2009-10 · Postilion tieto tsys international ... Buyers Guide 2009–10: ... atm owners and...

Pay m e n t s C a r d s a n d m o b i l e ’s

www.PaymentsCardsandmobile.Com

2009-10

Guiding you to payments partnerships

www.paymentscardsandmobile.com

the mobile Payments Consulting team brings deep industry expertise backed by a strong m-payment operational heritage. mobile Payments Consulting offers in-depth opportunity appraisal, strategic and operational advice and professional insight for any mobile financial services or m-payment challenges.

For more information visit our website: www.mobilepaymentsworld.com/consulting tel: +44 1263 741 629 or email: [email protected]

experienced in bringing m-payments to market

mobilepaymentsworld.com/consultingMobile payments consultinG

B u y e r s G u i d e 2 0 0 9 – 1 0 : A s p e c i A l s u p p l e m e n t t o p A y m e n t s c A r d s A n d m o B i l e

www.paymentscardsandmobile.com Buyers Guide 2009–10 pAyments cArds And moBile 3

aaCi worldwide (emea) 6,14,17acos/tesa 5ai corporation 6,13,14,15,16,17,18 asK 12aspects 21

bbarnes international 21bayberry Consulting 12bell id 17bGs smartcard systems 16,24böwe Cardtec 5,8bPC banking technologies 6

CCartes & identification 13Castles technology 12,17,19Cetecom iCt services 22Clear2Pay 12Collis 21Compass Plus 6,18Comprion 21Cryptomathic 8

ddatacard Group 5,8,9,18

eeasycash Holding 9elavon 9ePCa – european Payments Consulting association 12equens 10evolis 9

FFirst annapolis Consulting 12

First data 10

GGlobal Payments europe 10

Greenings international 13

HHypercom Corporation 20

iiCC solutions 22

ingenico 16,20

integri 21

iris analytics 14

K

KlG online 15

lleonhard Kurz 6

mmag-tek europe 9,11

mobile Payments Consulting 12

nnilson report 5

oopenway Group 7,18

orga systems 5

otto Künnecke 5,9,11

Buyers Guide 2009–10

PPayment Cards yearbooks 5

Planet Payment europe 11

Postilion 6,19

rrimec 11

rs2 software 19

ssagem denmark 13,16,20

secondFloor 19

serverside Group 5

sinsys 11

sPeCtra technologies 20

ttesa/acos 5

thyron systems 19,21

tieto 7,14,18

transaction network services (tns) 16

trüb 13,15,17

tsys international 7,11,19

U

Ukrainian Processing Center 11

VVeriFone 20

Versatile Card technology 17

Visa business school 22

a s P e C i a l s U P P l e m e n t to Paym e n ts C a r d s a n d m o b i l e

www.paymentscardsandmobile.com/buyersguide

Contents

publisher alexander rolfeeditor annie turnerHead of Business Development wendy sanderssubscriptions manager Kaye skinnerGeneral manager anne rolfe

address and contacts Payments Cards and mobile the Granary High street, blakeney norfolk nr25 7al United Kingdomadvertising tel +44 1263 741553 Fax +44 1263 741183 [email protected]

subscriptions and General tel +44 1263 740396 Fax +44 1263 741183 [email protected] see advert on page 8

cover and origination www.klg-design.co.uk

printing micropress Printers

all rights reserved. no part of the publication may be reproduced or transmitted in any form without the publisher’s prior consent. while every care is taken to provide accurate information, the publisher cannot accept liability for errors or omissions, no matter how caused.

payments cards and mobile™ is owned and published by paymentscm llp issn 1759-829X © paymentscm llp 2009 abC application approved – January 2009

carDs&moBile

BillinGorga systems

Business reportsnilson report Payment Cards yearbooks

cArd customisAtionserverside Group

cArd mAilinG systemsacos/tesaböwe Cardtecdatacard Groupotto Künnecke

cArd mAnufActurinG suppliersleonhard Kurz

cArd pAyment solutionsaCi worldwide (emea)the ai corporationbPC banking technologiesCompass Plusopenway GroupPostilion tietotsys internationalcArd personAlisAtion systems böwe Cardtec Cryptomathic datacard Group mag-tek europe otto Künnecke

cArd printer mAnufActurersdatacard Groupevolis

cArd processorseasycash HoldingelavonequensFirst dataGlobal Payments europe Planet Payment europesinsystsys internationalUkrainian Processing Center

cArd production systemsotto Künnecke rimec

cArd reAders mag-tek europe

chArGeBAck systems Clear2Pay

consultAnts bayberry Consulting ePCa – european Payments Consulting association First annapolis Consulting mobile Payments Consulting

contActless technoloGy asK Castles technology

emV solutions trüb

encryptinG pinpAds/keypAds sagem denmark

epAyment solutions the ai corporation

eVents Cartes & identification

executiVe seArch consultAnts Greenings international

frAud mAnAGement aCi worldwide (emea) the ai corporation iris analytics tieto

instAnt issuinG trüb

internet serVices KlG online

pAyment security the ai corporation

pAyment softwAre solutions the ai corporation

pAyment solutionsthe ai corporationbGs smartcard systemsingenicosagem denmark transaction network services (tns)

plAstic cArd mAnufActurersVersatile Card technology

smArtcArd mAnAGementbell id

smArtcArd mAnufActurerstrüb

smArtcArd reAdersCastles technology

softwAre solutionsaCi worldwide (emea)the ai corporationCompass Plusdatacard Groupopenway GroupPostilionrs2 softwaresecondFloortietotsys international

terminAl mAnufActurersCastles technologyHypercom Corporation ingenicosagem denmarksPeCtra technologiesthyron systemsVeriFone

test toolsaspectsbarnes internationalCollisComprioniCC solutionsintegri

testinG And certificAtion serVicesCetecom iCt services

trAininG And educAtion serVicesVisa business school


pAyments cArds And moBile Buyers Guide 2009–10 www.paymentscardsandmobile.com4

Categories

Castles technology Vega7000



BillinG

Business reports

cArd customisAtion

cArd mAilinG systems

international wireless carriers know us as a leading provider of trendsetting real-time billing solutions. tailored systems, based on flexible, high-quality products, are our answer to the questions that will be asked by the global telecommunications industry of tomorrow.

From our German Headquarters in Paderborn and our international sites in berlin, istanbul, Kiev, Kuala lumpur, madrid, rio de Janeiro and rome, we deliver innovative solutions to leading wireless carriers.

our primary markets are Continental and eastern europe, south and Central america, the middle east, africa and asia. our customers include well-known companies such as américa móvil, astelit/life:), entel PCs, K‘cell, KPn Group, meditel, mobilkom austria group, orange, sunrise, tim italy, tim brasil, telecom Personal and Vodafone.

enabling business agility with an outstanding portfolio of real-time based solutions – that is what orga systems does:

Convergent billing

Complex rating

online Charging

Prepaid billing

recharge and Voucher

Customer interaction

www.orga-systems.com

The Nilson reportwww.nilsonreport.com

our twice-monthly newsletter, published since 1970, is the world's most respected and widely read trade journal among senior level executives in the payment card industry.

