A Modern 401K SolutionA unique partnership that offers lower fees, custom models, and

sophisticated investment advice all with the flexibility of a diverse universe of ETFs

         

The Traditional 401K Plan is Outdated

Traditional 401K plans are often plagued by high fees of up to 2.5%, limited and antiquated fund choices, and a lack of customized service and support.  These shortcomings lead to a frustrating user experience and bad investment results.

There is a better way.

TD Ameritrade and Miracle Mile Advisors have combined cutting edge technology, a vast universe of investment options using low cost ETFs and a customized program designed specifically for your company. In short, we have created a more dynamic and flexible platform at less than half the price of a traditional 401K plan.

Case Study ► You are 40 years old (25 years from retirement) ► You have saved $200,000 in your 401K plan ► Assume a 7.50% return

A typical employee is leaving just under $200,000 on the table.

“Exchange-traded funds present varied advantages to investors, including generally being lower-cost, transparent and providing access to a wide range of parts of the investment landscape.”

- The Washington Post, April 2013

"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."

– Robert Kiyosaki

let us help you get on the right track!

Results! A typical employee is sacrificing almost $200,000 in fees alone, in ! addition to custom, objective planning, on-site education & cutting ! edge integration technology.

         

Competitive Fee Structure► Bundled solution with the plan advisor, custodian and 3rd party

administrator► Competitive, transparent pricing that is easy to understand► All-in plan cost of 1% or less, as compared to some traditional

plans of up to 2.5%

Access to a Vast Universe of Low Cost ETFs ► Over 800 ETFs covering multiple asset classes from some of the

largest firms in the industry

Ongoing & On-site Investment Education► Miracle Mile Advisors will sit down with the plan provider and

participants to explain all of the options available for custom models as well as individual ETFs

► Additional customized planning advice is available for individuals as needed

Custom ETF Models► Over 10 custom models ranging from conservative to aggressive► Each custom model allows for a variety of ETF choices to cover 10

asset classes► Assurance that each custom model takes both financial and

personal goals into consideration

Seamless Integration & Customer Support ► Detailed performance reports specific to each participant► Asset allocation breakdowns & data exports► Ability to easily rebalance portfolios, re-allocate investments,

change contributions, etc.► Signature-ready plan documents and supporting forms ► Full-service recordkeeping and plan admin► Easy access online or via phone ► Dedicated relationship support & rollover assistance

Don’t Pay More for Less

ETFS can offer lower fees and better diversification

On-site education & custom models all seamlessly integrated

with 24/7 online access

Our plan is specifically designed for today’s more complex investment environment: customized models, an array of low cost ETFs and index funds, robust online access, and onsite education & training.

Our plan offers over 800 ETFs from 10 asset classes with no

proprietary products

! DISCLOSURESThese materials are solely informational, based upon publicly available information believed to be reliable, and may change without notice. Our views may change depending on market conditions, the assets presented to us, and your objectives. This is based on market conditions as of the printing date. Miracle Mile Advisors, LLC shall not in any way be liable for claims relating to them, and makes no express or implied representations or warranties as to their accuracy or completeness or for statements or errors contained in, or omissions from, them. Legal, accounting and tax restrictions, transaction costs and changes to any assumptions may significantly affect the economics of any transaction. The information and analyses contained herein are not intended as tax, legal or investment advice and may not be suitable for your specific circumstances; accordingly, you should consult your own tax, legal, investment or other advisors, at both the outset of any transaction and on an ongoing basis, to determine such suitability. Miracle Mile Advisors, LLC does not render advice on tax and tax accounting matters to clients. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. These materials do not constitute an offer to buy or sell any financial instrument or participate in any trading strategy.

! IMPORTANT: Performance results are hypothetical, and do not reflect any actual client account or accounts. The Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

! TD AMERITRADE and Miracle Mile Advisors LLC are separate and unaffiliated firms, and are not responsible for each other's services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade and TD Ameritrade Institutional, Divisions of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.