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HAVE A JOYOUS

HOLIDAY SEASON!GIFT GUIDE PAGE 9-11

This Christmas story gives

a biblical account of the

events surrounding the

birth of Jesus Christ. The

Christmas story is paraphrased

from the New Testament books ofMatthew and Luke in the Bible.

Mary, a virgin, was living in

Galilee of Nazareth and was

engaged to be married to Joseph,

a Jewish carpenter. An angel vis-

ited her and explained to her that

she would conceive a son by the

power of the Holy Spirit. She

would carry and give birth to this

child and she would name him

Jesus.

At first Mary was afraid andtroubled by the angels words.

Being a virgin, Mary questioned

the angel, How will this be?

The angel explained that the

child would be Gods own son

and Nothing is impossible with

God. Humbled and in awe, Mary

believed the angel of the Lord

and rejoiced in God, her Savior.

Surely Mary reflected with

wonder on the words found in

Isaiah 7:14 foretelling this event,

Therefore the Lord himself will

give you a sign: The virgin will be

with child and will give birth to a

son, and will call him Immanuel.

While Mary was still engaged to

Joseph, she miraculously became

pregnant through the Holy Spirit,

as foretold to her by the angel.

When Mary told Joseph she was

pregnant, he had every right to

feel disgraced. He knew the child

was not his own, and Marys

apparent unfaithfulness carried a

grave social stigma. Joseph not

only had the right to divorce

Mary, under Jewish law she could

be put to death by stoning.

Although Josephs initial

reaction was to break the engage-

ment, the appropriate thing for a

righteous man to do, he treated

Mary with extreme kindness. Hedid not want to cause her further

shame, so he decided to act quiet-

ly. But God sent an angel to

Joseph in a dream to verify Marys

story and reassure him that his

marriage to her was Gods will.

The angel explained that the

child within Mary was conceived

by the Holy Spirit, that his name

would be Jesus and that he was

the Messiah, God with us.

When Joseph woke from hisdream, he willingly obeyed God

and took Mary home to be his

wife, in spite of the public humil-

iation he would face. Perhaps this

noble quality is one of the reasons

God chose him to be the

Messiahs earthly father.

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

December 19, 2012

Zone 1, Vol. 10, No. 24

The Official Paper of Wayne Day

The Christmas Story By Mary Fairchild

continued on page 5

Life&Leisure,LLC

234MainStreet,2ndFloor

LincolnPark,NJ07035-1787


2/28

Note: To have your groups

announcement appear in

Community Happenings,please e-mail the information

in paragraph format to calen

[email protected].

Around theCommunity ...

Wayne Presbyterian Church

is planning beautiful worship

services for Christmas Eve. ALessons and Carols service,

will be held at 5:30pm on

Christmas Eve, December 24.

This is a joyous, uplifting serv-

ice designed for the whole fam-ily. A Quiet, Candlelit serv-

ice will also be held on

Christmas Eve at 11pm. The

Candlelit service will include

times of prayer, reflection

and communion. Wayne

Presbyterian Church is located

at 1200 Alps Road (at the cor-

ner of Ratzer Road) and invites

the community to join them

for these wonderful Christmas

celebrations. Regular worshiptakes place on Sunday morn-

ings at 10:15am with childcare

available. For more informa-

tion, go to their website at

www.WaynePresbyterian.org,

or call 973-694-7109.

The Health and Wellness

Center is holding its annualcoat, hat, glove and scarf drive.

Unwanted coats, hats, gloves

and scarves, in good condition,

can be donated from now until

Friday, January 25. The Health

and Wellness Center is located

at 1037 Preakness Ave. Wayne.

Office hours are Monday/

Thursdays, 12-7pm; Tuesday/

Saturdays, 9am-1pm; and

Fridays, 8am-3pm. For more

information and directions,contact The Health and

Wellness Center at 973 595-

8969 or via the internet at

www.thehealthandwellness-

center.net.

The new Entertainment

Books are here and Wayne

Presbyterian Church has them!The price remains the same as

last year- just $30. The books

offer discounts on fine dining,

fast food, travel, family activi-

ties, movies and much more.

Books from other states and

Canada are also available upon

request. To purchase a book,

call Wayne Presbyterian

Church at 973-694-7109 or

stop by the church office locat-

ed at 1200 Alps Road at thecorner of Ratzer Road in

Wayne. Office hours are

Monday through Friday from

9am-1pm.

visit our website at www.lifeandleisurenj.com December 19, 2012Page 2, Zone 1

100% mailed twice a month newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 973.696.8008

Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino

Multimedia: Joe Pellegrino, Jr. Art Director: Robin Banta Graphics: Mary Lalama

Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifie ds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

Born in a stable Jesus visits the temple Jesus and Joseph Lamb of God who took away the sins of the world! Jesus Christ fulfilled the law! It is finished!

Unless you are Born again and sealed with the Holy Spirit,You will not enter the Kingdom of God.

GOD PROMISES, in Isaiah 7:14 & 9:6-7 - Behold a virgin will be withchild and bear a son for to us a child is born, to us a Son is given, and thegovernment will be on his shoulders, and he will be called WonderfulCounselor, Mighty God, Everlasting Father, Prince of Peace. He will reignon Davids throne and over his kingdom, establishing and upholding itwith justice and righteousness from that time on and foreverThe Lordof Host will accomplish this.

GOD FULFILLING THIS PROMISE, in Luke 1:30-33 states, the angelsaid to her, Do not be afraid, Mary, you have found favor with God. Youwill be with Child and give birth to a Son, and you are to give Him thename Jesus. He will be great and will be called the Son of the Most High..The Lord God will give Him the throne of His father David, and He willreign over the house of Jacob forever; and His kingdom will have noend!

HappyChanukah Merry Christmas & Happy New Year from Rita Liberatore

I was appointed from eternity, from thebeginning, before the world began. Prov. 8:23

And the Word became flesh, and dweltamong us.John 1:14

OLD TESTAMENT REVEALEDin the NEW TESTAMENT

NEW TESTAMENT HIDDENin the OLD TESTAMENT

Unto us a child is born, to us a Son is given!

Emanuel, God is with us! The Light of the World!

The King of Kings! The Lord of Lords!

CHANUKAH - For the Jews, it is preparation for the festival of rededi-

cation, also known as the festival of lights. The Maccabees successfully re-belled against Antiochus IV Epiphanies. The Temple was purified and thewicks of the menorah burned for eight days, even though there was onlyenough sacred oil for one day of lighting.

ADVENT - The season before Christmas, Christians around the world

are preparing to commemorate the birth of Jesus Christ, the only be-gotten Son of God. He is the image of the invisible God. That is Christis God in the flesh.

