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    Shivaji University, Kolhapur

    I N D E X

    Chapter No. TOPIC Page No.

    Chapter 1 Introduction to the Study

    1.1 Introduction 2

    1.2 Objectives of the Study 3

    1.3 Scope of the Study 3

    1.4 Limitation of the Study 5

    1.5 Sources of Collections 5

    Chapter 2 Company Profile

    2.1 Introduction Telecom Sector 6

    2.2 Brief History of the Organisation 6

    2.3 Vision 7

    2.4 Mission 7

    2.5 Objective of Firm 7

    2.6 Infrastructure of Business of BSNL 8

    2.7 Areas Of BSNL 8

    2.8 Organisation Of Structure 8

    2.9 Services Provided By BSNL 9

    2.10 Social Responsibility 11

    2.11 Future Plan 11

    Chapter 3 Theoretical Background 14

    Chapter 4 Data Analysis & Interpretation 29Chapter 5 Findings & Observations 39

    Chapter 6 Suggestions & Conclusions 40

    Bibliography 43

    -1- Vivekanand College,Kolhapur

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    CHAPTER I

    Introduction to Study :

    1.1. Introduction:

    In a companys marketing mix and factors present in the externalenvironment, a buyer is also influenced by personal characteristics and the

    process by which he/she makes decisions. A buyers cultural characteristics,

    including values, perceptions, preferences, and behavior learned through family or

    other key institutions, is the most fundamental determinant of a persons wants

    and behavior. Consumer markets and consumer buying behavior have to be

    understood before sound marketing plans can be developed.

    The consumer market buys goods and services for personalconsumption. It is the ultimate market in the organization of economic activities.

    In analyzing a consumer market, one needs to know the occupants, the objects,

    and the buyers' objectives, organization, operations, occasions and outlets.

    The buyer's behavior is influenced by four major factors: cultural

    (culture, subculture, and social class), social (reference groups, family, and roles

    and statuses), personal (age and life cycle state, occupation, economic

    circumstances, lifestyle, and personality and self-concept), and psychological(motivation, perception, learning, and beliefs and attitudes). All of these provide

    clues as to how to reach and serve buyers more effectively.

    Before planning its marketing, a company needs to identify its target

    consumers and their decision processes. Although many buying decisions involve

    only one decision maker, some decisions may involve several participants, who

    play such roles as initiator, influencer, decider, buyer, and user. The marketer's

    job is to identify the other buying participants, their buying criteria, and theirinfluence on the buyer. The marketing program should be designed to appeal to

    and reach the other key participants as well as the buyer.

    The amount of buying deliberateness and the number of buying

    participants increase with the complexity of the buying situation. Marketers must

    plan differently for four types of consumer buying behavior: complex buying

    -2- Vivekanand College,Kolhapur

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    behavior, dissonance-reducing buying behavior, habitual buying behavior, and

    variety-seeking buying behavior. These four types are based on whether the

    consumer has high or low involvement in the purchase and whether there are

    many or few significant differences among the brands.

    In complex buying behavior, the buyer goes through a decision

    process consisting of need recognition, information search, and evaluation of

    alternatives, purchase decision, and post purchase behavior. The marketer's job is

    to understand the buyer's behavior at each state and what influences are

    operating. This understanding allows the marketer to develop an effective and

    efficient program for the target market.

    The psychology of how consumers think, feel, reason, and select

    between different alternatives (e.g., brands, products); The psychology of how the

    consumer is influenced by his or her environment (e.g., culture, family, signs,

    media); The behavior of consumers while shopping or making other marketing

    decisions; Limitations in consumer knowledge or information processing abilities

    influence decisions and marketing outcome; How consumer motivation and

    decision strategies differ between products that differ in their level of importance

    or interest that they entail for the consumer; and How marketers can adapt and

    improve their marketing campaigns and marketing strategies to more effectively

    reach the consumer. Understanding these issues helps us adapt our strategies by

    taking the consumer into consideration. For example, by understanding that a

    number of different messages compete for our potential customers attention, we

    learn that to be effective, advertisements must usually be repeated extensively.

    We also learn that consumers will sometimes be persuaded more by logical

    arguments, but at other times will be persuaded more by emotional or symbolic

    appeals. By understanding the consumer, we will be able to make a more

    informed decision as to which strategy to employee.

    1.2. Objective of Study :

    -3- Vivekanand College,Kolhapur

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    1) To find out the responsible factors for the changing customer

    behaviour of BSNL services.

    2) To study the customers attitude to hands BSNL services in

    comparison to other telecommunication services.

    3) To verify the customers buying decision process.

    4) Reviewing the effect of BSNL on the consumer as a PublicOrganisation

    5) Defining the problem faced by the customers of BSNL.

    6) Estimating the customers behaviour for BSNL Services.

    7) Providing practical suggestion for increasing the demand for BSNL

    services.

    1.3. Scope of Study:

    The study of consumer buying behaviour is concerned with marketing

    department and directly or indirectly with other department. This study is going to

    help marketing department to increase consumer satisfaction towards firms at

    and can give maximum profit.

