NATIONAL RURAL NATIONAL RURAL LIVELIHOODS MISSION LIVELIHOODS MISSION

NRLMNRLM

Uttar Dinajpur

Dakshin DinajpurMalda

MurshidabadBirbhum

Purulia

Paschim Medinipur

24 parganas (S)

Howrah24 parganas (N)

Darjeeling

BardhamanNadia

PurbaMedinipur

Jalpaiguri

Cooch Behar

Hooghly

Bankura

West Bengal State MapWest Bengal State Map

Indicates NRLP Districts

Background of restructuring SGSY as NRLM

Review of SGSY ( by MoRD) reveals following mixed picture:

Widespread acceptance of the need of organising the poor into SHGs

250 lakh of rural poor households brought under SHG & still 450 lakh more to be covered

Insufficient Capacity Building Insufficient investment for the building Community

InstitutionWeak Bank Linkage leading to low credit mobilisation

Background……..Lack of Repeat Financing Lack of Dedicated ManpowerFocus on Single LivelihoodsAbsence of SHG based Institutions

NRLM Mission

To reduce poverty by enabling the poor households to access gainful self-employment and skilled wage employment opportunities, resulting in appreciable improvement in their livelihoods on a sustainable basis, through building strong grassroots institutions of the poor.

Core values of NRLMInclusion of the poorestTransparency AccountabilityEquity- to the disadvantaged esp. women and

vulnerable groupsPartnerships: and Ownership and key role of the poor in all

stages- planning , implementation and monitoring

Community self-reliance and self-dependence

ObjectivesObjectives To effectively implement the poverty To effectively implement the poverty

eradication and livelihood promotioneradication and livelihood promotion To create an enabling pro poor policy environment for To create an enabling pro poor policy environment for

intensive blocksintensive blocks To ensure that at least one BPL woman from identified To ensure that at least one BPL woman from identified

rural household is brought under SHG network in time rural household is brought under SHG network in time bound mannerbound manner

To ensure adequate coverage of the vulnerable section of To ensure adequate coverage of the vulnerable section of the societiesthe societies

To focus on setting up strong SHG based social structureTo focus on setting up strong SHG based social structure To universalize SHG and ensure total financial inclusionTo universalize SHG and ensure total financial inclusion

Key Features of NRLMPromotion of Institutions of the poor Universal Social Mobilization ( 4071464 bpl

familiies to be covered )Engagement of Community Resource Persons

(CRP)Universal Financial InclusionSensitive Support Structure Training and Capacity BuildingRevolving Fund and Community Investment FundInfrastructure Creation and Marketing SupportConvergence

Key features…….Skill and Placement Linked ProjectRSETILivelihoodsPartnershipLinkage with PRIsMonitoring and learningPhased approach for implementation a) Intensive Block b) Non intensive Block

TARGET GROUP All BPL families All socially excluded individual and families

All vulnerable sections/groups of people

Funding Pattern Centre : State - 75:25Need based fund release from SMMU to DMMU Revolving Fund Community Investment Fund and Interest

subsidy for Intensive blocks Skill and Placement Project (State & Central

level)Innovation (State & Central

level)Infrastructure Creation and Marketing Support – 20%

Parameter for Identification of Intensive Blocks

SHG based Institutions already developed under SGSY.High concentration of BPL population .High concentration of BPL S.T families .High concentration of BPL Minorities .Large number of BPL families uncovered

under SHGVulnerable blocks

Criteria for DistributionFor NRLP Districts the phase wise distribution of Block are as follows:-

