Calgary New Condo Guide - February 8, 2013

Feb 8 - Mar 8, 2013 Volume 16 Issue 02

inside this issue

HOW TO CREATE A sTylIsH HOME OFFICE

THE EVOlUTION OF CONDO AMENITIEs

THE REsURGENCE OF DOWNTOWN CAlGARy

Last chance to own! copperfield park

love it. live it. afford it.

www.copperfieldpark.com | 403.723.0094

$140’s+GSt

three bedroom condoS*

from the $180’s+GSt

two bedroom condos* from the

*titled parking stall included

001-CCG_Cvr_Feb8.indd 2 2/6/13 11:24:09 AM

REM_CHAMPAIGN AD_CONDOGUIDE_JAN_FINAL.indd 1 12-12-21 10:02 AM002-Remington-QP 01-11-13.indd 999 2/1/13 10:41:22 AM

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04 04

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Award Winning Condos in Vars i ty

From the 290s to 600s

780 Varsity Estates Dr NW Calgary, AB T3A 1W9Telephone: 403.286.8143 | www.grovesofvarsity.com

Awesome Location 5 minutes to U of C, 10 minutes to Downtown

Top Notch Concrete & Steel Construction

Private Penthouse Health Club

Walk-Up Dalhousie Station LRT Access

LIVE WORK SHOP PLAY

2011 25 Years

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Celebrating

06

www.homeTRADER.ca | VOLUME 16 ISSUE 02 | NEW CONDO GUIDE 07

table of contents

010 editor’s note

columnists

018 calgaryism Downtown Calgary has seen a resurgence in new developments during the last decade by cody battershill

020 contemplating condominiums Ways to avoid parking issues in condominium lots by linda palfi

032 make your move How to make moving easier on your children by dan hopkins

040 quick tips Organizing myths that can prevent you from living a more organized life by hellen buttigieg

060 scrumpdillyicious Goan-Style Prawn Curry is rich and aromatic – with a little bit of heat by leslie styles

February 8 toMarch 8, 2013

volume 16 issue 2

copperField park ii

by Brad remington Homes

11

coluMns, news &

Features

in the news

022 housing market A recent survey finds a shift in the Canadian homebuyer mix and mindset

features

024 condo culture The evolution of trends in condominium amenities

036 style file Tips for creating a stylish and functional home office by yanic simard

homebuyers’ help 011 cover story

Brad Remington Homes is poised to launch Copperfield Park II by heather ryan

016 condo profile Cranston Place has an outstanding location, fresh designs and high standards by heather ryan

026 condo profile Enjoy a peaceful, park-like setting at The Gardens in Saddlestone by heather ryan

034 condo profile Sonoma at SageHill offers affordable townhomes in a great location by heather ryan

046 condo profile Bucci poised to launch fabulous new condo project in Kensington by heather ryan

052 your first home Helpful tips for first-time condominium buyers

058 condo profile Avi Urban offers condos to meet a variety of lifestyles by heather ryan

062 condo hunter’s checklist Carry this list with you when shopping for your condo

063 homebuyers’ help Condo Buyers’ Resource Section

066 indeX

project location maps

015 Southeast Map 025 Northeast Map 029 Satellite Communities031 Northwest Map045 Inner City057 Southwest Map

Vice-President, Wall2Wall Media

Jacqueline HillEditor-In-Chief

Susan LeggeEditor

Janine DrueryLydia McNutt (on leave)

Art Director

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Yanic Simard

Media Consultant

Natalie Houghton 587.226.1313Like us on facebook:

search: CalgaryNewCondoGuide

Contributing Editors

Wayne KarlElisa Krovblit Silvana LongoSara Duck (on leave)

Production Manager

Bala Gnanapandithan Production Co-ordinator

Greg Van SluytmanGraphic Designer

Viosa Barileva

National Account Manager, Mediative

Paul Slizys

PUBLISHED BY

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When I purchased my first home, I was a little overwhelmed by the financial side of things.

I thought I had all of my ducks in a row. I got my down payment ready, made sure my credit report was sparkly and shiny, and did endless calculations to figure out what I could afford.

But then it came time to get financing. I was quite surprised to learn about all that is involved. How would I get the best interest rate?Was it better to choose a bank or a mortgage broker? Should I go with a fixed- or variable-rate mortgage?

While it took some time to make sense of it all, what I did learn is that it really pays to shop around.

Don’t assume that because you’ve dealt with your local bank for years that they are going to give

you the best deal. Similarly, don’t assume your cousin’s friend who is a mortgage broker will offer the best arrangement. While you very well might get your best deal from either of them, you won’t know until you compare.

We look for good deals on appliances, cars and the like. It only makes sense to do the same for what is (for most of us) the biggest purchase of our lives.

So, get quotes from several financial institutions and mortgage brokers and compare interest rates and fees. And this goes for renewing your mortgage as well.

Feeling like you’ve done your homework and received the greatest deal possible is deeply satisfying. And, of course, it can save you buckets of cash.

EDITOR’S NOTE

SUSAN LEGGEEDITOR-IN-CHIEF

Wall2Wall [email protected]

Follow me on Twitter atTwitter.com/SusanLegge

Like us on facebooksearch: Condo Guide

JANINE DRUERYEDITOR

Wall2Wall [email protected]

Follow me on Twitter atTwitter.com/JanineDruery

Shop around forTHE BEST DEAL

How much homeCAN YOU AFFORD?There is increasing speculation asto whether households are taking on more debt than they can chew. If interest rates begin to rise from their historical lows, can you still manage those monthly payments?

For example, the difference between a five-year term at a rate of 4.09 per cent and a variable rate of 2.15 per cent is almost $500 a month on a $400,000 mortgage with only five per cent down.

When working with your lender, have them show you what you can afford at a higher rate, keeping in mind that you will have

less to finance at renewal time. Increase your payment frequency or make lump-sum payments throughout the year to further lower the amount you owe.

The good news is mortgage rates look like they are going to stay put in the first part of 2013, but you can bank on rates rising eventually, even if it isn’t by much.

Ensure you can afford the home you’re buying, regardless of mortgage rate speculation.

A good lender will show youhow. Ask your friends and familyfor a referral and get the facts.

10 NEW CONDO GUIDE | VOLUME 16 ISSUE 02 | www.homeTRADER.ca

cover story

// By HeatHer ryan

Hot on tHe Heels of its Hugely successful

Copperfield Park community, Brad Remington Homes is set to launch Copperfield Park II with the same desire to create homes that give people the opportunity to “Love It, Live It and Afford It.”

“Copperfield Park II is a continuation of the success of Copperfield Park, but with some new and exciting designs that will continue to broaden the range of our clientele and better serve their needs,” comments Bryan Logel, sales and marketing manager for Brad

Remington Homes, which will craft Copperfield Park II in southeast Calgary on a site just around the corner from Copperfield Park.

“It’s a new chapter of something that has been incredibly successful. We’ve spent time reviewing what our existing buyers and potential customers have been telling us about our current homes, and incorporating the suggestions into Copperfield Park II to make it an even bigger success than Copperfield Park,” he says.

Logel notes they have always talked with existing

poised to launch copperfield park ii

Brad remington Homes

www.hometrader.ca | Volume 16 issue 02 | NeW CoNdo Guide 11

buyers about ways to improve, but “talking to people who didn’t purchase and asking them why and how we can help them was a new experience.”

Based on the input, Copperfield Park II will offer new plans – more affordable one-bedroom designs, a premium two-bedroom and a revision to one of its most popular plans, the D plan, making it larger.

“We’re creating what we believe to be the most affordable corner suite in Calgary – a plan with two full bedrooms and a shared bathroom – that is quite an innovative concept and will give people who don’t have a huge budget that ‘wow’ factor,” Logel says.

“We will continue to offer those plans that have been widely successful in Copperfield Park, as well as our superb level of specifications and high quality construction.”

Plans are expected to range from 525 - 973sq ft. and prices are anticipated to start in the $120’s up

Buyers will be able to customize their home by selecting cabinet colour and style, along with their carpet, countertop and flooring colours.

to the low $200’s, making it incredibly affordable for first-time buyers.

Full-sized kitchens with expansive counter space, slab or mission-style cabinets that come in three different colour choices, and four appliances – fridge, stove, dishwasher and over-the-range microwave – are all standard in each Copperfield Park II home. Homes also include in-suite laundry (washer and dryer included), private balconies for outdoor entertaining, a titled parking stall and a private storage unit. Buyers will be able to customize their home by selecting cabinet colour and style, along with their carpet, countertop and flooring colours. They can further personalize their home and choose optional upgrades including fireplace, granite countertops, air conditioning and/or hardwood flooring, to name a few.

Sales in Copperfield Park II will launch Saturday, March 2nd from

the current sales centre at Copperfield Park located at 279 Copperpond Common S.E. Interested buyers can register in advance at copperfieldpark.com.

Logel says the launch of the final phase in Copperfield Park in December received a phenomenal response from condo buyers.

“It’s been incredibly successful and people are embracing the ‘Love It, Live It and Afford It,’” he says. “We offer homes that are livable, that people love and can afford.”

Copperfield Park II will be ideally situated off McIvor Boulevard near the BRT bus stops, grocery stores, restaurants, shops, services and the new South Calgary hospital.

With the completion of the 130 Avenue S.E. extension, residents have improved access to Sheppard shopping, and they’ll also benefit from the completion of Stoney Trail later this year. The location also provides easy connections to Hwy. 22X, Deerfoot Trail, MacLeod Trail and 52 Street S.E.

For more information on Copperfield Park II, visit the Copperfield Park sales centre and showsuites at 279 Copperpond Common S.E., open Monday to Thursday, 2-8 p.m., and weekends and holidays, noon-5 p.m., visit copperfieldpark.com, or call 403.723.0094.


thatsmint.ca

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it’s definitely worth the drive to check us out!