Payment Card yearbookswww.paymentcardsyearbooks.com

our yearbooks – european Payment Cards yearbook 2009-10 and russia and Cis Payment Cards yearbook 2009-10 – are published either as a complete volume or as individual country profiles. both yearbooks will be available in the first week of september 2009.

serverside Group limited

www.serversidegroup.com

tesa setesa SE offers a wide range of innovative solutions for the smart card industry such as HaF (heat activated adhesive film), rub-off and Card labels. with offices around the globe, tesa se is in tune with local market requirements and in an optimal position to meet customer needs.acos GmbH in Hamburg, Germany, is a 100% subsidiary of tesa se and specialises in Card Label products approved by leading manufacturers such as otto Künnecke, böwe & datacard. the innovative card label range offers reliable adhesion of all kinds of card material (PVC, abs, PC, Ps and paper) for mailings and enables a smooth, residue-free removal of the card.Please e-mail [email protected] or call 0049 40 4909 4576, quoting ‘buyers Guide’ as your reference, for more information.

bÖwe CardteC is the best choice for card and passport personalization and mailing equipment, as well as data management software. bÖwe CardteC provides the ideal solution for any application and speed range, from flexible desktop and freely configurable midrange systems to high-performance production solutions.

[email protected]

Datacard Grouptel +44 (0)1489 555 600e-mail: [email protected] web: www.datacard.com

every day, datacard Group builds on a legacy of customer success that extends nearly 40 years. we help create thriving card and secure id programs in the financial, corporate, government, retail, education, healthcare and more. our customers trust us to provide innovative, reliable systems for high-volume card issuance, secure id printing and passport production, along with

flexible solutions for card delivery, fulfilment and packaging. we back our solutions with expert service, intelligent supplies and an unmatched commitment to customer satisfaction. we operate wherever customers need us, with a worldwide presence that spans more than 120 countries. For these reasons, datacard® is the industry’s best-selling brand of secure id and card personalization solutions.

Otto Künnecke GmbHweb: www.kuennecke.comtel: +49 (0) 55 31 – 93 00 0Fax: +49 (0) 55 31 – 93 00 90 3

otto Künnecke GmbH is one of the leading manufacturers of mailing, packaging and personalisation systems for high security documents like cards, passports and Pin´s.



cArd mAnufActurinG suppliers

cArd pAyment solutions

leonHarD KurZ stiftung & co. KG

schwabacher strasse 482 90763 Fuerth/Germanytel: +49 911 71 41-0 Fax: +49 911 71 41-357e-mail: [email protected] web: www.kurz.de

KUrZ is one of the leading suppliers of security technologies for the card industry. we offer a complete range of card components: magnetic foils, oVds, signature foils, scratch-off, tipping and cold indent foils, thermal transfer ribbons, overlays and application machines.

www.aciworldwide.com

Please see main entry under software solutions

the ai corporationFighting card fraud in the 21st CenturyPlease see main entry under Fraud managementwww.aicorporation.com

visit us at: www.bpcsv.com

Bpc Banking technologies is a recognized provider of e-payment solutions for the global financial industry.

our key offering to financial institutions is based on the smartVista suite, an industry acclaimed set of software products, catering for every aspect of business related to transaction processing and card management. with a dedicated team of professionals, we work with the largest and most progressive financial institutions, developing and deploying smartVista based solutions, which address their specific business requirements.

today bPC has a strong global reach with a sales, marketing and support presence in branches and subsidiaries operating throughout europe, in asia pacific and the middle east. in addition we are represented through corporate business partners in different regions and have strong alliance relationships with industry leaders.

regional offices:netHerlanDs – Bpc BV Zekeringstraat 17, 1014 bm amsterdam, the netherlands tel: +31 (20) 570 89 00 Fax: +31 (84) 712 20 55 e-mail: [email protected]

uK – Bpc europe 13 springhill Park, lower Penn wolverhampton, west midlands, wV4 4ts tel: +44 (1902) 324689 Fax: +44 (1902) 324689 e-mail: [email protected]

uae – Bpc mea Po box 293874, dubai, Uae tel: +971 (4) 609 1840 Fax: +971 (4) 609 1841 e-mail: [email protected]

sinGapore – Bpc asia pacific level 36 Uob Plaza 1, 80 raffles Place, singapore 048624 tel.: +65 6248 4760 Fax: +65 6248 4501 e-mail: [email protected]

russia – Bpc Banking technologies bld. 2, 50a/8 Zemlyanoy Val st. moscow, russia, 109028 tel.: + 7 (495) 780 3165 Fax: + 7 (495) 780 3167 e-mail: [email protected]

Compass Plusweb: www.compassplus.comsee main entry under software solutions

Postilion

Culverdon House abbots way Chertsey Kt16 9le United Kingdom

web: www.postilion.com email: [email protected]

tel: +44 1932 574 700

Postilion provides payment solutions for merchant acquirers, card issuers, atm owners and retailers.

our software drives more than 100,000 atms and 500,000 Pos terminals for over 300 customers globally, who process in excess of 7 billion transactions.

Postilion products offer high security, scalability, availability and performance, processing at rates of up to 1000 transactions per second.



OpenWay Group (www.openwaygroup.com)

n Highest rating by Gartner, 2009*

n way4 payment processing software vendor

n 90 clients, including banks, processors and telecom companies in europe, Us, asia, the middle east and africa

Way4 platform:

n multiple rule-driven solutions:

l debit, credit and prepaid cards, deposits, loans, current accounts, mobile money

l Customer-Centric self-service and targeted marketing Campaigns via atms, kiosks, web, mobile banking and other channels

l merchant acquiring

l Payment switch / Payment Hub

l behaviour loyalty

l more …

n 24x7x365 high-speed processing on open platform clusters

n sePa compliant

n Certified by masterCard, Visa, ameX, diners Club, JCb, CUP

n Certified by PCi ssC (Pa-dss compliance)

* the report “marketscope for multiregional Card management software” by Kristin r. moyer, 27.05.2009.the marketscope is copyrighted 2009 by Gartner, inc. and is reused with permission. the marketscope is an evaluation of a marketplace at and for a specific time period. it depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the marketscope, and does not advise technology users to select only those vendors with the highest rating. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

lāčplēša 41,lV-1011 riga, latviaPhone: +371 6 728 6660email: [email protected]: www.tieto.com

tieto is among the leading it service companies in northern europe and the global leader in selected segments.

tieto’s global solutions for banking area contain systems in core banking, e-banking, payments, cards, mortgages, installment credit and collections.