Friend,God and the Lord Jesus supernaturally talk to me via the Bible, dreams, visions, and out-of-body

experiences. I was born in a small town in Italy, and came to America with my family in 1954. In 1987I was going through some personal issues coupled with left over emotions (baggage), that were trulyweighing me down. One night after I put my three young daughters to bed, I went to my room, closed

the door and prayed a simple prayer, God help me.

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visit our website at www.lifeandleisurenj.comDecember 19, 2012 Zone 1, Page 3

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Everyone has heard about

it! The media had a field

day reporting about it!

Congressional leadership is

paralyzed into inaction by par-

tisan politics in time to pre-

vent or solve the mess that

they themselves created,

before we all go over the edge!

I felt it necessary to spell out

briefly what this sensation is all

about.

Origin of the Fiscal Cliff

Last year, Congress tried

to lower the federal deficit by

$2.1 trillion. A super-commit-

tee of Republicans and

Democrats created the Budget

Control Act of 2011, a penalty

for failure thought so egregious,

it would never be triggered.

The penalty created includes a

$1.2 trillion cut in spending,

scheduled to go into effect on

January 1, 2013.

What is the Fiscal Cliff?

The Fiscal Cliff is the

common name used to

describe the culmination of

$500 billion in defense cuts,

called sequestration, and vari-

ous tax increases, which

include:

Expiration of the two percent

payroll tax-cut on December

31, 2012

A 3.8 percent surcharge on

investment income to fund

Obamacare

Capital gains top tax rate will

increase from 15 to 20 percentDividend income top tax rate

will jump from 15 to 43.4 per-

cent (including the surcharge

of Obamacare)

The Alternative Minimum

Tax threshold will decrease

from $74,450 to $45,000 for

joint filers and $33,750 for sin-

gle filers

The exemption amount for

Estate and Gift Tax will

decrease from $5 million to $1million, and the tax rate will

rise from 35 to 55 percent

Options for Dealing with the

Fiscal Cliff

Congress has its choice of

limited, equally unattractive

options when dealing with the

Fiscal Cliff:

They can do nothing and let

the Budget Control Act of

2011 go into effect. This would

result in a number of tax

increases and spending cuts, as

previously discussed, which

could possibly drive the econo-

my back into a recession. The

positive to this option is thedeficit, as a percentage of GDP,

will be cut in half.

They can cancel some, or all,

of the scheduled tax increases

and spending cuts, which

would add to the deficit and

increase the chances of the

U.S. facing a debt crisis similar

to the ones currently being

faced by European nations.

They could take a middle-of-

the-road course of action, opt-ing for an approach that would

address the budget issues to a

limited extent, but that would

have a modest impact on

growth.

What options do citizens

have to deal with the antici-

pated Congressional failure of

either a total or partial solution

to the massive taxation the


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5/28

Joseph too, must have

wondered in awe as he

remembered the words found

in Isaiah 7:14, Therefore the

Lord himself will give you asign: The virgin will be with

child and will give birth to a

son, and will call him

Immanuel.

At that time, Caesar

Augustus decreed that a cen-

sus be taken, and every person

in the entire Roman world

had to go to his own town to

register. Joseph, being of the

line of David, was required to

go to Bethlehem to registerwith Mary. While in

Bethlehem, Mary gave birth

to Jesus. Probably due to the

census, the inn was too crowd-

ed, and Mary gave birth in a

crude stable. She wrapped the

baby in cloths and placed him

in a manger.

Out in the fields, an

angel of the Lord appeared to

the shepherds who were tend-

ing their flocks of sheep bynight. The angel announced

that the Savior had been born

in the town of David.

Suddenly a great host of heav-

enly beings appeared with the

angels and began singing

praises to God. As the angelicbeings departed, the shep-

herds decided to travel to

Bethlehem and see the Christ

child.

There they found Mary,

Joseph and the baby in the

stable. After their visit, they

began to spread the word

about this amazing child and

everything the angel had said

about him. They went on

their way still praising andglorifying God. But Mary kept

quiet, treasuring their words

and pondering them in her

heart. It must have been

beyond her ability to grasp

that sleeping in her arms

the tender child she had just

borne was the Savior of the

world.

After Jesus birth, Herod

was king of Judea. At this time

wise men (magi) from the eastsaw a star. They came in

search, knowing the star signi-

fied the birth of the king of

the Jews. The wise men came

to the Jewish rulers in

Jerusalem and asked where

the Christ was to be born.The rulers explained, In

Bethlehem in Judea, referring

to Micah 5:2. Herod secretly

met with the Magi and asked

them to report back after they

had found the child. Herod

told the Magi that he too

wanted to go and worship the

babe. But secretly Herod was

plotting to kill the child.

So the wise men contin-

ued to follow the star in search

of the newborn king and

found Jesus with his mother in

Bethlehem. Most likely Jesuswas already two years of age by

this time. They bowed and

worshipped him, offering

treasures of gold, incense and

myrrh. When they left, they

did not return to Herod. They

had been warned in a dream of

his plot to destroy the child.


DIVORCE & FAMILYMEDIATION

The Christmas Story

continued from page 1

from the staff of

Life & Leisure


6/28

G

ot an ache? Had a fall?

Gone through sur-

gery? Cedar Crestsnew Outpatient Rehabilitation

and Wellness Center may be

just what you need. And its

not just for residents of the

Erickson Living community inPompton Plains anyone age

62 and over can use the center.

Specifically designed for

older adults, the outpatient

center combines state-of-the-art rehabilitation equipment

and care with wellness services

like massage therapy and group

fitness classes.

Studies show that peoplewho include a wellness compo-

nent to their rehabilitation

program have better results,

says Monika Eller, occupational

therapist and business develop-

ment manager.

Eller held focus groups,

got input from experts, and

spoke with Cedar Crest resi-

dents to help promote the new

center.

The Cedar Crest Rehab-ilitation and Wellness Center

is staffed with the communitys

skilled and highly trained ther-

apists, who specialize in geri-

atrics, physical, occupational

and speech therapy services, to

the greater Pequannock com-

munity.

Were expanding our

services outside the gates and

opening a partnership between

us and the township, Ellersays.

From rehab to wellness

This brings an opportu-

nity for Cedar Crest to offer the

most advanced care and equip-

ment for seniors to continue to

have an active and fruitful life,

says Cedar Crest Executive

Director Cathy Guttman.Older adults truly are our spe-

cialty.

The center offers one-on-

one physical, occupational,

speech, and massage therapy.

The wellness component

includes senior Pilates, aquatic

programs, Zumba, cardio boot

camp, and kettle bell weighttraining and cycling classes,

among other group fitness


Cedar Crest resident Bernie Papa tries out the Alter G anti-gravitytreadmill at a special trial event. The NASA-designed treadmill will

be one of several senior-specific rehabilitation machines in the newoutpatient rehab center that opened in September.