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Stainless steel appliancesWasher and dryer

Landscaped with trees and pathways

3 bedroom up to 1662 sq ftDouble car garage

2 bedroom up to 1234 sq ftSingle car garage with full width driveway

130th Ave

Dee

rfoo

t Tra

il

Marquis of

Lorne Trail

McIvor Blvd

Copper�eld

McKenzieTowne Dr

52nd StMcKenzieTowne Blvd

N

*MoNTHly payMeNTS aNd qualifyiNg iNcoMe baSed oN 5% doWN payMeNT, 3 year aT 2.75%, quick cloSe 25 year aMorTizaTioN aNd doeS NoT iNclude coNdo feeS aNd properTy Tax. iNSuraNce preMiuMS apply. raTeS are SubjecT To cHaNge WiTHouT NoTice. SoMe coNdiTioNS apply. clieNTS May Have To qualify aT a HigHer raTe. o.a.c., e. & o.e.

thatsmint.ca/grandopeningthatsmint.ca/grandopening

from $312,900 + GST

qualifying income $63,487from $264,900 + GST

qualifying income $54,208

February Condo Guide.indd 1 1/23/2013 2:37:56 PM

SOUTHEAST COMMUNITIES09 MONARCH

BY COVE PROPERTIES316 McKenzie Towne Gate SE

10 MCKENZIE TOWNE ELGINBY BROOKFIELD HOMES585 McKenzie Town Drive SE

11 CHALETS IN COPPERFIELDBY SABAL HOMES1797 Copperfield Blvd SE

12 INNOVATIONS BY JAYMAN CHAPARRAL VALLEY290 Chaparral Valley Drive SE

13 MOSAIC CRANSTONBY BROOKFIELD HOMES206 Cranford Drive SE

14 BOULEVARD TOWNESBY BIRCHWOOD116 Quarry Park Way SE

15 EDISONBY AVI URBAN285 Walden Drive SEaviurban.com

16 YORK 29BY TRICO HOMES120 New Brighton Landing SE

17 MOSAIC MIRAGEBY BROOKFIELD HOMES347 MacKenzie Towne Gate

18 AURA OF COPPERFIELDBY ALDEBARAN HOMES279 Copperfield Common

19 CHAMPAGNEBY REMINGTON DEVELOPMENTCORPORATIONQuarry Park Blvd SEremingtoncorp.com

20 CRANSTON PLACE CONDOSBY CARDEL LIFESTYLES302 Cranston Road SE

21 CRANSTON PLACE TOWNHOMESBY CARDEL LIFESTYLES302 Cranston Road SE

22 MAHOGANY STREET TOWNSBY HOMES BY AVI13 Marine Dr SE

01 RIVERSIDE TOWNHOMES IN CHAPARRAL VALLEYBY CARDEL LIFESTYLES121 Chaparral Valley Drive SE

02 COPPERFIELD PARKBY BRAD REMINGTON HOMES279 Copperpond Common S.E.

03 AUBURN BAYBY BROOKFIELD HOMES174 Auburn Bay Blvd SE

04 MOSAIC LAKESIDEAUBURN BAYBY BROOKFIELD HOMES27 Auburn Bay Link SE

05 MINTBY JAYMAN MODUS130 New Brighton Way SEthatsmint.ca/live

06 ZENBY AVALON MASTER BUILDER3510 McKenzie Town Gate SE

07 PRESTWICK PLACEBY CARDEL LIFESTYLES115 Prestwick Villas SE

08 MOSAIC MOTIF IN NEW BRIGHTONBY BROOKFIELD HOMES317 New Brighton Villas SE

13

NOSEHILLPARK

FISH CREEK PARK

CALGARYINTERNATIONAL

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52 S

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16 AVENUE16 AVENUE

68 S

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36 S

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114 AVE SE

84 S

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AUBURN BAY

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12 AVENUE

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22


COPPERFIELD PARKLOVE IT. LIVE IT. AFFORD IT.

TWO BEDROOM CONDOS*

From the $140’s +GSTDELUXE TWO BEDROOM CONDOS*

From the $180’s +GST

www.copperfi eldpark.com403.723.0094

*Titled parking stall included.

condo profile

// By HeatHer ryan

with an outstanding location, fresh new designs, high standards and great pricing it’s easy to see why so many condo buyers are embracing Cardel Lifestyles’ Cranston Place.

“The response from buyers has been tremendous,” says area manager Judy-Lynn Lavelle. “They love the location because it’s so walkable. Cranston Place is right next door to the Cranston Market, so our residents can walk to Sobeys for groceries, stop at the neighbourhood pub, do their banking ... they can come home from work, park the car and walk to everything.”

She adds that Cranston Place is also just a short walk to the picturesque river valley where residents can enjoy flying fishing, relaxing along the Bow River, or a hike or bike ride through fabulous Fish Creek Park.

“Brookfield has done an incredible job of developing the community of Cranston,” she says, noting there are also several schools, parks and pathways nearby, as well as Cranston’s community centre – the 22,000-sq.-ft.

Century Hall that includes banquet facilities, a gymnasium and skate change rooms, as well as its seven-acre park featuring an outdoor hockey rink, splash park, tennis and basketball courts and playground.

Lavelle says even more important for buyers is that the recently opened South Health Campus and the soon-to-be-developed Seton Urban District (which will include office and retail space, a 16-acre regional park, public library, schools and more) are both just a 10- to 15-minute walk away.

Cranston Place consists of 144 condo apartments in three four-storey buildings and 44 townhomes. The amazing location has buyers buzzing with so much excitement that Building 1 is almost sold out, Building 2 is two-thirds sold, and five of eight townhome groupings have been sold.

“The response has been very strong I think because of the location and our fresh new designs – they are really beautiful,” Lavelle says, noting there are 10 suites

cardel lifestyles’ Cranston Place offers outstanding location

16 NEW CoNdo GuidE | Volume 16 issue 02 | www.hometradEr.ca

remaining in Building 1 – all available for immediate possessions with upgraded specs.

She has launched sales in the sixth townhome group that consists of six units, and is taking registrations for Building C condos, where sales are expected to be launched March 2nd.

Condo floorplans include a one-bedroom design at 624 sq. ft. that can also be reconfigured into a two-bedroom starting at $175,900 plus GST; sizes range up to 1,039 sq. ft. for a two-bedroom, two-bathroom design with flex space. Three-bedroom townhomes range from 1,248 to 1,255 sq. ft., include two titled parking stalls, and start at $265,900 plus GST.

Five showhomes feature one townhome and four condo models, including the two-bedroom, one-bathroom 10th anniversary design and two new corner suite designs.

Condo buyers enjoy well-appointed suites that include six appliances (a large fridge, stove, dishwasher, hood fan, energy-efficient front-loading washer and dryer), breakfast bars in the kitchens, and good-sized balconies, along with underground parking for most plans and titled surface stalls for the others. There are four designer colour palettes to choose from and buyers can still personalize their suites in Building 2.

Cardel Lifestyles is focused on providing exceptional quality and buyers will be thrilled to learn the multi-family builder had a zero to less than a half deficiency per suite in 2011, and turned over a complete building in 2012 with only one deficiency.

With a wide range of condo and townhome models available, Cranston Place is attracting first-time buyers, couples, singles and young families, as well as people already living in Cranston who love the area and are enticed by the maintenance-free lifestyle.

Buyers can learn more about Cranston Place by visiting the show models open Monday to Thursday 2-8 p.m., and weekends and holidays, noon-5 p.m. at 302 Cranston Rd. S.E., or call 403.457.2670 or visit cardellifestyles.com.


CALGARYISM // BY CODY BATTERSHILL

Cody Battershill is the founder of Calgaryism and a top-producing Realtor at

Re/Max House of Real Estate. He also sits on the condominium task force at

the Calgary Real Estate Board. He can be reached at 403.370.4180 or

calgaryism.ca.

THE RESURGENCE OF DOWNTOWN CALGARY

Downtown Calgary is one of the most active and exciting places in our city. We have

experienced a resurgence in new developments during the last decade, making the area a vibrant and thriving place of employment, arts, restaurants and relationships (both business and personal).

New offi ce buildings such as the Bow Tower and Eighth Avenue Place have provided our city centre with millions of square feet of much needed offi ce space, while an abundance of new condos, entertainment venues and restaurants – and the people who fi ll them – have become key elements of the growing culture and excitement of downtown Calgary.

Downtown’s growing infl uence has quickly spilled over to the Calgary beltline area, bringing forth countless new developments that go hand in hand with the city core and off er attractive options for urban professionals to live and play close to where they work. � e beltline has become a strong counterpart with a unique identity in the communities of Victoria Park and Connaught.

� e fact that a resurgence of downtown Calgary is well underway is truly vindicated by how well-recognized our city has become by national and international media channels and research institutions.

Our city has emerged as the fi fth best city to live in the world for 2010, 2011 and 2012 by � e Economist, which looks at 30 factors, including infrastructure, health care, education, environment, culture and stability. Calgary also ranked number 17 for personal safety and number 33 for quality of life in 2012 (out of 221 global cities) by the same magazine. If you were to look up how well our city has done over the past fi ve years on international surveys, you would discover more than two dozen rankings of various categories in the top 10.

Growth seen in downtown Calgary and the inner city beltline core is a big contributing factor to the success of our city in all aspects. Without the new developments, booming industries and, most importantly, the eclectic mix of people we have here in Calgary, our city would not be the economic strength of Canada and the internationally acclaimed city it is today.

If you are as enthused about Calgary’s success as I am, please join me on my Facebook page, Calgaryism, and share your thoughts about Calgary.


19

TALK, TAG OR TOW? who knows condos

CONTEMPLATING CONDOMINIUMS // LINDA PALFI

Linda Palfi is a condominium-specialist Realtor with

Discover Real Estate. She has overseen many condo projects

as the chair of her condo board and is a member of the professional

standards committee at the Calgary Real Estate Board. Further articles and her

Calgary Condo Directory can be found online at CondosInCalgary.com or call

Linda for more information at 403.998.7732

You’ve never seen the car that’s parked in your stall when you come home from work, so

your fi rst reaction is to have it towed away. Someone in your parking place? � e nerve! “Arrogant S.O.B.”, you think to yourself. Yet, in most cases, it’s not an S.O.B. at all, but your next-door neighbour’s visiting mother who was confused

about where she was supposed to park, or some similarly innocent misunderstanding. Tagging and towing should be only last-resort actions, because there are better solutions.

