the Year by Finance Directors for 9 years in succession.

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A relationship you can count on

Bank of the Year 2005 – 2013

FDs’ Excellence Awards in association with ICAEW

and supported by the CBI & Real Business.

The FDs’ Excellence Awards rates banks on the real

world experience of the UK’s Financial Directors.

They are asked to rate their satisfaction with their

bank, including:

• Their relationship manager’s support for their business

• The quality of service they received, including the bank’s

willingness to lend

• Their confidence that their main bank will support their

future business.

We have been voted Bank of the Year for the ninth year running.

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Character

Capability

Capital

Turning Dragons into Teddy Bears,

(or, how to tame your Bank Manager !)

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Purpose

Amount

Repayment

Risk

Terms

Security

QUESTIONS &

ANSWERS

CHRIS ELLIOTT

LLOYDS COMMERCIAL

BANKING

07739447112

Thank You

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