Card suite is a set of software products, developed by tieto, which provides the base for a wide range of payment card issuing, acquiring, processing, u-commerce, terminal network management, scoring, risk management, loyalty and a report generating tool. it is proven, reliable solution used by a large number of customers in different geographies, in developing and mature markets, by the new and established players that have chosen tieto for its capability to deliver innovative solutions with a solid return on investment.

tsys international 10 Chiswell streetlondon eC1y 4UQUnited Kingdom+44 (0) 207 160 [email protected]

Tsys® is one of the world’s leading companies for processing and licensed payment solutions, offering a broad range of issuer- and acquirer- processing technologies that support consumer finance, credit, commercial, loyalty, prepaid and related services for global financial institutions and retail companies.

tsys provides both server-based and mainframe systems for end-to-end payment solutions. our solutions are multi-country, multi-currency, multi-client and multi-lingual and provide cost-efficient options fit for any market.

tsys solutions enable institutions to develop lifelong customer relationships because our products adapt quickly to your customers’ changing life stages and life styles. tsys clients experience higher acquisition and retention rates, capture greater value from existing cardholders and improve efficiencies, thus reducing cost.

as a strategic business partner, we enable you to leverage our leading technological innovation and global experience while meeting all your country-specific needs including regulatory demands.

with more than 10.7 billion transactions a year for more than 300 clients in 75 countries, tsys offers strength through scalability, global scale with regional focus, unsurpassed customer service delivery and a core competence in portfolio conversions. whether your portfolio has 10,000 or 100 million customers, tsys can flex to meet your requirements.



Buyers Guide 2010neXt year’s bUyers GUide will be PUblisHed on JUly 28 2010 Call wendy sanders on +44 (0)1263 741553

Datacard Grouptel +44 (0)1489 555 600e-mail: [email protected] web: www.datacard.com

every day, datacard Group builds on a legacy of customer success that extends nearly 40 years. we help create thriving card and secure id programs in the financial, corporate, government, retail, education, healthcare and more. our customers trust us to provide innovative, reliable systems for high-volume card issuance, secure id printing and passport production, along with

flexible solutions for card delivery, fulfilment and packaging. we back our solutions with expert service, intelligent supplies and an unmatched commitment to customer satisfaction. we operate wherever customers need us, with a worldwide presence that spans more than 120 countries. For these reasons, datacard® is the industry’s best-selling brand of secure id and card personalization solutions.

bÖwe CardteC is the best choice for card and passport personalization and mailing equipment, as well as data management software. bÖwe CardteC provides the ideal solution for any application and speed range, from flexible desktop and freely configurable midrange systems to high-performance production solutions.

[email protected]

cArd personAlisAtion systems

web: www.cryptomathic.com

Cryptomathic is a leading provider of security solutions for card personalization and issuing, key management, PKi, and ebanking.

Cardink is Cryptomathic’s data preparation system for single- and multi-application emV cards. it offers high security, flexibility, stability and easy integration.Cardink is also the only major system that is both Hsm vendor and card platform independent.

May | June 2009 | paymentscardsandmobile.com

CARDS&MOBILE

M-payment models:in this issue

card marketsAll change with European interchange

m-paymentsBig hit with US small

� rms and youthprepaidFaces legal, regulatoryand commercial hurdlesPCI DSS

Imperfect, but a big step forward

M-payment models:M-payment models: European interchangeEuropean interchangeEuropean interchange

M-payment models:M-payment models:M-payment models:M-payment models:M-payment models:starting to look good

PCM_MJ09.indd 1

18/5/09 17:06:53

more than just a magazinepayments cards and mobile is the leading publication combining coverage of the card payment business with mobile and contactless payments worldwide:

payments cards and mobile draws on its heritage from european Card review, which was launched in november 1994 and from mobile payments World, the leading online industry newsletter.

payments cards and mobile provides an objective coverage of the payment industry worldwide.

with the highest standards of editorial coverage in the payments industry, payments cards and mobile offers news, interviews with market leaders, vendor- coverage combined with industry insights and trends, in-depth analysis, web-based feedback and articles contributed by other industry experts.

payments cards and mobile gives readers interactive access to synchronised content enabling news via the web, mobile, archive and hard copy. through the online and printed version of the publication, readers can keep themselves up-to date with what is happening in their region any time, anywhere.

to subscribe, visit: www.paymentscardsandmobile.com and click ‘subscribe’

carDs&moBile



cArd printer mAnufActurers

cArd processorsmag-tek europeUnits 25/26, shrivenham Hundred business Park, watchfield, swindon sn6 8tZ United Kingdome-mail: [email protected] web: www.magtek.com

tel: +44 (0)1793 786070 Fax: +44 (0)1793 786076expressCard 1000 uniquely allows card issuers to offer ‘Custom select Pin’, ‘Custom Card design’ and ‘instant Card issuance’ in a single personalisation unit at the branch or mobile sales locations. offering huge advantages to both card issuer and card holder, branch based expressCard 1000 is the future of card issuance.

Otto Künneckesee main entry under Card mailing systemswww.kuennecke.com

Datacard Groupsee main entry under Card Personalisation systems

www.datacard.com

eVolis

14 avenue de la Fontaine 49070 beaUCoUZe FranCetel: +33 (0)2 41 36 76 06e-mail: [email protected] web: www.evolis.com

evolis designs, manufactures and markets a comprehensive range of personalization solutions for plastic cards. evolis printers include all features for graphical, magnetic and electrical personalization (smart card, with contact or contactless – rFid) of multi-purpose cards (employee badges, student ids, bank cards...).

easycash Holding GmbHam Gierath 2040885 ratingenGermanyemail: [email protected] Phone +49-2102/9 73 – 0Fax +49-2102/9 73 – 400web: www.easycash.com

easycash is Germany’s largest bank neutral payment service provider and transactions processor.

the company has been providing comprehensive services in the card-based

and e-commerce payment market to clients in Germany and europe for more than 17 years.

subscribing to the one-stop-shop idea, easycash integrates four business divisions – network operations, terminal services, payment services and loyalty card processing solutions – covering all relevant areas of card-based payments. besides being active as an acquirer, it operates its own clearing and card management systems.

since 2007, easycash has also been delivering comprehensive customer loyalty services through its business unit easycash loyalty solutions.

more information at www.easycash.com

matrix House north Fourth street milton Keynes buckinghamshire mK9 1nJ englandtel: +44 (0)1908 554700 Fax: +44 (0)1908 554710web: www.elavon.com

elavon is your global source for innovative payment solutions that help you increase revenues, decrease costs, and sharpen your competitive edge. From debit and credit card processing to dynamic Currency Conversion, mobile top-up, gift cards and tax free solutions, you can trust elavon to securely and reliably manage your payments business.

our robust and secure international processing platform delivers end-to-end control of the transaction process while achieving impressive economies of scale—enabling us to quickly adapt to market trends and drivers like sePa, PCi and mobile payments.

when you choose us as your payments processor, you’re getting a partner you can count on, backed by a team of experienced professionals dedicated to meeting your needs.

one World. one source for payments Worldwide.



First data provides a single source for payment processing virtually anywhere and any way our customers want to pay, plus innovative, data-driven solutions that help merchants, financial institutions, businesses and government agencies across the globe reduce costs and drive revenue.

with the ability to tailor solutions for regional and local needs, First data delivers a comprehensive range of payment services worldwide. over 20 years we have developed and expanded our business in europe to deliver service excellence and a full portfolio of products and services to clients in 38 countries across the emea region. our consumer finance platform supports credit, debit, prepaid and loans processing and we

offer a comprehensive range of operational and back-office solutions, as well as Pos and atm management services. we offer acquirer processing services and, with our banking partners, we are a leading merchant acquirer in europe. working with retailers all over the world, our merchant solutions encompass transaction acquiring, prepaid, self-service, loyalty and consumer finance offerings that can add real value to your business.