    The subject of the study was selected by looking the necessity and

    importance to selling the product or services in society and to give valuable

    suggestion to the Bharat Sanchar Nigam Limited Kolhapur District.

    1.4. Limitations of the Study:

    One of the major limitations of the study was lack of Sufficient Time.

    The major limit has not permitted to take all the details regarding the Consumer

    Buying Behaviour. This study limits only to BSNL, Tarabai Park, Kolhapur.

    1.5. Sources of Collection:

    -4- Vivekanand College,Kolhapur

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    The sources of information can be divided into two main parts i.e.

    1. Primary Data

    2. Secondary Data

    1. Primary Data :

    The first hand information collected is called primary data.

    I. Questionnaire: information obtained through questionnaire i.e.

    Customer who havetaking any one type of telephone service.

    II. Interviews: interviews of the subscribers of students, professionals,

    rural persons, House wifes, Labour s, daily wages personals etc. and

    Interview with suppliers.

    III. Observation: information collected through directory observing

    when consumer buying process.

    2. Secondary Data :

    The secondary data was collected through various magazines, News

    articles, and various management books. The information which is all ready

    collected by the some agencies and is utilized by the researcher for his use is

    called secondary data.

    I. Information collected through magazines.

    II. Information obtained through internet

    III. New and bulletins

    IV. News paper

    V. Organization printed material

    -5- Vivekanand College,Kolhapur

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    2000, is World's 7th largest Telecommunications Company providing

    comprehensive range of telecom services in India: Wireline, CDMA mobile, GSM

    Mobile, Internet, Broadband, Carrier service, MPLS- VPN, VSAT, VoIP services, IN

    Services etc. Within a span of five years it has become one of the largest public

    sector unit in India

    2.3 VISION: -

    To become the largest telecom Service Provider in South East Asia.

    2.4 MISSION:

    1. To provide world class State-of-art technology telecom services on

    demand at affordable price.

    2. To provide world class telecom infrastructure to develop the country's

    economy.

    2.5 Objectives of Firm

    To be a Lead Telecom Services Provider.

    Build customers confidence through quality and reliable service.

    Provide Bandwidth on demand.

    Contribute to: National Plan Target of 250 million subscriber base for the

    country.

    Broadband customers base of 20 million in the country by 2010 as per

    Broadband Policy 2004.

    Telephone in all villages.

    Implementation of Triple play as a regular commercial proposition.

    -7- Vivekanand College,Kolhapur

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    2.6 Infrastructure of Business of BSNL:

    BSNL has installed Quality Telecom Network in the country and

    now Focusing on improving it, expanding the network, introducing new telecom

    services with ICT applications in villages and wining customer's confidence. Today,

    it has about 47.3 million line basic telephone capacity, 4 million WLL capacity,

    20.1 Million GSM Capacity, more than 37382 fixed exchanges, 18000 BTS, 287

    Satellite Stations, 480196 Rkm of OFC Cable, 63730 Rkm of Microwave Network

    connecting 602 Districts, 7330 cities/towns and 5.5 Lakhs villages.

    2.7 Areas of BSNL:

    BSNL is the only service provider, making focused efforts and Planned

    initiatives to bridge the Rural-Urban Digital Divide ICT sector. In fact there is notelecom operator in the country to beat its reach with its wide network giving

    services in every nook & corner of country and operates across India except Delhi

    & Mumbai. Whether it is inaccessible areas of Siachen glacier and North-eastern

    region of the country. BSNL serves its customers with its wide bouquet of telecom

    service.

    2.8 Organization Structure:

    In BSNL smooth and efficient functioning can be partly attributed to

    the administration department, which performs a vital function in its growth &

    development. The CMD is the heads the department and overlooks the entire

    administration in the all over the India. In the district level of the administration

    the General Manager Telecom actively supervises the functioning of the District.

    This department contains within the Accounts section, Establishment section,

    commercial office, works and accounts section, planning section, Stores section,Marketing sections, TRA section, computer Cell and various technical sections is

    present in the department. BSNLs infrastructure is very vast. The BSNLs

    infrastructure is spread in the terrible rural area. BSNL open exchanges in these

    rural areas for provide good service to the rural people.

    2.8.1 Telecom Circles:

    -8- Vivekanand College,Kolhapur

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    Telecom Circles & Metro districts are responsible for providing service

    to the customers. There are 24 Telecom Circles and 2 Metro districts.

    2.8.2 Information regarding the Firm :

    Name of the Firm :- BHARAT SANCHAR NIGAM LIMITED

    (A Government of India Enterprises)

    Establishment :- 1st October 2000

    Type of Firm : - PSU

    Working Staff : - 1458 Persons

    Total Customers : - Approximately 3, 00,000

    Age Group of Customers : - All age group

    Software Used : - Dot Soft and HRMS pay Modules

    2.9 Services provided by the BSNL :

    Services provided by the BSNL are as follows:

    Telephone: Phone Plus Service

    New Telephone Connection

    Fixed line services

    Permanent Connection

    Shift Of Telephone

    Transfer Of Telephone

    Mobile Phone :..

