Australasia’s Medical Recruitment Experts

“Making the big move to

Australia was a bit daunting at

first, but IMR had the answers

to every one of my questions. I

love the work and lifestyle here

and would gladly recommend

Australia to anybody!”

Dr Donaldson, USADr Donaldson, USA

Why Australia and New Zealand?

Will I have to take any exams to work there?

Can I get in to training positions?

How much will I get paid and what are the tax rates?

How do I go about finding a job?

What do I need to organise first?

Can I bring my family with me on my work visa?

What is the education system like and how much does schooling cost?

Can I migrate permanently?

What health services and cover are available for me and my family?

How difficult is it to find rental accommodation?

Can I transfer my pension across if I decide to stay permanently?

"After 15 years in an inner city

general practice in London, I

took up a position as a GP on

coastal Queensland. My family

and I are very grateful to IMR for

this opportunity...Thank you"

Dr Leeson, UKDr Leeson, UK

WHYAUSTRALIAANDNEW ZEALAND?

Hundreds of international doctors choose to work in Australia and New Zealand every year because both countries offer:

• Outstanding natural beauty, cleanliness, climate and have an unrivalled lifestyle • Excellent standards of clinical practice • High salaries and offer an exceptional quality of life • Great opportunities for postgraduate training and medical career advancement • A lower cost of living and often more disposable income than in the UK, USA, Ireland, and Canada • Temporary positions for doctors in most specialties and seniorities • A welcoming, multicultural environment

Great rates, better hours,and an unbeatable lifestyle

Reasons to Work and Live in Australia and New Zealand

All Doctors:1. Lifestyle: The attractive and unique features of

Australian and New Zealand lifestyle play a significant

role in the decision to live and work here. With a fantastic

climate, pristine beaches, ample space, more time for

family and an abundance of outdoor activities, you will

never be short of things to do. If you’re looking for a

change, look no further

2. Hours of Work: In both Australia and New Zealand

most doctors enjoy the benefits of a standard 38 hour

working week. Usually all over time and after hours

requirements are paid in addition to this standard week

and are compensated at a higher hourly rate (often

double time), making the work-life balance much more

enticing than many other countries. After hours and on

call requirements will vary depending on each

department however these are generally much lower than

what is found in other health systems

3. Recognition & Respect: Doctors in Australia and New

Zealand are respected as highly skilled professionals, and

are treated as valuable assets not only to the hospital, but to

the wider community as a whole. In addition to this, a large

portion of senior hospital management and all clinical

directors in hospitals are doctors themselves, meaning the

interests of doctors are well represented at an executive

level

Junior Doctors:1. Training Opportunities: Training programs in Australia

and New Zealand are generally of an exceptional standard,

with the added advantage of less competition for available

places. With far less people applying for Registrar positions,

doctors are more likely to get into the training program of

their choice without an excessive need for research, audit,

publications or unaccredited years

2. Workplace Structure: The workplace structure in

Australia and New Zealand is much less hierarchical than

in other areas of the world, with most junior doctors

addressing their Consultants on a first name basis.

Feedback tends to suggest that junior doctors are able to

work with far greater autonomy, and in addition can enjoy

a much higher sense of value and recognition within their

roles

3. Paid Overtime: Whilst the standard working week is

usually based around 38 hours in Australia and New Zealand,

doctors are required to submit a timesheet detailing all hours

worked. This ensures that any extra hours (in addition to those

rostered) can be paid accordingly at a higher rate

Senior Doctors (Consultants):

1. Job Opportunities: Due to high demand for Consultants of

all specialties in Australia and New Zealand there are often

more opportunities available allowing doctors more choice

with regard to location and position. This of course can in turn

lead to higher negotiating power when it comes to finalising

contract terms and salaries

2. Less Politics: In Australia and New Zealand there are

significantly less hierarchical tiers in the healthcare system.