Processing more payments globally than any other provider, First data enables customers to efficiently gather, integrate and understand transaction data across payment types. Put our intelligence to work for you.

intelligence in every Transaction

First data HouseChristopher martin roadbasildonessexss14 9aaUKtel +44 (0) 1268 296065 Fax +44 (0) 1268 296352web: www.firstdata.com e-mail: [email protected]

Global Payments europeV olsinach 80/626 100 00 Prague 10 Czech republic

tel: +420 267 197 427 Fax: +420 267 197 612 web: www.globalpaymentsinc.com

Global Payments europe delivers world class card payment solutions to financial institutions across Central and eastern europe, including atm, Pos and card issuing transaction processing, atm and Pos development and support, card database management and personalization, and value added

products such as gift and loyalty cards. Global Payments europe is a wholly-owned division of Global Payments inc. (nyse:GPn), one of the world’s largest card payment service providers, with operations in the United states, Canada, latin america, the UK, europe and the asia-Pacific region.

equens is the first truly pan-european full-service payment processor. as one of the largest and most innovative payment processors in europe, we lead the market for future-proof payments and card processing solutions.

we offer a complete and highly competitive portfolio, comprising cards issuing, cards acquiring and payments clearing & settlement.our ever-growing product line offers reliable payment services for a variety of industries including prepaid cards, contactless payments and the petrol market.www.equens.com email: [email protected]



Planet Payment europethremhall Park, bishops stortford,Herts Cm22 7we, UK

tel: + 44 1279 216227email: [email protected]: planetpayment.com

Planet Payment offers a robust suite of international payment solutions, available anywhere, anytime, in any currency. through our global processing platform and network of acquiring banks and processors in europe, north america and asia, our multi-currency, cross-currency and dynamic currency conversion solutions help merchants drive revenue and enhance customer service. international cardholders—travelling abroad or shopping online—enjoy the convenience of paying in the currency they know best – their own! and merchants still get paid in their local currency. our iPay® global gateway delivers secure, online payment solutions via virtual terminal, customizable Xml gateway, recurring subscription billing, and hosted pay pages. explore the possibilities.

sinsys is empowered by 2 main players in europe as shareholders: sia ssb (51%) and atos worldline (49%).sinsys delivers issuing and acquiring services for payment cards and value added services.sinsys has in portfolio more than 28 million cards, 700,000 merchants and 1 billion transactions processed, and twelve countries served: austria, belgium, the netherlands, italy, Germany, Czech republic, Hungary, Poland, slovakia, Ukraine, UK and russia.in 2008 sinsys has been crowned best Card Processor of the year at the Cards international awards for its leading edge knowledge and capabilities in managing card processing systems. sinsys is currently the only european processor with proven cross-border portfolios consolidation, having successfully completed a significant number of issuing and acquiring migration projects onto a single, centralised platform.Chaussée de Haecht 1426 1130 bruxelles, belgium+32 (0)2 [email protected] www.sinsys.net


Tsys® is one of the world’s leading companies for processing and licensed payment solutions, offering a broad range of issuer- and acquirer- processing technologies that support consumer finance, credit, commercial, loyalty, prepaid and related services for global financial institutions and retail companies.tsys provides both server-based and mainframe systems for end-to-end payment solutions. our solutions are multi-country, multi-currency, multi-client and multi-lingual and provide cost-

efficient options fit for any market. tsys solutions enable institutions to develop lifelong customer relationships because our products adapt quickly to your customers’ changing life stages and life styles. tsys clients experience higher acquisition and retention rates, capture greater value from existing cardholders and improve efficiencies, thus reducing cost. as a strategic business partner, we enable you to leverage our leading technological innovation and global experience while meeting all your country-specific needs including regulatory demands.with more than 10.7 billion transactions a year for more than 300 clients in 75 countries, tsys offers strength through scalability, global scale with regional focus, unsurpassed customer service delivery and a core competence in portfolio conversions. whether your portfolio has 10,000 or 100 million customers, tsys can flex to meet your requirements.

ukrainian Processing Centerwww.upc.ua

cArd production systems

cArd reAders

rimec GmbHweb: www.rimec.de

Otto Künneckesee main entry under Card mailing systemswww.kuennecke.com

Units 25/26, shrivenham Hundred business Park, watchfield, swindon sn6 8tZ United Kingdome-mail: [email protected] web: www.magtek.com

tel: +44 (0)1793 786070 Fax: +44 (0)1793 786076since 1972, a recognised world leader in the manufacture of card reading technology. today magtek offers the most comprehensive range of oem Components, oem modules, Peripherals, encryption and security technologies to oem’s, retail Pos and banking markets. all financial card technologies supported; magstripe, Contact and Contactless chip supported.



tel: +44 1263 741 [email protected]

chArGeBAck systems

consultAnts

contActless technoloGy

Clear2Pay offers a flexible and cost-saving chargeback and fraud reporting system. the chargeBack (cBK) solution, installed currently in 17 countries, gives all the benefits of workflow and task automation designed to meet the international card association operating regulations for disputed transaction resolution.it supports both issuer and acquirer activity in one single architecture, answers the requirements of Visa, masterCard, american express and other card schemes, ensures multi-bank, multi-ledger and multi-currency processing, tracks the history of exception cases, controls the deadlines, allows image storage and ensures high level automation for multiple business rules.it allows multiple integration options with different types of Card and merchant management systems.For more information: www.clear2pay.com

tel: +32 2 736.89.11

email: [email protected]

Bayberry Consultingtel +353 (1) 282 7103

e-mail: [email protected] web: www.bayberry.ie

bayberry is a leading independent corporate advisory firm. our successful and highly rated team has a record of delivering high profile projects across europe and in bringing new ventures to market. we work with financial institutions and third-party processors to define, design and implement income growth strategies and products.

ePCA – european Payments Consulting Associationwww.epca.de

First annapolis consulting, inc.900 elkridge landing road, suite 400 linthicum, maryland 21090, Usa tel: +1 410-855-8500 Fax: +1 410-855-8599e-mail: [email protected] web: www.firstannapolis.com

First annapolis is a management consulting and m&a advisory firm with a focus on the financial services industry and a specialty in payment-related products, services, and delivery. the firm’s primary specialty is strategy development, valuation, compliance, strategic sourcing, commercial risk management, emerging payments analysis and strategy, m&a advice and execution, and program management. our clients include financial institutions, payment networks, service providers, retailers, affinity groups, manufacturers, trade associations, and government agencies.

Æ

CASTLESEmpowering Payment SolutionsCastles technology Co., ltd.web: www.castech.com.tw e-mail: [email protected]

castles is a global reputable manufacturer of smart Card reader and Contactless Card reader as well as the eFtPos terminal for electronic payment industry. we are manufacturer with strong technical know-how and capable of offering oem and odm arrangement

globally. at Castles, our Contactless reader can support iso14443 a & b contactless smart card and also the nFC (near Field Communication). to address the market demand for the

wide use of the various type of contactless we also introducing the QProX which can support iso14443 type a & b and also the type C (sony Felica). moreover, our Contactless readers are certified by Visa paywave, masterCard PayPass, expressPay and J/speedy. we trust with our rapid growth we can transform the entire payment experience and empower your payment solutions.

