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LIVE THE CONDO LIFESTYLEIN AFFORDABLE LUXURY
BUILDING 2 LAUNCHAPRIL 19, 2014
CLG-CMP-1620 Cover.indd 1 2014-03-19 3:29 PM
Apr 4 - May 2, 2014 Volume 17 Issue 04
INSIDE THIS ISSUE
SAM AWARDS RECOGNIZE BEST IN BUILDING INDUSTRY
GO “GREEN” WITH YOUR SPRING CLEAN!
MIAMI STYLE SIZZLES NORTH OF THE BORDER
001-CCG_Cvr_04-04-14.indd 1 2014-03-27 1:41 PM
Building One is sold out, few units remain in Building Two and Building Three is selling fast. Make your move today and make your dream a reality at Champagne – Calgary’s only pre-cast concrete residences with exceptional designer finishings and premium riverside location.
790 - 1125 SQ. FT. ONE BEDROOMS FROM THE LOW $300S
1220 - 1695 SQ. FT. TWO BEDROOMS FROM THE LOW $500S
Presentation Gallery - 350 Quarry Park Blvd SE Mon. to Thur. - Noon to 8pm • Fri - Closed • Sat & Sun - Noon to 5pm
remingtoncorp.com • 403.930.6900
2012
CHBA - Calgary Region
How did engineering protect Quarry Park from the Flood of 2013? Visit our Presentation Gallery to learn more.
BUILDING FOUR NOW RELEASED
002-Remington-Champagne 12-13-13.indd 2 2014-03-27 3:07 PM
CL-CMP-1799 MULTI-AD CONDO GUIDE_7.5X10"_APRIL 4 ISSUE
*Prices subject to change without notice. Subject to availability.
Make your move with Cardel Lifestyles
302 Cranston Rd SE403.457.2670
2 BDRM CONDOS3 BDRM TOWNHOMES
AVAILABLE NOW!
IMMEDIATE POSSESSIONS
1+2 BDRM CONDOS IN PANORAMA HILLS
WON’T LAST LONG!
175 Panatella Hill NW403.241.8975
LAST CHANCE TO OWN!
(Pre-selling from Panorama West)
BUILDING 2 SALES LAUNCH MAY 3, 2014
2 BDRM CONDOS
$189,900+ GST
FROM ONLY
175 Panatella Hill NW 403.241.8975
2 BDRM CONDOS
$189,900+ GSTFROM
- 1+2 bedrooms available up to 1,038 sq ft- 9' ceilings, large windows, sweet views- 5 show models now open
302 Cranston Rd SE | 403.457.2670
BUILDING 2 SALES LAUNCH
SATURDAY,APRIL 19
NOON - 5 PM
CONDOS + TOWNS
Built for real life.CARDELCONDOS.COM
Make your move with Cardel Lifestyles CALGARY’S BEST CONDO + TOWNHOME VALUE
Visit cardelcondos.com for all our current and upcoming projects
Inspired contemporary living is about value and experience. Come home to a place that feels more like a house than a suite. With room to relax, Bridgeland Crossings offers ultra-tailored and extra-spacious bedrooms, living rooms, kitchens, baths and decks. Live large and be happy with your address. Bridgeland Crossings is built for life.
Presentation Centre824 1ST Avenue NE, CalgaryOpen Daily 12-6pm, Closed Fridays 403.269.2805
TWO BEDROOMS FROM AS LOW AS $399,900
The developer reserves the right to change the information contained herein without prior notice. Pricing, availability, dimensions, sizes, specifications, layouts, and materials are subject to change without notice. Monthly mortgage payments are calculated based on a purchase with a 25% deposit and a fixed mortgage rate of 2.5% over a 30-year amortization period. E.&O.E.
spacious balcony
USB & power outlets
walk-in closet
chrome accessories
gas cooktop
adult-sized fridge
nest thermostat
room torelax
oak finish laminate flooring
storage
USB & power outlets
pantry
BuiLT FOR LiFE
PLAN B2 Bedroom, 894 sq ft
From $399,900 or $1,221/month
35 HOMES SOLD IN THE LAST 5 MONTHS
waterfrontcalgary.com 403.536.8802 Prices, promotions, availability, specifications are subject to change without notice. E.&O.E.
CONDO LIVING CLIeNt: Anthem
PROJeCt: Waterfront
INseRtION DAte: FeBRUARY 2014
sIze: 8.25” x 10.75” (+ .25 bleeds)
CMYK
• 2 bed homes from the upper $600,000s
• 2 bed & den penthouses from $1,650,000
All homes include underground parking.
MORE DOWNTOWNEverything nearby.
MORE VIEWSIn every direction.
MORE OPTIONS 12 innovative floorplans.
SEE OUR SHOW SUITE Come down to our Presentation Centre at 216 Riverfront Ave SW.
INQUIRE ABOUT OUR MOVE-IN READY HOMES IN TOWERS I & II.
Don’t miss out on being a part of Waterfront, the
most established development on the riverside.
Outlook is proving to be just what Calgary wanted.
IT’S TIME FOR A CLOSER LOOK
35 HOMES SOLD IN THE LAST 5 MONTHS
waterfrontcalgary.com 403.536.8802 Prices, promotions, availability, specifications are subject to change without notice. E.&O.E.
CONDO LIVING CLIeNt: Anthem
PROJeCt: Waterfront
INseRtION DAte: FeBRUARY 2014
sIze: 8.25” x 10.75” (+ .25 bleeds)
CMYK
• 2 bed homes from the upper $600,000s
• 2 bed & den penthouses from $1,650,000
All homes include underground parking.
MORE DOWNTOWNEverything nearby.
MORE VIEWSIn every direction.
MORE OPTIONS 12 innovative floorplans.
SEE OUR SHOW SUITE Come down to our Presentation Centre at 216 Riverfront Ave SW.
INQUIRE ABOUT OUR MOVE-IN READY HOMES IN TOWERS I & II.
Don’t miss out on being a part of Waterfront, the
most established development on the riverside.
Outlook is proving to be just what Calgary wanted.
IT’S TIME FOR A CLOSER LOOK
35 HOMES SOLD IN THE LAST 5 MONTHS
waterfrontcalgary.com 403.536.8802 Prices, promotions, availability, specifications are subject to change without notice. E.&O.E.
CONDO LIVING CLIeNt: Anthem
PROJeCt: Waterfront
INseRtION DAte: FeBRUARY 2014
sIze: 8.25” x 10.75” (+ .25 bleeds)
CMYK
• 2 bed homes from the upper $600,000s
• 2 bed & den penthouses from $1,650,000
All homes include underground parking.
MORE DOWNTOWNEverything nearby.
MORE VIEWSIn every direction.
MORE OPTIONS 12 innovative floorplans.
SEE OUR SHOW SUITE Come down to our Presentation Centre at 216 Riverfront Ave SW.
INQUIRE ABOUT OUR MOVE-IN READY HOMES IN TOWERS I & II.
Don’t miss out on being a part of Waterfront, the
most established development on the riverside.
Outlook is proving to be just what Calgary wanted.
IT’S TIME FOR A CLOSER LOOK
05
INNER CITY
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07
table of contents
010 editor’s note
columnists
016 saving space Go Green with your spring clean by sylvia daoust
020 calgaryism Calgary ranks second for best places to live in 2014 by cody battershill
022 contemplating condominiums Noise: An uncommon condo complaint by linda palfi
032 Home sweet Home For Sale: An objective approach to an emotional decision by lydia Mcnutt
046 quick tips The seasonal switch up: Make way for spring by hellen buttigieg
Apr 4 – May 2, 2014
volume 17 issue 04
CArdel lifestyles
offers condos on the ridge in Cranston
11
ColuMns, news &
feAtures
048 tHe Homebuying process Things to consider before buying a new home by donna Moore
074 make your move Prepare for the unexpected by chuck resnick
condo features 011 cover story
Cardel Lifestyles offers condos on the Ridge in Cranston by heather ryan
018 condo profile Homes by Avi presents three stylish Street Towns projects by heather ryan
026 condo profile Buyers can live large in Assured’s new Courtyard Lofts by heather ryan
064 condo profile Villas at Watermark offer luxury, lifestyle and spectacular mountain views by heather ryan
Homebuyers’ Help 028 avi urban
Release of final six townhomes at The Block
030 Housing update No bubble to burst in Canada’s housing market
038 sam awards Best of 2013’s residential building industry recognized at annual awards ceremony
043 marketplace Fresh inspiration by sara duck
052 streetside Newest offering takes multi-family living to new heights!