This allows process changes to be made relatively quickly

and with much less hassle. In addition, hospitals do not

restrict Consultants from working at other facilities whilst

contracted in Australia or New Zealand

3. Public or Private Practice: In Australia over 50% of

Australians hold private health insurance and this means

Consultants can choose to work in either the public or private

sectors. There are many benefits to working in the public

sector and this is often seen as a better environment for a new

or internationally trained Consultant, as it offers more security

and structure when first starting work in Australia at this

senior level. The private sector in Australia is often more

lucrative than the public sector and there are many large

private groups that can offer similar benefits to those available

with public employers. New Zealand has a predominantly

public health system with less opportunity for private practice

although this varies depending on the specific specialty area.

WILL I HAVE TO TAKEANY EXAMS TO WORK INAUSTRALIA & NEW ZEALAND?

Australia:As a Junior Doctor, you may be eligible for temporary

registration without sitting any exams ever, if you have a

primary qualification from a country considered by the

Australian Medical Council to be a ‘Competent Authority’.

This includes primary medical qualifications from the UK,

Ireland, USA, Canada and New Zealand.

In addition, Junior Doctors who have completed their PLAB,

USMLEs or LMCC may also qualify for registration without

ever having to sit exams. All other doctors may have to sit the

AMC MCQ exam before gaining registration.

As a Specialist Consultant, you will need to be individually

assessed by the relevant Australasian Specialty College to

determine if you are required to undertake a peer review

period or any further examinations. Many senior doctors are

able to begin work in Australia without initially having to sit

any further examinations at all.

New Zealand:You may be eligible for medical registration and be exempt

from sitting the New Zealand Registration Examination

(NZREX) if you fall in to one of the following categories:

1. You have a Primary Medical Degree from Australia, New

Zealand, UK or Ireland

2. You have a Specialist Qualification recognised by the

Medical Council of New Zealand (MCNZ) as being eligible for

specialist registration

3. You have a Primary Medical Degree (from a WHO

recognised medical school) and have worked for 36 out of the

last 48 months in one of the following countries:

• Australia

• Austria

• Belgium

• Canada

• Czech Republic

• Denmark

• Finland

• France

• Germany

• Greece

• Iceland

• Israel

• Italy

• Norway

• Republic of Ireland

• Singapore

• Spain

• Sweden

• Switzerland

• The Netherlands

• UK

• USA

CAN I GET IN TOTRAINING POSITIONS INAUSTRALIA & NEW ZEALAND?

FOR FURTHER INFORMATION CONTACT THE SPECIALTY COLLEGES IN AUSTRALASIA:

Australian & New ZealandCollege of AnaesthetistsANZCA House630 St Kilda RoadMelbourneVIC Australia 3004Tel: +61 3 9510 6299Fax: +61 3 9510 6786www.anzca.edu.au

Australasian College forEmergency Medicine34 Jeffcott Street West MelbourneVIC Australia 3003Tel: +61 3 9320 0444Fax: +61 3 9320 0400www.acem.org.au

College for Intensive Care MedicineSuite 101168 Greville StreetPrahranVIC Australia 3181Tel: +61 3 9514 2888Fax: +61 3 9533 2657www.cicm.org.au

Royal AustralasianCollege of Physicians145 Macquarie StreetSydney NSW Australia 2000Tel: +61 2 9256 5444Fax: +61 2 9252 3310www.racp.edu.au

Royal Australian Collegeof General PractitionersRACGP College House1 Palmerston CrescentSouth MelbourneVIC Australia 3205Tel: +61 3 8699 0414Fax: +61 3 8699 0400www.racgp.org.au

Royal Australasian Collegeof Ophthalmologists94-98 Chalmers Street Surry Hills NSW Australia 2010Phone : +61 2 9690 1001Fax : +61 2 9690 1321www.ranzco.edu