    CellOne / Excel

    WLL Mobile

    Internet :

    Network

    -9- Vivekanand College,Kolhapur

    http://opt/scribd/conversion/tmp/service/telephone.htmhttp://opt/scribd/conversion/tmp/service/plus.htmhttp://opt/scribd/conversion/tmp/service/telephone_new.htmhttp://opt/scribd/conversion/tmp/service/permanent.htmhttp://opt/scribd/conversion/tmp/service/shift.htmhttp://opt/scribd/conversion/tmp/service/transfer.htmhttp://opt/scribd/conversion/tmp/service/mobile.htmhttp://opt/scribd/conversion/tmp/service/mobile_cellone.htmhttp://opt/scribd/conversion/tmp/service/mobile_excel.htmhttp://opt/scribd/conversion/tmp/service/wll.htmhttp://opt/scribd/conversion/tmp/service/internet.htmhttp://opt/scribd/conversion/tmp/service/internet_network.htmhttp://opt/scribd/conversion/tmp/service/telephone.htmhttp://opt/scribd/conversion/tmp/service/plus.htmhttp://opt/scribd/conversion/tmp/service/telephone_new.htmhttp://opt/scribd/conversion/tmp/service/permanent.htmhttp://opt/scribd/conversion/tmp/service/shift.htmhttp://opt/scribd/conversion/tmp/service/transfer.htmhttp://opt/scribd/conversion/tmp/service/mobile.htmhttp://opt/scribd/conversion/tmp/service/mobile_cellone.htmhttp://opt/scribd/conversion/tmp/service/mobile_excel.htmhttp://opt/scribd/conversion/tmp/service/wll.htmhttp://opt/scribd/conversion/tmp/service/internet.htmhttp://opt/scribd/conversion/tmp/service/internet_network.htm
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    Broadband

    MPLS VPN

    ISDN

    Leased Line

    Intelligent Network Free Phone Service

    Premium Rate Service

    India Telephone Card (ITC)

    Virtual Private Network (VPN)

    Universal Number

    Universal Personal Number

    Tele Voting

    Video Conferencing

    Audio Conferencing

    I Net

    Telex/ Telegraph

    EPABX

    Centrex

    -10- Vivekanand College,Kolhapur

    http://opt/scribd/conversion/tmp/service/dataone.htmhttp://opt/scribd/conversion/tmp/service/mplsvpn.htmhttp://opt/scribd/conversion/tmp/service/leased.htmhttp://opt/scribd/conversion/tmp/service/inteligent_network.htmhttp://opt/scribd/conversion/tmp/service/fph.htmhttp://opt/scribd/conversion/tmp/service/fph.htmhttp://opt/scribd/conversion/tmp/service/prm.htmhttp://opt/scribd/conversion/tmp/service/itc.htmhttp://opt/scribd/conversion/tmp/service/vpn.htmhttp://opt/scribd/conversion/tmp/service/un.htmhttp://opt/scribd/conversion/tmp/service/upn.htmhttp://opt/scribd/conversion/tmp/service/in_network1.htm#1http://opt/scribd/conversion/tmp/service/videocnf.htmhttp://opt/scribd/conversion/tmp/service/audiocnf.htmhttp://opt/scribd/conversion/tmp/service/inet.htmhttp://opt/scribd/conversion/tmp/service/telex.htmhttp://opt/scribd/conversion/tmp/service/epebx.htmhttp://opt/scribd/conversion/tmp/service/dataone.htmhttp://opt/scribd/conversion/tmp/service/mplsvpn.htmhttp://opt/scribd/conversion/tmp/service/leased.htmhttp://opt/scribd/conversion/tmp/service/inteligent_network.htmhttp://opt/scribd/conversion/tmp/service/fph.htmhttp://opt/scribd/conversion/tmp/service/prm.htmhttp://opt/scribd/conversion/tmp/service/itc.htmhttp://opt/scribd/conversion/tmp/service/vpn.htmhttp://opt/scribd/conversion/tmp/service/un.htmhttp://opt/scribd/conversion/tmp/service/upn.htmhttp://opt/scribd/conversion/tmp/service/in_network1.htm#1http://opt/scribd/conversion/tmp/service/videocnf.htmhttp://opt/scribd/conversion/tmp/service/audiocnf.htmhttp://opt/scribd/conversion/tmp/service/inet.htmhttp://opt/scribd/conversion/tmp/service/telex.htmhttp://opt/scribd/conversion/tmp/service/epebx.htm
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    2.10. Social Responsibility: -

    BSNL is committed to provide quality Telecom Services at affordable price

    to the citizens of the remotest part of the Country. BSNL is making all effort to

    ensure that the main objectives of the new Telecom Policy 1999 (salient points

    indicated below) are achieved.

    Access to telecommunications is of utmost importance for achievement of

    the country's social and economic goals. Availability of affordable and effective

    communications for the citizens is at the core of the vision and goal of the new

    Telecom policy 1999.

    Strive to provide a balance between the provision of universal service to all

    uncovered areas, including the rural areas, and the provision of high-level services

    capable of meeting the needs of the country's economy; Encourage development

    of telecommunication facilities in remote, hilly and tribal areas of the country;

    Transform in a time bound manner, the telecommunications sector to a

    Greater competitive environment in both urban and rural areas providing equal

    opportunities and level playing field for all players.