054 money matters How to get out of debt by gail vaz-oxlade
058 designer advice South Beach style by yanic siMard
Vice-president, Wall2Wall media
Jacqueline Hilleditor-in-cHief / director of content
Susan Leggedirector of sales, national
Josh Heppnersenior sales manaGer, Western canada
Edwin Rizarriart director
Daiana Garayeditor
Lydia McNuttcontributinG editors
Sara Duck Wayne KarlElisa KrovblitdesiGn editor
Yanic Simard
media consultant
Natalie Houghton 587.226.1313like us on facebook:
search: calgarynewcondoGuide
production manager
Bala Gnanapandithan production co-ordinator
Greg Van SluytmanGraphic designer
Viosa Barileva
2891 Sunridge Way N.E.Calgary, AB T1Y 7K7copyriGHt 2014 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.
Wall2Wall Media is a trademark of YellowPages Group Co. in Canada.
adVertisinG ratesT 587.226.1313email [email protected]
circulation Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.
editorial Submissions from interestedparties will be considered. Please submit to [email protected]
The views and data expressed by columnists do not necessarily represent those of the publication.
Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
newcondoguide.com
Published By
18
26
64
062 tips & tricksPacking tips to make yourmove a little easier
070 mortgage insuranceCMHC and Genworth increasing mortgage insurance premiums
076 Homes by aviHomes by Avi Group of Companies wins Consumer Choice Award or fifth consecutive year
077 trendspottingRub-a-dub Dubby elisa krovblit
078 condo Hunter’scHecklist
079 Homebuyers’ HelpCondo Buyers’Resource Section
082 indeX
proJect location maps
015 Southeast Map 025 Inner City 053 Southwest Map061 Northwest Map067 Satellite Communities 073 Northeast Map
EDITOR’S NOTE
GO GREEN OR GO HOME
LYDIA MCNUTTEDITOR
Wall2Wall [email protected]
Follow me on Twitter atTwitter.com/LydiasTweets
SUSAN LEGGEEDITOR-IN-CHIEF
Wall2Wall [email protected]
Follow me on Twitter atTwitter.com/SusanLegge
Like us on FacebookSearch: Condo Guide
Springtime’s longer days and warmer weather mean home shoppers will be out in full force. Visiting sales offices and showsuites is not only inspirational, it gives you a sense of what the market has to offer and an opportunity to get the facts straight.
It’s important to be clear about what you want and expect in a new condo and in your builder before you start shopping. Remember, prices in the new-home market generally reflect differences in location, features and home styles. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. It could mean better-quality materials, finishings, features and service.
It is also important you understand what is included with the condo you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included and what your upgrade options are. Evaluate any promises that have been made, and find out if the builder is prepared to put them in writing.
Check the facts, check the figures, and say “yes” when you are sure about the builder and the condo. You should feel confident and comfortable about the choices you have made. Eliminate surprises and disappointments. Sit down with your sales rep, ask questions and discuss your Agreement of Purchase and Sale in detail with a lawyer before it’s finalized. You can make a wise buying decision that offers you peace of mind.
GET WHAT YOU WANT
Whether you’re doing it for environmental reasons or economic ones, there are many benefits to going Green and lucky for you, new condominiums enjoy an integrated eco-friendly factor.
Newly constructed homes and condos are the best opportunity to enjoy all the latest eco features built right in. If going Green is important to you, shop around and learn what each builder offers. Not only will you be doing your part to protect the environment, but the Green benefits also extend to your wallet in the form of lower operating costs, and higher resale value when you choose to sell the place one day.
Ever-evolving building codes, sustainable construction practices and eco-friendly materials allow you to reduce your carbon footprint without even lifting a finger.
Now, think about all the little things you can actively do, day to day, that make a big difference to the planet. Be passive – using less does more than you think! Replace incandescent bulbs with compact fluorescent ones to reduce energy consumption, or ask your builder to install low-flow shower heads and faucets in place of the standard fixtures. Once youmake that initial change, you won’t give it a second thought.
Green products and materials have become more accessible and affordable. Check for municipal, provincial and federal rebates to help ease any financial burden associated with taking the eco approach.
Going Green is not just a popular trend, it’s a lasting lifestyle.
10 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com
cover story
// By HeatHer ryan
Cardel lifestyles offers Condos
on the Ridge in Cranston
WitH stunning vieWs of tHe rockies and tHe BoW River Valley and being just steps away from Fish Creek Park, condo buyers are loving the opportunity to live on the ridge in Cranston.
Crafted by Cardel Lifestyles, Cranston Ridge is already earning high marks from buyers who adore the fabulous views, premier location and an affordable price starting at $189,900 plus GST.
Cranston Ridge consists of five, four-storey buildings with apartment-style condos and 15 townhomes nestled
next to two tot lots and estate ridge homes. Across the street, residents can access pathways that lead to the ridge and link to Fish Creek Park.
“For condo buyers it’s all about location, location, location,” says Cardel Lifestyles’ sales and marketing manager Brad Logel. “Cranston is a dynamic, well-established community with pathways, parks, schools, shops, services, coffee shops and restaurants. Cranston hits every check mark, and who doesn’t want to live in a finished community where everything is already there?
newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 11
“This location is 10 out of 10 and we’re really excited about being able to offer an affordable condo development in a location that provides awesome views and allows people to enjoy the natural beauty of the river valley,” he says.
The location is one of the key reasons why sales have taken off at Cranston Ridge. The response has been so strong that Cardel is gearing up to launch sales in the second building on April 19.
“Our sales are going very well in building one and we’re thrilled to be starting construction on it this spring, so the time is right to launch the second building,” Logel says.
Cranston Ridge offers buyers are great selection of plans including Cardel’s most popular
12 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 13
Condo buyers want convenient living, and Cranston ridge gives them that with close proximity to so many amenities
plan, a 897-sq.-ft., two-bedroom, two-bathroom suite, along with its 654-sq.-ft. anniversary two-bedroom, one-bathroom suite and some larger two-bedroom, two-bathroom corner suites ranging up to 1,038 sq. ft.
Cardel has also designed the suites in Cranston Ridge to feel brighter and bigger than ever before by adding nine-ft. ceilings, and eight-ft. wide sliding-glass doors with transom windows above and extra-large windows. A new feature on the exterior is Hardie Board siding, “which looks great, and means less maintenance and improved safety,” Logel says.
As well, buyers enjoy high-quality standard features including: patios, balconies, six appliances, a storage locker, and underground or surface parking. Buyers also love that they can personalize their suites with four fresh colour choices, and they have the opportunity to upgrade with many features such as hardwood floors and air conditioning.
Buyers will also benefit from Cardel Lifestyles’ “industry-leading low deficiencies,” exceptional customer service, high-quality construction and its amazing sound attenuation.
As an added bonus, residents can enjoy Cranston’s community centre – the 22,000-sq.-ft. Century Hall which includes banquet facilities and a gymnasium, as well as its seven-acre park featuring an outdoor hockey rink, splash park, tennis and basketball courts, and playground.
“Condo buyers want convenient living, and Cranston Ridge gives them that with close proximity to so many amenities,” Logel says, noting that existing amenities in Cranston are minutes away, and residents have easy access to the South Calgary Hospital, more amenities at nearby Seton, and Deerfoot and Stoney Trails.
The location will also offer future access to Deerfoot Trail off Cranston Gate, and a future small commercial site is just to the south, giving residents local conveniences.
To learn more about Cranston Ridge, visit the showsuites at Cardel’s Cranston Place, 302 Cranston Rd. S.E., which are open Monday to Thursday, 2 to 8 p.m.; and weekends and holidays, noon to 5 p.m. Call 403.457.2670 or visit cardelcondos.com.