QProX

eZProX

AsK 2260 route des Cretes bP337 06906 sophia-antipolis Francetel +33 (0)4 97 21 40 00 Fax +33 (0)4 92 38 93 21www.ask-rfid.com [email protected]

asK is a worldwide leading provider of over 130 million contactless products delivered in more than 50 countries for multi-application ticketing systems.

asK’s portfolio for contactless banking includes contactless smart cards and paper tickets, inlays, readers.

mobile Payments Consulting bring deep industry expertise backed by a strong m-payment operational heritage, offering in-depth opportunity appraisal, strategic and operational advice and professional insight for any mobile financial services or m-payment challenges.We are proficient in: market analysis • Marketing Management • Branding and Communication strategy • Existing business migration • Identification and quantification of market segmentation • Due Diligence • Partner selection • Roll-out road map • Interim management.



emV solutions eVents

encryptinG pin pAds/keypAds

epAyment solutions

Trüb AGHintere bahnhofstrasse 12 5001 aarau / switzerland

tel +41 62 832 00 00 Fax +41 62 832 01 00

e-mail: [email protected] web: www.trueb.com

trüb provides debit, credit, loyalty, and identity card solutions to a worldwide customer base and has production and personalisation facilities in several european locations. trüb invests in r&d by developing high-security print methods, researching new card compositions, designing advanced smart card chip software and offering instant issuing services.

www.sagemdenmark.com [email protected]

pci approved encrypting pin pads

High quality oem encrypting Pin pads for Unattended payment solutions: atm's, Kiosks, Petrol forecourt payment and ticket vending. Customised layouts in polymer or stainless steel. remote key loading.


CArTes & identification 2009

this is the international event where the future and major trends in the digital security and smart technologies are decided (telecoms, contactless, payments, authentication, m2m, services). High-ended conferences, demonstrations, animations, workshops: the most recent

technologies and innovations are displayed to the 20,000 expected visitors.For this 2009 edition, russia will be the guest of honour. Finally, highly awaited by the professionals of the sector, the sesames awards will be awarded on the eve of the exhibition in a prestigious venue in Paris.www.cartes.com

executiVe seArch consultAnts

GreeNiNGs iNTerNATiONAL

iNTerNATiONAL OFFiCes: london, luxembourg, toronto

Website: www.greeningsinternational.com

Greenings international: Tel: +44 (0) 207 127 0800 e-mail: [email protected]

our sector focus brings a unique blend of general management experience from within the industry combined with senior level executive search professionals to deliver exceptional results, worldwide, from multinationals to start-up companies. Greenings thrives on performance and referrals across the industry over the last 20 years.

rOLes: neds, 'C' level roles, General management, strategy, business development (m&a), sales, marketing, Product development, Customer service, Finance, Fraud Prevention & risk management, Purchasing, Hr, Programme management, technology, legal & Compliance, disaster recovery.

seCTOr FOCus: banking, Cards & Payments technology, mobile, multi-media, regulators & Government, retail, retail Financial services, travel & Hospitality.

OTHer serViCes: supporting international companies undergoing major change – m&a, Funding, organisation design & Performance improvement, 1-2-1 Coaching.


frAud mAnAGement

Fighting card fraud in the 21st Century

the ai Corporation (aiCorp) develops state-of-the-art card fraud detection and prevention software trusted by issuers, acquirers, Payment Processors and merchants around the world to help them fight card fraud.

reduce fraud losses, improve efficiency and increase profitability with aiCorp’s card fraud management solutions: l risknet issuer l risknet acquirer l smartauth – our real-time card fraud screening system.

Hundreds of major financial institutions – including some of the world’s biggest banks and payment processors – monitor many millions of cards and in excess of 8 billion face-to-face and Card not Present transactions and authorisations each year using aiCorp fraud management systems.

extremely powerful and flexible, quick and easy to implement, but with low-cost infrastructure requirements, aiCorp fraud management solutions are user-friendly, have the functionality to meet the dynamic demands of the fraud market and provide a rapid return on investment.

with high fraud detection rates, the ability to monitor 100% of authorisations in real time and informative alerts that empower decision making, can you afford not to have an aiCorp fraud management solution?

web: www.aicorporation.com email: [email protected]

tel: +44 (0) 8704 281 591 Fax: +44 (0) 8704 281 592

the ai Corporation – discovery House, Pynes Hill, exeter, eX2 5aZ

www.aciworldwide.com

Please see main entry under software solutions

real-time decisioning for fraud and risk control

iris analytics is a software and consulting company that develops and markets the iris® fraud prevention software product and related services. since iris was first released in 2000, banks and card processors across the globe protect millions of customers and their accounts by using iris real-time technology.

designed as a holistic multi-channel solution, iris combats fraud for all types of card based payments, online banking, transaction banking (including Faster Payments), and mobile payments.

iris is a full 24x7 real-time system. it prevents fraud by intercepting fraudulent transactions "in flight" and by generating case reports for subsequent offline investigation. iris is capable of preventing fraud at an individual portfolio level, both at the issuer’s and acquirer’s end.

iris analytics combines more than 15 years of real-time fraud prevention experience with state of the art software technology. iris is based on service oriented architecture (soa), can be implemented within any it environment, embraces open standards and uses internet browsers as user interface. the service oriented architecture allows scaling iris from small applications with less than a million accounts and a very small footprint to large applications with dozens of million accounts and distributed/redundant data centres.

iris analytics GmbH is headquartered in neu-isenburg near Frankfurt, Germany.

web: www.iris.de


tel: +49 6102 56058 00


tieto is among the leading it service companies in northern europe and the global leader in selected segments.

tieto’s global solutions for banking area contain systems in core banking, e-banking, payments, cards, mortgages, installment credit and collections.

Card suite is a set of software products, developed by tieto, which provides the base for a wide range of payment card issuing, acquiring, processing, u-commerce, terminal network management, scoring, risk management, loyalty and a report generating tool. it is proven, reliable solution used by a large number of customers in different geographies, in developing and mature markets, by the new and established players that have chosen tieto for its capability to deliver innovative solutions with a solid return on investment.



instAnt issuinG

internet serVices pAyment security

Trüb AGHintere bahnhofstrasse 12 5001 aarau / switzerland

tel +41 62 832 00 00 Fax +41 62 832 01 00

e-mail: [email protected] web: www.trueb.com


tel: +44 (0)1603 305588

e-mail: [email protected] www.klg-online.co.uk

KlG online provide complete internet solutions from concept through to marketing, key services include:l website design and development l e-commerce systems l Content management systems l search engine optimisation

the ai corporationFighting card fraud in the 21st Centurythe ai Corporation (aiCorp) develops state-of-the-art card fraud detection and prevention software.

Please see main entry under Fraud management

www.aicorporation.com

TNS Payment SolutionsTNS manages the communications and payments challenges of today for industry-leading businesses like yours so you can focus on the success of your company.

We combine innovation, advanced technology, experience and expertise to offer complete end-to-end solutions that allow you to maximise the benefits of your communications investment, improve operational efficiency and reduce overall costs.

