FINANCIAL INSTITUTIONSOLUTIONS

Let’s build an effective risk management strategy centered in lending and regulatory compliance.

We are not just an insurance broker.

As a financial institutions specialist, we are solely focused on the lending, financing and investment holding industries. We understand the regulatory requirements around vendor management of third party service providers and have significant investments in vendor management readiness.

We work closely with you to understand your specific lending, financing or servicing environment. We analyze your business processes and create solutions tailored to your institution’s financial and operational goals whether you seek to protect your lending portfolios, increase your revenue stream or cover your financial institution liabilities.

PROTECT YOUR BOTTOM LINE

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Portfolio Protection

Executive Lines

Fee Income

Risk Services

Employee Benefits

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OUR AREAS OF FOCUS

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As a lending institution, one of your biggest risks is protecting your portfolios. We provide you with program design, operational support and analysis around your collateralized lending programs.

REAL ESTATE PORTFOLIO

• Lender Placed Hazard, Flood, Wind

• Outsourced Insurance Tracking (Residential and Commercial)

• Mortgage Impairment

• Blanket Mortgage Protection

• REO Hazard, Flood, Wind

• General Liability

VEHICULAR PORTFOLIO

• Creditor Placed Insurance (CPI)

• Blanket Lenders Single Interest (LSI/VSI)

• Outsourced Insurance Tracking

PORTFOLIO PROTECTION

We protect your financial institution from unnecessary enterprise risk through specialty financial institution insurance coverages.

EXECUTIVE LINES

Bankers Professional Liability

Cyber Liability

Debit Card Fraud Coverage

Employment Practices Liability

Fiduciary Liability

Financial Institution Bond Policy

Management Liability

Trust Services Liability

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We strengthen your balance sheet while helping you bring value to your consumers through compliant direct-marketed, loyalty and affinity fee income programs.

Accidental Death & Term Life Insurance

Checking Account Strategies

Credit & Mortgage Life Disability

GAP

Identity Theft

FEE INCOME

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We deliver property and casualty risk control solutions scaled to meet your institution’s needs regardless of asset size, head office and branch locations, or lines of business.

Trust our team of board-certified and degreed claims, safety, security, property, and environmental professionals to assist you in developing strategies to control and reduce risk resulting from flood, fire, explosion, natural hazards, ATM break-down, employee sabotage and other perils.

Business Continuity & Disaster Recovery Planning

Crisis Management

Emergency Response Planning

Security Assessments Planning

RISK SERVICES

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Together we’ll develop a comprehensive multi-year strategy that Fortune 500 companies enjoy – scoped, scaled and tailored for your institution.

Our engagements balance the needs of multiple stakeholders within your institution, from Executive Management, to Human Resources, to Finance, to Company Employees.

ACA Compliance

Employee Engagement

Employee Health & Performance

Strategic Benefits Planning

Voluntary Benefits

EMPLOYEE BENEFITS

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NEXT STEPS

For more information about how we can build your program, contact your HUB Financial Services representative or email us at hfs.build@hubinternational.com.

CONTACT US

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©2016. HUB Financial Services.

Building risk management strategies in lending and regulatory compliance.

HUB Financial Services is a dedicated specialty within HUB International, serving

over 750 financial institution clients in the US. As a service provider solely focused

on financial institutions, HUB Financial Services delivers a full suite of insurance and

risk management solutions designed to protect financial institutions in today’s highly

regulated financial services environment.

About HUB InternationalHUB International is a global insurance brokerage providing property and casualty,

life and health, employee benefits, investment and risk management products and

services through over 300 locations across North America.

This information is provided for general information purposes only. HUB International makes no warranties, express, implied or

statutory, as to the adequacy, timeliness, completeness or accuracy of information in this document. This document does not

constitute advice and does not create a broker-client relationship. Please consult a HUB International advisor about your specific

needs before taking any action. Statements concerning legal matters should be understood to be general observations and

should not be relied upon as legal advice, which we are not authorized to provide.

www.hubfinservices.com