12 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 13
14
SOUTHEAST
SOUTHEAST COMMUNITIES11 CHALETS IN COPPERFIELD
BY SABAL HOMES1797 Copperfield Blvd SE
12 EBONY BY JAYMAN MODUS211 Mahogany Way
13 MOSAIC CRANSTONBY BROOKFIELD HOMES206 Cranford Drive SE
14 BOULEVARD TOWNESBY BIRCHWOOD116 Quarry Park Way SE
15 EDISONBY AVI URBAN285 Walden Drive SEaviurban.com
16 AUBURN BAYBY STONECROFTCorner of Seton Blvd and Auburn Bay Link SE
17 MOSAIC MIRAGEBY BROOKFIELD HOMES347 MacKenzie Towne Gate
18 THE GATESBY REMINGTON DEVELOPMENT CORPORATIONPresentation Centre: 350 Quarry Park Blvd SE
19 CHAMPAGNEBY REMINGTON DEVELOPMENTCORPORATIONQuarry Park Blvd SEremingtoncorp.com
20 CRANSTON PLACEBY CARDEL LIFESTYLES302 Cranston Road SE
22 MAHOGANY STREET TOWNSBY HOMES BY AVI13 Marine Dr SE
23 SYMMETRY AND HARMONYBY STONECROFT121 Copperpond Common SE
01 CRANSTON RIDGEBY CARDEL LIFESTYLESCorner of Cranford Dr and Cranston Gate SERegister: www.cardellifestyles.com/cranston-ridge
02 COPPERFIELD PARKBY BRAD REMINGTON HOMES279 Copperpond Common S.E.
03 MUSKOKABY BROOKFIELD HOMES65 Auburn Meadows Way
04 MOSAIC LAKESIDEAUBURN BAYBY BROOKFIELD HOMES27 Auburn Bay Link SE
05 LEGACY STREET TOWNSBY HOMES BY AVIComing Soon to the corner of210 Ave. and Legacy Blvd.
06 ZENBY AVALON MASTER BUILDER82 Auburn Bay Link SE
08 MUSKOKABY BROOKFIELD HOMES27 Auburn Bay Link SE
09 BRISTOL TOWNHOMESBY BIRCHWOODNOW SELLING232 Quarry Park Blvd. SE
10 MCKENZIE TOWNE ELGINBY BROOKFIELD HOMES585 McKenzie Town Drive SE
13
NOSEHILLPARK
FISH CREEK PARK
CALGARYINTERNATIONAL
AIRPORTI
CROWCHILD TRAIL
JOHN LAURIE BLVD.
SHAG
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BOW BOTTOM TRAIL
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STONEY TRAIL
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SADDLETREE DR.
80 Ave
64 Ave64 Ave
32 Ave
17 Ave17 Ave
16 AVENUE16 AVENUE
68 S
TREE
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52 S
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36 S
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114 AVE SE
SETON BLVD.
84 S
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COPPERFIELD
CRANSTON
12 AVENUE
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16 02
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COPPERFIELD PARK IILOVE IT. LIVE IT. AFFORD IT.
www.copperfi eldpark.com403.723.0094
CONDOS* FROM THE $130’S +GST*Titled parking stall included.
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 15
Saving Space // by Sylvia daouSt
Sylvia Daoust, owner of Niche Small Space reDesign, is one of Calgary’s only professional organizers with expertise
in small spaces. She is renowned for simplifying homes and offices with mini
renovations, redesigned rooms and tricky organization projects. Join her blog,
nicheredesign.com/blog/ where smart solutions transform challenging
spaces every week! Follow Sylvia on Facebook.com/nichedesignsinc
and Twitter@SylviaDaoust.
Upcycling is all about taking discarded items and creating something useful from them. It’s an even Greener method of recycling. Get out your DIY kit and think of innovative ways to bring new life to your junk.
go “green”with your spring clean
Are you ready to clear some space and organize your home? It’s that time of year, and spring cleaning is definitely on everyone’s mind. Filling a vehicle with items you’re ready to part with is the easy part.
But finding a home for the excess can be difficult for an eco-conscious person. Turn your spring clean Green with these eco-organizing tips:
1| Reducing the volume of material entering your home means you’ll waste a lot less time sorting through paper piles and knick knacks collecting dust on your shelves.
2 | When you need to purchase storage products, be aware of what you choose to consume. Is it a recycled or biodegradable product? Do you need to buy all new products, or is it be possible to find what you need at a local thrift store?
3 | Think outside the box when searching for unused items in your home. Re-purposing will bring new life to old belongings. Reusing will save you money and reduce the volume of trash going to the landfill.
4 | When you are ready to say goodbye to unused stuff, resist the urge to throw everything in the garbage. You may be surprised at how much can be recycled. As they say, one man’s trash is another man’s treasure!
5 | Upcycling is all about taking discarded items and creating something useful from them. It’s an even Greener method of recycling. Get out your DIY kit and think of innovative ways to bring new life to your junk.
If you have unique items you want to donate but don’t know where to go, check with a local member of the Professional Organizers in Canada (organizersincanada.com) to provide you with a list of options. Your beautiful graduation dress donated to Cinderella Project (cinderellaproject.ca) may make a young girl’s dream of going to prom come true! A generous organization, such as Habitat for Humanity (habitatsouthernab.ca), will take lumber, doors and even plumbing supplies off your hands. The resources are endless, which makes the decision to recycle rather than toss in the trash a whole lot easier!
16 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
// By HeatHer ryan
Homes By avi presents three stylish Street Towns projects
condo buyers who desire a stylish, well-designed home that has everything they need at an affordable price point are thrilled to discover
three fabulous Street Towns projects.Homes by Avi is building a total of 72 Street Towns in
Mahogany, which have proven so popular the first phase is almost sold out with an additional 72 units being released later this year, plus 60 Street Towns in Sunset Ridge Cochrane and 55 in Legacy.
“The Street Towns are very popular because you have the flexibility of a single-family home with everything included such as a private yard and garage yet there are no condo fees,” says Karl Bursnell, sales manager for Homes by Avi. “They offer a complete package so we have quite a few young professionals looking to enter the real estate market and want a comfortable, inviting home to start their families. We also have those wanting to downsize, but still desire some extra space for entertaining their friends and family members, and a private yard.”
Street Towns wow buyers, as they come with so many incredible features that people desire such as a rear detached garage, full landscaping, a deck or patio, fenced yard, laminate flooring, low-E windows and energy-efficient appliances including the washer and dryer.
The large kitchens serve up plenty of delectable features including granite countertops, an abundance of cabinets, full-height tile backsplash and stainless steel appliances that include fridge, stove, built-in dishwasher and over-the-range microwave with hood fan.
As an added bonus, buyers can personalize their home by choosing from different colour packages, and they have the opportunity to select upgrades such as hardwood flooring.
Buyers can also choose between a three-bedroom design that features a master bedroom with walk-in closet and ensuite, two secondary bedrooms and a full bathroom, or a dual master design each with walk-in closets and ensuites.
“There are four new main floor plans in Legacy, which is a new product line that we are debuting, and we’re really excited to open on April 12,” says marketing
condo profile
18 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com 19
Homes By avi presents three stylish Street Towns projects
manager Laurel Lapointe. “Both Mahogany and Sunset Ridge have five main floor plans to choose from.”
The Legacy Street Towns range from 1,280 to 1,386 sq. ft., while the Mahogany and Sunset Ridge Street Towns range from 1,171 to 1,296 sq. ft. The homes all offer an affordable price point starting in the low to mid-$300,000s.
“These models offer a bright and open-concept main floor plan and come with a basement that is ready for development to increase your living space,” Lapointe says.
“With the Street Towns, we have redefined townhome living. We offer the benefit of having the entire package available to our buyers – the home, the yard and the garage – without the hassle of condo fees and having to answer to a condo board. You have the freedom to plant a garden if you wish in the privacy of your own backyard,” she says. “Our customers love that our Street Towns are turnkey – we take care of all the details in the home so you can move in and enjoy!”
for more information on the street towns by Homes by avi, visit the sales centres: sunset ridge, located at 12 sunrise view, cochrane; mahogany, located at 5 marine dr. s.e.; and legacy, which will be opening in april at 42 legacy Blvd. s.e. all the sales centres are open monday to thursday, 2 to 8 p.m.; and weekends and holidays, noon to 5 p.m. you can also learn more about the street towns by visiting homesbyavi.com.
These models offer a bright and open-concept main floor plan and come with a basement that is ready for development to increase your living space
18 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com 19
CALGARYISM // BY CODY BATTERSHILL
Cody Battershill is the founder of Calgaryism and a top producing realtor at
Re/Max House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real
estate goals and loves to show off the best Calgary has to offer! He can be reached at
403.370.4180, on Twitter @Calgaryismand Calgaryism.ca
CALGARY RANKS SECOND
Where are the best places to live in Canada? According to MoneySense, Calgary is at the
top of the list as the city has ranked second place for 2014, down from fi rst the previous year.You are probably wondering what place has managed to oust Calgary as the best. Well, see for yourself below – here are MoneySense Magazine’s Top 10 best places to live in Canada 2014:
01 ST. ALBERT, AB
02 CALGARY, AB
03 STRATHCONA COUNTY, AB
04 OTTAWA, ON
05 BURLINGTON, ON
06 BOUCHERVILLE, QC
07 OAKVILLE, ON
08 EDMONTON, AB
09 REGINA, SK
10 QUEBEC CITY, QC
HOW MONEYSENSE DOES IT…
So, how does MoneySense fi nd these rankings anyway? I mean, I love living in Calgary – was born and raised in this city as a matter of fact – and have always thought that it is the best place to live in Canada.