Photo by Lawrence Curran

State-of-the-art rehab center opens at Cedar Crest, open to non-residentsBy Julia Collins



7/28


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In the year 100 AD there

were 360 non-Christians for

every believer on earth. Now,

in 2012, the number has

shrunk to only 7 non-

Christians for every believer on

earth. Can the completion of

the Great Commission be near?

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The Golden Age Circle of

Wayne, Inc. (GACW) is an

active non-profit senior group

sponsored by the Wayne

Department of Parks and

Recreation that meets every

Thursday at 1p.m. in the PAL

Building, 1 PAL Drive in

Plenty of people prefer to

take advantage of hard-

earned vacation time by

escaping to somewhere warm

when the weather at home

gets cold. Buying new items for

a wardrobe is customary before

a trip, and for those who will

be spending time swimming

and snorkeling, a new swim-

suit is often a necessity.

As anyone who has had

to shop for warm-weather

clothing and accessories dur-

ing the winter in a cold cli-

mate can attest, finding the

right swimsuit can be chal-

lenging. However, it is not

impossible, especially when

the Web makes shopping for

specialty items relatively easy.

In addition to the Internet,

there are other retailers who

may keep swimsuits in stock

during the offseason.

Lingerie stores: Shops

that stock intimate apparel

often have a section devoted

to swimsuits as well. Retailerslike Victorias Secret generally

carry swimsuits year-round,

though your options may be

limited.

Department stores: Some

department stores understand

that winter escapes are popu-

lar and will begin stocking

bathing suits and other sea-

sonal merchandise in limited

amounts come January.

Specialty swim shops:Centers that offer swimming

and SCUBA lessons may sell

swimsuits and supplies, like

goggles and bathing caps,

throughout the year. A spe-

cialty store may be a good

place to start if there is one in

your area.

Finding a swimsuit for a

winter getaway can be chal-

lenging. But there are some

options available both on-line and in brick-and-mortar

stores.

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Community Happenings




9/28

Santas workshop likely

devotes an entire floor

to gift wrap, ribbon,

bows and bags. Intricately

wrapped presents sustain the

suspense of the treasure

beneath the paper. In addi-

tion, theres something spe-

cial for recipients when a gift

is adorned in ribbon and

bows. However, the average

gift-giver cannot recreate

Santas wrapping room when

the time comes to wrap gifts.

But a person may be able to

fashion a compact wrapping

station in a seldom-used cor-

ner.

Many people long to

have an area where they can

create wrapping magic for

holiday gifts, birthday pres-

ents and other tokens of

appreciation throughout the

year. However, with limited

space, tall rolls of gift paper

may have been stashed in the

back of a closet or tucked

under a bed, making them

inconvenient to use once it is

time to wrap gifts. With just a

few feet of space, anyone cancreate a compact gift wrap-

ping station that, while free of

fancy bells and whistles, has

all thats needed to get the job

done.

The first step in creating

your wrapping station is to

find a spot that is out of the

way but enables you to easily

keep inventory of paper and

ribbons. The back of a door or

behind the door often pro-vides adequate space to store

supplies, and the width of a

door might be the right size

for the average roll of wrap-

ping paper. If the door is too

narrow, the rolls can be hung

vertically instead of horizon-

tally. Fortunately, gift wrap is

narrow and doesnt take up

much space on its own.

Therefore, it usually can be

tucked into a corner. Also,

you just may have enough

scrap materials around the

house to use to build your

wrapping station. If not, a trip

to the hardware store or home

improvement center can gen-

erally yield what you need.

Wooden dowels are an

inexpensive yet valuable sup-

ply. Rolls of wrapping paper

can be slid on the dowels and

hung horizontally on hooks

protruding from a door or

wall. For a vertical installa-

tion, make a wooden frame

the width and length that will

be needed. Drill holes in the

frame on the top and bottom

through which the dowels can

be fed. Then drill small holes

on the ends of the dowels. Use

cabinet door handles or draw-

er pulls on the end that are

wider than the holes made in

the wooden frame. This way

the drawer pulls can be

unscrewed at the top to

remove the dowels and refill

with a fresh roll of paper.

Then the knobs can be

screwed back on to prevent

the dowels from falling

through the wooden frame.Those who are a bit more

handy may want to paint and

attach a piece of plywood to

the door on hinges that can be

folded up and locked into

place with a hook when not

needed, but then put down to

serve as a shelf on which the

wrapping can be done. Be sure

to have a shallow ledge that

protrudes somewhat under the

shelf to offer support when the

shelf is in the open position.

A separate dowel can

be used to keep rolls of rib-

bon neat and within reach.

Scissors hung on a hook or

attached to a string will

ensure that youre never hunt-

ing for scissors under rolls of

wrapping paper. It also keeps

the scissors safely out of reach

of young children.

If desired, a tape dis-

penser can be mounted on the

wall or door as well, enabling

one-handed measuring and

cutting of the tape.

Get creative with your

homemade wrapping station

and then enjoy how efficient-

ly you can wrap gifts.


HolidayPreparation & Gift GuideCreate your own gift-wrapping station

Messy wrapping paper and ribbon can make it a chore to wrap gifts.


10/28

What would the holi-

days be without

snowflakes falling

outside, a mug of hot cocoa in

hand and a favorite Christmas

movie on television?

Television is full of feel-

good movies come the holiday

season. Choose from among

classic flicks you have watched

year after year or new movies

vying for spots as soon-to-be

favorites.

Watching Christmas movies is

a holiday tradition for many

families. So much so that lines

from popular movies are easily

remembered and recognized.

Those who can recite

movies verbatim might enjoy

testing their mettle with the

following Christmas quiz

loaded with memorable quotes

from some holiday classics.

Movie Quotes Quiz

1.It came without ribbons. It

came without tags. It came

without packages, boxes or

bags.

2.Uh, since the United States

Government declares this man

to be Santa Claus, this court

will not dispute it. Case dis-

missed.

3.If TV has taught me any-

thing, its that miracles always

happen to poor kids at

Christmas. It happened to Tiny


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Holiday Gift Guide ContinuedTest your knowledgeof popular Christmas movies



11/28

Wayne. Coffee is served after

each regular meeting and mem-

bers enjoy an afternoon of fel-

lowship. Day trips and

overnight trips are scheduled

throughout the year, certain

meetings host special speakers,

and bingo is played for

only GACW members one

Thursday during each month.

