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Tivit webinary presentation 8.12.2010 Mobile Financial Services Results and future study items Mikko Erkkilä Tieto Program Manager [email protected]
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Tivit webinary presentation 8.12.2010
Mobile Financial ServicesResults and future study items
Mikko Erkkilä
Tieto
Program Manager
State-of-the-art in Mr. Same
Guy everyday life?
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What IF?
...many of these things like cash, payment cards, loyalty cards, tickets and workplace door keys can be replaced by using one tool.
Mobile Financial Services Program
• Objective is to develop
– Safe and flexible authentication tool for mobile services
– Cost-efficient banking and payment tools for mobile services
• Breakthrough target
– Move traditional wallet to mobile device
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Mobile Financial Services
• MoFS has developed safe and flexible trust, banking and payment tools for mobile services. Project has focused carry out trials. That means testing of mobile finance service concepts and technical solutions in end user environments. Idea of pilots is to find commercially robust models for public transportation ticketing and mobile banking services.
• MoFS provides the following:
1. Map best practices in mobile financial area
2. Create mobile financial service concepts for the future
3. Carry out pilots in real-world environment
4. Create research community for long term research consistency based on extensive collaboration in mobile financial services research and development
MoFS: Activities 2008 - 2010
WP
3:
Mo
bile
Ban
kin
g
WP
4:
Mo
bile
Tic
keti
ng
Understanding value of Mobile
Financial Services
Basic enablers and principles for
secure services
Industry verticals - identified clear
business potential in coming years
Commercial
Pilots
Autumn 2010
Remote Mobile Channel
Personal Everyday economy
Invoice acceptance
WP2: Trust Services
WP1: Research &
Concepts
Proximity Mobile Channel
E-payments
Card balances
Business enablers:
Mobile Authentication
models
Security Mechanisms
Service Value:
Service Concepts
User research
Market Analysis
Pilot partner:Pilot partner:
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MoFS: Pilots 2008 - 2010
Pilot 1: Pro-active banking Pilot 2: Mobile Ticketing
Filling the gap between
public transportation
companies and
customers
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Industry verticals
MoFS: Activities 2010 - 2012
WP1: Easy mobile paymentsEasy mobile based payments by pairing the phone and payment instrument. P2P payments at first, P2B will follow.
WP2: Easy access to the servicesOn-Board Credentials authentication system´s pilot in selected areas e.g. public ransportation.
WP3: Open transaction ecosystemOwn financial data utilization and electronic documentation storage services e.g. warranty receipts.
WP4: Mobile TicketingNFC-based e-ticketing and supplementary services in public transportation area, based on MoFS-1 results.
Academic researchUser experienceBusiness model analysisService concepts
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New SERTE (Services in the Real-Time Economy) program is on planning phase,
MoFS-2 will continue as a part of it.
NEW PROGRAM 2011 – SERTE • Vision: SERTE will radically improve the productivity and value in adminstrative
processes, improve the level of service provided to other enterprises and consumers, promote environmentally sustainable practices and improve the level of usability with a special focus on mobile devices.
• Mission: Finland takes the leading position globally in this focused services in real-time economy category
• Structure illustration:
Real-Time Economy (RTE)
WP1: Research and conceptsWP2: Unified Reporting Code (URC)WP3: Fully Integrated Payroll (FIP)WP4: Automated Accounting (Ide-a)
Aims at promoting the use of existing technologies and developing new tools in the field of electronic financial administration.
Mobile Financial Services (MoFS)
WP1: Easy mobile paymentsWP2: Easy access to the servicesWP3: Open transaction ecosystemWP4: Mobile ticketing
Aims at developing cost-efficient banking and payment tools and also safe and flexible authentication tools for mobile services. Wallet in a mobile!
New theme x
We are looking for new themes for SERTE!
New theme y
We are looking for new themes for SERTE!
Services in the Real-Time Economy (SERTE)
New and
powerful
industry
driven themes
are needed!
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