Talking about parking comes fi rst. Talking involves condominium in-house newsletters stressing the importance of parking only where permitted. Talking includes notes on windshields or warning tickets issued by the condo corporation. Talking includes knocking on doors to learn who parked there in error, and having the vehicle moved by its owner, who is often enough embarrassed and apologetic for his or her mistake. It also includes large and clear numbering of stalls and posted warnings that vehicles can be ticketed and/or towed at the owner’s expense.

For those who truly abuse parking, tickets can be issued, and cars can even be towed away from condominium parking lots. If your stall is your own titled private property in a parkade (unit), the Calgary Parking Authority will ticket or tow if you show identifi cation and proof of ownership. � is is made easier if your building’s parking stalls are numbered with their legal unit numbers. Buildings in which stalls have a secondary numbering system should consider painting over these and using the legal unit numbers for clarity of ownership. � e certifi cate of title is proof of your ownership.

In cases where the indoor or outdoor parking is assigned common property, the condo corporation has authority to have vehicles “tagged” or towed away. � is could be done by your property manager or condo Board Chair, but that person should have a clear statement of authority, such as a Board resolution printed on letterhead paper.

I see few parking confl icts in buildings and townhouse developments with clearly-marked stalls, clear warnings that incorrectly parked vehicles will be ticketed and/or towed, and newsletter reminders to owners that visitors should be clearly guided about where to park. Talk to your Board and your neighbours to avoid the ticketing and towing that’s very rarely necessary.

In cases where the indoor or outdoor parking is assigned common property, the condo corporation has authority to have vehicles “tagged” or towed away.


YEARS

YEARS

SOUTHEAST

21

HOUSING MARKET

Market conditions trigger

shift in HOMEBUYER MINDSETCHANGING MARKET CONDITIONS HAVE TRIGGERED A SHIFT IN THE CANADIAN

homebuyer mix and mindset, according to a recent Re/Max survey.� e Canadian Homebuying Trends Survey 2013-2014 queried purchasers

intending to buy in the next two years. Among the key fi ndings:› Almost one in fi ve purchasers is single› More than two-thirds are second or multi-time purchasers› Four out of 10 purchasers between 18-34 have a down

payment of 20 per cent or more.“Emerging from the survey are some very real indications that Canadian homebuyers — and their attitudes — have changed,” says Gurinder Sandhu, Executive VP and Regional Director, Re/Max Ontario-Atlantic Canada. “Purchasing patterns have evolved, with a more conservative, fi scally-responsible purchaser moving to the forefront.”

WHO’S DRIVING THE MARKET?

� e survey found that second-time and multi-time buyers represent 70 per cent of those serious about making a move — a trend that is expected to continue over the next two years. First-time buyers will continue to play a role in the market at 30 per cent.

“� ere’s no question that fi rst-time buyers are experiencing a period of readjustment,” says Sandhu. “While aff ordability took a hit in 2012, homeowners with considerable equity remain confi dent and well-positioned. � ey will be the driving force fuelling the bulk of home sales in the months ahead.”

THE FINANCIAL PICTURE

� e survey found that spending patterns were mostly conservative. � irty-eight per cent of purchasers said they would spend under $250,000 on their home; 42 per cent would spend between $250,000 and $500,000; 10 per cent would spend between $500,000 and $1 million; and one per cent intended to spend over $1 million.

� e singles group was most prudent, with 47 per cent of purchasers intending to spend under $250,000.

LARGER DOWN PAYMENTS

According to Re/Max, one of the most surprising fi ndings of the survey was the fi scal responsibility of Canada’s young homebuyers. Forty per cent of purchasers between 18-34 intended to put down 20 per cent or more on their home.

Of those putting down 30 per cent or more, 45 per cent were aged 55 and over. Just seven per cent of purchasers had a down payment of fi ve per cent, while 14 per cent indicated that they were putting down 10 per cent.

HOUSING CHOICES

� e majority of purchasers continue to seek out single-detached homes (53 per cent), while condos ranked second at 17 per cent, followed by both semi-detached/duplex and townhouse/rowhouse, each at 11 per cent.

“Regardless of income, gender, age, or location, most Canadian respondents shared considerable confi dence in Canada’s housing market,” says Sandhu. “� is stands as perhaps the greatest indicator that homebuying intentions will remain healthy and stable.”


SOUTHEAST

23

CONDO CULTURE

SINCE THE PROLIFERATION OF CONDO PROJECTS, amenities have greatly evolved, adapting to the changing needs of society. Amenities that were once a luxury are now considered basics. Hardwood and laminate fl oors, stainless steel appliances, the fi tness centre, the spa, the pool, and the concierge desk are now standard features in today’s condominium complexes. Other features such as business centres, which were all the rage a few years back, have been replaced with a conference room or board room; and large pools are being replaced by smaller ones with currents to swim against, or spa-like areas with hot tubs and saunas.

New condominium amenities include the yoga studio and massage room, the theatre room with the big screen and comfortable chairs, fancy party rooms, and guest suites allowing owners to make use of common amenities while saving on the square footage in their unit. More luxurious features include private wine cellars, humidors, infi nity pools and screening rooms. Up and coming trends to look for are Wi-Fi connectivity, media rooms, grocery stores, art collections, rooftop sculpture gardens, and outdoor amenity decks with tennis courts, pools and pet walks.

When shopping for a condo,the most important features prospective buyers seem to be interested in are gym facilities, 24-hour security and concierge, and visitor parking. With parking in urban areas hard to fi nd, and costly when available, prospective condo owners like seeing more spots for guests and visitors.

While amenities are attractive and appeal to many buyers at fi rst glance, smart buyers are aware that the more amenities a building has, the higher the condo fees will be. � is is especially the case with pools and security, as those features add to the expenses.

So, as new condos continue to emerge with newer and state-of-the-art amenities, keep in mind the features that always help with resale or add value to a property are a modern and updated lobby andsecurity, especially among single females who are an important segment into today’s real estate market. Rooftop patios with a view for use during the warmer months are also coveted.

More information is available online at royallepage.ca. NC

The evolution of trends in

CONDOMINIUM AMENITIES


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northeast communities02 43 park

by vericon real estate ventures Coming Winter 2013

03 indigo sky at saddleridge by carlisle group 68 Street NE & 80 Avenue NE

04 galleries renfrew by assureD HoMes 1116 Renfrew Drive NE

05 coventry station by Hunter resiDential DevelopMents 13007 Coventry Hills Way NE www.coventrystation.ca

06 saffron by genesis builDer’s group 6 Saddlelake Place NE

07 arrive @ skyview ranch by partners DevelopMent group Skyview Ranch Rd & Skyview Ranch Dr

08 highland park by stonecroft 4303 - 1st Street NE

09 the gardens of saddlestone by genesis builDers group 329 Saddlelake Dr. NE

10 indigo sky at tara lake by carlisle group Sales Suite 68 Street & 80 Avenue NE

11 kintalla by streetsiDe DevelopeMents 150 Redstone Grove NE www.kintalla.com


Two Bedroom, Two Bathroom Townhomes over 1100 sq. ft.Located in the established community of Coventry Hills

www.CoventryStation.ca 587-896-6107

13007 Coventry Hills Way NE

Two Bedroom, Two Bathroom Townhomes over 1100 sq. ft.

CONDO PROFILE

// BY HEATHER RYAN

adistinctive group of gorgeous townhomes that present a park-like setting and terrifi c features are

enticing buyers to Saddlestone in northeast Calgary.

Genesis Builders Group is crafting this small, limited off ering of just 15 townhomes in � e Gardens in Saddlestone, located off Saddlelake Mews and Saddlelake Grove in the heart of the community.

“� e Gardens in Saddlestone really provide a playground type environment,” says area sales manager Aslam Chaudri. “All the homes front onto the garden/park area and a children’s playground so you have this really peaceful park-like setting right out your front door.

“� e townhomes all come with rear attached double-car garages that are accessed off the street and visitors can take the pathways to the front entry,” he says.

“It’s a unique design,” he says, that keeps traffi c to the outside and green space and pathways to the interior of the development.

GENESIS’ THE GARDENS in Saddlestone

presents park-like setting

All of the 1,439-sq.-ft. townhomes are two-storey designs that off er “an open, airy modern feel,” Chaudry says.

� e homes present a large welcoming front porch and foyer creating a nice space to greet guests. � e entry features a tiled fl oor, but hardwood spans the rest of the main fl oor. Off the entry, a spacious living room is made bright with large front windows.

Adjacent to the living room, the dining room provides plenty of room for casual and formal meals, and the kitchen serves up a great space with a large fl at surface island with breakfast bar seating as its focal point. Other terrifi c features in the kitchen include granite countertops, choice of fl at panel, oak or maple cabinets, full-height tile backsplash, pantry and an appliance package that includes a fridge, stove, dishwasher and hood fan.

A convenient half-bath and a laundry room are located just off the entry to the garage.

Going upstairs, carpeting replaces the hardwood and you’ll fi nd two generous sized rooms for the kids and a main full bathroom.

Owners will be delighted with their huge master bedroom that overlooks the garden and is large enough to easily accommodate king-sized furniture and off ers an inviting ensuite plus a good-sized walk-in closet.

All the townhomes have energy-effi cient windows, appliances, hot water tanks and furnaces, and rainwater is collected for use in the gardens.

� e Gardens in Saddlestone off er a great location within walking distance of four schools, shops, services parks and the LRT, with buses running frequently nearby.

Saddlestone itself is designed as an extremely walkable community with sidewalks on both sides of the streets. � e intricate pathway system in Saddlestone allows residents to access the four major community parks and other great amenities with ease, including two ponds with seating


areas, a playground, and future soccer fi elds and ball diamonds.

Residents can walk to amenities including a Safeway, the Genesis Centre of Community Wellness (which includes a YMCA, library, indoor pool and gymnasiums) and it’s close to Stoney Trail, Falconridge Boulevard and 80 Avenue N.E for ease of getting downtown and to other parts of the city.

For more information about The Gardens in Saddlestone, visit the sales centre located in a Genesis single-family showhome at 329 Saddlelake Dr. N.E., open Monday to Thursday, 2-8 p.m., and weekends and holidays, noon-5 p.m., and Fridays by appointment, call 403.455.2100 or check out genesisbuildersgroup.com.