As a fully fl edged supporter of my hometown through my Facebook page, Calgaryism, surely there are people just like me in other Canadian cities, towns and villages who feel the same way about the place they live, that is for sure! � is is something that MoneySense Magazine completely understands; each to their own.
By no means can these rankings take into account the nearness of family and friends and other personal preferences, but what can be examined are statistics that lead to a reasonable presumption as to where the best places to live actually are.
MoneySense looks at 34 diff erent categories in the Best Places to Live 2014. Some include:
Another important method was comparing places with similar populations instead of weighing small towns against large cities for example, as there could be great diff erences in the categories listed above due to several factors. In other words, places were ranked against their peers – see the categories below…Small city – population below 100,000
Medium city – population between 100,000 and 400,000
Large city – population over 400,000
I am very grateful and proud call one of the best places to live in Canada "home" – the fi fth most livable city in the world four years in a row (Economist Livability Survey)! With our consistently strong economy, employment growth and high average income levels, there is no telling what is next for Calgary.
Weather
Commuting
Health Care
Crime
Culture
Demographics
Taxation
Wealth
Amenities
JOIN US…
We invite you to join us at Calgaryism on Facebook, Instagram and Twitter – engage in an active social media community, share your photos and opinions and learn about Calgary, Alberta and Canada as a whole today! We hope to see you there.
for Best Places to Live in 2014
20 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com
AUBURN BAYAUBURN BAY
21
SOUTHEAST
CONTEMPLATING CONDOMINIUMS // BY LINDA PALFI
Linda Palfi is a condominium-specialist realtor with Discover
Real Estate. She has overseen many condo projects as the
chair of her condo board, and is a member of the professional standards
committee at the Calgary Real Estate Board. Further articles and her Calgary Condo
Directory can be found online at CondosInCalgary.com. Call Linda
for more information at 403.998.7732
not a common condo complaintNOISE
Noisy neighbours are a factof life, but condominium ownership gives those who
love peace and quiet a few more ways to maintain their serenity.
First, of course, is regulation. Unlike a suburban subdivision, condo owners can, through their elected Board of Managers, tell the neighbours to tone it down. And empowered by provincial law, the Board has broad authority to punish party types with fi nes to drive the point home.
While anyone can call thepolice and ask for enforcement of civic bylaws, that is a notoriously diffi cult way to deal with a chronic noisemaker. But condo owners can impose fi nes for noise that “in the opinion of the Board” is a problem for the neighbours. In a condo corporation, the Board is like a miniature city council, with real authority to keep the peace.
Here’s an excerpt from the province’s standard condo bylaws: “An owner shall not make or permit noise in or about any (condo) unit or the common property which, in the opinion of the Board, is a nuisance or unreasonably interferes with the use and enjoyment of a unit or the common property by any other owner or occupant.”
Happily, modern condominium construction often heads off daily noise problems at the pass with better-quality construction than renters have in similar developments.
Many condo buildings today are concrete, with poured-in-place concrete fl oors covered with sound-absorbing material, and then either hardwood fl oors, or underlay and carpet. Even in wood-frame construction, fl oors are often I beam-style joist construction packed with insulation, overlayed with a wood subfl oor, then a thin layer of concrete poured over top, and fi nally the fi nishing fl oor material. Check into the construction before you buy!
Even so, some of us will want to live with – hopefully – quieter older neighbours. In that case, some condo projects have age restrictions registered on property titles, so no one under age 25, 40 or even 55 maylive in the building. Realtors can guide you to luxurious new projects with such restrictions, although some older and more established condominium developments are age restricted and are very aff ordable.
But watch out. With the Rolling Stones (and fans) today qualifying by age to live anywhere, you may occasionally be singing along with the neighbours, “I can’t get no…satisfaction.”
22
A Fresh Collection of
Glenmore Trail
Carburn Park
Quarry Park Blvd
Deerfoot Trail
18th Street
Bow River
24th Street
Market
SHOWHOMES
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 23
47 unique Parkhill
residence
s
cluste
red ar
ound a se
cure
,
privat
e courty
ard fe
aturin
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an o
utdoor fi
replac
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and in
timat
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areas
with
BBQ
facilit
ies.
24
INNER CITY
9 AVE S
26 AVE S
11 AVE S
12 AVE S
17 AVE S
26 AVE S
23 AVE S
TALISMAN SPORTS CENTRE
MILLENNIUMPARK
GREYHOUNDBUS TERMINAL
COLONELBELCHERHOSPITAL
CITYHALL
CONVENTIONCENTRE
PRINCE’S ISLAND PARK
ROTARYPARK
RILEYPARK
EAU CLAIREMARKET
MOUNT ROYALVILLAGE
CALGARY EXIBITION AND
STAMPEDE PARK
FORTCALGARY
MAC
LEO
D T
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OLY
MPI
C W
Y8 ST
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10 S
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5 ST
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2 ST
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1 ST
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5 ST
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CLI
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4 ST
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6 AVE S
5 AVE S
4 AVE S
4 AVE
5 AVE N6 AVE N 2 A
VE N
VICTORIA PARK /STAMPEDE STATION
ERLTON /STAMPEDE STATION
SUNNYSIDESTATION
01
04
14
07
11
02
10 BRIDGELAND CROSSINGS BY APEX CITY HOMES bridgelandcrossings.ca
13 FIRST BY FRAM + SLOKKER East Village Experience Centre 553 Riverfront Ave. SE
14 6TH & TENTH BY LAMB DEVELOPMENT CORP.
15 LUCIDA BY CHELSEA HOMES 3804 MacLeod Tr. S
16 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com
17 916 BY SABLE DEVELOPMENTS 916 Memorial Drive
18 EVOLUTION BY EMBASSY BOSA INC. East Village Experience Centre 553 Riverfront Ave. SE
19 VERVE BY FRAM + SLOKKER Sales Centre Now Open in East Village
20 LIDO BY BATTISTELLA Sales Centre 1120 Kensington Rd
21 EINSTEIN2 IN BRIDGELAND BY PROVIDENCE GROUP COMING SOON Register: einsteincalgary.com
22 ALEX BY ASSURED DEVELOPMENTS Presentation Centre: 2719 14th St. SW
23 MISSION 34 BY ASSURED DEVELOPMENTS 98 Mission Road SW mission34.ca
01 RIVERFRONT POINTE BY CARLISLE GROUP 101 Riverfront Avenue S.E.
02 MARK ON 10TH BY QUALEX 901 - 10th Ave S.W.
03 43 PARK BY VERICON REAL ESTATE VENTURES 43park.ca
04 WATERFRONT BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.
05 VEN BY BUCCI 835 5th Ave. NW Show Suite 306 10th St. NW vencondos.com
06 AVENUE BY GROSVENOR & CRESSEY 1035 5th Ave. SW
07 SMITH BY GROSVENOR Visit Sales Centre at 850-16th Ave. SW, 2nd Floor
08 DISTRICT BY BOULEVARD INVESTMENTS Sales Centre Now Open 305 18th Ave. SW
09 LiFFT BY VERICON REAL ESTATE VENTURES Coming soon to Renfrew-Bridgeland liveLiFFT.com
INNER CITY
3
16
21
08
20
05 17
06
10
19
GROSVENOR & CRESSEY1035 5th Ave. SW
1318
152322
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 25
// By HeatHer ryan
Buyers can live large in assured’s new Courtyard Lofts
discerning buyers are discovering they can live large at two distinctive urban projects that are
meeting a void in Calgary’s inner city marketplace.
Assured Communities, which has been creating boutique multi-family projects for more than 25 years, is presenting Courtyard Lofts at both Mission 34 and the newly launched ALEX Courtyard Lofts, that are leading a new trend and proving to be an overwhelming hit with buyers.
“Courtyard Lofts are a hybrid between apartment condos and townhomes or duplexes, because they offer well-appointed bi-level residences and semi-private outdoor living spaces combined with a main lobby entrance and secure
underground parking,” says Adrian Fabro, co-founder and executive vice-president of Assured. “They are a stepping stone for people who want the convenience and security of a condo lifestyle, but the more gracious feel of living on two levels with outdoor space to relax and entertain.
“They appeal to professional couples and singles who desire more space than their 700-sq.-ft. condo, but may not require or be willing to pay for larger townhomes or duplexes in the inner-city that start at 1,600 or 1,700 sq. ft. and price from the high six figures.
“Courtyard Lofts range from 900 to 1,100-plus sq. ft. priced below $500,000, so they offer an irresistible value for urban two-storey living,” Fabro says. “They’re definitely filling a gap. It’s an emerging product segment in today’s market and we’re clearly at the forefront.”