    2.11. The Future Plan :

    Quality of life though a number of applications, including Tele-

    education, Tele-medicine, e-Governance, as well as entertainment. More

    government services will be available on-line and electronic commerce will be

    facilitated. It should be made mandatory for public sector bodies to make their

    services available on -line.

    In high-rise flats or homes builds in the same complex by real estate

    developers or the communities, broadband must be encouraged.

    The government needs to connect all schools to the Internet, where

    teacher may give homework via broadband. The " always on " feature of

    broadband will also stimulated real time chatting among housewives in large

    apartment complexes, free of cost unlike telephony. On line bulletin broads and

    -11- Vivekanand College,Kolhapur

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    on line communities may be vary popular among ordinary citizen, who want to

    speak up and communicate. Tax breaks can be allowed for manufactures of

    broadband equipment.

    The key to populating BSNL services is the cost of services than other

    service provider. It is only when the infrastructure picks up, will there be

    subscribers. And only when there are a large number of subscribers will the costsdrop.

    BSNL the country's largest fixed line carrier is poised to convert its

    lines to broadband cable as part of an emerging race among Indian phone

    companies to be first to capture this new market. Broadband communication

    offers all this and can cause a dramatic change in the way we communicate. It's

    only a matter of time before things happen before our own eyes.

    -12- Vivekanand College,Kolhapur

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    CHAPTER III

    Theoretical Background

    3.1. Introduction about Consumer Buying Behaviour :

    Marketing concept starts with the Consumer needs and ends in

    Consumer Behaviour in meeting these needs, every action of a person is based on

    needs, the problem is to learn what a customer takes into consideration when he

    chooses a particular brand. Such a study is concerned with consumer behaviour

    Customer buyer behaviour is that subset of human behaviour that is

    concerned with decision and acts of individuals in purchasing and using products.

    consumer behaviour is a sub set of Customer /buyer behaviour , is concerned with

    decisions that lead up to the act of purchase.

    The modern marketing concept makes Customer at the centre-stage

    of organisation efforts. The focus, within the marketing concept to reach the

    target customer, set the ball rolling for analyzing each of the conditions of the

    target market. The first being to find out interest of such persons as would

    become prospective Customers. Then comes the willingness of such interested

    persons to buy the offered product. But since Customer needs come first and then

    the organisation offers the product, as imperative of the marketing concept,

    Customer s willingness to buy cannot be studied in isolation of the interest of

    such prospects to satisfy a basic need from different satisfiers. Customers need

    recognition ,their involvement level, the available alternatives, the decision to buy

    and post purchase behaviour, all are part of the overall consumer behaviour.

    Every consumer is unique and this uniqueness is manifest in search, purchasing,

    consuming, reacting etc. Thus, consumer behaviour must be properly understood

    by marketers.

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    3.2. Concept

    3.2.1. Concept of consumer:

    Traditionally, the term consumer was used to define strictly in terms

    of economic goods and services, based on view that consumers are potential

    purchases of purchasers of products and services offered for sale. In course oftime this view has broadened so that Atleast some scholars now consider a

    monetary essential to the definition of consumers. It implies that potential

    adopters of free services or even philosophies or ideas can also be encompassed

    by the definition. The rationale for the position is that many of activities that

    people engage in regarding free services, ideas, and philosophies are quite similar

    to those they engage in regarding commercial products and services.

    3.2.2. Consumer

    A consumer is one who actually purchases a product or service from

    a particular organisation or shop. A customer is always defined is term of a

    specific product or company. However the term consumer is far wider term

    encompassing not only the actual buyer or customer but also all its users i.e.

    consumers and customers may occur.

    i) When the service or product is provided free

    ii) When the consumer is not the actual user of the product or is only one of the

    many users.

    The second situation needs greater elaboration as it is of critical

    significance for us.

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    Behaviour :

    Behaviour refers the way of acting or functioning behaviour is the

    interaction with the ambient surrounding environment inherent in living creatures

    and mediated by their external and inner activeness. Behaviour is generally

    mediated by needs, motives, personality, perception, learning, involvement

    attitude, communication, persuasion, culture, reference groups, family, and social

    class.

    Definitions & Meaning

    Definitions:

    1) Consumer behaviour is defined variedly. The dictionary of Marketing and

    Advertising defines consumer behaviour as observable activities chosen to

    maximize satisfaction through the attainment of economic goods and services

    such as choice of retail outlet, preference for particular brands and so on.

    2) Ostrow and Smiths

    The action of Consumer in the marketplace and the underlying

    motives for those actions. Marketers expect that by understanding what causes

    Consumers to buy particular good and services they will be able to determine

    which products are needed in the market place, which are obsolete, and how best

    to present the goods to consumer.

    3) Definition of consumer behavior is "The study of individuals, groups, or

    organizations and the processes they use to select, secure, use, and dispose of

    products, services, experiences, or ideas to satisfy needs and the impacts that

    these processes have on the consumer and society." Although it is not necessary

    to memorize this definition, it bringsup some useful points:

    Behavior occurs either for the individual, or in the context of a group (e.g.,

    friends influence what kinds of clothes a person wears) or an organization

    (people on the job make decisions as to which products the firm should use).