Royal Australian and New Zealand College of Obstetricians and Gynaecologists254 - 260 Albert StreetEast MelbourneVIC Australia 3002Tel: +61 3 9417 1699Fax: +61 3 9419 0672www.ranzcog.org.au

Royal College of Pathologists of AustralasiaDurham Hall 207 Albion Street Surry HillsNSW Australia 2010 Tel: +61 2 8356 5858Fax: +61 2 8356 5828www.rcpa.edu.au

Royal Australian and New Zealand College of Psychiatrists309 La Trobe StreetMelbourneVIC Australia 3000Tel + 61 3 9640 0646Fax + 61 3 9642 5652www.ranzcp.org

Royal Australian andNew Zealand Collegeof RadiologistsLevel 951 Druitt StreetSydneyNSW Australia 2000 Tel +61 2 9268 9777Fax +61 2 9268 9799www.ranzcr.edu.au

Royal AustralasianCollege of Surgeons250 - 290 Spring StreetMelbourne VIC Australia 3000Phone: +61 3 9249 1200Fax: +61 3 9249 1219www.surgeons.org

Royal New ZealandCollege of General PractitionersLevel 388 The TerraceWellingtonNew Zealand 6011Tel: +64 4 496 5999Fax: +64 4 496 5997www.rnzcgp.org.nz

Each specialty college has different requirements to be considered eligible to join an accredited training program. As

with many medical training programs throughout the world some training programs are more competitive than

others. Our staff at International Medical Recruitment would be pleased to discuss the requirements for your

preferred programs to assist you in your career move.

DOCTOR’S SALARIESIN AUSTRALIA

For current exchange rates please visit www.hifx.com.au

1. Up to 10 days paid Sick Leave per year

2. Up to 5 weeks paid Annual Leave per year

3. All doctors receive mandatory Superannuation (Pension)

payments to the value of at least 9% of their salary. This is

paid in addition to your normal salary. All doctors who work

temporarily in Australia are able to cash any superannuation

earned when they leave to return to their home country

4. Consultants will also often receive a yearly CME Allowance

as well as associated travel and accommodation allowances

Seniority Approximate BasicSalary (Aus $)

Estimated Salary AfterAverage Overtime (Aus $)

Grossed up Pay with Salary Packaging (Aus $)

Resident/SHO

Registrar

General Practitioner

Consultant (Specialist)

$60,000 - $75,000

$75,000 - $110,000

$150,000 - $350,000

$175,000 - $350,000

$70,000 - $90,000

$90,000 - $130,000

$175,000 - $400,000

$200,000 - $400,000

$80,000 - $105,000

$105,000 - $150,000

Not Applicable

$230,000 - $500,000

Taxable Income (Australian $)

$0 - $18,200$18,201 - $37,000$37,001 - $80,000$80,001 - $180,000

$180,000+

All public hospital employees can access up to the first 30% of their income as tax-free through salary packaging, the remaining 70% will be taxable. Here are the rates of tax for residents in Australia for the remaining salary after salary packaging:

Taxable Payable (Australian $)

Nil19% of excess over $18,200

$3,572 + 32.5% of excess over $37,000$17,547+ 37% of excess over $80,000

$54,547 + 45% of excess over $180,000

TAX RATES IN AUSTRALIA

OTHER BENEFITS

Tax rates current at time of printing for 2012-2013 financial year - for up to date tax rates please visit www.ato.gov.au

In addition to salary packaging, most hospitals will give all doctors working in Australia the following benefits:

Salaries in Australia vary slightly from state to state and are generally based on fixed Government award rates. The table below

shows approximate basic salaries - note that after overtime and on-call work these can be up to 15-25% higher:

Salary Packaging is a tax minimisation strategy available to all public hospital employees in Australia. It allows you to

access approximately 30% of your income as tax-free depending on the hospital you work in. This is a system used by

almost all hospital employees to substantially increase their untaxed salary component.