District having no of Blocks 1st Phase

2nd Phase

3rd Phase

4th Phase

5th Phase

Blocks up to 20 4 4 6 6 0Blocks above 20 4 6 8 8 Rest

For non NRLP Districts the phase wise distribution of Block are as follows:-

District having no of Blocks 1st Phase

2nd Phase

3rd Phase

4th Phase

5th Phase

Blocks up to 20 0 4 8 8 0Blocks above 20 0 6 8 8 Rest

• Exception in 1st phase for Paschim Medinipur District having LWE Blocks

Phase wise Distribution of Blocks under NRLM

District No of Blocks 1st Phase 2nd Phase 3rd Phase 4th Phase 5th Phase

Bankura 22 0 6 8 8 0*Birbhum 19 4 4 6 5 0*Burdwan 31 4 6 8 8 5

*Coochbehar 12 4 4 4 0 0Dakshin Dinajpur 8 0 4 4 0 0

Darjeeling 8 0 4 4 0 0*Hooghly 18 4 4 6 4 0*Howrah 14 4 4 6 0 0

*Jalpaiguri 13 4 4 5 0 0Malda 15 0 4 8 3 0

*Purba Medinipur 25 4 6 8 7 0

*Paschim Medinipur 29 5 6 8 8 2

Murshidabad 26 0 6 8 8 4Nadia 17 0 4 8 5 0

North 24 Pgs 22 0 6 8 8 0Purulia 20 0 4 8 8 0Siliguri 4 0 4 0 0 0

South 24 Pgs 29 0 6 8 8 7

Uttar Dinajpur 9 0 4 5 0 0Total 341 33 90 120 80 18

* Denotes NRLP Districts of West Bengal.

Phases Unit Year-I Year-II Year-III Year-IV Year-V Total Districts

Total Blocks

Phase-I Districts 8 8 Blocks 33 33

 

Phase-II Districts 18 18 Blocks 90 123

 

Phase-III Districts 18 18 Blocks 120 243

 

Phase-IV Districts 12 18 Blocks 80 323

 

Phase-V Districts 4 18 Blocks 18 341

Total 33 90 120 80 18 18 341

Phase wise no of BPL families to be covered under NRLM

Phase No of Blocks

Total no of BPL

Families

No of BPL Families

covered under SGSY

No of BPL Families to be covered under NRLM

1st 33 693476 270948 422528

2nd 90 2028891 962643 1066248

3rd 120 2505090 1083426 1421664

4th 80 1323895 376119 947776

5th 18 249522 36274 213248

Total  341 6800874 2729410 4071464

Initiatives taken by State in the context of NRLM

Formation of SHG based institutions i.e. Sub-Cluster at Sansad level , Cluster at GP level and Federation at Block Level.Creation of Social Capital- Engagement of RPs, DRPs, LRPsCapacity Building Of Community resource personsFinancial literacy of SHG members on pilot basisFormation of activity cluster / producers collectivesSpecialised skill development training

Mission Mode approachFocus on Targets Shift from the present allocation based

strategy to a demand driven strategyMonitoring against targets of poverty

outcomes

Support StructureState Level SocietyState Mission Management Unit (SMMU)District Mission Management Unit

(DMMU)Block Mission Management Unit

(BMMU) in intensive blocks

Task of DRDC in respect of Intensive Blocks

Organizing block level workshop on NRLM Assessment of available social capitalDeveloping BMMU in intensive BlocksIdentification of vulnerable & uncovered areasIdentification of dormant SHGsAssessment of needs in respect of vulnerable

areasAssessment of needs in respect of SHG based

institutions already functioning.

Task of DRDC in respect of Non Intensive BlocksOrganising district level workshop.Pending grading cases are to be completedNecessary support to be extended to the SHGs in SGSY mode until declared as intensive blockSteps to be taken for strengthening existing clusters and subclusters and for coverage of all GPs & Sansads under SHG federation.To take measure for developing social capital

Activities in Intensive BlocksDedicated structure at Block Level (BMMU)Participatory Identification of the poorest of poorRelease of RF to the tune of Rs. 10,000 – 15,000Release of CIF to Federation for on lending to SHGsPreparation of MIP is a precondition for getting loan

from CIFInterest subsidy for bank loanInsurance coverage for SHG membersOne time grant for federations - Rs. 10,000 for Village / Panchayat level federation Rs. 20,000 for Block level federation Rs. 1,00,000 for District level federation

Activities in Non intensive blocks Release of RF to the tune of Rs. 10,000 – 15,000Release of Subsidy for Project Loan to the tune

of Rs. 2.50 lakhs max. (@ Rs. 15,000/- per BPL member)

Credit subsidy ratio should be 2:1 Insurance coverage for SHG members• Capacity building and skill training – Rs.

7,500/- (max.) per SHG member

THANK YOU

Participants of District level workshop on NRLM

District level heads of all concerned line Dept.Karmadhakshya Nari o Sisu unnayan sthayee

samity of ZPSavapatis and BDOsLDM & DDM NABARD• District co ordinator of service Banks• Workshop should be held in presence of

Sabhadhipati and District Magistrate

Participants of Block level workshop on NRLM

Block level heads of all concerned line Dept.Karmadhakshya Nari o Sisu unnayan sthayee

samity of PSPradhansBranch Manager of concerned Banks• Representative of Federation and Clusters• WDO & LGS• Workshop should be held in presence of

Sabhapati and BDO