GENESIS BUILDERS GROUP IS CRAFTING THIS SMALL, LIMITED OFFERING OF JUST 15 TOWNHOMES IN THE GARDENS IN SADDLESTONE, LOCATED OFF SADDLELAKE MEWS AND SADDLELAKE ALLEY IN THE HEART OF THE COMMUNITY.


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Move in Summer 2013

Sunset Blvd

Highway 582

Highway 27

Highway 22/27

DIDSBURY

OLDS

Sunset Drive

Trans Canada to Calgary

Ranch House Rd

Town of

CochraneH

ighway 22

Cowboy Trail

SUNDRE

201 Sunset Drive, Cochrane Mon-Thurs 2-8pm Sat/Sun 11-5pm403.981.4438

Build

ing

1 S

old

Out

Sales Centre

homesthatwork.ca/lastchance

1 bedrooms up to 710 sq ft

from $672 a month

qualifying income from $31,011Based on $144,900 + GST

2 bedrooms up to 1027 sq ft

from $992 a month

Qualifying income from $44,349Based on $213,900 + GST

*Monthly payments and qualifying income based on 5% down payment, 3 year at 2.75%, quick close 25 year amortization and does not include condo fees and property tax. Insurance premiums apply. Rates are subject to change without notice. Some conditions apply. Clients may have to qualify at a higher rate. O.A.C., E. & O.E.

February Concept CG issue.indd 1 1/23/2013 3:24:26 PM

AIRDRIE

STRATHMORE

COCHRANE

LANGDON

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04 SUNSET POINTEBY CALBRIDGE HOMES302 Sunset PointeCochrane, Alberta

05 STONE CREEK LANDINGBY CARLISLE GROUP103 - 5th Avenue, West, Cochrane, Alberta

06 THE VILLAGEBY CALBRIDGE HOMES3102-15 Sunset SquareCochrane, Alberta

AIRDRIE09 CREEKSIDE VILLAGE

BY CARLISLE GROUP8th & MacKenzie WayAirdrie, Alberta

10 COURTYARDS OF KINGS HEIGHTSBY MERGE DEVELOPMENTS#4 Kingsland Close N.E. Airdrie, Alberta

11 THE EDGEBY STREETSIDE DEVELOPMENTS604 East Lake Blvd N.E.Airdrie, Alberta

12 RAVENSWOODTOWNHOMESBY SLOKKER CANADA WEST2802 Kings Heights GateCOMING SOON

15 CHESTERMERE TOWNHOMESBY SLOKKERCANADA WEST#300 Marina Drive, Chestemere

16 PENNCROSS BY STREETSIDE DEVELOPMENTS127 & 129, 1 Crystal Green Lane, Okotoks, Alberta

02 HEARTLAND TOWNHOMESBY EXCEL HOMES1178 Clydesdale Way,Cochrane, Alberta

03 CONCEPTBY JAYMAN MODUS201 Sunset Drive,Cochrane, Alberta

COCHRANE01 RIVERSTONE AT

COCHRANEBY SLOKKER CANADA WEST INC. 240 Riverview Drive in Cochrane

06 04

CALGARY’S SATELLITE COMMUNITIES

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07 SAGE HILL VILLAGEBY SLOKKER CANADAWEST INC.Sage Hill View NW

08 VARSITY LANDINGBY CARLISLE GROUP3951-46 Avenue NW

09 EVANSTON SQUAREBY STREETSIDE25 Evanspark Way NW

10 PROSPECT RISEBY AVI URBAN34 Evansview Rd NW

11 PIXELBY BATTISTELLA1120 Kensington Road NW

12 ST. JOHN’S 10TH STREETIN KENSINGTONBY STREETSIDE10th Street & 3rd Avenue NW

13 SAGESTONEBY GREENVIEW DEVELOPMENTSlivesagestone.com

14 UNIVERSITY CITYBY KNIGHTBRIDGE BRENT-WOOD LRTuniversitycity.ca

15 THE GROVES OF VARSITYBY STATESMAN HOMES5353 Crowchild Trail NW

16 COVENTRY STATIONBY HUNTER RESIDENTIAL DEVELOPMENTS 13001 Coventry Hills Waywww.coventrystation.ca

17 BROWNSTONESBY GENESIS BUILDERSGROUP 16 Sage Meadows Circle NW

18 SONOMA AT SAGE HILLBY VERTICAL PROPERTIES 881 Sage Valley Boulevardwww.sonomasagehill.com

NORTHWEST COMMUNITIES

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01 PANORAMA WEST BY CARDEL LIFESTYLES175 Panatella Hill NW

03 RED HAUS BY STREETSIDE118 - 30 Royal Oak Plaza N.W.

04 SWAN LANDING BY SWAN GROUP500 Rocky Vista Gardens N.W.

05 ENCORE AT KINCORABY CARLISLE GROUP37th Street and Kincora Glen Road N.W.

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KID-FRIENDLY

MAKE YOUR MOVE // BY DAN HOPKINS

Moving can be stressfulfor children; the change can be overwhelming.

However, there are ways to makeit easier on them.

It’s important to inform your kids about the family’s plans to move as soon as you can. � e more time they have to prepare, the easier it will be for them, say child psychologists who suggest that children should participate in the decision-making. If kids feel included and take ownership of their new-home decision, the transition will go much easier.

Moving is a family process so share the excitement and responsibilities with every member of the family. Give everyone an age-appropriate responsibility. Kids will enjoy decorating their moving boxes. And when you are in your new home, it will be easier for them to fi nd their stuff .

� roughout the move, stay as upbeat and calm as possible. Give your children a chance to express their feelings and try to be honest about your own feelings. Most children will feel some anger, sadness or may worry about the move. Reassure them they aren’t alone and that it’s okay to have these feelings.

Involve your kids in the packing process and start packing items you will not need ahead of time. Sentimental items your children treasure such as special blankets or beloved stuff ed animals should be kept in a separate bag or box; that way they can keep them close have them nearby on moving day.

Plan a date to tour your new neighbourhood with your family. If it’s not a long distance, why not ride your bikes and scope out your children’s favourite activities and even fast food locations, new neighbourhood tennis courts, soccer clubs and baseball associations.

Check with the local school PTA to determine if there is a welcome wagon program, arrange a tour of their new school and meet the teachers ahead of moving day.

Make sure children say goodbye to the important people in their lives’ help them prepare a list of phone numbers, emails and addresses. Prepare cards that have their name and new address on them to hand out to friends. If you are moving within the same city, try to schedule a few play dates with their friends before your move day.

Give your kids an inexpensive digital camera to take as many pictures as possible of their friends prior to moving day. � is way, they’ll have a reason to stay in touch as they share the photos.

Keep them involved with the sports teams they were associated with until the end of the season, so they can maintain their friendships while they make friends in their new neighbourhood.

Child psychology experts agree that if kids know they can stay in touch with friends and loved ones, it will make the move less traumatic.

Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada.

twomenandatruck.ca

Moving can be fun and

Make sure children say goodbye to the important people in their lives. Help them prepare a list of phone numbers, emails and addresses.

register at sonomasagehill.com

P R E S E N T A T I O N C E N T R E

881 Sage Valley Boulevard NW 587.352.7614

Monday - Thursday 2pm-8pm Weekends & Holidays 12pm -5pm Closed Friday

T O W N H O M E S

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Where you want to be.

› Immediate Access to Retail & Grocery

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› 1,159 - 1,289 sq.ft.

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› LVT Flooring

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New 2 & 3 bedroom Northwest Townhomes

SHOWHOMES NOW OPEN COME VISIT US AND SEE OUR 2 NEW SHOWHOMES

VPS-037-SonomaNewCondoGuide-Showhome Opening.indd 1 12-12-20 11:24 AM

condo profile

condo buyers will be delighted to discover a new townhome community in Sage Hill

that presents affordability and a great location with easy access to a vast range of existing amenities in northwest Calgary.

Crafted by Vertical Properties, Sonoma at Sage Hill is a 173-unit townhome development in the heart of the Sage Hill/Nolan Hill area offering an interesting combination of traditional street townhome configurations and a new innovative “front-to-back” townhome design.

// By HeatHer ryan

Sonoma at Sage Hill

offers affordable townhomes

“This is a fabulous townhome project that provides a level of affordability not seen in other suburban locations and offers a great location close to amenities,” says marketing co-ordinator Charlene Reinke. “Sonoma presents two models in each townhome offering, along with open-concept floorplans that integrate the kitchen, dining and living space.”

“The front-to-back townhomes are unique in that they offer more windows than a traditional townhome orientation – providing an abundance of natural light into the home,” she says.

All the townhomes are two-storey designs with single-car attached garage and a basement except for the Boulevard model, which has a drive-under garage with no basement, Reinke says.

Buyers will appreciate having a variety of sizes and styles to choose from. Traditional street townhomes include the Connection, a 1,281-sq.-ft. home with three bedrooms, 2.5 baths, and an office/flex room, and the Destination, which has 1,214 to 1,222-sq.-ft. layouts with three bedrooms, 2.5 baths and an office/flex room. The front-to-back townhomes include the


Arrival, which ranges from 1,216 to 1,262 sq. ft. with three bedrooms and 2.5 baths, and the Boulevard, which has 1,159 to 1,167-sq.-ft. floorplans with two bedrooms and 1.5 baths. The Connection, Destination and Arrival all have a dual master bedroom option.

“Sonoma offers a highly affordable price point that caters to first-time buyers and the singles’ market as well as empty nesters and downsizers looking for a maintenance-free townhome lifestyle,” Reinke says, noting the Boulevard starts at an entry level price point in the $240s, and prices range to the $310s for the Connection.

Buyers will adore the interior features that include a LVT flooring system (a high-durability, non-allergenic product that runs throughout the main living area), in-suite laundry with stacked washer and dryer,

upgraded trim package, designer lighting, and Italian designer contemporary plumbing fixtures. Kitchens dish out stainless steel appliances, a subway tile backsplash, contemporary flat-panel cabinets and a pantry. Buyers can also personalize their home by choosing from three colour options.

The exterior is as beautiful as the interior with Craftsman architectural styling, James Hardie siding and trim package, stone detailing, and professional landscaped entryways.