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    Consumer behavior involves the use and disposal of products as well as the

    study of how they are purchased. Product use is often of great interest to

    the marketer, because this may influence how a product is best positioned

    or how we can encourage increased consumption. Since many

    environmental problems result from product disposal (e.g., motor oil being

    sent into sewage systems to save the recycling fee, or garbage piling up atlandfills) this is also an area of interest.

    Consumer behavior involves services and ideas as well as tangible products.

    The impact of consumer behavior on society is also of relevance. For

    example, aggressive marketing of high fat foods, or aggressive marketing of

    easy credit, may have serious repercussions for the national health and

    economy.

    Meaning

    Buying behaviour is all psychological, social and physical behaviour of

    potential Customer as they become aware of evaluate, purchase , consume , and

    tell other people about products and service. It includes the acts of individuals

    directly involved in obtaining and using economic goods and services including

    actual purchase is only a part of the decision process. In buyer behaviour we

    consider not only why, how , and what people buy but other factors such as where

    , how often and under what conditions the purchase made. An understanding of

    buyer behaviour is essential in marketing planning and programmes. In the final

    analysis buyer behaviour is one of the most important key to successful

    marketing.

    -16- Vivekanand College,Kolhapur

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    3.4. A Model of Consumer Behavior

    3.5. Factors influencing the Consumer Buying Behaviour

    3.5.1. Cultural

    1. Culture

    Culture is part of the external influences that impact the consumer.

    That is, culture represents influences that are imposed on the consumer by otherindividuals.

    The definition of culture offered in the text is "That complex whole

    which includes knowledge, belief, art, morals, custom, and any other capabilities

    and habits acquired by man person as a member of society. Cultural factors have

    a significant impact on customer behaviour. Culture is the most basic cause of a

    -17- Vivekanand College,Kolhapur

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    persons wants and behaviour. Growing up, children learn basic values, perception

    and wants from the family and other important groups. Marketing are always

    trying to spot cultural shifts which might point to new products that might be

    wanted by customers or to increased demand.

    2. Subculture

    Each culture contains sub-cultures groups of people with share

    values. Sub-cultures can include nationalities, religions, racial groups, or groups of

    people sharing the same geographical location. Sometimes a sub-culture will

    create a substantial and distinctive market segment of its own. For example, the

    youth culture or club culture has quite distinct values and buying

    characteristics from the much older gray generation

    3. Social class:

    Differences in social class can create customer groups. In fact, the

    official six social classes in the UK are widely used to profile and predict different

    customer behaviour. In the UKs socioeconomic classification scheme, social class

    is not just determined by income. It is measured as a combination of occupation,

    income, education, wealth and other variables:

    Class name Social Status Occupational Head of Household

    Percentage

    of

    Population

    A Upper middleHigher managerial, administrative or

    professional3

    B MiddleIntermediate managerial, administrative

    or professional14

    C1 Lower middle Superiors or clerical, junior managerial,administrative or professional

    27

    C2 Skilled working Skilled manual workers 25

    D WorkingSemi-skilled and un-skilled manual

    workers19

    E Those at lowest

    level of

    State pensioners or widows, casual or

    lower-grade workers

    12

    -18- Vivekanand College,Kolhapur

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    Subsistence

    3.5.2. Social

    Reference groups

    A group that serve as reference point and influence an individuals

    affective responses, cognition and behaviour. It influences a person thoughts and

    actions. Most people rely on several reference groups for information on various

    groups or relating to different decisions.

    Affinity marketing is focused on the desires of consumers that belong

    to reference groups. Marketers get the groups to approve the product and

    communicate that approval to its members. Credit Cards etc.!!

    The degree to which a reference group will affect a purchase decision

    depends on an individuals susceptibility to reference group influence and the

    strength of his/her involvement with the group.

    e.g. an individual going on honeymoon may consult one reference

    group and while shopping a loan for a car may consult another reference group.

    Knowing the reference and using those reference groups play a vital

    role in designing marketing strategies.

    Family

    As the fundamental social unit, the familys influence on consumer

    behaviour is most important. Family acts as a purchasing unit and may supplying

    needs of perhaps two or more generation.

    For example :

    In our families the parents not only look after the needs of their

    children but also of their grand children.

    One view about religion, polities is influences by the family.

    -19- Vivekanand College,Kolhapur

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    Ones attitude towards material possessions and thrift are shaped by the family..

    In addition the family socialises children to adopt particular form of purchasing

    behaviour in the purchases of products and services and acts a major influences

    group. In May cases the children imitate the elders.

    For examples:

    If you ask a young person why did you open your accounts in this

    bank, you may get answer my dad has it here.

    Roles and status

    Roles are the patterns of needs, goal, beliefs, attitudes, values and

    behaviour that are expected of an individual occupying a particular position in the

    society. Every individual has a specific role or position within each group to which

    and individual belongs. In a family individual may act as husband/father/wife/

    mother, son/brother or daughter/sister. And same individual may be in the role of

    sales person, supervisor, and on Sunday may assume a role of social worker or

    adult education instructor. Each role can affect how the individual behaves when

    purchasing the tools related to the role.