One Connection - A World of Opportunities

www.tnsi.com email: [email protected] PCI DSS certified backbone network handles billions of transactions from ATMs and POS devices throughout the world

• Broadband, Wireless and Dial Solutions for POS, ATMs and Kiosks

• Managed Connectivity Solutions for Direct Retailer to Acquirer Communication

• Multi-Channel Payment Gateways for Integrated POS and eCommerce

• Payment Transaction Message Conversion Services for Cross Border Acquiring

• Fully Managed ATM Processing and Connectivity Solutions Supporting FX and DCC Capabilities




pAyment solutions


BGs sMArTCArd sysTeMs AG

tel: +43 1 47601-0

email: [email protected] web: www.bgssmartcard.com

bGs smartcard systems is part of the net 1 UePs Group and is headquartered in Vienna, austria. since its founding in 1993, bGs has been providing its universal payment system as a multipurpose technology platform for tapping the cash dominated rural and urban mass markets.

bGs is the market leader in smart card-based payment systems in the Cis with the national interbank payment system in Uzbekistan and the nationwide smart card payment system in russia.

Further reference projects are a comprehensive e-government solution in the sultanate of oman, retail and utilities payments in Vietnam, a social benefits distribution system in south africa, the biometric-based national payment system in Ghana, as well as government grant payments in iraq.

ingenico delivers the most comprehensive portfolio of fixed, mobile, integrated and unattended products, that directly address the payment demands of local and global brands. significantly, ingenico allows users to move beyond payment, delivering additional value through the provision of a host of unique business critical services.

Groupe ingenico192 avenue Charles de Gaulle F-92200 neuilly sur seine, France

tel +33 1 46 25 82 00 Fax +33 1 47 72 56 95

web: www.ingenico.com

Transaction Network services (TNs)

tel: +44 (0) 114 292 0200 web: www.tnsi.com

tns is a leading global provider of data communications and interoperability solutions. through our secure networks, we enable businesses, people and markets to connect, transact, and trade with each other. Founded in 1990, tns has grown steadily and now provides services to over 28 countries across europe, america and the asia Pacific region, with our reach extending to many more.

each year tns carries billions of transactions across its high-speed, PCi-compliant data networks.

tns offers a full range of payment solutions:

l broadband, wireless and dial solutions for Pos, atms, and Kiosks

l managed Connectivity solutions for direct retailer to acquirer Communication

l secure, managed broadband solutions for retail Payments

l multi-Channel Payment Gateways for integrated Pos and eCommerce

l Payment transaction message Conversion services for Cross border acquiring

l Fully managed atm Processing and Connectivity solutions supporting FX and dCC Capabilities

l Payment File settlement services




tailored researchPayments Cards and mobile research offers comprehensive, targeted research into topics which are relevant and tailored to your needs. For more information visit: paymentscardsandmobile.com/research



pAyment softwAre solutions

smArt cArd mAnAGement smArt cArd reAders

softwAre solutions

smArt cArd mAnufActurers

plAstic cArd mAnufActurers

the ai corporationFighting card fraud in the 21st CenturyPlease see main entry under Fraud management

www.aicorporation.com

Versatile Card Technology, The Plastic Card specialistssM

5200 thatcher road downers Grove, il 60515, Usa tel 630-852-5600 Fax 630-852-5817

Contact: Pethi sarguru Head of international sales

e-mail: [email protected] web: www.vct.com

Versatile Card technology, inc. (VCt) is the globally recognized leader in the financial card industry. VCt is the largest american manufacturer of plastic cards. we produce cards for every card application, e.g., credit cards, debit cards, gift cards, contact and contactless cards, etc.

our smart Card Group offers products and services to a wide range of industries. these solutions include product interfaces, contact & contactless cards, emV Certified cards, software, card readers, and instruction.

VCt is a renowned leader in the manufacturing of bank cards and high-end secure cards. with three strategically placed manufacturing facilities, we have the greatest manufacturing capacity in the industry.

VCt has offices in the United states, europe, asia, mexico and turkey allowing us to service clients worldwide. VCt is Visa, masterCard, discover Card, american express & iso 9001-2001 Certified.

bell id is a worldwide technology leader in the field of smart card management, dedicated exclusively to developing software that manages the multiple lifecycles of cards, applications and cryptographic keys. bell id has been active for over 16 years and its proven technology currently manages over 125 million cards for banking, government & corporate id, healthcare and mobile projects worldwide. Featured solutions include instant issuance, scripting, emV Pin Change and post issuance personalisation.

stationsplein 45 a6.002 3013 aK rotterdam the netherlands

tel: +31 10 885 10 10 Fax: +31 10 885 10 11

e-mail: [email protected] www: www.bellid.com

Trüb AGHintere Bahnhofstrasse 12 5001 Aarau / Switzerland

Tel +41 62 832 00 00 Fax +41 62 832 01 00

E-mail: [email protected] Web: www.trueb.com


CASTLESEmpowering Payment SolutionsCastles technology Co., ltd.web: www.castech.com.tw e-mail: [email protected]

castles is a leading smart Card reader manufacturer in taiwan. Castles’ smart Card reader is approved by emV level 1 & 2 certified and CCid compatible. we are manufacturer with strong technical know-how and capable of offering oem and odm arrangement globally.

eZmini ii

ACi Worldwide (eMeA) Limited

55 Clarendon road, watford, Hertfordshire, wd17 1FQ United Kingdom tel: +44 (0) 1923 816 393 e-mail: [email protected]

aCi worldwide is a leading provider of electronic payments software and services to major banks, retailers and processors around the world. the company enables online payment processing, online banking, fraud prevention and detection, and back-office services. aCi solutions provide market-leading levels of reliability, manageability and scale, to more than 800 customers in 88 countries. Visit aCi worldwide at www.aciworldwide.com




Compass Plustel + 7 495 502 9922 (russia)tel +44 (0) 115 988 6047 (UK)web: www.compassplus.comemail: [email protected] Plus is a well established international provider of a complete suite of cutting-edge software solutions for the electronic cards and payments industry. as well as specialising in software development for retail banking and electronic payments, Compass Plus offers eFt-related business technology consulting and runs a processing operation (certified with Visa and masterCard).the in-house product family tranzware™

incorporates an eclectic range of integrated products designed to meet even the most specialised customer requirements. tranzware solutions encompass key areas such as payment card and bank account management, merchant management, card personalisation and issuance (incl. emV), clearing and settlement, transaction processing and analytics, terminal driving, fraud detection, debt collection, claims management and remote banking.the company has over a decade of experience, lucratively and competitively serving over 90 medium to large sized financial institutions, processing centres, national switches and other companies in 23 countries across the world.