Assured’s Courtyard Lofts have been extremely well received by buyers. They have outsold the project as a whole at Mission 34, which encouraged Assured to continue the product line at ALEX Courtyard Lofts in South Calgary. ALEX’s buyer reaction has been even more impressive where, during the first week of sales in mid-March, 30 per cent of the 17 ALEX Courtyard Lofts were sold.
Condo profiLe
26 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com 27
“The response has been a surprise to us, but it makes sense,” Fabro says.ALEX Courtyard Lofts average 1,100 sq. ft. and are cleverly designed with
modern interiors that are made bright and airy due to the nine-ft. ceilings on both floors, extra-large windows, over-height doors and large terraces – allowing buyers to “live larger” than the size would suggest.
The well-appointed interiors feature high-end standards that include quartz countertops, engineered hardwood floors, natural gas fireplaces, and stainless steel appliances including a gas range. The kitchens also serve up islands with eating bars, full-height glass tile backsplashes, textured laminate cabinets and upgraded fixtures and lighting. Other great standard features include all window coverings, second-floor laundry with front-loading washer and dryer, and a gas line hookup for the barbecue on the terrace.
Both Mission 34 and ALEX Courtyard Lofts offer great locations in well-established communities that are close to shops, services and dining venues in Mission, Uptown 17 and trendy Marda Loop. Both projects have a wide range of amenities and local conveniences within walking distance, and Mission 34 is just a short walk to the 39th Avenue LRT. ALEX is in a Car2Go zone and because of the location and transportation options, ALEX purchasers can forego underground parking and receive dramatically reduced pricing.
Mission 34 is a joint venture between Assured and Calgary Urban Equities/CUE Creative Services located in Parkhill at 98 Mission Rd. S.W.
ALEX Courtyard Lofts is a collaboration between Assured and Jenkins Architecture located in South Calgary at 1611 28th Ave. S.W.
for more information on aLeX, visit the new sales centre at2719 14th street s.w., open Monday to thursday, 2 to 7 p.m.; weekends and holidays, noon to 5 p.m. Call 403.452.2787 or visit liveataLeX.com. Mission 34’s sales centre is at 98 Mission rd. s.w. and has the same hours of operation. Call 403.243.8399 or visit mission34.ca.
26 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com 27
In The news
AvI UrbAn hAs jUsT releAsed The fInAl sIx Townhomes at their boutique building, The Block, on 17th Avenue. With construction fully underway, the townhomes will be ready for spring 2014 move-ins and are now available for private tours.
Starting in the $590’s, townhomes at The Block range from 1,500 to 1,675 sq. ft. and offer incredible living space just steps away from 17th Avenue in Lower Mount Royal. These three-storey townhomes feature a double-car attached garage, open-concept main floor, and two master bedrooms. Homes are also zoned for live/work which lets homeowners make the home their own by creating a multi-purpose space.
“Avi Urban is proud of the relaunch of the live/work townhomes at The Block. It has been a long time getting to a point where we have felt ready to show our product to the public but thankfully that time is upon us,” shares Charron Ungar, president of Avi Urban. “The rarity of the opportunity to own live/work combined with the stellar location and architectural presence offered by The Block should mean that demand will be quite strong. I hope to see these spaces go to innovative, community-focused urbanites looking to live and work within their own distinctive neighbourhood.”
Located at 9A Street and 17th Avenue, The Block is a unique collection of townhomes and apartments in a boutique four-storey building. Homes at The Block also offer stylish interior finishes, including engineered hardwood floors, tile flooring and backsplash, stainless steel appliances, Echo wood cabinetry and brightly coloured front doors.In addition to the townhomes, the development also consists of 48 one- and two-bedroom apartments ranging from 650 1,000 sq. ft., which are now sold out.
With spring fast approaching, the first homeowners will begin to move into their new homes at The Block. Private tours of the townhomes can be booked by calling 403.536.7238 or by emailing [email protected]. More information can be found online at liveattheblock.com.
AvI UrbAn releAses final six townhomes at The Block
About Avi Urban: Avi Urban is a Calgary-based builder of quality multi-family homes. Recognizing a demand for innovative multi-family developments, Homes by Avi created Avi Urban in 2000. From the beginning their goal was to offer homeowners the ultimate in comfort and function, while building innovative, thoughtful developments that bring an urban aesthetic to a highly livable product. By redefining multi-family development, Avi Urban has earned its place as an innovative market leader. Avi Urban’s broad range of communities include a highly modern live/work development in the inner city, street-oriented row housing in exclusive neighbourhoods and large scale, multi-phase townhome developments.
“The rarity of the opportunity to own live/work combined with the stellar location and architectural presence offered by The Block should mean that demand will be quite strong”
28 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
Condos, townhomes & amazing things. aviurban.com
CALGARY
NWCALGARY
SECALGARY
SW
Possessions subject to availability. Prices subject to change without notice. E&OE.
1528 SQ. FT. THREE STOREY TOWNHOMES WITH TWO CAR ATTACHED GARAGES ON 17TH
AVENUE FROM THE $590’S
LIVEAT THEBLOCK.COM
MY BLOCK GIVES ME THE SPACE I NEED FOR A BUNCH OF STUFF I PROBABLY DON’T NEED.
SHOWINGS BY APPOINTMENT ONLY PHONE: 403 536 7238 EMAIL: [email protected]
6 TOWNHOMES JUST RELEASED MOVE IN SPRING 2014.
1,130 - 1,400 SQ. FT. TOWNHOMES WITH 2 CAR ATTACHED GARAGES
MOVE IN SUMMER 2014
$300’SFROM THE
1,130 - 1,400 SQ. FT. TOWNHOMES WITH 2 CAR ATTACHED GARAGES
QUICK MOVE-IN HOMESCOMING SOON
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QUICK MOVE-IN HOMES COMING SOON
29
in the news
Calgary’s resale market is approaching sellers’
conditions. Sales have not fallen on a year-over-year
basis since April 2011, and price growth accelerated
sharply last year
no bubble to burst in Canada’s housing market
Fears oF a housing bubble are
exaggerated, though Canadian home prices may be headed for a modest decline nationally and in some local markets, according to The Conference Board of Canada’s initial Housing Briefing: Bubble Fears Overblown.
“Mortgage costs, not just house prices, are the principal deciding factor for potential homebuyers,” says Robin Wiebe, senior economist, Centre for Municipal Studies. “Mortgage rates are expected to rise this year, but not dramatically, because the Canadian economy remains in a slow-growth mode.
“The housing market may be undergoing a correction in some regions and market segments, but it is more likely to be a soft landing than a bubble bursting.”
Fears of a housing bubble hinge on the ratio of house prices to apartment rents and house prices to incomes. The Conference Board’s view is that while these ratios are high, they are also misleading. Better indicators
of affordability are the ratio of mortgage payments to rents and mortgage payments to incomes, and neither presents much cause for alarm about a housing bubble.
In addition, Canadian employment continues to increase, albeit modestly, and the national population is growing. In general, housing starts are in line with demographic requirements, and markets do not appear to be overbuilt. Total housing starts in Canadian cities with at least 10,000 residents ended 2013 at just below 170,000 units. Although down from nearly 194,000 starts in 2012, this is in line with Canada’s 25-year average.
Furthermore, a low proportion of Canadian mortgages are in arrears. As a result, a market downturn in Canada would not be amplified by a wave of “distressed” home sales, as occurred in the United States in the 2000s.
Over the medium-term, a modest market correction, particularly in market segments in Ontario and Quebec as projected rising interest rates potentially crimp affordability, could produce a moderate decline in the national average housing price.
Calgary’s resale market is approaching sellers’ conditions. Sales have not fallen on a year-over-year basis since April 2011, and price growth accelerated sharply last year.
30 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
Visit theWebsite today
for up-to-date Pricing and Availability
Meet owners Bryan & Samanthamoving into VEN Summer 2015
Minutes from everything!
31
INNER CITY
Well, it’s settled. We’re selling the house. My husband and I love our area, but
we’re bursting at the seams. If only our house had a little more room
– well, maybe two or three more rooms! – we’d never leave.
If you’ve decided to make a move, your choice is likely the result of some other major milestone in your life. Maybe you’ve graduated from university and landed your dream job. Maybe you’re getting married and want to plant your roots. Perhaps, like my family, you’ve outgrown your current home.
home sweet home // by Lydia mcNutt
Lydia McNutt is an award-winning writer and editor of New Condo Guide.
Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media,
where real estate rules. Email [email protected],
and follow her on Twitter @LydiasTweets
For saLe: An objective approach to an emotional decision
So, here we are: the “For Sale” sign is up and our schedule now revolves around showings – the bane of my existence. Strangers size up our home, sit on our sofa, scrutinize the decor, and snoop through the closets and cabinets. I wonder how many of these “prospective purchasers” are serious buyers versus browsers? And, well, everyone who walks through the front door has got to be the one, right? Boy, this is already taking a toll, and it’s just the beginning!