    Status is the positioning of an individual within a group, organisation

    or society. Generally individuals are ambitious and are desirous to achieve higher

    status within the given role. This desire affects their buying behaviour. Such

    individuals are interested in prestigious brands and service offering and willing to

    pay whatever prices are set. Higher the price, greater the status. Based on this

    perception the advertiser designs their ads which appeal directly to desire of

    status. For example an advertisement may claim that carrying a particular card is

    a sign of status.

    -20- Vivekanand College,Kolhapur

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    3.5.3. Personal

    Some of the personal factors that affect the consumer behaviour are

    age, stage in the family life style, personal economic circumstances, occupation,

    lifestyle, personality and self concept.

    Age and family life cycle stage :

    The kinds of services people buy change over the course of their

    lifetime. Individual progress through a series of stages relating to their family

    situation. These stages have a very important influence on the tastes and

    consumption patterns of the individual and the family unit.

    The family life cycle concept is based on age, marital status, number

    and age of children and work status each of which affects the consumers needs,

    wants and ability to buy.

    -21- Vivekanand College,Kolhapur

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    StagesFinancial

    situation

    Banking needs

    Young, single

    people Few financial burdens,

    recreation oriented

    Low cost checking ,auto

    loan, credit card

    Full nest : youngest

    child under six

    Home purchasing peak,

    liquid asset low, many

    working mother.

    Mortgage, credit cards

    revolving credit line, bill

    consolidation loan.

    Full nest : older

    couples with

    dependent children

    Good financial position,

    many working mothers.

    Home improvement loans

    equity credit line,

    certificates of deposits

    money market deposit

    accounts, other

    investment servicesEmpty nest: older

    couples no children at

    home one or both

    retired.

    Significantly reduced

    income

    Monthly income checks

    on CDs, estate planning,

    direct deposit of social

    security check.

    Occupation :

    Employment patterns also affect services. Several jobs require

    specialized equipment or clothing. In addition, people buy services that will give

    them greater status in the workplace.

    Economic Circumstance

    -22- Vivekanand College,Kolhapur

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    With income changes over time, an individuals ability to use financial

    serves also change. Although it is important to use income as a base for

    segmentation but net worth figures are benchmarks and do not presume credit

    worthiness.

    Personal economic factors such as income, saving , net worth and

    ability to borrow affect peoples power to buy.

    Personality and self concept

    Personality can be defined as the aggregation an individuals traits or

    characteristics that make him or her unique. Some people are outgoing; other are

    shy. Some are nonconformists; other is cautious and so on. Marketers look for

    specific personality traits in target market and sell into it.

    Self concept is closely related to personality; it refers to the way we

    see ourselves and think others see us. People select products, banks and other

    services that coincide with their self concept.

    -23- Vivekanand College,Kolhapur

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    Psychological

    Motivation

    Motivation is nothing but stimulate the personnel or individual to buy

    particular thing in terms of services or goods. Generally the tools motivation is

    used to creation of sprit in individual behaviour so that they enforced to

    purchase particular goods or services.

    Perception

    Our perception is an approximation of reality. Our brain attempts to

    make sense out of the stimuli to which we are exposed. This works well, for

    example, when we "see" a friend three hundred feet away at his or her correct

    height; however, our perception is sometimes "off"for example, certain shapes

    of ice cream containers look like they contain more than rectangular ones with the

    same volume.

    Learning

    Learning involves "a change in the content or organization of long

    term memory and/or behavior." The first part of the definition focuses on what we

    know (and can thus put to use) while the second focuses on concrete behavior.

    For example, many people will avoid foods that they consumed shortly before

    becoming ill. Learning is not all knowledge based. For example, we may

    experience the sales people in one store being nicer to us than those in the other.

    We thus may develop a preference for the one store over the other; however, if

    pressed, we may not be able to give a conscious explanation as to the reason for

    our preference.

    Much early work on learning was actually done on rats and other animals (and

    much of this research was unjustifiably cruel, but that is another matter).

    -24- Vivekanand College,Kolhapur

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    Beliefs and attitudes

    Consumer attitudes are a composite of a consumers (1) beliefs about, (2) feelings

    about, (3) and behavioral intentions toward some object--within the context of

    marketing, usually a brand or retail store. These components are viewed together

    since they are highly interdependent and together represent forces that influence

    how the consumer will react to the object. A consumer may hold both positive

    beliefs toward an object (e.g., coffee tastes good) as well as negative beliefs (e.g.,

    coffee is easily spilled and stains papers). In addition, some beliefs may be neutral

    (coffee is black), and some may be differ in valance depending on the person or

    the situation (e.g., coffee is hot and stimulates--good on a cold morning, but not

    good on a hot summer evening when one wants to sleep). Note also that the

    beliefs that consumers hold need not be accurate (e.g., that pork contains little

    fat), and some beliefs may, upon closer examination, be contradictory (e.g., that a

    historical figure was a good person but also owned slaves).