Datacard Groupdatacard® software is considered the de facto standard worldwide for every type of successful card program, from complex smart card issuance and management to straightforward embossing and magnetic stripe encoding. tel +44 (0)1489 555 600e-mail: [email protected] web: www.datacard.com

OpenWay Group (www.openwaygroup.com)

n Highest rating by Gartner, 2009*

n way4 payment processing software vendor

n 90 clients, including banks, processors and telecom companies in europe, Us, asia, the middle east and africa

Way4 platform:

n multiple rule-driven solutions:

l debit, credit and prepaid cards, deposits, loans, current accounts, mobile money

l Customer-Centric self-service and targeted marketing Campaigns via atms, kiosks, web, mobile banking and other channels

l merchant acquiring

l Payment switch / Payment Hub

l behaviour loyalty

l more …

n 24x7x365 high-speed processing on open platform clusters

n sePa compliant

n Certified by masterCard, Visa, ameX, diners Club, JCb, CUP

n Certified by PCi ssC (Pa-dss compliance)

* the report “marketscope for multiregional Card management software” by Kristin r. moyer, 27.05.2009.the marketscope is copyrighted 2009 by Gartner, inc. and is reused with permission. the marketscope is an evaluation of a marketplace at and for a specific time period. it depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the marketscope, and does not advise technology users to select only those vendors with the highest rating. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.


tieto is among the leading it service companies in northern europe and the global leader in selected segments.tieto’s global solutions for banking area contain systems in core banking, e-banking, payments, cards, mortgages, installment credit and collections.Card suite is a set of software products, developed by tieto, which provides the base for a wide range of payment card issuing, acquiring, processing, u-commerce, terminal network management, scoring, risk management, loyalty and a report generating tool. it is proven, reliable solution used by a large number of customers in different geographies, in developing and mature markets, by the new and established players that have chosen tieto for its capability to deliver innovative solutions with a solid return on investment.



terminAl mAnufActurers

Postilion Culverdon House abbots way Chertsey Kt16 9le United Kingdomweb: www.postilion.com email: [email protected]

tel: +44 1932 574 700Postilion provides payment solutions for merchant acquirers, card issuers, atm owners and retailers. our software drives more than 100,000 atms and 500,000 Pos terminals for over 300 customers globally, who process in excess of 7 billion transactions. Postilion products offer high security, scalability, availability and performance, processing at rates of up to 1000 transactions per second.

rs2 sOFTWAre P.L.C.120/6, the strand, Gzira GZr 1027, maltatel: 00356 2134 5857 Fax: 00356 2134 3001e-mail: [email protected]

Founded in 1988 rs2 is a global software company and is recognized as a leading provider for state-of-the-art Card management and transaction Processing turnkey solutions through its bankworks suite of modules. it is a flexible module based system supporting cross border issuer and acquiring business through multi-currency, multi-institution and multi-language functionality.the company serves various types of clients and other organizations/representatives in a number of countries. bankworks is currently used by banks and service providers.

secondFloor is an innovative and dynamic it company, concentrating on the financial industry where we have comprehensive experience. We translate business needs into iT solutions based on a fixed price - fixed date agreement. our services and solutions include: Credit scoring, instant issuing solutions, 3d secure and Verified by Visa implementations, Consultancy, Project and Program management and risk management.

www.secondfloor.euemail: [email protected]


Tsys® is one of the world’s leading companies for processing and licensed payment solutions, offering a broad range of issuer- and acquirer- processing technologies that support consumer finance, credit, commercial, loyalty, prepaid and related services for global financial institutions and retail companies.tsys provides both server-based and mainframe systems for end-to-end payment solutions. our solutions are multi-country, multi-currency, multi-client and multi-lingual and provide cost-efficient options fit for any market. tsys solutions enable institutions to develop lifelong customer relationships because our products adapt quickly to your customers’ changing life stages and life styles. tsys clients experience higher acquisition and retention rates, capture greater value from existing cardholders and improve efficiencies, thus reducing cost. as a strategic business partner, we enable you to leverage our leading technological innovation and global experience while meeting all your country-specific needs including regulatory demands.with more than 10.7 billion transactions a year for more than 300 clients in 75 countries, tsys offers strength through scalability, global scale with regional focus, unsurpassed customer service delivery and a core competence in portfolio conversions. whether your portfolio has 10,000 or 100 million customers, tsys can flex to meet your requirements.

CASTLESEmpowering Payment Solutions

Castles technology Co., ltd.

web: www.castech.com.tw e-mail: [email protected]

castles is a global reputable manufacturer of contact and contactless smartcard devices, eFtPos terminal for electronic payment industry.

we are manufacturer with strong technical know-how and capable of offering oem and odm arrangement globally. most of our products can be easily customized to suite the customer demand and furthermore with high performance and yet cost effective products allowed us to penetrate the global market from asia to europe, middle east, africa and america rapidly.

at Castles, we are committed to the new technology development by offering products based on global requirements and certifications such as emV level 1 & 2, PCi Ped and etc.

our strong r&d in the rFid allowed us to introduce the eFtPos terminal with integrated contactless smartcard reader and GPrs capabilities; which make us as the leader to provide full integrated payment solutions.

Vega7000

THyrON sysTeMs LiMiTedst andrews, the belfry, Colonial way, watford, Hertfordshire wd24 4wH

Phone: +44 (0)845 66 12345web: www.thyron.com



About HypercomGlobal payment technology leader Hypercom Corporation delivers a full suite of high security, end-to-end electronic payment products and services. the Company’s solutions address the high security electronic transaction needs of banks and other financial institutions, processors, large scale retailers, smaller merchants, quick service restaurants, and users in the transportation, petroleum, healthcare, prepaid, unattended and many other markets. Hypercom solutions enable businesses in more than 100 countries to securely expand their revenues and profits. Hypercom is a founding member of the secure Pos Vendor alliance (sPVa) and is the second largest provider of electronic payment solutions and services in western europe and third largest provider globally.

with offices in belgium, France, Germany, Hungary, latvia, russia, spain, sweden, UK and Uae and an extensive network of distributors and partners in the region, Hypercom is a leader for countertop and mobile payment terminals as well as integrated and unattended payment solutions in europe, middle east and africa.

HyPerCOM COrPOrATiON8888 e. raintree drive, suite 300 scottsdale, arizona 85260 United states

www.hypercom.com

eMeA contact: alan moss Vice President, strategy and marketing

tel: + 34 91 722 77 65

e-mail: [email protected]

ingenico delivers the most comprehensive portfolio of fixed, mobile, integrated and unattended products, that directly address the payment demands of local and global brands. significantly, ingenico allows users to move beyond payment, delivering additional value through the provision of a host of unique business critical services.

Groupe ingenico192 avenue Charles de Gaulle F-92200 neuilly sur seine, France

tel +33 1 46 25 82 00 Fax +33 1 47 72 56 95

web: www.ingenico.com




sPeCTrA Technologies

website: www.spectratech.come-mail: [email protected]

sPeCtra technologies Holdings Co. ltd. is the Greater China leader in design and development of electronic transactions technologies. our product includes Creon Pos terminal with options for countertop, wireless, mobile, bluetooth and contactless payment; tiro countertop payment terminal; Pr608 Pinpad & reader; PP300/380 Pinpad. and sV100 Contactless reader.

we also provide business application solution such as the ViP system and e-GiftCard system.

VeriFONe

tel +44 (0) 1895 275275

e-mail: [email protected] Visit our website at: www.verifone.com

VeriFone is the global leader in secure electronic payment technologies. we provide fully accredited solutions that enable electronic payment transactions and value-added services at the point of sale for financial, retail, hospitality, petroleum and other vertical markets.

our innovative devices process a broad range of card transaction types, whilst incorporating existing and emerging technologies for connectivity, communication and security.