“Sonoma is fully landscaped including a central park and pathway system that will integrate into the broader neighbourhood pathway system,” Reinke says. “It’s also bordering a natural ravine green space and offers walk-out orientations backing onto the ravine.”

Residents will enjoy being just minutes away from two major shopping areas at Creekside and Beacon Hill, which provide grocery stores, restaurants, coffee shops, services, and a wide range of retail outlets, and it’s a short drive to additional shopping at CrossIron Mills mall and in nearby Country Hills. “There is also future neighbourhood and full service, ‘big-box’ retail hubs planned for Sage Hill/Nolan Hill,” Reinke says.

This stellar Sage Hill location also provides residents with Calgary transit bus service. It’s adjacent to the new Shaganappi Trail extension (opening early 2013) with direct access to Stoney Trail so they have easy access to Deerfoot Trail and Crowchild Trail, and it’s just 10 to 12 minutes to the airport.

For more information on Sonoma at Sage Hill, visit the showhome and sales centre, at 881 Sage Valley Blvd. N.W., open Monday to Thursday, 2-8 p.m., and weekends and holidays, noon to 5 p.m., call 587.352.7614, or visit sonomasagehill.com. Sonoma Grand Opening March 2nd and 3rd from 1-5 p.m.

Virgin 98.5 on location March 2nd, along with a food truck each day


style file

// by yanic simard

home sweet home office

entrepreneurs, freelancers

and more big corporation employees are skipping the commute and working from home. Even if you can’t do everything at home, chances are you take work home with you from time to time to catch up or get ahead. Being as productive as possible at home means having a dedicated workspace – no matter the size of your place.

location, location, location

If you don’t have a separate room devoted as an office, then your first step will be deciding where it should be located. You may want to draw out your floorplan on paper and try it in different locations until it feels right. Consider nook/alcove areas, corners, and areas in front of windows.

yanic simard is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

the work surface

Having some sort of furniture piece to act as a ‘desk’ is the key component to a home office (and no, it can’t be the coffee table in front of the television). It has to be a single item with a surface, whether large or small, that has only one purpose: to serve as a workstation so that your mind knows to focus on work when you’re sitting at it.

If you use the same surface you use for other activities (such as eating) your mind will tend to wander off and want to take part in those other things it’s known to do there. Your work surface doesn’t have to be the ‘typical desk’ – you can have fun with this piece and use something non-traditional depending on your creativity and the amount of space you have. For example, a console, bar cart or floating shelf could all work well for this application.

keeping organized

Maintaining a clutter-free area while working is very important because clutter equals distraction. Utilitarian boxes, glass vases, pegboards and vertical shelving can all be good storage solutions for items like your pens and paper.

let there be light

Cut down on eyestrain and headaches by making sure there is ample lighting in your work area. Position your computer monitor so there’s no glare from a window or overhead light, and invest in a good task lamp for your desk.

take a seat

Choosing the right chair has a lot to do with how often you will be sitting in it. If you plan on spending eight hours a day at your desk, investing a little more in something well composed ergonomically would be a wise decision. If you’ll only be seated for an hour or two, something more along the lines of a side chair will fit the bill just fine.


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// BY HELLEN BUTTIGIEG

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV

host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more

time, energy and inner peace. Contact Hellen at 905.829.2219

or [email protected]

QUICK TIPS

to get herself organized was a few containers; what she really needed was to learn a bit about organizing.

Before you go out and spend money on containers or other organizing products, do some preliminary work and planning. � e fi rst thing I recommend is purging. Only when you know exactly what it is you need to store, how much of it, and where the most suitable location is to store it, should you go out and purchase containers. And don’t forget to measure fi rst. Bringing home the wrong containers for the job simply creates more clutter.

2 | MULTI-TASKING IS ALWAYS PRODUCTIVE. FALSE. Although useful in some situations, multi-tasking can cause you to lose your focus and make costly and time- consuming mistakes. When working on important tasks, multi-tasking is probably not a good idea. Some things require your undivided attention.

Multi-tasking distracts us from being in the present moment, which can drain our energy and leave us feeling exhausted and unfulfi lled. Next time you are participating in an activity, be with that activity (rather than thinking about all the things you should be doing instead, or have to do later). Resist the habit of trying to do two things at once.

3 | BEING MESSY AUTOMATICALLY MEANS YOU ARE DISORGANIZED. FALSE.

Organizing is not about how it looks; it’s about how it works. Visual, creative types need to have things out where they can see them, because out-of-sight is out-of-mind for them. � is may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. � e fl ipside of this is that visual types lose focus when there is too much to look at, so they need to fi nd products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view.

4 | YOU HAVE TO TOSS EVERYTHING TO GET ORGANIZED. FALSE. I often hear people say, “� ere’s no way I could get organized because I am too sentimental – I don’t want to get rid of everything.” Although you shouldn’t keep things you don’t like or will never use, there’s always a way to either display or store the things that matter. For example, shadow boxes or display cases allow you to protect as well as showcase the possessions that truly mean something special to you.

5 | IF YOU WRITE IT ON A TO-DO LIST, IT WILL GET DONE. FALSE. I had a client who was so proud of her to-do list: it was prioritized, colour-coded and categorized – yet she was frustrated and overwhelmed at how many things on the list were not getting done. To get anything accomplished you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a commitment – blocking time on your calendar to do it is.

It’s time to dispel some organizing myths that may be keeping you stuck and getting in your way of a

more organized life. I’ve focused on the fi ve most common beliefs about organizing, so you can get clear on what works and what doesn’t. Once we bust the myths, you’ll be on your way to organizing yourself like a pro.

1 | CONTAINERS WILL ALWAYS GET

YOU ORGANIZED. FALSE. Contrary to what the ads want you to believe, containers alone are not the answer to your organizing dilemmas.� ey can even become part of the problem. Take Nancy, for example. She purchased several large plastic containers to organize her craft supplies and memorabilia. But she still couldn’t fi nd what she was looking for when needed. She mistakenly thought all she needed

ORGANIZING MYTHS

that can keepyou stuck


SHOW HOME HOURS:Mon-Thurs 12-5pmSat, Sun & Holidays 12-5pmClosed Fridays

75% Sold!

Sales Centre: Corner of 41st Ave. NE & 1st St. NE

Bob Carmichael | 403.250.6655 | www.stonecro� highlandpark.com | [email protected]

REGISTER TODAY AT WWW.STONECROFT.AB.CA

Great investment with inner city location on the park. Bus to downtown.

www.stonecrofthighlandpark.com

• 9’ Ceilings• In-Floor Heat• Underground Parking• Stainless Steel Appliances• Laminate Living Room Floors• Granite Kitchen Counter Tops

finallyA Blend of Quality & Style

STARTING FROM 223,400 + GST

Love WHERE YOU LIVE...

1st

St. N

E

Cen

tre

St N

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2013POSSESSION AVAILABLE

41

Across the street from downtown plus 15

Garrison Woods? The Bridges? Yaletown in Vancouver ring any bells? There is no fashionably late in real estate. With exciting changes to East Village, The River Walk and Calgary’s downtown core, Riverfront Pointe is at the centre of one of Canada’s hottest urban developments. Life is full of missed opportunities... don’t let this be one of them.

1 Street SE

3 Street SE

Centre Street S

4 Ave SE

3 Ave SE

2 Ave SE

5 Ave SE

Macleod Trail SE

Riverfront Ave SE

Memorial Drive NE

Main Floor-325 3rd St. SE. Phone: 403.228.5872

Show suite hours:

Mon. – Thurs. 12-6 pmSat. & Sun. 12-5 pm, Closed Fridays

Canadian Home Builders’

Association

Register at riverfrontpointe.ca

EAST VILLAGE RIVERFRONT

The only new condos available in East Village for the next 24 months

$300’sFROM the lOw

best valued suites in east village

FROM

ALBERTA’S TOP SELLING CONDO BUILDER

carlislegroup.ca

Upgrade to granite CoUntertops throUghoUt for only $595.

(ValUed at oVer $2200)

www.blanketltd.ca

COVEREDCAREwith

Visit our new discovery Centre at riverfront pointe, Main floor 325 3rd st. se Calgary.

$120’sCOndOs frOm tHe

CAlGARYINDIGO Sky AT SADDLERIDGE403.389.8144 • indigosky.ca

INDIGO Sky AT TARA LAkE403.389.8144 • indigosky.ca

RIVERfRONT POINTEEAST VILLAGE

403.228.5872 • riverfrontpointe.ca

VARSITy LANDING403.800.6056 • varistylanding.com

ENCORE AT kINCORA403.470.6286 • encorecondos.ca

edMOntOnELEmENTS AT mcCONAChIE

780.977.0616 • elementscondos.ca

RUThERfORD LANDING780.977.0616 • rutherfordlanding.ca

wALkER LAkE LANDING780.977.0616 • walkerlake.ca

COChRAneSTONECREEk LANDINGDOwNTOwN COChRANE

403.981.0276 • stonecreekcondos.ca

AiRdRieCREEkSIDE VILLAGEDOwNTOwN AIRDRIE

403.980.3334 • creeksidevillagecondos.ca

immediate pOssessiOns available

INVESTOR OPPORTUNITy – fANTASTIC RETURNfully furnished executive rental suites professionally managed by Premier Executive Suites

Prices shown do not include GST and are subject to change without notice. *Ask for details, based OAC. Rendering shown is an artist concept only, actual building details may vary.

asK abOut Our easY paYment plan

WHY rent WHen YOu Can OWn WitH paYments

frOm $245 bi-WeeKlY*

YOu QualifY WitH a HOuseHOld inCOme Of

$32,300

Current lOCatiOns

“I’ve done the math and even I can see

this is the best value!”

Central Sales Centre 403.228.5872

Across the street from downtown plus 15

Garrison Woods? The Bridges? Yaletown in Vancouver ring any bells? There is no fashionably late in real estate. With exciting changes to East Village, The River Walk and Calgary’s downtown core, Riverfront Pointe is at the centre of one of Canada’s hottest urban developments. Life is full of missed opportunities... don’t let this be one of them.

1 Street SE

3 Street SE

Centre Street S

4 Ave SE

3 Ave SE

2 Ave SE

5 Ave SE

Macleod Trail SE

Riverfront Ave SE

Memorial Drive NE

Main Floor-325 3rd St. SE. Phone: 403.228.5872

Show suite hours:

Mon. – Thurs. 12-6 pmSat. & Sun. 12-5 pm, Closed Fridays

Canadian Home Builders’

Association

Register at riverfrontpointe.ca

EAST VILLAGE RIVERFRONT

The only new condos available in East Village for the next 24 months

$300’sFROM the lOw

best valued suites in east village

FROM

ALBERTA’S TOP SELLING CONDO BUILDER

carlislegroup.ca

Upgrade to granite CoUntertops throUghoUt for only $595.

(ValUed at oVer $2200)

www.blanketltd.ca

COVEREDCAREwith

Visit our new discovery Centre at riverfront pointe, Main floor 325 3rd st. se Calgary.

$120’sCOndOs frOm tHe

CAlGARYINDIGO Sky AT SADDLERIDGE403.389.8144 • indigosky.ca

INDIGO Sky AT TARA LAkE403.389.8144 • indigosky.ca

RIVERfRONT POINTEEAST VILLAGE

403.228.5872 • riverfrontpointe.ca

VARSITy LANDING403.800.6056 • varistylanding.com

ENCORE AT kINCORA403.470.6286 • encorecondos.ca

edMOntOnELEmENTS AT mcCONAChIE

780.977.0616 • elementscondos.ca

RUThERfORD LANDING780.977.0616 • rutherfordlanding.ca

wALkER LAkE LANDING780.977.0616 • walkerlake.ca

COChRAneSTONECREEk LANDINGDOwNTOwN COChRANE

403.981.0276 • stonecreekcondos.ca

AiRdRieCREEkSIDE VILLAGEDOwNTOwN AIRDRIE

403.980.3334 • creeksidevillagecondos.ca

immediate pOssessiOns available

INVESTOR OPPORTUNITy – fANTASTIC RETURNfully furnished executive rental suites professionally managed by Premier Executive Suites

Prices shown do not include GST and are subject to change without notice. *Ask for details, based OAC. Rendering shown is an artist concept only, actual building details may vary.

asK abOut Our easY paYment plan

WHY rent WHen YOu Can OWn WitH paYments

frOm $245 bi-WeeKlY*

YOu QualifY WitH a HOuseHOld inCOme Of

$32,300

Current lOCatiOns

“I’ve done the math and even I can see

this is the best value!”

Central Sales Centre 403.228.5872

Spacious one bedroom to two bedrooms den condos

starting from 279,000 +

$

Located in one of Calgary’s most sought after neighbourhoods

vencondos.com403-225-0023

Coming Soon

4th A

ve N

W

2nd Ave

Nw

Peac

e Brid

ge

Wal

kway

Memor

ial D

r NW

7 St NW

5th A

ve N

W

5th Ave NW

Gladstone Rd NW

Kensington Rd NW

RILEY PARK

10th St N

W for Best Selection and Price Incentives

REGISTER NOW

44

9 AVE S

26 AVE S

11 AVE S

12 AVE S

17 AVE S

26 AVE S

23 AVE S

TALISMAN SPORTS CENTRE

MILLENNIUMPARK

GREYHOUNDBUS TERMINAL

COLONELBELCHERHOSPITAL

CITYHALL

CONVENTIONCENTRE

PRINCE’S ISLAND PARK

ROTARYPARK

RILEYPARK

EAU CLAIREMARKET

MOUNT ROYALVILLAGE

CALGARY EXIBITION AND

STAMPEDE PARK

FORTCALGARY

MAC

LEO

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MPI

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5 ST

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4 ST

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10 S

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1 ST

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5 ST

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CLI

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5 AVE S

4 AVE S

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VICTORIA PARK /STAMPEDE STATION

ERLTON /STAMPEDE STATION

SUNNYSIDESTATION

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11

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07 drake by grosvenor Visit Sales Centre at 2nd Floor, 850 - 16 Avenue S.W

08 PIXeL by battistella 9A St and 2nd Ave NW www.battistella.ca

09 SoLaIre by la Caille group 888-4th Ave. SW Presentation suite 912-5th Ave. SW www.solaireliving.ca

11 keynote 220 12th Ave. SW

12 St. johnS tenth Street by streetside 10th St. & 3rd Ave. NW

13 FIrSt by FraM + slokker East Village, Calgary, AB

14 6th & tenth CoMing soon by laMb developMent Corp.

15 the bLock by avi urban Sales Centre 1022 17th Ave. SW

01 rIverFront PoInte by Carlisle group 101 Riverfront Avenue S.E.

02 mark on 10th -comIng Soon by qualex 901 - 10th Ave S.W.

03 43 Park by veriCon real estate ventures Coming Winter 2013

04 WaterFront by antheM properties 216 Riverfront Ave. S.W.

Inner cIty

16

17

3


condo profile

// By HeatHer ryan

condo buyers who desire a stellar location that places all the conveniences at the doorstep as well as great

features and spacious designs will adore a new project located in one of Calgary’s most vibrant neighbourhoods.

Bucci Developments is poised to launch Ven, a four-storey, 115-suite apartment-style condo project on 5th Avenue N.W. located in highly sought-after Kensington that will offer a range of floorplans and price points designed to appeal to a variety of buyers.

Bucci poised to launch fabulous new condo project in Kensington

“We’re really excited about this project in Kensington because it’s such an amazing area and we think this site offers the best multi-family location in Calgary,” says Bucci’s sales and marketing manager Shane Styles. “We’re about 200 metres from the C-Train and about 300 metres from Safeway, and lots of nearby shops, services and restaurants so you really aren’t going to need to use your car.

“When you think about your day, where you work, shop and sleep is a triangle and the smaller the triangle the happier you are,” Styles says. “With this location the three corners of the triangle are really close.

“The location has huge appeal,” he says, “with great access to the river trails and parks, with SAIT and the U of C in close proximity, plus with this location you have all the conveniences close at hand but you’re in a quiet neighbourhood. It’s about as good as it gets.”

Ven will offer a distinctive mix of floorplans including Bucci’s A Plan, which won a SAM Award for Best Design under 799 sq. ft. “It’s a plan we used in both NEXT and Tribeca and it proved to be very popular with


Some other featureS are higher nine-ft. ceilingS with Some lofted to 14-ft., laminate and tile floorS, in-Suite laundry, SpaciouS patioS and balconieS with gaS line hookupS and generouS Storage Space – a bucci Standard.

buyers,” Styles says. “It’s a spacious 645-square-foot one-bedroom that is really efficiently designed with plenty of storage and an amazing kitchen.”

It will also offer a 783-sq.-ft. one-bedroom, two-bathroom plus den or junior two-bedroom that sold out quickly in Tribeca, as well as six other larger two-bedroom plus den plans.

“We learned from Tribeca that our two bedrooms plus den are big with professionals and downsizing buyers, so we’re offering them here in the 914- to 1,350-square-foot range,” Styles says. “We’re also going to increase the specs for these suites because downsizers are not only looking for larger space they also want the some of the luxuries they had in their single-family homes.”

Buyers will quickly discover the standard specification offered at Ven is such that no upgrades are needed. They will be wowed by the contemporary finishings and features including kitchens that feature Bosch stainless steel appliances, including a gas cook top, microwave and wall oven, quartzite countertops with flush eating bars, tile

backsplash and an abundance of cabinets.

Some other features are higher nine-ft. ceilings with some lofted to 14-ft., laminate and tile floors, in-suite laundry, spacious patios and balconies with gas line hookups and generous storage space – a Bucci standard. The building will also offer underground heated and secured parking, and additional storage, bike lockers and a car wash in the parkade.

Bucci is looking to launch Ven in late February with the opening of its sales centre that will showcase a designer furnished showsuite at 306 10th Ave. N.W. (above the Broken Plate restaurant in Kensington on the second floor). Construction is expected to begin in the spring.

Interested buyers should register now for best selection and early price incentives at vencondos.com or call 403.225.0023 for more information.


FALL / WINTER 2013 POSSESSIONS1 1 2 0 K E N S I N G T O N R D N WTUESDAY-FRIDAY 10AM-6PMSATURDAY/SUNDAY 11AM-5PM pixelcondos.ca Virtual Tour

SCAN TO VIEWLIVE INNOVATIVE

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•

•

•

•

ED

MO

NT

ON

TR

AIL

7TH AVE NE

8TH AVE NE

6T

H S

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16TH AVE NE

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•

•

•

•

The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and apartments. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.

Pick up your FREE copy.

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LUXURYLiving in Calgary and area

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Your guide to LuXuriouS LiFeStYLeS

EnsuitEs: One of life’s

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TO BOOK YOUR ADVERTISING SPACE CONTACT:

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LUXURY

At 10th Avenue and 8th Street SW, Qualex-Landmark is setting a new standard for urban

living. MARK’s rooftop amenity will be the most luxurious in the city, with a fitness

centre and a spectacular indoor/outdoor private lounge. On the third floor, the residents’

garden will be one of the largest in Calgary. It feels like an exclusive private club. Yet free

membership is just one of the many benefits of ownership.

Breathtaking views over the urban skyline and the distant mountains complement the

ambitious architecture of this 35-storey tower in the heart of the Design District. New homes

in this inspiring location start in the $200,000s.

MARK’s Discovery Centre is now open! Be among the first to experience MARK on Tenth.

ELEVATE YOUR DAY AT MARK ON TENTH.

This is not an offering for sale. Such offering may be made by disclosure statement only. E.&O.E.REGISTER NOW AT QUALEX.CA/MARK

FROM DAWN TILL DUSK.

CALGARY CONDO GUIDECLIENT: Qualex-Landmark

PROJECT: MARK

INSERTION DATE: February 8, 2013

SIZE: 7.5” x 10.5” (+ .25” bleed)

CMYK

NOW SELLING

DISCOVERY CENTRE 1120 10th Ave SW, Calgary Open Daily Noon to 5PM, Closed FridaysTel: 403.244.2428

One bedrooms starting from $200sTwo bedrooms starting from $350s

Inner cIty

51

One Of the mOst cOmmOn first-time hOmebuyer questions is affordability. Here are four ways to help make your homebuying experience smooth and straightforward:1. understand yOur financial situatiOn. Your financial needs will change and evolve throughout your life. Working with a trained professional to understand your current financial situation and your future goals can help you assess what type of home you can afford.2. ask abOut yOur credit histOry. A credit rating is a measure of how dependable you are in repaying your debts. A good credit rating goes a long way in helping you obtain credit and determine the interest rate you will receive. For example, if you pay your bills on time or if you repay a loan, you will be in good standing with the credit bureau. So, when it’s time to borrow, a lending institution will know that you are credit-worthy. For more information on your credit history, contact TransUnion or Equifax Canada and get your credit report free of charge by mail.3. Get pre-apprOved. By getting pre-approved, you will know how much home you can afford, which will allow you to shop with

Buying your first cOndO

For more information and assistance with your mortgage needs, visit your CIBC branch, call 1.800.465.CIBC or visit the website at cibc.com/mortgages.

confidence within your price range and prove to sellers you are a serious buyer. Plus, obtaining a pre-approval is absolutely free.4. ask abOut extended amOrtizatiOn. The extended amortization feature is available on most mortgage products. The feature provides homebuyers the flexibility of lowering their mortgage payments by spreading them over a longer period of time, helping to ease budget and cash-flow issues. But keep in mind that by extending your amortization, you will increase the amount of interest that makes up your mortgage payment.

Given this, it is important to choose a mortgage that allows you to increase your payments and make lump-sum payments when you can.

Keep these important points in mind to help you find the condo you love at a price you can afford. NC

yOur first hOme

it’s true – and untilfeb 28th you can

save $10,000!*


FIRST DATE. FIRST KISS. FIRST LOVE.EXPERIENCE FIRST.

*On approved credit. 5% cash down plus 5% in bond. Processing fee and bond cost paid by developer. Ask sales rep for details. Prices shown do not include GST and are subject to change without notice. E&OE. Illustration is artist’s impression. Creative: la-ads.com

Life’s a journey and, for a select few, one of its most pleasurable experiences is overlooking the river and downtown skyline from your huge terrace at FIRST Condominiums. FIRST is fi rst in many ways; location, design, fi nishes, amenities and, of course value. Take the fi rst step. Visit the East Village Experience Centre today.

RIVERFRONT DOWNTOWN CONDOS FROM THE MID $200,000s. ONLY 5% DOWN*FIRST Sales Centre 553 Riverfront Ave SE. 403.263.8144 liveherefirst.com

EXPERIENCE

13-0063_FIRST_CG_FEB2013.indd 1 13-01-25 11:20 AM

Inner cIty

www.hometrader.ca | Volume 16 issue 02 | neW condo GuIde 53

Now under construction,visit us soon for the best unit selections!



FINANCING AVAILABLE

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Here’s what you can do toRecycle, Renew and Reuse

• Keep your car in good working order. Tune-upsand filter changes cut down on exhaust emissions, and you’ll get better gas mileage.When you change your oil, take your usedmotor oil to a recycling centre.

• Use available transit alternatives.

• Separate your garbage. Glass, aluminum, paperand even plastic can be recycled. If a recyclingprogram is not directly available to you, contactyour municipal sanitation department.

• Donate reusable clothing and linens to charity.Most pick-up regularly in your area.

• Become environmentally active in yourcommunity.

You can make the world a better place to live...now and for future generations.

Recycle girl(19/9)-ja/ah

INNER CITY


Work time or game time. Steps away.

Possession Spring 2013

KeynoteCalgary.com

URBAN VILLAGEFrom the onsite convenience of Sunterra Market, Starbucks™ and RBC Royal Bank®, to nearby bars, restaurants and entertainment, Keynote’s Urban Village has everything right on your doorstep.

Condos from the

$ 250 S

220–12th AVE SE | Show Suite Hours: Mon–Thurs 12–6 pm; Sat–Sun 12–5 pm

Calgary’s ultimate address welcomes residents in 2013

KEY-024 - Condo Guide FP 4C 7.5”x 10.5” - Guy Steps

KEY-026_Keynote_CondoGuide_7.5x10.5_MK.indd 2 13-01-29 2:33 PM

INNER CITY


In the 1980s Statesman introduced “The Villa” to Calgarians.Now 30 years later, you must view “THE NEW VILLAS.”

• The NEW VILLAS & VISTAS (Town Home) offer 2 or 3 Car “Invisible” Parking

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Reserve your New Villa or Vista and Take Advantage of Limited Time Offer Design Center Allowances!

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Villas & Vistas from the 400s to a Million Plus

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01 hunter house by streetside development 1020 194th Ave S.W. www.hunterhouseliving.com

02 sILVerADo by sloKKer Silverado Way & Sherrif King Rd

03 oVAtIon by interGUlF CideX #2105, 99 Spruce Place S.W.

04 the LAnDIngs by statesman 771 Patrick St. S.W.

06 sAwyer sILVerADo CominG soon BY Avi Urban

10 VIctorIA cross by avi Urban 132 Victoria Cross Blvd. S.W.

11 currIe bArrAcks by Canada lands Company J5, 2953 Battleford Ave. S.W.

12 eIghty5nIne Coming Soon by vertiCal properties eighty5nine.com

16 eInsteIn by providenCe GroUp 1521 35th Ave. SW COMING SOON

southwest communItIes

NOSEHILLPARK

16 AVENUEOLD BANFF COACH ROAD

16 AVENUE CENT

RE S

TREE

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14 S

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69 S

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SOUTHLAND DRIVE

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TRAIL

MacLEOD TRAIL


JAMES M

cKEVITT

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BLAC

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SHAWNESSYBLVD.

SHERIFF KING ST. SW

194 AVE

GLENMORERESERVOIR

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

NOSE

HILL

DR.STO

NEY TRAIL

COUNTRY HILLS BLVD.COUNTRY HILLS BLVD.

ROCKY RIDGE BLVD.

DEER

FOOT T

RAIL

DEERFOOT TRAIL

64 Ave

37 S

TREE

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SARC

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RAIL

17 Ave

32 Ave

16 AVENUE

FISH CREEK PARK


AIRPORT

03

04

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10 16

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02 01 06


condo profile

// By HeatHer ryan

avi UrBan offers condos to meet a variety of lifestyles

discerning buyers looking for well-located, stylish, affordable condos are falling in love with Avi

Urban, a multi-family builder that is crafting homes across Calgary to suit a variety of needs and lifestyles.

In south Calgary, Avi Urban is crafting Edison on Walden Drive, just steps away from shops and local amenities in Walden. Starting in the $250s, Edison will be comprised of 157 three-storey townhomes with double-car attached garages and full driveway, providing parking for three vehicles.

“Edison at Walden is the next generation of all the things we’ve learned from our past successes,” says Charron Ungar, president of Avi Urban, the multi-family division of Homes by Avi. “It’s the

culmination of years in research and feedback from our Avi Urban homeowners.”

For Edison, Ungar says they have brought together a “highly detailed and innovative architectural design with a studied approach to the latest trends and finishes. We are creating what I believe will be Calgary’s most stunning example of a highly livable and extremely attractive townhome development.”

The townhomes range from 1,130 to 1,400 sq. ft. and are designed based on the success of Avi Urban’s The Enclave at Castle Keep featuring nine-ft. ceilings on the main floor and incredible standard features such as full-height tile backsplashes and extended height cabinetry.

Buyers are also able to mix and match finish options inside and enjoy a fully landscaped central park, an Avi Urban signature in many of its developments.

They also benefit from having neighbourhood conveniences nearby at the Gates of Walden, which includes various shops, services, a local pub, plus a grocery store that is expected to be added this year. They also have easy access to Macleod Trail and Hwy. 22X.

For more information and to register, visit aviurban.com/edison.Another south Calgary condo development is Sawyer, which is

comprised of 138 apartment-style condos in three buildings and located in the heart of the established community of Silverado on Silverado Boulevard.

Genesis Builders Group is craftinG this small, limited offerinG of just 15 townhomes in the Gardens in saddlestone, located off saddlelake mews and saddlelake Grove in the heart of the community.

EDISON


Starting with a very affordable and attractive price point in the $170s, the Sawyer condos offer various floor plans ranging from 700 to 1,100 sq. ft. and are being so well received by buyers the first release is already 50 per cent sold.

“Avi Urban has been active in the downtown condo market. Taking experiences and knowledge from this market, we’re able to bring this inner-city perspective to south Calgary with Sawyer Silverado,” Ungar says. “We believe that our urban take on this product will bring together the benefits of affordability and established south Calgary amenities with the latest design concepts and building technology.”

Homes at Sawyer feature underground parking and finishes that are anything but standard, including oversized windows and flat panel cabinetry. Again, buyers can mix and match finish options for their interiors along with choosing the colour for their front door from five stylish selections.

Sawyer’s three buildings will be arranged in a U-shape to create a beautiful landscaped circular courtyard and almost 250 trees will be planted throughout the development.

Silverado also offers a great location with easy access to Hwy. 22 and Macleod Trail, and residents can enjoy neighbourhood conveniences at the Silverado Marketplace that includes shops, services and a grocery store.

Visit aviurban.com/Sawyer to register and receive all the details.In northwest Calgary, Avi Urban is offering the third in its highly

successful Prospect series with Prospect Rise, located in Kincora in beautiful Symons Valley.

Prospect Rise features three-storey townhomes ranging from 1,211 to 1,385 sq. ft. and offering three unique floorplans – double master, two-bedroom and den or three-bedroom options.

The townhomes offer excellent interior features such as nine-ft. ceilings on the open-concept main floor, tile flooring in the kitchen and bathrooms, extended height custom cabinetry and glass mosaic tile backsplash. They also come with a double-car attached tandem garage and driveway, offering parking for three vehicles, along with a fully landscaped courtyard, large balconies and bright exteriors.

Ungar says offering the differing floorplans at a price point starting in the $280s makes the townhomes attractive to a wide range of first-time buyers, downsizers and empty-nesters and the development is already 50 per cent sold.

An added benefit to buyers is the location – Kincora it’s just minutes to Stoney Trail, Deerfoot Trail, Beddington Trail and Country Hills Boulevard for ease of getting to the airport and around the city. It’s just blocks to local shopping at Creekside and a short drive to a vast range of shops, services and restaurants at CrossIron Mills mall and in Country Hills and Beacon Hills.

For more information about Prospect Rise, visit aviurban.com/prospectrise.

SAWYER PROSPECT RISE


always on the hunt for unique seafood recipes, I was delighted when I came across this wonderfully aromatic Goan-Style Prawn Curry by Suvir Saran. Best known for it’s beautiful beaches, rustling palm trees and tropical climate, Goa is equally well known for it’s rich culinary history. A long era of Portuguese rule, combined with that of the Muslim and Hindu kingdoms, has left a permanent influence on the original style of Goan cooking, so that what we see today is an exotic and vibrant cuisine, abounding with intense flavours and robust spices. With over a hundred kilometres of coastline, it’s no surprise that Goan cuisine is famous for its seafood: fish, prawns, mussels, oysters, crabs and lobster dishes are the speciality of the region, characteristically infused with coconut milk, tamarind, chilis and fragrant hand ground masalas, used to flavour most traditional Goan dishes. Served with rice, Suvir’s Goan-Style Prawn Curry recipe is rich and aromatic with complex flavour and a little bit of heat, making this a delicious meal for a warm summer night, or when you need some warming up during a cold winter evening. Easy to prepare, this wonderfully delicious and satisfying curry takes less than an hour to make, making it an excellent recipe to explore the fragrant world of Goan cuisine.

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

LesLie styLes, foodie and traveL aficionado, shares some deLicious dishes found on her traveLs around the worLd

Goan-Style shrimp curry

scrumpdillyicious

directions

To make the marinade, place all of the ingredients in a large resealable plastic bag, add the shrimp, toss to coat and refrigerate.

In a deep sauté pan, heat the oil over medium-high heat. Add the curry leaves and chiles and heat until the curry leaves start to sizzle, about one to two minutes. Add the ground black peppercorns and cook for another minute. Stir in the ginger, onion, and salt and stirring often, cook until the onion is browned, about eight minutes. Sprinkle with water if the onion and ginger begin to stick to the bottom of the pot.

Add the garlic, coriander, and turmeric and cook until the garlic is fragrant, about one minute. Reduce heat to medium-low and add the tomatoes. Cook, stirring and scraping the browned bits up from the sides and bottom of the pot, for one minute. Increase heat to medium-high and simmer for five minutes, stirring often. Stir in the curry powder and cook for one minute. Add the coconut milk and 1/2 cup of water, and bring to a boil. Add the shrimp and any accumulated juices, and simmer until the shrimp are curled and opaque, about two minutes. Stir in the cilantro. If desired, serve with rice or naan bread.

ingredients serves 4

for the marinade

› 1/2 tsp kosher salt› 1/4 tsp ground black

peppercorns› 1/4 tsp cayenne› 2 tbsp lemon juice,

from about 1/2 lemon› 1 lb large or extra-

large shrimp, peeled and deveined

for the sauce

› 1 cup water› 1/4 cup canola oil› 24 curry leaves,

roughly torn› 4 dried red chiles› 1 tsp ground black

peppercorns› 1 3-inch piece ginger,

peeled and minced› 1 medium red onion,

finely chopped› 1 tbsp plus 1 teaspoon

kosher salt

› 2 garlic cloves, peeled and chopped

› 2 tsp ground coriander

› 1/2 tsp turmeric› 1 28 oz can

chopped tomatoes› 1/2 teaspoon

curry powder› 1 1/2 cups

coconut milk› 1 cup chopped

fresh cilantro


22

< $325k

SOUTHWEST

61

Condo hunter’s checklist When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where!

condo #1 condo #2 condo #3 condo #4

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:

2-storey detached highrise conversion bungalow townhome

Sq. Footage:

# of bedrooms:

# of bathrooms:

Interior appliances:

Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:

Financing available:

Other comments:

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:


Sq. Footage:

# of bedrooms:

# of bathrooms:


Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:


Other comments:

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:


Sq. Footage:

# of bedrooms:

# of bathrooms:


Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:


Other comments:

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:


Sq. Footage:

# of bedrooms:

# of bathrooms:


Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:


Other comments:

Condo hunter’s CheCklist


homebuyers’ help

Condo Buyers’ resource sectionYou love the condo, see what You can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

TOTALPRE-TAX INCOME

MONTHLYPRE-TAX INCOME

SPOUSE’S PRE-TAXINCOME

AMOUNTOF MORTGAGE

(PRICE-DOWN PAYMENT)

DIVIDE BY THREE

AFFORDABLE MONTHLYPAYMENTS

AMORTIZATION AMOUNT

CHART FIGURE

AMOUNTOF MORTGAGE

DIVIDED BY 1,000

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

ESTIMATEDMONTHLY TAXES

AND HEAT

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

YOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD!

AMORTIZATION PERIODS

INTERESTRATES

5YEARS

10YEARS

15YEARS

20YEARS

25YEARS

% CALCULATE YOUR MORTGAGE PAYMENTS

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can

afford to make on your condo.

03Take the total price of the condo and subtract the amount

of money you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies.The best way to know what you canafford is to go to the lending institutionof your choice and get pre-qualified.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM CONDO

HOMEBUYERS’ HELP


COMPARE MORTGAGE RATES FOR YOUR BEST DEAL VARIABLE 6 MONTHS 1 YEAR 2 YEARS 3 YEARS 4 YEARS 5 YEARS

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

All mortgages are of two basic types:

CONVENTIONALBuyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less. Buyer has to pay 25 per cent down. A conventional mortgage cannot exceed 75 per cent of the value of the property.

INSURED OR HIGH-RATIOBuyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less. The down payment can be as low as five per cent.

OPEN MORTGAGEAllows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGEThis usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good

choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGEOffers flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

ATB Financial 3.000 4.000 3.100 3.140 3.700 4.390 3.190Bank of Montreal 3.100 4.000 3.000 3.040 3.650 4.640 5.240Bank of Nova Scotia 3.100 4.550 3.650 3.890 3.990 4.390 4.990Bridgewater Bank - - 3.240 3.390 3.150 3.570 3.200CIBC Mortgages 3.200 4.450 3.000 3.140 3.700 4.390 5.240Canadian Western Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240Canadian Western Trust 3.200 4.000 3.100 3.140 3.700 4.640 5.240First Calgary Financial - 4.000 2.390 3.140 2.990 3.290 3.290First National Financial 3.000 3.950 2.740 2.690 2.890 3.150 3.090HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240ING Direct 3.000 - 3.000 3.000 2.790 3.250 3.080Investors Group Trust 3.000 4.000 3.000 3.140 3.650 4.640 5.240Laurentian Bank Canada 3.200 4.400 3.090 3.140 3.700 4.640 5.240London Life 3.000 4.000 3.000 3.140 3.700 4.640 5.240Manulife Bank 3.000 4.450 3.000 3.050 3.100 3.100 3.090Manulife Trust - 4.450 3.000 3.050 3.100 3.100 3.090Meridian Credit Union 2.850 4.450 3.100 3.140 3.700 3.400 3.280National Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240Peace Hills Trust - 4.500 3.100 3.350 3.700 3.850 3.950President’s Choice Fin’l 3.200 6.040 3.140 3.200 3.240 3.350 3.440Royal Bank of Canada 3.200 4.000 3.000 3.040 3.650 4.640 5.240Servus Credit Union - 4.000 3.100 3.140 3.700 4.390 5.240T-D Mortgage 3.200 4.000 3.000 3.040 3.650 4.640 5.240

This information is current as of January 23, 2013 and is subject to change without notice.


Index of advertIsers read more about our advertisers!

43 Park Vericon Real Estate Ventures 49

Champagne Remington Development Corp. 2

Chestermere Townhomes Slokker Canada West Inc. 7

Concept Jayman Modus 28

Copperfield Park Brad Remington Homes 1, 11-13, 68

Coventry Station Hunter Developments 25

Cranston Place Cardel Lifestyles 16-17

Creekside Village Carlisle Group 42-43

Drake Grosvenor 52

Edison Avi Urban 30, 58-59, 67

Einstein Providence Developments 61

Encore at Kincora Carlisle Group 42-43

First FRAM 53

Galleries Renfrew Assured Developments 54

The Gardens Genesis Builders Group 4, 26-27

Groves of Varsity Statesman 6

Harvest Mosaic Brookfield Homes 23

Heartland Townhomes Excel Homes 29

Highland Park Stonecroft Developments 41

Indigo Sky Carlisle Group 42-43

Keynote Keynote 55

The Landings Statesman 56

Mahogany Street Towns Homes by Avi 19

Mark on 10th Qualex 51

Mint Jayman Modus 14

Pixel Battistella 48

Prospect Rise Avi Urban 30, 58-59, 67

Riverfront Pointe Carlisle Group 42-43

Sage.stone Greenview Developments 39

Sawyer Avi Urban 30, 58-59, 67

Silverado Slokker Canada West Inc. 7

Sonoma Vertical Properties 33-35

Stone Creek Landing Carlisle Group 42-43

Swan Landing Swan Group 37

Taralake Slokker Canada West Inc. 7

Varsity Landing Carlisle Group 42-43

Ven Bucci Developments 44-47

Victoria Cross Avi Urban 30, 58-59, 67

Waterfront Anthem Properties 5

The Villas of Swan Landing Swan Group 37

Zen – McKenzie Towne Avalon Master Builder 21

streetside developments Pullout InsertEvanston Square, Red Haus (NW) Hunter House (SW) Kintalla at Redstone (NE) PennCross (Okotoks) The Edge (Airdrie)


067-Avi Urban-Sawyer 02-08-13.indd 67 2/1/13 10:40:51 AM

inside this issue

www.copperfieldpark.com | 403.723.0094

copperfield parklove it. live it. afford it.

www.copperfieldpark.com403-257-0271

SCAN IT!

52 St SE

McIvor Blvd

SE

22X

Copperfield

New Brighton

Two Bedroom Condos from the

$140’s + GST

scan it!

two bedroom condos*

from the $140’s+Gst

three bedroom condos*

from the $180’s+Gst*titled parking stall included.

model a 970 sq. ft.

model b 963 sq. ft.

model c 825 sq. ft.

001-CCG_Cvr_Feb8.indd 1 2/6/13 11:22:33 AM

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Calgary New Condo Guide - February 8, 2013

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