To qualify as a member, you

must be a Wayne resident of at

least 50 years of age. Yearly dues

are $7. For more information,

call Val Turner, assistant

recording secretary, at 973-694-

5094. Or, come visit us!

Professional musicians and

vocalists of the Wayne Seniors

Swing Band will perform for

your dancing and listening

pleasure on the third Tuesday

of each month. Requested

donation is $2 from members of

the Wayne Elks Lodge and

members of the Wayne Adult


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WE ALSO BUY DIAMONDS,

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HolidayPreparation & Gift GuideThe Gallery A Salon

in Wayne

On Oct. 4, the Gallery A Salon in Wayne received a

surprise visit from Mayor Chris Vergano and

Congressman Rodney Frelinghuysen. Abuzz with

excitement, clients started conversations about the upcomingelections. The mayor, who is a regular client of the

Gallery A Salon, felt right at home. Congressman

Frelinghuysen experienced a warm welcome as well, shaking

hands and taking pictures with many employees and clients.

It was a brief visit, but an honor that they chose the

Gallery A Salon on their campaign trail!





12/28

Winter is here! The

cold weather

either means

weekends filled with sledding,

ice skating and skiing, or try-

ing to hibernate until the

spring. Either way, this time of

year can be particularly hard

on our furry companions.

There are many cold-weather

related hazards for our pets,

ranging from antifreeze con-

sumption to hypothermia. As

their caregivers, we need to

take some extra precautions to

ensure the safety and well-

being of our pets.

Keep your pet warm. Do

not leave them outside for

extended periods in the cold

weather, as hypothermia is a

real hazard for pets. Be careful

when exercising your pet out-

doors, especially if they are

young, old or sick, since these

animals may have a more dif-

ficult time maintaining their

body heat. Watch carefully for

any signs that your pet is too

cold when outdoors, which

can include lethargy, refusing

to walk and shivering. Some

pets may require a sweater or

jacket to help keep them

warm when walking in the

cold. Never shave your dog

down to the skin in winter, as

a longer coat will provide

more warmth. With cats its

easiest to just keep them

indoors. In older dogs, the

cold can also increase the

discomfort of arthritis.

Therefore, keep them warm

and mainly indoors with short

periods of outdoor exercise.

Keep your pet away from

antifreeze. Antifreeze con-

tains ethylene glycol, which is

extremely poisonous. It has a

sweet taste and bright color,

which attracts pets. Ingestion

of even tiny amounts can be

lethal, usually from kidney

failure. Make sure your pet

and outdoor animals do not

have access to antifreeze con-

tainers. Clean up any spills

immediately. If you suspect

your pet has ingested

antifreeze, contact your vet-

erinarian immediately.

Watch out for ice. Senior

pets or pets with mobility

problems may find it hard to

navigate safely on slippery sur-

faces. Take a different path, or

assist them if needed. Also try

to keep your pets paws free of

snow, ice melt and winter

chemicals. Snow packed

between your pets pads can be

painful. Chemicals in the

road, or sidewalk salt to melt

ice, can irritate their paws and

cause upset stomachs if ingest-

ed. High concentrations of

salt and other chemicals in

these products can cause any-

thing from mild irritation to

chemical burns on your pets

paws. Be sure to wipe their

paws with a moist cloth when

returning indoors. To prevent

any issues, use dog

booties as protection

and a non-toxic ice

melter like Safe Paws

for your own side-

walk. Another ice

hazard is thin ice on

lakes and ponds.

Keep your pet away

from lakes or other

bodies of water that may have

thin ice.

Adjust food intake to suit

your pets winter activity

level. Pets that are outside or

do a large amount of activities

in the cold weather will need

extra calories to keep warm.

But most pets dont get as

much exercise in the cold

winter months; therefore, be

sure to feed them a little less

to prevent them from putting

on extra weight.

Put away your human

medications. One hazard that

is often overlooked by owners

is the danger that accidental

medication consumption pose

to our pets. With the winter

months comes cold and flu

season for humans, which

generally means houses

stocked with over-the-counter

and prescription remedies. Be

sure to put these away after

use to prevent accidental con-

sumption.

Be safe for a fun and

warm winter!

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home with his wife, three

cats and two dogs to provide

quality and compassionate care

for your pets in the community.

The Pequannock Animal Hos-

pital is located at 591 Newark

Pompton Turnpike in Pompton

Plains. You may reach them by

calling 973-616-0400.


WHERE YOUR

PET IS FAMILY

Dr. Matthew Krupnick, D.V.M.

Full Service Animal

Hospital, Specializing

in Cats & Dogs

Complete Medical,Dental & Surgical

Services On Premises

Caring & Competent Staff

591 Newark Pompton Tpke.

(near Friendly's)

Pompton Plains, NJ

973.616.0400

Hours: Mon 8-6pm Tues 8-4pm

Wed 8-7pm Thurs 8-6pm

Fri 8-5pm Sat 8-12pm

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet.

Not combinable w/other offers. Expires 1/23/13.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 1/23/13.

OpenSaturdays

www.PequannockVet.com

Avoid winter hazards for your pets


13/28

Hear those holiday

bells? Soon theyll

be ringing in the

New Year. But befor e the

clock strikes 2013, you have

opportunities to reduce your

2012 federal income tax bill.

Heres a grab-bag of sugges-

tions.

1.Plan for the AMT. The

annual exemption may

change, but the usual triggers

items that can create

alternative minimum tax lia-

bility, such as certain large

deductions are the same.

2.Education incentives.

Prepaying qualifying expens-

es for the first semester of

2013 can get you a larger

credit or deduction this year.

3.Family gifts. Take advan-

tage of the expiring $5.12

million lifetime gift exclu-

sion by sharing the wealth

and the tax burden with

lower-bracket family mem-

bers.

4.Deferred plans. Maximize

contributions to retirement

plans such as your 401(k) or

IRA, and fund other tax-

favored accounts, such as

health savings accounts.

5.Charitable contributions.

Gifts to qualified charities

made on your credit card by

December 31 qualify for a

deduction this year, even

though youll receive the

credit card statement in

January.

6.Itemized vs. standard

deduction. Shift expenses

such as property taxes

between years to bunch

deductions and get the most

tax benefit.

7.Disaster relief. Check for

a potential refund, and con-

sider amending your 2011

return to claim your loss if

you live in a federally

declared disaster area.

8.Investment cost basis.

Understand your cost basis

choices before capturing cap-

ital gains or losses, especially

when selling mutual funds.

9.Temporary depreciation

deductions. Assets pur-

chased for your business or

rental property before year-

end may qualify for acceler-

ated depreciation methods

that are scheduled to expire

on Dec. 31.

10.Kiddie tax. Instead of

transferring assets to your

children to save for future

education expenses, consider

contributing to a 529 plan,

which can limit exposure to

kiddie tax on unearned

income.

Contact us to discuss

these and other tax-saving

and planning ideas suited to

your particular situation.

Robert Sokoloff is a CPA and

the principal with Robert P.

Sokoloff and Associates on

Main Street in Lincoln Park.


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Ten year-end tax moves to consider By Robert Sokoloff, CPA



14/28

Cliff will bring? The answer

is quite simple:

We must all minimize our

standards of living due to

our reduced income after

increased taxation.