DOCTOR’S SALARIESIN NEW ZEALAND

"I can’t even begin to tell you how much I have

fallen in love with New Zealand’s South Island!"

Dr Rahman, Republic of IrelandDr Rahman, Republic of Ireland

Australasia’s Medical Recruitment Experts

Seniority Approximate BasicSalary (NZ $)

Estimated Salary AfterAverage Overtime (NZ $)

Resident/SHO

Registrar

General Practitioner

Consultant (Specialist)

$70,000 - $85,000

$85,000 - $110,000

$120,000 - $150,000

$150,000 - $280,000

$85,000 - $100,000

$100,000 - $130,000

$145,000 - $180,000

$180,000 - $330,000

Taxable Income (NZ $)

$0 - $14,000$14,001 - $48,000$48,001 – $70,000

$70,001+

Taxable Payable (NZ $)

10.5%$1,470 + 17.5% of excess over $14,000$7,420 + 30% of excess over $48,001

$14,020 + 33% of excess over $70,000

TAX RATES IN NEW ZEALAND

OTHER BENEFITS

Tax rates current at time of printing for 2012-2013 financial year - for up to date tax rates please visit www.ird.govt.nz

For current exchange rates please visit www.hifx.com.au

1. Up to 10 days paid Sick Leave per year

2. Up to 5 weeks paid Annual Leave per year

3. Consultants will also often receive a yearly CME Allowance

as well as associated travel and accommodation allowances

In addition to salary packaging, most hospitals will give all doctors working in New Zealand the following benefits:

Salaries in New Zealand are based on fixed Government award rates and scaled categories. The table below shows approximate

basic salaries - note that after overtime and on-call work these can be up to 15-25% higher:

FINDING A JOB INAUSTRALIA OR NEW ZEALANDThere are four main options open to you when looking for a job

in Australia or New Zealand:

• Apply through a Recruitment Agency based in

Australia or New Zealand

• Find a job advertised and apply directly to that facility

• Get a recommendation through a friend who has

worked in Australia or New Zealand

• Any combination of the above

Although some jobs are advertised in medical journals and on

medical websites, many hospitals and health services in

Australia and New Zealand choose to list their vacancies with

Agencies where they do not have any costs associated with the

advertising process.

To obtain a full list of current vacancies, it is recommended that

you register with a recruitment agency that is based in Australia

or New Zealand. Recruitment agencies will also make direct

Australasia’s Medical Recruitment Experts

enquiries through their many contacts for specific roles that you

have expressed an interest in.

You do have the option to apply directly to hospitals that are in

locations of interest, however it is often difficult to identify who is

the key decision maker and to contact the appropriate person in

each department. Hospitals are often not able to officially

advertise up and coming vacancies until the vacancy has

actually become available. By using a recruitment agency, you

are often aware of vacancies before the official advertising date.

Getting a recommendation through a friend is always useful and

they can often give you full details of the role, department and

the style of clinical medical practiced in Australia and New

Zealand.

"For all those who love skiing

and want to continue medical

practice, head to New Zealand

as there is great snow and life

as a physician is great"

Dr Lee, USADr Lee, USA

BRINGING MY FAMILY TOAUSTRALIA OR NEW ZEALAND

WHAT DO IORGANISE FIRST?There are a number of steps involved in making the move to Australia or New Zealand, and to make the process as easy

as possible we recommend that you consider organising things in the following order:

1. Update your CV/Resume and include all work details (it saves having to provide further information later)

2. Register with a recruitment agency based in Australia or New Zealand

3. Consider areas and locations you may be interested in lving and working in (try to be be open-minded)

4. Be prepared for telephone interviews and time differences – do your research

5. Secure a job offer and make your decision

6. Undergo assessment with the relevant medical and/or specialty authority in Australia or New Zealand

7. Obtain appropriate medical registration with AHPRA (Australia) or MCNZ (New Zealand)

8. Obtain the appropriate work visa/permit for you and your family

9. Finalise arrangements and prepare for the relocation process

10. Consider what services you and your family may require to settle in (bank accounts, health insurance etc)

Note that a recruitment agency will be able to guide and assist you through every step of the process, and save you

countless amounts of stress and confusion along the way.