Deciding to move is an emotional experience. The experts will tell you that you have to detach from the process. Think objectively. Leave your feelings at the door. But parting with something as personal as a home is easier said than done.
Apart from emotions, a real estate transaction involves money – lots of it. This is probably the biggest and most complicated purchase you’ll make in your lifetime, so hiring qualified professionals who have been there, done that is key to a solid, successful, and hopefully, stress-free experience. Don’t think of it as spending money, rather as saving you hassle and avoiding mistakes that could cost you a bundle in the long run.
mortgage broker The broker’s job is to find the best interest rate and terms. Aside from potentially saving you thousands in interest over the life of your mortgage, you don’t have to pay for this service. Sound too good to be true? Mortgage brokers are compensated by the lender who gets your business, so let them do the legwork while you reap the rewards.
reaL estate ageNt This is your guide, especially if you’ve never bought or sold a home. An agent can advise you on the best neighbourhoods and homes to meet your budget and lifestyle, and will negotiate on your behalf to get you the best deal on your buy. If you’re considering a DIY sale, how much time can you devote to marketing, showings and closing the deal? That alone is a full-time job, and you probably already have one of those.
reaL estate Lawyer Don’t skip this step in the interest of saving a few bucks – it’s a drop in the bucket, in the grand scheme of things. A home is an investment of hundreds of thousands of dollars, so do your due diligence.
home iNspector The money pit is a scary reality many homebuyers jump right into, and one that can be avoided. A home inspector will identify components in your potential home that are missing, broken, unsafe and not up to code. While you may be tempted to forgo this condition of purchase – especially if you find yourself in a multiple offer – do so at your own risk!
It can be difficult to think impartially about something as personal as a home, which can complicate things when it comes to pricing, staging and selling it. A professional, objective opinion certainly makes “detaching” a little easier.
Pick up the next issue of New Condo Guide for more on my continuing saga of selling and buying a home.
32 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
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newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 33
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35
INNER CITY
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QUiET, moDERn & ULTRA comFoRTABLE
sTAnDARD gRAniTE coUnTERTops & sTAinLEss sTEEL AppLiAncEs
inDooR HEATED pARKing (adjacent to some suites)
commAnDing LocATion WiTH sTUnning ViEWs
mAsTER pLAnnED URBAn ViLLAgE DEsign
THE nEW conDo cHoicE FoR THE inTELLigEnT pURcHAsER
FROM THE
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$180’s
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artist’s concept only
artist’s concept only
chba awards
canadian home builders’ association – calgary region (chba –
calgary region) is recognizing the best of the residential building industry in 2013 at the annual SAM Awards. Now in its 27th year, the SAM Awards celebrate innovation and excellence in Calgary and the surrounding area.
The winners will receive their awards at the SAM Awards Gala on Mar. 29, 2014 at the Telus Convention Centre. The top five entries in each category will be featured during the evening.
“Once again, the new-home industry in Calgary continues to amaze,” says Shane Wenzel, co-chair of the SAM committee for CHBA – Calgary Region. “No matter the economy, no matter whether builders are busy, the industry puts out their best year after year. It’s that winning combination of value and innovation, excitement and quality, that makes the SAM Awards so coveted. When you have such a competitive industry like we have here in Calgary, everyone puts out their best – and the homebuyers are the winners.”
A total of 776 entries were submitted by members competing for 57 awards in 10 different categories covering all aspects of the residential construction industry, from the sales professionals in the field to renovations, new neighbourhoods, marketing and advertising, and the new homes and condos themselves. The finalists are chosen through a thorough, detailed process that involves industry judges awarding points, which are then authenticated by an accounting firm.
“These prestigious awards are taken very seriously by us and those in the industry,” says SAM Awards co-chair Wendy Going. “That’s why the competition is so well respected in the industry, and why homebuyers look for the SAM birds from the builders who have soared high enough to capture the silver goose. The winners are truly the best of the best in the Calgary region.”
CHBA – Calgary Region presents the following SAM Awards categories (the number of awards in each category follows in brackets): Advertising & Marketing Awards (8), Developer Awards (4), Industry Achievement Awards (1), Multi-Family Awards (11), New Home Awards (14), Partner Awards (3),
Best of 2013’s Building industry recognized at annual sam awards
Renovator Awards (7), Sales Achievement Awards (2), Sales & Information Centre Awards (2), and the Grand SAM Awards (5).
Grand SAM Awards are presented to the builders, renovators and partners who have demonstrated a superior achievement in design, sales, advertising and/or service.
Here is a partial list of finalists. For a list of winners, pick up the next issue of New Condo Guide.
Congratulations, and best of luck!
about chba – calgary region
CHBA – Calgary Region is a not-for-profit organization with a membership of more than 640 companies representing all facets of new-home construction, from single- and multi-family builders, renovators and residential land developers, to trades, suppliers, and professional companies involved in home building. As many as 37,000 people work in the residential construction industry in the city. CHBA – Calgary Region’s vision: “We are the respected voice shaping the future of the home building industry.”
Overture by Jayman Modus
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(Finalists listed in alphabetical order per category)
• Soligo West Are you ready for Rubi Thursday?
best Print ad sponsored by stonetile (canada) ltd.
• Brookfield Residential Muskoka Auburn Bay • CUE Creative Services Ltd. DISTRICT – Condo Living Ad • Douglas Homes Ltd. Find Your Perfect Fit • Sabal Homes Multi-Family, a division of Sabal Homes LP Chalet No4 – You Complete Me • WestCreek Developments Ltd. Legacy – Calgary Herald “Wrap”
best website sponsored by Kon-strux developments inc.
• Jayman Group of Companies Jayman.com • Morrison Homes Morrison Website • Truman Homes Skymills • Watermark Development LP Watermark at Bearspaw Website
• WestCreek Developments Ltd. Legacy – Website
best brochure sponsored by Watermark development lP
• Albi Homes Ltd. Vistas Brochure • All Weather Windows Ltd. All Weather Windows Brochure • CUE Creative Services Ltd. DISTRICT – Project Sales Brochure • Homes by Avi Urban (2006) Inc. The Post - Brochure • Jayman Modus, a division of Jayman Group of Companies Ebony in Mahogany
best moving media sponsored by rockford developments inc.
• Genesis Builders Group Inc. Canals Landing Show Home Grand Opening • Lux Windows and Glass Ltd. Lux – Brand Television Commercial • Mattamy Homes Cityscape Sales Video • The Remodelers Ltd. Remodel It! TV Promo
• WestCreek Developments Ltd. Building Our Legacy
best audio media • Brad Remington Homes (2010) Ltd. I Love It, Mom – CFP II Fall Campaign • Morrison Homes Name Game • Shane Homes Ltd. Shane Homes and Kids Up Front • Truman Homes Christmas Bonanza – Skywest Condos • Truman Homes No Excuses
Janine coughlin marketing campaign of the year sponsored by Wall2Wall Media inc.
• Homes by Avi Urban (2006) Inc. Who is Avi Urban? • Hopewell Residential Management LP Mahogany Lakefront Grand Opening • Jayman Group of Companies Cochrane for Life, Jayman for a Lifetime
adVertising & marKeting awards best billboard (indoor/outdoor) sponsored by Prominent Homes ltd.
• Calbridge 2010 Ltd. Move In Date Guaranteed | Move-in-itus Billboard • Calbridge 2010 Ltd. Villas of Riverstone | Sales Trailer • Streetside Development Corporation The Edge – Pouring Money Away • Truman Homes Savoy • Truman Homes Westpoint Superboard
best direct mail Piece sponsored by stepper custom Homes inc.
• Albi Homes Ltd. Galleria Invite • Icon Stone & Tile Simpler & Better Stone Program • Jayman Group of Companies Cochrane for Life, Jayman for a Lifetime • Sabal Homes LP SabalSmart – Beauty + Brains
Victoria Cross Terrace Homes by Avi Urban
38 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 39
• Jayman Modus, a division of Jayman Group of Companies Overture in Currie Barracks • Stepper Custom Homes Inc. EV18 by Stepper Custom Homes
deVeloPer awards show home Parade of the year sponsored by sabal Homes lP
• Brookfield Residential Riverstone – The Portage Series, Cranston, Calgary • Heritage Pointe Properties Inc. Artesia Show Home Parade, Artesia, DeWinton • Hopewell Residential Management LP LakeFront Show Home Parade, Mahogany, Calgary • Hopewell Residential Management LP LakeSide Show Home Parade, Mahogany, Calgary
• WestCreek Developments Ltd. Legacy Semi-Detached Show Home Parade, Legacy, Calgary
community of the year – city of calgary sponsored by Homes by avi (calgary) inc.