We must reduce it further by

over-funding our retirement

plans to offset the effects of

massive inflation that is virtu-

ally guaranteed to occur.

We must maximize our sav-

ings and investing in tax-free,

tax-deferred and tax-advan-

taged vehicles to effectively

combat the unabated tax and

spend opposition the govern-

ment put in our path.

Federal programs, today

thought as entitlements, must

be curtailed, reduced or elimi-

nated, including Social

Security and Medicare. Asset

and Needs Analysis assess-

ments will be implemented to

determine eligibility even

though people paid-in for their

benefits. Committees will be

formed to decide who will

receive benefits and whose

payments into the system will

be reclassified as donations for

others!

This is my prediction. A

sad one, yes, but I believe it to

be inevitable. I can visualize

my letter, coming in the mail

at age 67: Mr. Charnet, the

government has determined

that your retirement age has

been postponed to age 75. At

age 74 and 11 months, my

final letter will appear in

the mailbox: Congratulations,

Citizen. It has been deter-

mined that since you have

accumulated a net worth, asset

base and an annual income

above the public median for

your age, we have determined

that your contributions into

the system will be redirected

for the public good. This is an

honor and you should feel

proud to be an American!

The letter will be signed by the

Committee for the Public

Good and Welfare of

America.

Hold on to your seats and

hats, folks; the ride down the

Fiscal Cliff is fast and furious.

My advice is to schedule an

appointment with your finan-

cial advisor as soon as possible.

Mark E. Charnet is President

and Founder of American Pros-

perity Group. APG is the pre-

mier retirement and estate plan-

ning franchise in the U.S. with

17 offices in eight states. Charnet

has over 30 years of experience

in the retirement and estate plan-

ning fields. Creator of the Trinity

Method of Investing, Mark en-

courages your inquiries and can

be reached at 877-885-1APG

(1274) or 973-831-4424,

or via e-mail at

[email protected]. Check

out the website www.1apg.com.

Interested in a career in retire-

ment and estate planning? Check

out this website: www.apgfran-

chise.com. Securities through:

BCG Securities, Inc. Member

SIPC, FINRA and a registered

investment advisor.


Has your child been diagnosed with... Cerebral Palsy

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Happy New Year! Time to experience the Fiscal Cliff



15/28

Winter break can be

the perfect respite

for school-aged

children. Although not quite

halfway through the school

year, the timing of winter

break does come when kids

might be preoccupied with

the holiday season and all that

comes with it.

Kids may be distracted

about parties and presents, but

parents may be preoccupied

with finding ways their kids

can spend their time during

winter break a typically two-

week hiatus from school

that begins shortly before

Christmas and ends with kids

return to school shortly after

New Years Day. Parents fac-

ing the dilemma of finding

something for kids to do dur-

ing winter break should con-

sider the following tips.

Take a vacation. Vacation is

the easy way out. Winter

break might mark the only

time until summer that par-

ents can spend quality time

with their kids completely

away from the distractions of

everyday life. Vacation can

mean a trip to warmer cli-

mates or simply packing up

the car to go spend time with

the grandparents. If theres

any vacation time to spare,

consider hitting the road.

Teach kids some practical

lessons. Kids likely wont miss

the classroom during winter

break, but that doesnt mean

there arent enjoyable ways for

kids to learn while theyre

away from school. Teach kids

practical lessons, like how to

cook a favorite meal or how to

fix things around the house.

This gives parents a chance to

spend some quality time with

their kids while encouraging

kids to learn beyond the class-

room. And who knows, such

lessons at home may uncover

a childs hidden talent.

Encourage kids to read for

pleasure. Reading improves

vocabulary and can stimulate

a childs imagination. During

the winter break, encourage

kids to read a book or the daily

newspaper for pleasure, assur-

ing them there wont be any

quizzes or tests after each

chapter. Get the ball rolling

with a few books given as pres-

ents during Christmas or

Chanukah. Or take a trip to

the local library and let kids

choose their own books.

Soak up some snow. Parents

who work from home can

liven up the day during winter

break by heading outside with

the kids to build a snowman or

have a snowball fight. Moms

and dads will enjoy the break

from work while kids get some

fun in the snow.


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16/28


445 Braen Avenue,Wyckoff, NJ 201-670-4047

www.teelbaseball.comwww.teelbaseball.com

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Teels Tools of Intelligence catchers program

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February 3, 10, 17, 24

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17/28

visit our website at www lifeandleisurenj com December 19, 2012Page 18, Zone 1


18/28

Community Center. For all

others, requested donation is

$3. Light refreshments will be

served. Performances will take

place from 12:30-2:30pm at the

Wayne Elks Lodge, 50

Hinchman Ave. For more

information, call 973-633-

0734.

The Annual Membership


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19/28

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20/28

Tim, it happened to Charlie

Brown, it happened to TheSmurfs, and its gonna happen

to us!

4.I want an official Red Ryder,

carbine action, 200 shot range

model air rifle.

5.Bless this highly nutritious

microwavable macaroni and

cheese dinner and the people

who sold it on sale. Amen.

6.Iris, in the movies, we have

leading ladies and we have the

best friend. You, I can tell, are aleading lady, but for some rea-

son, youre behaving like the

best friend.

7.Who gave you permission to

tell Charlie there was no Santa

Claus? I think if were going to

destroy our sons delusions, I

should be a part of it.

8.I want to wash my hands, my

face, my hair with snow.

9.Were not just doing this for

us. Were doing it for the kids.For every kid who ever sat on

Santas lap. For every little girl

who left cookies and milk for

Santa on Christmas night. For

every little boy who opens a

package Christmas morning

and finds clothes instead of

toys. It breaks my heart.

10.We all know that Christ-mas is a big commercial racket.

Its run by a big Eastern syndi-

cate you know.

11.I fear you more than any

specter I have seen. But as I

know your purpose is to do me

good, and as I hope to live to be

another man from what I was, I

am prepared to bear your com-

pany, and do it with a thankful

heart. Will you not speak to

me?12.Seeing is believing, but

sometimes the most real things

in the world are the things we

cant see.

13.Light the lamp, not the rat,

light the lamp, not the rat! Put

me out, put me out, put me

out!

14.Tell me something, Billy.How come a cute little guy like

this can turn into a thousand

ugly monsters?

15.Wanna see some magic?

OK, lets watch you disappear!

16.Thats not my Christmas!

My Christmas is filled with

laughter, and joy... and this: my

Sandy Claws outfit. I want you

to make it.

17.Thats neither pig nor pork,

its beef.18.I passed through the seven

levels of the Candy Cane for-

est, through the sea of swirly

twirly gum drops, and then I

walked through the LincolnTunnel.