Australian Medical Council (AMC)www.amc.org.au

Medical Board of Australia (AHPRA)www.ahpra.gov.au

Medical Council of New Zealand (MCNZ)www.mcnz.org.nz

Department of Immigration and Citizenship (DIAC)www.immi.gov.au

Immigration New Zealand (INZ)www.immigration.govt.nz

In most cases where a doctor enters Australia on a Temporary Business Long Stay Visa (subclass 457) their spouse is given full

work rights. International doctors entering New Zealand on a work permit are also usually granted permission for their spouse to

work during their stay.

Dependent children under the age of 18 years old are able to travel to both Australia and New Zealand with you if you have an

appropriate work visa/permit. Visit the DIAC (Australia) or INZ (New Zealand) websites for further information.

EDUCATION INAUSTRALIA AND NEW ZEALANDAustralia and New Zealand boast world class education systems, with public and private schooling options readily available in both

countries. Public schooling is often free of charge or provided to temporary residents for a small fee, whilst private schooling fees

can vary and are usually charged on a yearly basis. The system is made up of four main components with slight variations,

beginning with preschool (optional) between the ages of 3-5, primary school from 6-12, secondary school from 13-18, and then

optional further tertiary study at a University or TAFE College.

Further Information

MIGRATION & PERMANENT RESIDENCYFOR AUSTRALIA AND NEW ZEALAND

At International Medical Recruitment we have access to

experienced qualified migration agents that are able to assist

you in obtaining permanent residency and/or citizenship in

Australia or New Zealand.

Migration agents in Australia and New Zealand must be

licenced practitioners who hold current registration, and

further to this, advice on permanent residency and/or

citizenship to Australia and New Zealand can only be given by

registered migration agents.

In general, eligibility for permanent residency in Australia and

New Zealand is assessed on an individual basis taking into

account a number of factors. These can include:

• Medical registration status

• Type of job offer

• Specific job demand

• Relatives already living in Australia or NZ

• Experience and/or qualifications

Each factor contributes a certain number of points and if you

are able to satisfy the required amount then you may be

eligible to apply.

Most doctors from overseas work for an initial period on a

temporary visa and then apply for permanent residency when

they have fulfilled more criteria for obtaining points.

For further information about permanent residency and/or

citizenship in Australia please visit the DIAC website at

www.immi.gov.au, or for New Zeland please visit the INZ

website at www.immigration.govt.nz

"I would like to thank all the staff

at IMR for finding me a

wonderful job and arranging my

medical registration and work

visa so quickly...Your service

was truly remarkable."

Dr Schneider, CanadaDr Schneider, Canada

Australasia’s Medical Recruitment Experts

PERSONAL HEALTH COVER IN AUSTRALIA(under the Australian Public Health System – Medicare)

the governments of the United Kingdom, Sweden, the

Netherlands, Finland, Norway, Malta, Italy, Belgium,

the Republic of Ireland and New Zealand. New RHCAs

may be negotiated at any time.

For further information on the health insurance

requirements associated with 457 visa, please visit the

DIAC website at www.immi.gov.au.

International Medical Recruitment can provide you

with an obligation free quote on private health

insurance to meet your individual needs. Please email

moving@IMRmedical.com for more information.

It is now a requirement that individuals applying for a

subclass 457 (Temporary Business) visa maintain

adequate health cover for the duration of their stay in

Australia, and there are guidelines that govern the

minimum level of cover required.

Reciprocal Health Care Agreements (RHCAs) exist

between the Australian Government and some other

governments to cover medically necessary treatments

for ill-health or injury which occur while you are in

Australia and require treatment before you return

home.