VeriFone also provides comprehensive payment software for merchant processing, value-added applications such as giftcard, pre-pay and estate management; all with proven reliability in high-volume environments.

through our 40 sales and marketing offices, 30 development centres and extensive partner network; VeriFone reaches virtually every market in the world.



BarnesInternational

Mag-StripeAnalyzersISO 7811-2-6-8 &10373-2, JIS, IATA

+44 2392 571 664 • [email protected] • www.barnestest.com

Barnes Test Tools - The most comprehensive, reliable andeasy to use testing services available.

Magnetic Stripe Test AnalyzersCards, Tickets, Tape

Personalization Validation Test Tools

Testing and ConsultancyEMV Test Toolsa complete rangeLevel 1 and PVT

Dedicatedto securingsuccessful EMVMigration

thyron systems limited supply secure, innovative, leading edge solutions for the mobile payment sector. with specifically targeted services for the retail, Hospitality and transportation industries, thyron provide mobile payment technology that supports the world’s leading brands.

specialising in the creation and development of cost effective payment solutions, thyron consistently contribute to customer success through the rapid delivery of powerful, reliable and innovative mobile payment technologies that offer appropriate and effective solutions.

thyron systems limited has a proven leadership position in the european mobile payment market, delivering consistent superiority in terms of product capability, performance and reliability, enhanced by first class customer support services.

THyrON sysTeMs LiMiTedst andrews, the belfry, Colonial way, watford, Hertfordshire wd24 4wH

Phone: +44 (0)845 66 12345

Fax: +44 (0)870 458 7414


web: www.thyron.com

test tools

aspectswww.aspects-sw.com

Barnes international Limited 29/30 Highcroft industrial estate enterprise road, Horndean, Hampshire Po8 0bt, United Kingdom

tel: +44 (0)23 9257 1664 Fax: +44 (0)23 9257 1332

e-mail: [email protected] web: www.barnestest.com

barnes is a leading supplier of magnetic-stripe and smart card test tools plus offers laboratory facilities and consultancy services to all market sectors in the global card and ticket industry.

Barnes Test Tools are used to:l ensure quality magnetic stripe cards worldwide –

magnetic stripe analysis tools;l ensure accurate smartcard personalisation for smartcards issued for all major

payment schemes – amex, emV, JCb, masterCard (m/Chip and PayPass, CPV), Visa (VsdC, paywave, GCCPVr) – Personalisation validation tools;

l enable test script development for emV, Gsm, transport and loyalty (Contact and Contactless iCCs);

l enable data monitoring and analysis between any smart card and terminal, PlUs terminal simulation for iso, Gsm and emV level 1 electrical and protocol conformance testing and card defect investigation.

colliswww.collis.nl

website: www.comprion.com email: [email protected]

test equipment forl terminals, smart Cards, interoperabilityl iso, swP, HCi, Usb, nFCl Gsm, w-Cdma, Cdma2000l emVCol development, (Pre-)Conformance, Quality assurance

[email protected]

integriTest tools and expertisedrawing on more than 17 years of knowledge, integri is the leading provider of test tools and expertise for payment, e-ticketing and mobile applications. our test solutions for cards, terminals and hosts are acknowledged by major organizations such as masterCard, Visa, JCb, emVCo, etsi etc.



testinG And certificAtion serVices

trAininG And educAtion serVices

cetecom ict services supports the market launch of cards and terminals for both contact and contactless applications, as well as telecommunications equipment and radio systems: SmartCard Terminals for banking applications are tested according to the EMVCo and the German ZKA requirements. the communications interfaces, protocols and functionality can be evaluated as well. the testing of electrical safety, electromagnetic compatibility, environmental impact assessment and the certification handling for the global market access contribute to the completion of our service package.

as the world’s first lab being accredited for the testing of ePassports and ePassport readers, cetecom ict services has taken a leading role in testing according to iCao and bsi specifications. From early 2010 CeteCom will provide the certification testing for VdV-Ka, the eTicketing application for public transports.

cetecom ict services GmbH

untertürkheimer str. 6-10

66117 saarbrücken

Germany

tel.: +49 681 598-0

Fax: +49 681 598 – 9075

[email protected]

www.cetecom-ict.de

Visa Business school

Visa europe Po box 39662 london w2 6wH United Kingdom

e-mail: [email protected]

tel: +44 (0)20 7795 5050 Fax: +44 (0)20 7795 5712

web: www.visabs.com

Visa business school is one of the leading providers of payment card education in europe. we offer a diverse scope of education solutions ranging from technical systems-based courses to complex management development programmes, and bespoke programmes which meet specific customer needs. by adopting a variety of training methods, including interactive workshops and simulations, we are able to meet the diverse training needs of the european membership.

For more information please go to www.visabs.com

Global Leader in Provision of

Recognised Test Solutions

Efficient Test Campaign Management, featuring automated test log analysis, is available on all our dedicated ICCSimTMat Test Manager Acceptance Test packages, providing the most comprehensive range of fully qualified test scripts for payment associations and EMVCo.

TIP for MasterCard Validation Tool suitable for formal TIP submission, offering logistical and operational

advantages over ETEC cards.

Visa Contactless Device (qVSDC & MSD), Visa Global Platform and Visa ADVT qVSDC Device Module for qVSDC Intelligent reader & combination testing, all confirmed by VISA

and only available from ICC Solutions!

Contact [email protected]

for all enquiries

www.iccsolutions.com

iCC solutions limited is recognised as the global provider of unique contact and contactless test solutions with offices in the UK and north america. the iCCsim portfolio is used world-wide by the Payment schemes, terminal and Card Vendors, test laboratories, acquiring banks and merchants.

iCC solutions limited is able to offer a complete set of fully qualified test scripts for all formal Payment association certifications (interac, tip and niV for mastercard, Visa aDVt and aDVt qVsDc Device module) in addition to emV level 2 type approval. Fully certified card test packages are also available for VsdC, VGP, Visa Contactless and GlobalPlatform.

iCC sOLuTiONs LiMiTedtest tools & test scriptsfor cards & Devices(contact & contactless)

st James CourtwarringtonCheshire wa4 6PsUnited Kingdom

Contact: mr derek rosstel +44 1925 629001Fax +44 1925 629002e-mail: [email protected]: www.iccsolutions.com


payments cards and mobile research offers comprehensive, targeted research into topics which are relevant and tailored to your needs – billed in a tiered structure allowing maximum efficiency for a reasonable budget.

Bulletins and reports – payments cards and mobile research publishes both short bulletins and longer research reports on current topics to a worldwide audience. topics range across the measurement of efficiency and performance to the impact of non-banks such as retailers on the financial services and mobile financial services market.

targeted research – we also research targeted aspects of banking, card payments, financial services and the mobile financial services market. For example, information on a particular market or a pan-european comparison of a particular segment.

For more information, visit our website or email [email protected]

tailored research

carDs&moBilepaymentscardsandmobile.com/research

www.bgssmartcard.com

360° solution for domestic markets multi-application cards

tailor-made products & services

from offline debit to mobile payments

universal access to financial services

100% independence & control of your card business

Date post:	28-Jul-2018
Category:	Documents
Upload:	nguyenquynh
View:	246 times
Download:	3 times

2009-10 · Postilion tieto tsys international ... Buyers Guide 2009–10: ... atm owners and...

Documents