(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

Get Your Relocation Questions Answered.

Silicon & BeyondValley

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

How’s the Market in Silicon Valley?

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

Which Town in Silicon Valley?

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

What’s For Sale in Silicon Valley?

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

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(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

How Long Will my Commute Be?

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

Why The Dawn Thomas Team?Your Dream, Your Dream Home, Your Experience, Your Way… Always!The Dawn Thomas Team, Inc. offers unparalleled service to ALL clients in the Silicon Valley, CA real estate market. Negotiating the Best Possible Price—will always be the number one goal when you hire our team.

…the bottom line in the Silicon Valley real estate market is,

‘Will your realtor give you an edge and help you get the house you want?’

We felt that Dawn Thomas was that edge that set us, as buyers, apart from other offers.

-- Mat & Erika Lewit May 2009

The Buying Process Overview

Initial Consultation• Buying process overview• Determine needs & wants• Agent Services• Market conditions• Lending qualification• Define Agency relationship

Loan Pre-Approval• Obtain Loan Pre-Approval Letter from Lender (not Pre-Qualification Letter)• Determine budget for home

Home Shopping• Tour properties that meet your “ideal home” criteria• Monitor market inventory with www.SiliconValleyHomeSearcher.com

Find Home & Make Offer• Review & sign off on available disclosures and reports• Discuss appropriate offer strategies with agent• Prepare & submit reasonable offer package & earnest money

Open Escrow• Escrow officer will order Preliminary Title Report • Buyer funds are deposited into escrow account

Submit Home Info to Lender• Submit copy of contract to lender for processing & appraisal scheduling• Confirm contingency removal date and loan conditions

Inspections & PropertyCondition Review

• Buyer inspections: Property, Roof, Pest, etc.• Second review of Seller disclosures

Loan Underwriting & Appraisal

• Underwriter reviews files• Appraisal ordered by lender

Renegotiate PriceIf critical issues are discovered

during buyer inspections or seller disclosure review,

renegotiate the price!

Home Insurance• Select home insurance company and coverage• Submit insurance information to escrow

Remove Contingencies After property inspections &confirmation of loan document approval, contingencies are removed.

Final Walkthrough• Final walkthrough is performed to confirm condition & completed repairs if necessary• Property conditions should be consistent with condition on date of ratification

Sign off & Loan Funding• Review closing costs settlement• Sign loan documents• Provide cashier’s check for down payment & closing costs• Lender sends balance of funding to the Title company

Record/Transfer TitleClose Escrow

• Deed is recorded by the County Records office• Obtain keys to YOUR new home!

Phase 1

Phase 2

Phase 3

The Dawn Thomas Team Intero Real Estate Services (877) 901-2121 www.TheDawnThomasTeam.com CA DRE License # 01860743

(877) 901-2121 www.SiliconValleyandBeyond.com CA DRE License # 01860743

Contact Us to Get Started

The Dawn Thomas Team, Inc.Intero Real Estate Services496 Main Street, Suite 200Los Altos, CA 94022Toll free: (877) 901-2121

www.SiliconValleyandBeyond.comwww.SiliconValleyHomeSearcher.com

Email: Dawn@SiliconValleyandBeyond.comFacebook: www.Facebook.com/TheDawnThomasTeamTwitter: www.Twitter.com/DawnThomasCRS