The Australian Government currently has RHCAs with

Residents from these countries however do not have access to

Medicare benefits for non-hospital medical care, are not issued

with a Medicare card, and need only show their passport at

hospitals or pharmacies.

For this reason, a passport is sufficient for residents from the

Republic of Ireland or New Zealand to meet the 457 visa

requirements at the time of application.

Residents of the Republic of Ireland and New Zealand

who visit Australia are entitled to free treatment as a

public hospital in-patient or out-patient at public

hospitals, including subsidised medicines under the

Pharmaceutical Benefits Scheme.

This arrangement covers any ill health or injury whilst in

Australia that requires treatment before returning home.

RECIPROCAL AGREEMENTS: REPUBLIC OF IRELAND AND NEW ZEALAND

If you are currently overseas and do not yet hold a

Medicare card, you must arrange adequate insurance for

your initial period in Australia and provide evidence of

this insurance as part of your initial visa application.

Residents from the United Kingdom, New Zealand,

Sweden, the Netherlands, Finland, Norway and Belgium

are covered for the duration of their approved visit to

Australia. Residents from Malta and Italy are only covered

for a period of six months from the date of their arrival

and are therefore encouraged to take out appropriate

private health insurance for the duration of their stay.

For further information on RHCAs please visit the

Medicare website at www.medicareaustralia.gov.au

Residents of the United Kingdom, Sweden, the

Netherlands, Finland, Norway, Belgium, Malta and

Italy who visit Australia are entitled to free treatment

as a public hospital in-patient or out-patient

subsidised medicines under the Pharmaceutical

Benefits Scheme, and Medicare benefits for out of

hospital medical treatment provided by doctors

through private surgeries and community health

centres.

This arrangement covers any ill health or injury requiring

treatment while in Australia. Whilst a Medicare card is

issued, you can only enrol with Medicare if you are

physically in Australia.

RECIPROCAL AGREEMENTS: OTHER COUNTRIES

RENTING ACCOMMODATION

NEW ZEALANDHEALTH SERVICES COVER

Most rental properties in Australia are unfurnished properties

and usually include a built in oven, dishwasher, wardrobes,

carpets, curtains and blinds, heating and air-conditioning.

Rental contracts are available from 6 months but more

commonly a 12 month minimum is required. Rental prices can

fluctuate and vary greatly based primarily on location and

demand.

The majority of doctors entering New Zealand choose to rent a

house or apartment when they first arrive. Initially renting rather

than buying gives you the opportunity to learn which locations

are more suitable to your needs, are commutable to your social

networks, are close to places of employment, and are nearer to

education facilities. For these reasons, short or medium term

rental allows you freedom to move to different parts of a

suburb, town, city or even the country without being

committed to one location.

Category Eligibility Criteria Requirements Services Provided

New Zealand citizen& Permanent Resident

New Zealand citizens All services

Work Permit Holders(All doctors in employment in NZ will

come under this category)Hold a current work permit All services

United Kingdom citizens who are living in the UK and who visit New Zealand on a

temporary basisHold a United Kingdom passport

Urgent medical treatment as specified in the New Zealand/UK Reciprocal Health

Agreement

PRIVATE HEALTH INSURANCE IN NEW ZEALAND

IN AUSTRALIA

IN NEW ZEALAND

Auckland CentralAuckland NorthAuckland SouthAuckland WestWellington Lower HuttWellington Upper HuttWellington Mt VictoriaNelson Central

www.realestate.co.nz www.professionals.co.nz

www.firstnational.co.nz www.ljhooker.co.nz

The average weekly rental price for a standard 3 bedroom house in NZ dollars is:

Accommodation websites in New Zealand:

$490$370$285$320 $350 $245 $435 $270

West Coast BullerChristchurch RiccartonChristchurch CentralChristchurch PapanuiDunedin MosgielDunedin St ClairQueenstownInvercargill

$142 $280 $350 $300$220$245 $380 $195

Apartments1 - 3 bedrooms

Houses3 - 5 bedrooms

AUD $200 - $500

AUD $350 - $750

www.realestate.com.auwww.realestateview.com.au

www.domain.com.auwww.rent.com.au

Accommodation websites in Australia:

The average weekly rental prices are:

New Zealand Citizens, Permanent Residents and all temporary residents holding a two year work permit (from

any country) are entitled to full health care coverage for all publicly funded health services in New Zealand.