    -25- Vivekanand College,Kolhapur

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    6. Consumer Buying Process:

    -26- Vivekanand College,Kolhapur

    Awareness

    Evolution ofalternative

    Search and

    Comprehension

    Attitude Development

    Adoption and postpurchase behaviour

    Purchase

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    Consumer Buying Process:

    The consumer buying process is generally regarded as being similar in

    services to the purchase of other products and services. The consumer moves

    through number of stages leading Upto purchase. The stages in the model can be

    explained as under.

    Stage 1

    Awareness

    Before any services officering can be considered underlying

    motivations to be aroused or to surface as desire to solve a problem or state of

    tension. Concurrently there will also be number of inhibitors such as lack of time

    availability other alternatives which can cause postponement of decision or

    terminate the search process. At this stage there is a limited knowledge about the

    service.

    Stage 2

    Search and comprehension

    In this stage the buyer obtains more information to assess the benefits

    a service might offer. This could involve the evaluation of a number of alternatives

    which might meet the requirements of the consumer.

    Stage 3

    Attitude development

    The attitude development depends on the nature of stimuli receive in

    the previous stage. It also depends on whether the purchase is high involvement

    (expensive and risk laden) or low involvement (routine and not risky). Consulting

    other, verifying the information drawing on previous experiences will either

    reinforce and existing attitude or bring a change on the part of the buyer.

    -27- Vivekanand College,Kolhapur

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    Stage 4

    Evaluation of alternatives

    The prospective customer will make more detailed analysis and

    comparison between competing offerings, rank the alternative and will move to

    preferences. The ranking will be based on analysis and as set of choice criteria

    such as price, recommendation needs, convenience, convention etc during this

    stage. Only then will a consumer be in a position to match the benefits offered to

    their. If the match is suitable he or she will proceed to purchase convinced about

    the potential benefits.

    Stage 5

    Purchase

    The consumer will buy the service offering subject to time andfinancial constraints. The latter two factors could still precipitate a withdrawal

    from purchase at this late stage.

    Stage 6

    Adoption and post purchase behaviour

    If the experience of service consumed is satisfactory, the consumer

    will repurchase the service. It is possible that a consumer will have misgivings

    about the purchase as it did not meet expectations because alternatives to such a

    service appear more attractive in comparison. In such cases the feeling of concern

    held by the consumer is referred to as logniture dissonance.

    -28- Vivekanand College,Kolhapur

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    77%

    23%

    0%

    10%

    20%

    30%

    40%

    50%

    60%

    70%

    80%

    BSNL PRIVATE

    BSNL

    PRIVATE

    Shivaji University, Kolhapur

    CHAPTER IV

    Data Analysis & Interpretation.

    Table No. I

    TABLE SHOWING MARKET SEGAMENTATION OPTIONAL

    CHOICE WISE RESPONDENDS

    CHOICE OF

    SERVICE

    NO OF

    RESPONDENTS

    PERCENTAGE

    BSNL 54 77

    PRIVATE 16 23

    -29- Vivekanand College,Kolhapur

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    Interpretation:

    The above table and graph shows that majority respondents were

    considers BSNL service before buying other private services i.e. 77Percentage and

    only 23Percentage respondents were considers other telecommunication

    services.

    From the above analysis the researcher has find out that majority of the

    respondents were planned to take BSNL or other private services before deciding

    to buy BSNL because those respondents are dual mind.

    -30- Vivekanand College,Kolhapur

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    46%

    29%25%

    0%

    10%

    20%

    30%

    40%

    50%

    Family Business Personal

    Family

    Busines

    Personsal

    Shivaji University, Kolhapur

    Table No. II

    TABLE SHOWING CONSUMER ATTITUDE TOWARDS BSNL

    SERVICES OPINION ABOUT PURPOSE

    OF SERVICE

    PURPOSENO OF

    RESPONDENTSPERCENTAGE

    Family 32 46

    Business only 20 29

    Personal use 18 25

    Total 70 100

    -31- Vivekanand College,Kolhapur

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    Interpretation :

    The 46 percent of the consumer consume these services for family+

    business purpose. On the other hand 29 percent consumers are having these

    services for business purpose. And rest of them mean 25 percent consumers are

    using for personal purpose.

    -32- Vivekanand College,Kolhapur

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    Table No. III

    TABLE SHOWING RESPONDENTS OPINION ABOUT SERVICE OF

    BSNL

    ServiceNO OF

    RESPONDENTSPercentage

    Satisfied 42 60

    Dissatisfied 28 40

    -33- Vivekanand College,Kolhapur

    60%

    40%

    ssatisfied

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    Table no. IV

    TABLE SHOWING SEX WISE MARKET SEGAMENTATION

    BSNL PRIVATE

    GENDERNO OF

    RESPONDENTSPERCENTAGE

    NO OF

    RESPONDENTSPERCENTAGE

    MALE 47 67 17 24

    FEMALE 23 33 7 10

    -35- Vivekanand College,Kolhapur

    0

    10

    20

    30

    40

    50

    60

    70

    BSNL PRIVATE

    MALE

    FEMALE

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    Interpretation :

    The above table and graph shows that, male customer is 67Percentage

    and female customers are 33Percentage for BSNL services.

    On the other hand there are 24Percentage and 10 Percentage male and

    female customers for private telecommunication for respectively.