Answers

1. The Grinch Who Stole

Christmas

2. Miracle on 34th Street

3. The Simpsons

Christmas

4. A Christmas Story

5. Home Alone

6. The Holiday

7. The Santa Clause

8. White Christmas9. Jingle All the Way

10. A Charlie Brown

Christmas

11. A Christmas Carol

12. The Polar Express

13. The Muppets Christmas

Carol

14. Gremlins

15. Bad Santa

16. The Nightmare Before

Christmas

17. Babes in Toyland18. Elf

v s t ou webs te at j

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21/28

Part of the enjoyment

of the holiday seasoninvolves spending time

in the kitchen whipping up

delicious treats. Particularly

for young children, baking

sugar cookies with Mom or

Dad and then decorating the

creations can be a festive way

to spend a day.

Those short on time can

turn to store-made sugar cookie

dough for their cookie making,

but those who want theauthentic taste of cookies from

scratch, there are many recipes

from which to choose.

This recipe for rolled sugar

cookies produces cookies that

will hold up well to cutting and

baking. Theyre also quite deli-

cious.

Rolled Sugar Cookies

112 cups butter, softened

3 cups white sugar4 eggs

2 teaspoons vanilla extract

5 cups all-purpose flour

2 teaspoons baking powder1 teaspoon salt

1.Cream together the butter

and sugar in a large bowl until

smooth. Beat in the eggs and

vanilla.

2.Mix the dry ingredients

together and add to the wet

ingredients until incorporated.

Cover and refrigerate the

dough for at least one hour.

3.Preheat the oven to 400 F.

On a surface coated with someconfectioners sugar, roll out

the dough to between 14 and 12

inch thickness (a thinner cook-

ie will be crispier). Cut out

shapes with a cookie cutter.

4.Line a cookie sheet with

parchment paper. Place cookies

1 inch apart on the parchment.

5.Bake around 5 to 7 minutes,

or just until the edges of the

cookies start to brown. Remove

promptly from the cookie sheetand cool on a rack.

6.Decorate the cookies using

icing (recipe below)

when the cookiescool, or sprinkle with

colored sugar while

cookies are warm.

Makes 5 dozen.

Cookie Icing (Covers

1 dozen cookies)

1 cup confectioners

sugar

2 teaspoons milk

2 teaspoons light corn

syrup14 teaspoon almond

extract

Assorted food coloring

1.In a small bowl, stir together

confectioners sugar and milk

until smooth. Beat in corn

syrup and almond extract until

icing is smooth and glossy. If

icing is too thick, add more

corn syrup.

2.Divide the icing into separatecontainers to add choice of col-

ors. Mix until well blended.

3.Use a piping tip and pastry

bag to outline the cookie in a

thin bead of the icing. Allow to

dry.

4.Then use a paintbrush to fill

in the design with the remain-

der of the icing.

5.Wait an hour or more for the

icing to completely hardenbefore serving.

j

Any Chicken or Veal Entre(Parm., Francese, Marsala, Lemon, Alla Cosmo)

Any Pasta Entre of (Penne Vodka, Penne Tartufo, Rigatoni Bolognese,Stuffed Shells, Linguini White or Red Clam Sauce)

Any Fish Entre of (Shrimp Parm., Shrimp Scampi over rice,Mussels - White or Red Sauce, Flounder Francese

Any Entre of (Eggplant Rollatini, Meatballs, Sausage & Peppers,Roast Beef and Gravy, Beef Stew with Egg Noodles)

Free ItemsAntipasto or Caesar Salad w/Bread & Butter

Fried Calamari or Seafood SaladTray of Cookies or Homemade Small Cupcakes

& Paper Products

HappyHolidays

from Carmine

& Michele

Expires January 31, 2013

PAY CASH OR CHECK & RECEIVE A FREE$30 GIFT CERTIFICATE TO COSMO BELLA PIZZA

Not to be used for this offer. Excludes catering. Dine-in or Take-out only.

Call ahead for your office or home party!20 people or more $13.95 per person plus tax.

Party for 15 People $215 Plus TaxParty for 20 People $275 Plus Tax

Includes 4 entres plus all the free items

Full Service Bar

HAPPY HOUR11:30am-6:00pm

##

!#"Discounted Beers & Gluten Free Beer

OPEN 7 DAYS LUNCH & DINNER!#"!"

Gluten FREE MenuOver 30 Items

& Gluten FREE Desserts&$$

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All Lunch Specials Include 1 Soft Drink11:30am-4pmDine-In or Take-Out

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%37 Berdan Ave., Wayne, NJ 07470

973.706.8888 ~ www.opanj.com

Delicious sugar cookies



22/28

Drive for the Friends of the

Wayne Public Library is nowunderway. Current members

are asked to renew their mem-

bership for 2012. New mem-

bers are always welcomed;

membership forms are available

at the main library (461 Valley

Road) and at the Preakness

branch (1006 Hamburg Tpke).

Members of the Friends serve as

volunteers in the Friends

Room, help with the Lunchbox

Learning programs, and helpsort donations of used books

that are sold by the Friends to

benefit the library. Visit the

Friends Room at the main

library, located on the right

after you enter. A large selec-

tion of used media is available

at bargain prices, including

novels, children's books, non-

fiction, biography, cookbooks,

collectibles, vintage books,

records, and magazines. Be apart of your library join the

Friends. For more information,

call 973-694-4272 ext. 5405.

Visiting Angels of Wayne

in association with theAlzheimers Foundation of

America is offering free and

confidential year-round memo-

ry screenings. The screenings

are available on the third

Wednesday of each month

from 2-4pm by appointment

only. The screenings are held at

the Visiting Angels office

located at 2190 Hamburg

Turnpike in Wayne. Visiting

Angels is a senior homecareagency that helps seniors

remain comfortably at home

through joyful companionship

and a commitment to profes-

sional services such as hygiene,

light housekeeping, errands,

and meal preparation. For more

information or to make an

appointment for a screening,

call 973-839-3761.

The Riverview Garden Club

in Wayne encourages local arearesidents who are interested in

gardening and in expanding

their botanical knowledge to

become club members. Novice

and experienced gardeners are

welcomed. Monthly meetings

feature educational lectures by

experts on a variety of garden-

ing and nature related topics,

and excursions to variousbotanical venues are scheduled

throughout the year. Club

members can also participate in

demonstrations and hands-on

projects that involve creating

floral, landscape, and nature

related items. The Riverview

Garden Club maintains several

public gardens in the Wayne

area; this provides club mem-

bers with the opportunity to

improve their gardening skillsby being involved with projects

that beautify the local commu-

nity. Join now to allow your

gardening knowledge and

friendships blossom. For more

information, call our member-

ship chairperson Judy Sherpa at

973-838-8005, send an e-mail

to [email protected],

or visit our website:

www.riverviewgardenclub.com.