• Brookfield Residential Auburn Bay, Calgary • Brookfield Residential Riverstone, Calgary • Genstar Development Company Walden, Calgary • Hopewell Residential Management LP Mahogany, Calgary • WestCreek Developments Ltd. Legacy, Calgary
new community of the year sponsored by shane Homes ltd.
• Heritage Pointe Properties Inc. Artesia, DeWinton • WestCreek Developments Ltd. Legacy, Calgary
community of the year – calgary region sponsored by shane Homes ltd.
• Heritage Pointe Properties Inc. Artesia, DeWinton • La Vita Land Inc. Fireside, Cochrane • Tamani Communities Riviera, Cochrane • Watermark Development LP Watermark at Bearspaw, Rocky View County
industry achieVement awardsbest innovation: idea/Product sponsored by Bfl canada insurance services inc.
• Brookfield Residential Augmented Reality • Brookfield Residential Micro-Generation Project • Sabal Homes Multi-Family, a division of Sabal Homes LP Chalet No5 Sales Experience • Stepper Custom Homes Inc. Stepper Custom Homes Touchscreens • Stepper Custom Homes Inc. The Stepper Experience
Panorama West by Cardel Lifestyles
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multi-Family community awards best multi-Family community sponsored by timber tech truss inc.
• Homes by Avi Urban (2006) Inc. The Enclave at Castle Keep, Calgary • Homes by Avi Urban (2006) Inc. Victoria Cross Terrace Homes, Currie Barracks, Calgary • Qualex-Landmark Western Inc. Calla by Qualex-Landmark, Beltline/Connaught, Calgary • Remington Development Corporation Champagne Building #1, Quarry Park, Calgary • Trico Homes Montreux Villas, Calgary
multi-Family design awardsbest new design apartment style condo up to 899 sq. ft. sponsored by all Weather Windows ltd.
• Cardel Lifestyles The Panorama, 175 Panatella Hill NW, Calgary • Homes by Avi Urban (2006) Inc. Sawyer – Two Bedroom B, 175 Silverado Blvd. SW, Calgary • M2i Development Corporation 1912Cross 1 Bed 1 Bath + Flex, 63 Inglewood Park SE, Calgary • Qualex-Landmark Western Inc. Mark on Tenth – E Plan, 1120 – 10th Avenue SW, Calgary • Truman Homes 51 Oak – Unit A, 11 Mahogany Row SE, Calgary
best new design apartment style condo 900 sq. ft. and over sponsored by Mattamy Homes
• Jager Group of Companies The Guardian Paramount Suite 01, 1122 – 3rd Street SE, Calgary
• Jayman Modus, a division of Jayman Group of Companies H Penthouse at Overture, 2953 Battleford Ave. SW, Calgary • Jayman Modus, a division of Jayman Group of Companies J Penthouse at Overture, 2953 Battleford Ave. SW, Calgary • Qualex-Landmark Western Inc. Mark on Tenth – K Plan, 1120 – 10th Avenue SW, Calgary • The Statesman Group of Companies Ltd. Champagne Chardonnay, 1005, 16 Varsity Estates Circle NW, Calgary
best new design Villa/duplex/townhome 1,200 sq. ft. and over sponsored by renfrew insurance ltd.
• Calbridge 2010 Ltd. The Sapphire, 2 Cranbrook Landing SE, Calgary • Calbridge 2010 Ltd. The Silverton, 4 Cranbrook Landing SE, Calgary • Homes by Avi Urban (2006) Inc. Edison – Auburn, 285 Walden Drive SE, Calgary • Landmark Homes (Calgary) Inc. The Hudsen, 648 – 26th Avenue NW, Calgary • Landmark Homes (Calgary) Inc. The Kelby, 732 – 26th Avenue NW, Calgary
best new design Villa/duplex/townhome up to 1,199 sq. ft. sponsored by all Weather Windows ltd.
• Genesis Builders Group Inc. The Roxbury, 58 Sage Meadows Terrace NW, Calgary • Homes by Avi Urban (2006) Inc. Edison – Scarlet, 285 Walden Drive SE, Calgary • Jayman Group of Companies - Jayman Modus The Esprit II, 211 Mahogany Way SE, Calgary • Sabal Homes Multi-Family, a division of Sabal Homes LP
Chalet No5 – A Plan, 105 Copperpond Villas SE, Calgary • Sabal Homes Multi-Family, a division of Sabal Homes LP Chalet No5 – B Plan, 656 Copperpond Blvd. SE, Calgary
multi-Family home awardsbest town home – up to $294,999 sponsored by customerinsight
• Truman Homes Evolve Townhomes, 5 Skyview Point Heath NE, Calgary • Streetside Developments Evanston Square, 2208 Evanston Square NW, Calgary
best town homes - $295,000-$349,999 sponsored by superior cabinets
• Cardel Lifestyles Highwood 3, 203 Cranberry Park SE, Calgary • Homes by Avi Urban (2006) Inc. Yorkshire E, The Enclave at Castle Keep, 438 Ascot Circle SW, Calgary • Jayman Modus, a division of Jayman Group of Companies Serendipity II in Mint, #129 - 130 New Brighton Way SE, Calgary • Streetside Developments Evanston Square, 103 Evanston Square NW, Calgary
best town homes - $350,000 and over sponsored by classic Kitchens & cabinets ltd.
• Birchwood Properties Corp. The Bellevue, 322 Quarry Park Blvd. SE, Calgary • Brookfield Residential Harvest Mosaic: Crimson, 105 Cranford Wk. SE, Calgary • Brookfield Residential Harvest Mosaic: Slate, 107 Cranford Wk. SE, Calgary • Genesis Builders Group The Brownstones @ Sage Meadows, 57 Sage Meadows Terrace NW, Calgary
• Jayman Group of Companies The Westwynd in RiverReach, 12 Riviera Way, Cochrane
best Villa / duplex – up to $349,999 sponsored by united drywall ltd.
• Beyond Homes Project b65, Private • Calbridge 2010 Ltd. The Willow, 1 Fireside Landing, Cochrane • Shane Homes Ltd. The Allee, 51 Legacy Gate SE, Calgary • Shane Homes Ltd. The Arbor II, 49 Legacy Gate SE, Calgary • Shane Homes Ltd. The Galea, 45 Legacy Gate SE, Calgary
best Villa / duplex - $350,000 and over sponsored by i-Xl Masonry supplies ltd.
• Albi Homes Ltd. Vistas of Tuscany Unit 2, 347 Tuscany Estates Rise NW, Calgary • Albi Homes Ltd. Vistas of Tuscany Unit 3, 347 Tuscany Estates Rise NW, Calgary • Brookfield Residential Sequoia, Cranston Side-by-Side, 101 Cranford Way SE, Calgary • Landmark Homes (Calgary) Inc. The Dawson, 2220 – 5th Street NW, Calgary • Landmark Homes (Calgary) Inc. The Hudsen, 648 – 26th Avenue NW, Calgary
best apartment-style condo sponsored by norr architects engineers Planners
• Cardel Lifestyles Fish Creek, #112 - 102 Cranberry Park SE, Calgary • Remington Development Corporation Champagne Suite #402, Private
40 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 41
• Remington Development Corporation Champagne Suite #403, Private • Remington Development Corporation Champagne Suite #405, Private • Truman Homes Skywest Building 2 – The Lamont, 3000 – 155 Skyview Ranch Way NE, Calgary
sales achieVement awardscommunity sales team of the year – single Family sponsored by landmark Homes (calgary) inc.
• Brookfield Residential Mary Mehri, Scott Kimmins, Elizabeth Graham – Auburn Bay • Cedarglen Homes Mike Dwyer – Auburn Bay • Jayman Group of Companies Grant Aberdeen, Mike Luciuk, Ana Lovric – Auburn Bay • Jayman Group of Companies Matthew Westman, Katie Schock – Auburn Bay • Mattamy Homes Karmela Novosel, Paula Roughton, Mark Verzyl – Cityscape • Mattamy Homes Trish Braun, Paula Roughton, Mark Verzyl – Windsong • Morrison Homes Ruth Dutton, Neil Dutton – Mahogany • Morrison Homes Paul Koski, Michele Cassady – Auburn Bay • Sabal Homes LP Peter Skolaude, Crystal Benner, Jesse Marshall, Stacy Johnson, Olja Uljarevic, Andrew Bogues - Mahogany • Sabal Homes LP Andrews Stevenson, Lauren Lahure, Monica Stevenson, Chantel Gogowich, Meagan Dolan - Copperf ield
Project sales team of the year – multi-Family sponsored by Brock White canada co.