    -36- Vivekanand College,Kolhapur

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    64%

    29%

    7%

    100% Agreed

    50 % AgreedNot agreed

    Shivaji University, Kolhapur

    Table No. V

    RESPONDENTS OPINION ABOUT COMPETITIVE STRENGTH OF

    BSNL

    STRENGTH NO OF RESPONDENTS PERCENTAGE

    100Percentage agreed 45 64

    50 Percentage agreed 20 29

    Not agreed 5 7

    -37- Vivekanand College,Kolhapur

    COMPETITIVE STRENGTH OF BSNL

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    Interpretation

    The above table and graph shows that 64 percent respondents strongly

    agreed with competitive strength of BSNL 29 percent consumer agreed with BSNL

    competitive strength. And 7 percent respondents are disagreed for the same

    -38- Vivekanand College,Kolhapur

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    CHAPTER V

    OBSERVATIONS AND FINDING

    The finding and conclusions are based on the data collected and

    interpreted in earlier chapter.

    Observations And Findings

    1) Due to increasing cutthroat competition in the telecommunication services. The

    customer has plenty of option to take new services. Due to the company

    reputation and easy plan the customer are having taking services of BSNL than

    other private services.

    2) Basically respondents are using BSNL services for family and business purpose

    because BSNL is providing Sulabh Plan for just incoming and Yakin Nahi

    AAta plan for intercalling free facility.

    3) It is observed that the customers of BSNL are quite satisfied with the welcome

    schemes. But due to lack of sufficient knowledge about schemes the

    employees of BSNL are not give the highest quality services to the customers.

    4) Male customers always exploring for good coverage network. BSNL is proving

    this service properly. Ultimately male customers are intensifying for BSNL

    services than others

    5) From the above analysis the researcher has find out the majority of

    respondents agreed with competitive strength about BSNLS service purchased.

    -39- Vivekanand College,Kolhapur

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    CHAPTER VI

    CONCLUSIONS AND SUGGESTIONS

    Conclusion

    1) Since earlier days of Telecommunication services BSNL has been providing

    quality services hence, it creates good faith in the society or market. Thus it

    influences, existing customers and prospects positively.

    2) Due to competition in the telecommunication services all service provider cut

    the rate of call. So customers have plenty of option to take services hence

    customer has dual mentality in consuming service. But BSNL has been

    preferred because company reputation, easy plans and no other extra charges.

    3) BSNL provides its services after verification of documents but its time

    consuming.

    4) BSNL has its own advanced infrastructure. Hence they are not need to charge

    any hidden charges. E.g. clip facility, roaming charges etc like other private

    telecommunication services.

    5) The BSNL is the first service provider in the telecommunication service. Hence

    it becomes most experienced one in the telecommunication sector than other

    service provider.

    6) BSNL creates new innovation in telecommunication that is Video conferacing,

    up coming Cable TV, Fast Broad band service etc. these type of service not

    provided by the other service provider hence the competitive strength of

    BSNLs is greater than other service provider.

    7) The highest number of customers of the BSNL is Landline are either home use

    or Businessman.

    8) Majority of the customer are BSNLs old customers.

    9) T.V. advertisement, radio advertisement, newspaper and friends and relativesare the important sources of information about to the customers.

    10) No any other charges, striates schemes, low maintenance are the strong points

    of the BSNL.

    11) Majority of the customers of BSNL services are satisfied regarding welcome

    schemes provided by the BSNL.

    -40- Vivekanand College,Kolhapur

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    Suggestions

    Competitive advertisement strategy can be adopted by the BSNL.

    2. Frequently new sales promotion activities can be introduced by the BSNL to

    increase the awareness of customers.

    3. Customer can be properly motivated when he visits the CSC of BSNL for first

    time with intension for purchasing.

    4. BSNL can make more use of T.V. Newspaper and magazines for advertisement

    about the new plans and it is improvement.

    5. Process of giving connection is very lengthy that should be easy and

    clear.

    6. They can provide facility of on line registration by Internet.

    7. Still few employees are not known about the services and their uses.

    Give the proper training to them.

    8. They have to promote Plans and promotion campaign.

    9. Still BSNL is not appoints sales girls and sales person in the Customer

    service centers. Appointment of Sales girls and sales person shall be beneficial

    for BSNL collection of revenue.

    10. Researcher would like to suggest BSNL to promote information of

    behavioral training to maintain and retain good relation with their subscribers.11. Through BSNL is providing better services than private sector there is

    need to provide telecommunication service access to the needs and changing

    consumption pattern of subscribers.

    For example

    a) They can adopt the token payment policy for payment of the telephone and

    mobile bills.

    b) Online disconnections and reconnections of telephone are required.

    c) Working environment is improved.

    This will enable BSNL to create distinct position in the competitive market.

    -41- Vivekanand College,Kolhapur

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    Bibliography

    Telephone directory

    BSNL Marketing section

    Www. BSNL. co. in

    www.marketigngteacher.com

    www.learnmarketing.net

    Marketing management (Eleventh Edition) by Philip

    Kotler

    Marketing research and consumer buying behaviour by

    Gordon w. Paul

    http://www.marketigngteacher.com/http://www.marketigngteacher.com/

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