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The plan itself used to be simple

» Retire

» Pension checks showed up in the mail

Pensions have been replaced by the 401k

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Today…

» So that means you get one check

» And now it’s up to you to make it last…

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» People are living longer, healthier lives

» Interest rates are at historic lows

» Equities are volatile

» Therefore, it can be confusing for retirees on where to turn for income.

Today’s Challenge

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Society of Actuaries website www.soa.org, May 23, 2013

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???

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» Equity exposure tocombat inflation

» Guaranteed income toprotect from downside risk

» Simple, predictableincome stream

» Assets remain investedwith your advisor

» Flexibility to make changeswhenever life demands it

INTRODUCING LAQUITY’S

RETIREONE S O L U T I O N

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