Jewish Family Service ofNorth Jersey, a recipient of

financial assistance from UJA

Federation of North Jersey, is

expanding its Kosher Meals on

Wheels program in Wayne.

The Meals on Wheels Program

provides hot, nutritious kosher

meals to people age 60 and

over, or those younger who

have a disability and who areunable to cook or shop.

Volunteer drivers bring needed

meals and offer smiles, greet-

ings, and personal contact to

the elderly, many of whom sel-

dom get out. Drivers are need-

ed to deliver meals two times a

month. We are accepting refer-

rals for people who would like

to receive meals. To volunteer,

to request Kosher Meals on

Wheels, or for additional infor-mation, call Paul Klein at 973-

595-0111.

Spa 23 Health & Racquet

Club in Wayne offers birth-

day parties and special events

for all ages. Kids will have

the time of their lives at Spa

23 parties! In addition to our

pool parties, choose from any

of our themed parties, or add

a theme to your pool party.

Theme parties are availableseven days a week. Pool par-

ties are available Fridays,

Saturdays, and Sundays. You

can also book the entire club

for your own private event!

The spa is located at 381

With

MinimumFood

Purchase

of $35.00

$10Off

Not to be combined with$5.99 or $10.99 coupons.

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

MONDAY-SATURDAY

Cannot combine with any other offers.Coupon must be presented before ordering.Maximum 1 coupon per table. Not valid forparties of 8 or more. NOT VALID ON HOLIDAYS.Excludes tax. Expires 1/9/13.

*

HAPPY HOUR (3pm to 6pm Monday - Saturday) at Bar Only$3 House Wine - $3 All Beer - $4 House Martinis & Drinks

1/2 PRICE APPETIZERS (4:30pm to 9:30pm Monday - Thursday)

MONDAY - THURSDAYALL DAY SPECIAL

$1099Shrimp, Veal, or Chicken Parmigiana w/Pasta,Meat Loaf w/Mashed Potatoes,Shrimp, Chicken or Sole Francaise w/Vegetables,1/2 Rack BBQ Ribs w/French Fries

*** with Soup or Salad ***With the purchase

of a beverage.Cannot combine with any other offers. Coupon must be presented before ordering.Maximum 2 coupons per table. Not valid for parties of 8 or more. NOT VALID ON HOLIDAYSExcludes tax. Expires 1/9/13. LIMITED TIME OFFER.

*

RESTAURANT

With the purchase of a beverage.

WE ACCEPT ALL COMPETITORS COUPONS!!**RESTRICTIONS APPLY.

Cannot combine with any other offers. Coupon must be presented before ordering.Maximum 2 coupons per table. Not valid for parties of 8 or more.NOT VALID ON HOLIDAYS. Excludes tax. Expires 1/9/13.

*

LUNCH SPECIAL6 Choices for

1. Grilled Chicken or Shrimp Caesar Salad

2. Eggplant Parmigiana Platter or Hero3. Chicken or Shrimp Scampi over Pasta

4. Chicken, Shrimp or Sole Francaise with Vegetable5. Meatloaf with Mashed Potatoes

6. Fried Shrimp & French Fries7. Hamburger Platter with French Fries

*

With the purchaseof a beverage.

$599MONDAY - SATURDAY

Up to 6 People. Valid on Food Only. Not valid w/creditcard payments. 1 coupon per table. Exp. 1/19/13. LLa

Up to 6 People. Valid on Food Only.1 coupon per table. Exp. 1/19/13. LLb

PAY WITH CASH

& RECEIVE

PAY WITH CREDIT CARD

& RECEIVE

754 Totowa Rd, Totowa 973-942-8229www.barnyardandcarriagehouse.com

YOUR FOOD TOTAL

YOUR FOOD TOTAL






23/28

Real estate investors

have many reasonsfor making such

investments, but one of the

more common motives

behind a decision to invest in

a property is the belief that

real estate rarely depreciates

in value. Though the recent

housing crisis might have

debunked that myth once

and for all, real estate is still

widely considered a sound

investment, one that manypeople wish they could afford

to make.

Those who have already

invested in real estate know

how difficult it can be to

maintain a property much

less improve it, which should

be high on an investors pri-

ority list. But improving a

property does not have to

involve a complete overhaul

or any other dramaticchanges. In fact, there are

several simple ways investors

can improve their real estate

investments and improve

their chances of turning a

large profit when they decide

to sell a property.

Hire a property manage-

ment firm. Some real estate

investors, especially those

new to the business who just

purchased an investment andhave little money to spare,

shy away from hiring a prop-

erty management firm. But

such a company is worth the

expense for investors with lit-

tle time or know-how with

regard to fixing a home. A

property management firm

will ensure the building is

kept in shape, and depending

on your agreement with the

company, may even take careof cleaning vacant apart-

ments, readying them for

showing and renting them to

new tenants. Perhaps the

biggest advantage to working

with an effective property

management firm is the like-

lihood that they will turn

over the vacant apartment

quickly, ensuring you arent

losing money when tenants

move out.Carefully vet prospective

tenants. One of the easiest

ways a property can fall into

disrepair is to allow bad ten-

ants to move into the build-

ing. Its understandable that

investors want to get a build-

ing occupied as quickly as

possible so they can use ten-

GARFIELD $751,111Custom two family home w/6BRs total & 4 full+ 2 half Baths-all completely updated with greatINDOOR pool. WYN0142

Wayne 973-694-8000

POMPTON LAKES $249,9003BR 2Bth Dutch Colonial on parklike propw/Lemonade front porch, HW fls, nwr windows& near all transp. 2GAR. WYN0711

Wayne 973-694-8000

WAYNE $345,000Brand NEW 3BR 2Bth 3rd flr condo w/balcony& upgrades in elevator bldg. Clubhouse, pool,tennis! Near shops & transp. WYN0605

Wayne 973-694-8000

PATERSON $209,9002BR 2Bth unit w/LR/fplc, DR, Kit/Granite Coun-ters, LndryRm & walk-in closet. Near majorhwys & shopping. WYN0670

Wayne 973-694-8000

WAYNE $359,900Beautiful totally updated 2BR 2.5Bth twnhmw/1st fl MBR/MBth, 2nd fl loft w/lg deck, priv yd& GAR. WYN0478

Wayne 973-694-8000

NORTH CALDWELL $979,900Elegant 4BR 4.5Bth Custom Col w/grand 2-story Foyer,Grmt Kit,Stunning GreatRm/VaultedCeil,MBR Suite,lush grounds + 3 GAR.WYN0541

Wayne 973-694-8000

WAYNE $429,9002-story 4000sf Penthouse Ste w/impressivewall of windows w/great views,2 fpls,MBR/clos-ets galore,IG pool,ClubRm & MORE! WYN0622

Wayne 973-694-8000

WAYNE $517,500Meticulous 4BR Split in Tall Oaks w/2.5 up-dated Baths & EIK, walk-out lower level, 2GAR& lg yd backs up to priv land. WYN0867

Wayne 973-694-8000

WAYNE $747,000Newer custom unique 4/5BR 4Bth spectacularColonial w/impressive open fl plan-perfect forentertaining! 2GAR. WYN0757

Wayne 973-694-8000

WAYNE $524,900Lush priv CedarHill 5BR 2Bth Col w/1st fl MBRSte/priv terrace & vault ceil + 2nd fl MBR,updtdKit,FamRm/fpl, fin bsmt. WYN0758

Wayne 973-694-8000

WAYNE $489,000Spacious 3BR 2Bth Exp Ranch w/EIK, dlb-sidefpl, FamRm/LR & more on over 1/2ac w/cedardeck & paver patio. WYN0942

Wayne 973-694-8000

GREEN POND $275,000Yr Round vacation home at Green Pond. Enc.Porch/FP/freshly painted/new Berber w/w car-pet, det. Gar. KIN5949

Kinnelon/Smoke Rise 973-838-9300

KINNELON $259,000Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quietneighborhood/only mins. to transp/shopping.Original owner. Must be 55+. KIN2146


KINNELON $400,000Breathtaking lot. Stately situated atop 8.15 Acs.Priv. driveway & septic have been installed.Build your dream. KIN3380


KINNELON $750,000Custom 5BR/3BA Exp.Ranch-Quality workthroughout/Sub-Zero Refrig/H/W Flrs/FP/the-ater Rm/2C Gar. KIN5826


KINNELON $999,000Ests of Kinnelon-5BR/3.1BA CH Col.features 2Story Grand Ent.w/open bridge 2nd level/Chef'sKit./top of the line Appl. KIN1994


KINNELON $3,250,000SMOKE RISE-Lakefront Mansion/panoramiclake views/stunning sunsets/Pool/9,000 Sq FtEstate/6.5 priv Acs. KIN3395


KINNELON $750,000Smoke Rise-5BR/4.1BA Contemp. on 3.32Acs@ end of cul-de-sac, 3C.Gar., newly stagedpool/patio/deck. KIN1940


KINNELON $1,998,000Smoke Rise-Highest standard of quality/work-manship/ attention to detail. A visual feast. Trulya work of art. KIN2048


KINNELON $599,000Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,FP, Crown Moldings; 2C Gar.; above groundPool. KIN3094


KINNELON $600,000Smoke Rise-Charming 5BR/3.1BA Dutch Col.w/main level In-Law Suite/3C.Gar./C/A/lge.level/fenced yd. KIN1973


KINNELON $625,000Lakefront home totally renovated in'03/3BRS/2.1BTHS/EIK/H/W Flrs/FP/ SSAppl/Fin W/o LL. KIN3413


GREEN POND $199,900Opportunity Knocks! Year round Green PondCottage features 3BRS, stone FP & det. Garage.KIN3403


WAYNE $414,900Largest Stonebridge 4BR 2.5Bth twnhmw/EIK/Granite/updtd appl & tile,w/o LL,MBR/CathCeil,2GAR,Deck/Awning/Great Views!WYN0423

Wayne 973-694-8000

Simple ways to maximize profits on your investment property




24/28

Route 23 in Pompton Plains.

Contact Spa 23s programdirector, Laura Severance, at

973-839-8823. View more

information online at

www.spa23.com.

An open invitation is

extended to all seniors in the

area to join the Golden Key

of Wayne. Dont get house-

bound come play bingo,

dominoes, and card games

with some friendly seniors.

Enjoy fellowship, fun, holi-day parties, and trips. The

Golden Key Club meets

every Friday afternoon from

1-3p.m. at the Post 174

American Legion building,

55 Mountain View Blvd. in

Wayne. For more informa-

tion, please call Annette

Ford at 973-628-0492.

Mothers & More is a not-

for-profit group for both stay-

at-home and working moms.It features monthly meetings,

playgroups, mom-and-tot

outings, mom-night-outs,

and much more. Members are

from Wayne and all sur-rounding towns. Monthly

meetings are on the first

Monday of each month

(unless a holiday) at 7:30p.m.

at Our Savior Lutheran

Church, 670 Newark

Pompton Tpke. in Pompton

Plains. Prospective members

are always welcomed. For

more information, call 877-

221-1581 or e-mail sbot-

[email protected] MOMS Club of Wayne

is currently looking for new

members. We are part of an

international support group

for mothers who stay home

with their children, includ-

ing those who have home-

based businesses or who work

part-time but are home with

their children during the day.

The group offers a wide range

of activities, including spe-cial programs for mothers,

play-groups and get-togethers

for the whole family. The

MOMS Club also performs

service projects benefiting

children in our community. If

you live in Wayne and are

interested, please e-mail us at

[email protected].

The Morning Minyan, a

group of caring people dedi-

cated to observing the tradi-tion of daily prayer, meets at

7:30a.m. in the sanctuary of

Temple Beth Tikvah, 950

Preakness Avenue in Wayne.

A light breakfast follows the

15-20 minute prayer service.

All are welcomed!

The Pines Lake Womans

Club is an active club open

to all women from the

Wayne area who are at least

18 years old. We meetmonthly on the second

Wednesday of the month at

the Pines Lake Elementary

School cafeteria at 7:30pm.

Visitors are welcomed. The

club offers fun, friendship,

and service. For more infor-

mation, membership, or to

visit one of our meetings, call

973-835-3272 or e-mail

pineslakewomansclub@yaho

o.com.

ants rents to pay for theproperty. But bad tenants can

cause damage to the property,

and their behavior might

encourage reliable fellow ten-

ants to find a new living situ-

ation. When looking to fill a

vacancy, establish a minimum

income requirement for

prospective tenants and ask

applicants to produce proof of

income and references frompast landlords. This increases

the chances you will find a

respectful tenant whos fully

capable of paying their rent

on time.

Work quickly. Few people

want to rent forever, so

expect significant turnover,

especially if your investment

property is a larger complex

with multiple dwellings. If

you arent working with aproperty management com-

pany, an easy way to maxi-

mize your profits on an

investment property is to

work quickly when turning

apartments over after a ten-

ant moves out. This includes

painting and cleaning the

apartment, and the process

should go smoothly if you

properly vetted tenants and

the vacant unit did not suffersignificant damage while the

2010 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark of Coldwell Banker LLC.An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

REALTOR

%%

$####"!

Patti TahanManager

Want A Future??

Be in charge of your income,your time and your life.

A real estate career affordsyou independence!

Work with ColdwellBanker - the respectedleader in real estate.

Local - National

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Coldwell Banker, Since 1906, Americas Premier Real Estate Company

Simple ways to maximize profits on

your investment propertycontinued from page 23

continued on next page

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