Although the standard of the public health system in New Zealand is exceptionally high, you may elect to hold

private health insurance, allowing you a greater choice of hospitals, specialists, allied health practitioners

and/or dentists. International Medical Recruitment can provide you with an obligation free quote on private

health insurance to meet your individual needs. Please email moving@IMRmedical.com for more information.

TRANSFERRING PENSIONSTO AUSTRALIA FAQ

TRANSFERRING PENSIONSNEW ZEALAND

Who do I transfer my pension to in Australia?

You will need to transfer your pension to a complying

Australian Superannuation Fund licensed to receive your

funds. For more information and a list of available funds

please email moving@IMRmedical.com

Is there a time limit for me to transfer my pension to an

Australian complying superannuation fund?

Yes, once you become a resident of Australia for Australian

taxation purposes you have 6 months to transfer your funds

to minimise any Australian taxation on transfer.

When should I start the process of transferring my

pension to Australia?

Due to the possible time delays associated with Australian

taxation offices and fund transfers, we recommend that you

begin the process of transferring your pension immediately

upon your arrival in Australia.

If I decide to transfer my pension to Australia what

do I have to do before I leave my home country?

You must obtain an up to date statement from current

pension manager. If you have an employer sponsored

pension please make sure that your pension manager is in

possession of your termination date of employment. You

also need to notify your pension manager in writing of your

intentions to migrate to Australia and give them a forwarding

address in Australia.

What happens if I don’t transfer my pension within

6 months of my residency in Australia?

If you do not transfer your pension within 6 months, then the

increase in value of your pension will be subject to an

Australian tax of 15%.

Do I have to transfer my pension to Australia?

No, you can leave it as is, but there are detrimental

taxation consequences when you eventually retire or

bring those funds into Australia either as a regular

pension payment or as a lump sum.

Can I add to my pension once it is transferred to an

Australian complying superannuation fund?

Yes. There are several ways that this can be achieved:

Employment: In Australia if you are an employee and

earn over $450 per month your employer is required by

law to put a minimum of 9% of your gross salary into your

complying Superannuation Fund.

Self Employed: Self employed people can contribute any

amount to their own complying superannuation fund but

there may be restrictions on the tax deductible amount of

your contributions.

Self Funding: Whether employed or self employed you can

contribute to your complying superannuation fund at any

time in addition.

Kiwisaver is New Zealand’s government superannuation scheme and contributions can be made on a voluntary basis. If you

wish to move your overseas pension fund to New Zealand, there are a number of options available through both overseas

and New Zealand based funds managers. Check with your bank or investment organisation for more information.

Australia’s largest and most trusted medical recruitment company

Over 10 years experience in the industry

Access to hundreds of unadvertised vacancies

Unlimited free advice on any aspect of working in Australia or New Zealand

Free organisation of medical registration and work visas

Travel expenses reimbursed for many jobs

Exclusive access to a wide range of relocation assistance services

Your own nominated personal recruitment consultant

State and Federally approved medical recruitment company

RCSA and AMRANZ corporate level member

WHY USE

TO FIND YOU A JOB?

INTERNATIONALMEDICALRECRUITMENT

www.IMRmedical.comAustralasia’s Medical Recruitment Experts

UK: (0871) 284 7100 | Aus: +61 3 8506 0185 | USA: 1800 961 0342

Visit our website for further information or phone us for a free confidential discussion: