An FHA Title One loan is a loan used for the purpose of home improvement. There are two types of loans, one is Unsecured and the other is a Secured loan. Unsecured indicates that there is no recordable security instrument such as a Mortgage or Deed of Trust. This sample is an Unsecured loan.
December 1, 2017
December 5, 2017 123 Main St., Anytown, FL
FHA TITLE ONE LENDER
Address of lender to mail payments
You will need to find out if witnesses are required in the state where the documents are going to be recorded.
Jonathan B. Brown
Mary A. Brown
This document indicates to Borrower's that they are responsible to pay insurance to protect Lender.
FHA Title One Lender
Brown, Jonathan B. and Brown, Mary A.
123 Main Street, Anytown, FL
123456 9999999999 December 1, 2017
Jonathan B. Brown
Mary A. Brown
FHA TITLE ONE LENDER
BROWN, JONATHAN B. AND MARY A.
123 Main Street, Anytown, FL
Jonathan B. Brown
Mary A. Brown
Complete this area using the Venue where your feet are planted during the signing
Notary signature here
Your name
Notary Public
Commission Number here
Expiration of Commission
LOCATION OF PROPERTY
DATE: JUNE 29, 2017 BORROWERS: : ..Jonathan B.. Brown and Mary A. Brown... ·.ADDRESS:• CITY/STATE/ZIP:
LENDER:
LOAN NO.:
TRUTH-IN-LENDING DISCLOSURE STATEMENT
ANNUAL FINANCE CHARGE Amount Financed Total of Payments PERCENTAGE RATE The dollar amount the The amount of credit The amount you will
The cost of your credit credit will cost you. provided to you or on have paid after you as a yearly rate your behalf have made all
payments as scheduled
10.8 98% $4,570.64 $7,075.00 $11,645.64
INTEREST RATE AND PAYMENT SUMMARY Rate & Monthly Payment
Interest Rate 7.95% Principal + Interest Payment $90.80
Est. Taxes + Insurance (Escrow) $6.25 - Includes Private Mortgage InsuranceTotal Est. Monthly Payment $97.05
NO GUARANTEE TO REFINANCE: There is no guarantee that you will be able to refinance to lower your rate and payments.
DEMAND FEATURE: D This loan maturity date of one year.
© 2017 GuardianDocs GTS66010000
has a Demand Feature: D All disclosures are based on an assumed
Page 1 of2
123456
123 Main StreetAnytown, FL
FHA TITLE ONE LENDER
APR IS THE ANNUAL INTEREST RATE COLLECTED WHICH INCLUDES ALL OF THE FINANCE CHARGES. THIS IS USUALLYGREATER THAN THE INTEREST RATE ON THE NOTE.
No Security Instrument soUnsecured loan
Jonathan B. Brown
Mary A. Brown
BREAKDOWN OF ALL COSTS TO BORROWER.
These are the remaining funds provided to borrower to make the home improvements they want to make.
Jonathan B. BrownMary A. Brown
123456
Jonathan B. Brown
Mary A. Brown
SSN HERE
SSN HERE
Borrowers to sign above the line, date above date line and add their Social Security # above lines.
FHA TITLE ONE LENDER
Brown, Jonathan B. and Mary A.
123456
123 Main Street, Anytown, FL
property address
Jonathan B. Brown
Mary A. Brown
Jonathan B. Brown
Jonathan Bennett Brown
123 Main Street, Anytown, FL
Jonathan B. Brown
Fill in county where you are doing the signing
a Drivers License
Notary sign here
Your name printed here
Notary Public
Commission number
expiration date
Your stamp here
DO NOT FORGET TO ADMINISTER AND OATH/AFFIRMATION AT THE BEGINNING OF SIGNING! When you get to this Affidavit (and others) remind them they are still under Oath.
Mary A. Brown
Mary Ann Brown
123 Main Street, Anytown, FL
Mary A. Brown
County where your feet are planted
Passport
Your Signature
Your printed name
Notary Public
Commission Number
Expirations Date
YOUR STAMP HERE
CORRECTION AGREEMENT
LIMITED POWER OF ATTORNEY
Date: JUNE 29, 2017
Lender:
Borrower:
Property Address:
Loan Number
On this 29TH DAY OF JUNE, 2017, the undersigned borrower(s), for and in consideration of the approval, closing and funding of their loan # , property address
., hereby grant to_ ., as Lender, a Limited Power of Attorney to correct the following typographical or clerical errors discovered on any or all of the closing documentation required to be executed by the undersign.ed at settlement or during the loan approval process and to execute corrected documents on my/our behalf:
• Errors with the borrower's name(s) including, but not limited to, wrong or misspelled names;
• Errors with the property address including, but not limited to, wrong or misspelled street, city or townnames and incorrect house numbers;
• Errors in the legal description;
• Errors with the applicable county name including wrong or misspelled county names; and
• Errors related to the date of documents including 'WfOng and incomplete dates.
In the event this Limited Power of Attorney is exercised, the undersigned will be notified and receive a copy of the document(s) executed or initialed on their behalf.
This Power of Attorney is limited to the rights granted herein and may not be used to increase the interest rate the undersigned is paying, increase the term of the undersigned's loan, increase the undersigned's outstanding principal balance, or increase the undersigned's monthly principal and interest payment. Any of these specified changes must be executed directly by the undersigned.
In WITNESS WHEREOF, the undersigned have executed this Limited Power of Attorney as of the date and year written.
Borrower-
Borrower -
STATE OF FLORIDA COUNTY OF __________ _
The foregoing instrument was acknowledged before me this 29TH day of JUNE, 2017 by who is personally known to me or who has produced
_________________ as identification.
(Signature of person taking acknowledgment) (Seal)
(Name typed, printed or stamped)
(Title or rank)
(Serial number, if any)
My Commission Expires: ________ _
© 2017 GuardianDocs GTS52020000 Page I of2
DUPLICATE DOCUMENT
JONATHAN B. BROWN HIS SSN HERE
MARY A. BROWN HER SSN HERE
This information should be filled in.
Borrower sign here
Spouse sign here only if listed above.
This document gives lender the authority to verify social security number.
DUPLICATE DOCUMENT
DUPLICATE DOCUMENT You may need one for spouse
Jonathan B. Brown
Need either SSn or
EIN here
Jonathan B. Brown
Borrower to check appropriate boxes
Jonathan B. Brown123 Main Street, Anytown, FL
x Drivers License numberState issue date Expiration datex
xYou will complete allof the information in this area.
Mary A. Brown
Same here.....complete all of the information
Jonathan B. Brown
Mary A. Brown
Borrowers sign and date here
Should be filled in by lender
Borrowers to acknowledge receipt and sign
Borrowers to complete banking information, sign and attach a voided check.
This document should be fully completed and then signed by Borrowers
123456Brown, Jonathan B. and Mary A.
123 Main Street, Anytown, FL
Lender
This area should be filled in.
Application will be filled in
Loan Officer
THE FOLLOWING DOCUMENTS DID NOT REQUIRE RECORDED EXPLANATIONBUT I WANTED YOU TO SEE WHAT ELSE MIGHT BE IN THIS PACKAGE.
This form is sent to employers of the Borrower's and completed when it gets to documents.
B
BORROWERS MUST COMPLETE THIS FORM
