FUTURE VALUE OF SINGLE CASH FLOW

PRESENT VALUE PVYEARS NPERINTEREST RATE RATEFUTURE VALUE FV

PRESENT VALUE PVYEARS NPERINTEREST RATE RATEFUTURE VALUE FV

FUTURE VALUE OF SINGLE CASH FLOW

5565010

15%$225,135.29 ?

5565040

3.750%$242,655.08

FUTURE VALUE OF AN ANNUITY

PRESENT VALUE PVPAYMENT PMTINTEREST RATE RATEYEARS NPERFUTURE VALUE FV

FUTURE VALUE OF AN ANNUITY

0-50006%4

$21,873.08 ?

CALCULATION OF AN ANNUITY

PRESENT VALUE PVPAYMENT PMTINTEREST RATE RATEYEARS NPERFUTURE VALUE FV

ANNUITY

ALSO CALLED AS SINKING FUND COMPUTATION

CALCULATION OF AN ANNUITY

0 ?

6%4

$21,873.00

($4,999.98)

CALCULATION OF PRESENT VALUE OF LUMPSUM AMOUNT

INTEREST RATE RATEYEARS NPERFUTURE VALUE FV

PRESENT VALUE PV

CALCULATION OF PRESENT VALUE OF LUMPSUM AMOUNT

9%15

INR 50,000.00

(INR 13,726.90)

CALCULATION OF PRESENT VALUE OF AN ANNUITY AMOUNT

INTEREST RATE RATEYEARS NPERPAYMENT(ANNUITY) PMT

PRESENT VALUE PV

CALCULATION OF PRESENT VALUE OF AN ANNUITY AMOUNT

10%4

INR 5,000.00

(INR 15,849.33)

CALCULATION OF CAPITAL RECOVERY

PRESENT VALUE PVFUTURE VALUE FVYEARS NPERINTEREST RATE RATEANNUITY AMOUNT PMT

CAPITAL RECOVERY HELPS IN MAKING LOAN AMORTISATION SCHEDULE. OR LOAN REPAYMENT SCHEDULE

CALCULATION OF CAPITAL RECOVERY

1000004

10%?

($3,154.71)

CAPITAL RECOVERY HELPS IN MAKING LOAN AMORTISATION SCHEDULE. OR LOAN REPAYMENT SCHEDULE

PRESENT VALUE OF UNEVEN CASH FLOWS

INTEREST RATE YEAR CF10% 0

1 10002 15003 8004 11005 400

TOTAL PRESENT VALUE

PRESENT VALUE OF UNEVEN CASH FLOWS

PVF PVF * CF

0.9091 909.10.8264 1239.60.7513 601.040.683 751.3

0.6209 248.36

TOTAL PRESENT VALUE 3749.4

CALCULATION OF NET PRESENT VALUE

INTEREST RYEAR CF PVF10% 0 -3000

1 1000 0.90912 1500 0.82643 800 0.75134 1100 0.6835 400 0.6209

TOTAL PRESENT VALUE

PRESENT VALUENET PRESENT VALUE

CALCULATION OF NET PRESENT VALUE

PVF * CF

909.11239.6601.04751.3

248.36

3749.4

$681.36

Constantly Growing Annuity

interest rate 21%growth rate 10%dividend 60

Year Dividend1 662 72.63 79.864 87.8465 96.63066 106.293667 116.923038 128.615339 141.47686

10 155.6245511 171.18712 188.305713 207.1362714 227.849915 250.63489

pv $456.36 for calculation

Constantly Growing Annuity

Multi period compounding

present value 1rate 12%

compounding periods periods

annual 1semi annual 2Quarterly 4Monthly 12Weekly 52Daily 365Continuous

Effectivefuture value rate

1.12000000 121.12360000 12.361.12550881 12.55088

1.1268250301 12.68251.1273409872 12.73411.1274746156 12.747461.1274968516 12.74969

Yield or IRR calculation FOR AN ANNUITY

present value PVFuture value FVannual payment PMTnumber of years NPERyield RATE

YEAR CASH FLOWS0 -500001 100002 250003 320004 180005 15000

IRR 27.4280%

NPV $8,921.68

Yield or IRR calculation FOR AN ANNUITY

-200000

50008

?

18.6237%