• Brad Remington Homes (2010) Ltd. Bryan Logel, Barb Jessiman, Lynn Sherriff, Patricia DeLorme, Sandy Scarce – Copperf ield • Brookfield Residential Lori Noble-Milne, Jeanette Hunt, Kevin French – McKenzie Towne • Cardel Lifestyles Brad Logel, Darryl Solly, Ken Harvey – Panorama West
• Jayman Group of Companies – Jayman Modus Sandy Perron – Mint in New Brighton • Mattamy Homes Trish Braun, Paula Roughton, Mark Verzyl - Windsong • Remington Development Corporation Julie Seidel, Angie Herback, Sandra Wiebe – Quarry Park • The Statesman Group of Companies Ltd. Mike Sali, Brian Skinner – The Groves of Varsity • Streetside Development Corporation Karen Payne – Evanston Square • Streetside Development Corporation Kevin Baragon – Red Haus in Royal Oak • Truman Homes Tony Trutina, Chris Suraci – Skyview Ranch
sales & inFormation centre awardsbest sales & information centre - attached sponsored by Blanket Home Warranty ltd.
• Calbridge 2010 Ltd. 1 & 5 Fireside Landing, Cochrane
• Jayman Group of Companies 13 Riviera Crescent, Cochrane • Augusta Fine Homes, a division of NuVista Homes Ltd. 113 Silverado Crest Landing SW, Calgary • Stepper Custom Homes Inc. 2 & 6 Marquis Cove SE, Calgary • Stepper Custom Homes Inc. 111 & 115 Legacy Circle SE, Calgary
best sales & information centre - detached sponsored by Westridge cabinets (1993) ltd.
• Brookfield Residential 65 Auburn Meadows Way SE, Calgary • M2i Development Corporation 1640 – 17A Street SE, Calgary • Mattamy Homes 10520 Metis Trail NE, Calgary • Qualex-Landmark 1120 10 Ave SW, Calgary • Truman Homes 11 Mahogany Row SE, Calgary
Evanston Square by Streetside Developments
42 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
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LIFE HAPPENS ON THE INSIDE.
So you’re looking for a condo or townhome that fits your life. Take a moment to think about this. Modus offers more choice in Alberta than any other
multi family builder. The largest combination of interior options, amenities, models, building styles, communities, cities, price points and services. With
choices like this your new home is really only limited by your imagination.
SO BUILD YOUR HOME AROUND YOUR LIFE NOT THEOTHER WAY AROUND.
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WITH MODUS YOU GET:
■ ■ ■ a solid and thoughtfully designed product based on 30 plus years of industry experience.
■ ■ ■ the best in industry interest rates.
■ ■ ■ into your home easier by making an initial downpayment and then monthly installments up until move in date.
■ ■ ■ an improved quality of living with included amenities like gyms, courtyards, parks, party rooms and more.
■ ■ ■ a smooth transition with our complimentary moving van.
■ ■ ■ help selling your home for the best possible market value.
■ ■ ■ one year jayman service warranty.
■ ■ ■ to save money on legal fees.
...........................................................
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Currie Barracks Sales Centre2953 Battleford Avenue SW
from $470’s to
$1.5m+GST
• 870 sq ft – 2543 sq ft • Airy 10’ ceiling heights • Upscale premium finishes; quartz waterfall countertops, 5” hardwood
flooring, tile flooring, KitchenAid stainless steel high end appli-ances • AC • up to 512 sq ft decks on floors 1-3; up to 1347
sq ft decks on 4th floor • Underground heated garage
Upscale City Living at its Finest1-3+ bedroom condos
Signature Residences + Luxury Penthouses
featuring:• 1411–1466 sq ft boulevard townhomes • 1578–1638 sq ft extra wide ravine homes • Almost all homes have south •
Double master options • Open concept with 9’ ceiling • 2 1/2 bath • Flex space on lower level • Heated double garage •
Stainless steel appliance package • Washer & dryer
Be Charmed by a Community that has been Designed for the Ages
3 bedroom townhomes with double car garage
featuring:
from $350’s +GST
9 Nolan Hill Blvd NW
Move inMay 50%
SOLD OUT
PARKADE CONSTRUCTION HAS BEGUN
50% SOLD OUTBUILDING 1
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• 7 floor plans • 622 sq ft – 1040 sq ft • 9’ ceilings• Engineered laminate flooring • Ceramic tile flooring
• Granite countertops • Stainless steel appliances• Washer & dryer • State of the art fitness gym
• Underground heated parking
• 1170 sq ft – 1649 sq ft • 9’ ceilings on main floor• Single, tandem and double heated garage • Flex room on
select homes • Stainless steel appliances • 2.5 bath • 3 interior color palette choices
• Washer & dryer
T h e U l t i m a t e i n C h o i c e a l l w i t h i n a F o u r S e a s o n L a k e C o m m u n i t y
1 & 2 bedroom + den condos2 & 3 bedroom townhomes with garage
featuring:featuring:
from $200’s +GSTfrom $320’s +GST
211 Mahogany Way SE211 Mahogany Way SE
Move inSummer
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• Unobstructed mountain views • Up to 1213 sq ft • Quartz countertops • Laminate/ceramic tile flooring • Stainless steel appliances on select homes • Built-in tech centre • Heated
underground parking • Storage space • Fitness gym in building • Guest suites in alternate buildings
Last Chance! Only 8 remaining
Plain and Simple, Homes that Work.
1 & 2 bedroom condos
featuring:
from $218’s + GST
207 Sunset Drive, Cochrane
Sunset Blvd
Sunset Drive
Trans Canada to Calgary
Glenbow Rd.
Bow Valley Trail
Ranch House Rd
Town of
Cochrane
And Now For Something Different
2 & 3 bedroom townhomes with garage
65 Evansridge Court NW
Move inNow
• 1299 sq ft – 1726 sq ft • 9’ ceilings on main floor• Single, tandem and double heated garage • Flex room on
select homes • Stainless steel appliances • Laminate and ceramic tile flooring • Granite countertops • AC RI
• Washer & dryer
featuring:
from $330’s + GST
Pre-ConstructionPricing
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The name Modus stands for how we do things. In the past 30 years we have
learned that to improve the quality of our customers’ lives it’s important that we
build around their lifestyles and not the other way around. This is how we do
things. We are there for you through the entire process and have the experience
and connections that no other multi family builder has. This ensures the smoothest
transition possible during your homebuying experience.
It’s just what we do.
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Sales Centre Hours:Mon to Thu 2 - 8 pm
Sat/Sun 12 - 5 pm
jayman.com/modusjayman.com/modus
/jaymanmodus/jaymanmodus
Based on the J.D. Power and Associates 2013 Alberta Multi-Family New Home Builder Customer Satisfaction StudySM conducted in association with the Professional Home Builders Institute of Alberta. Study measures ANHWP builder members and participating builder members of PHBIA, which represent more than two-thirds of all new single-family homes built in Alberta. For more information, visit jdpower.com
Jayman Modus Calgary is a Builder of Excellence for providing “An Outstanding Home Ownership Experience” for Multi-Family Homes in Alberta.
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Turn your favourite spring outfi t into your next room inspiration.
We love this bright and bold ensemble from J.Crew and think the bold orange would
create a fun backdrop to a space in your home.
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fresh inspiration// BY SARA DUCK
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Wall Art. $35. VISIT BOUCLAIR.COM
Ombre Velvet Pillow.$188–$198.
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Beaded Crystal Lamp. $389. VISIT PIER1.CA
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Devonshire Centerset Lavatory Faucet. $171. VISIT KOHLER.CA
Emma Salad Plates & Snack Bowls. $7-$15 each. VISIT POTTERYBARN.COM
44
45
// by hellen buttigieg
Hellen Buttigieg is a certified professional organizer, life coach, TV
host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting
organized, visit WeOrganizeU.com and sign up for the free newsletter.
quick tips
Make some space for your spring and summer, and don’t give Jack Frost another thought
It’s time for the seasonal switch-up. Make some space for your spring and summer, and don’t give Jack Frost another thought.
Make rooM for spring. It’s that wonderful time of year again when we can put away the winter gear and lighten the load. Although there’s never enough storage, there are creative ways to better utilize existing spaces when storing out-of-season items.
Here are some ideas to consider: add another shelf above the existing one in all the closets, and purchase under-the-bed organizers. If your bed is not high enough, you can get a bed riser to lift it. Consider creating a document on your computer that serves as an index to outline where you’ve stored what. When winter arrives, you won’t have to rely on your memory to find what you need.
how long have you been putting off that ruMMage sale? Have you been saving items for years with the intention of selling them, but never seem to get around to it? Pull out your calendar today and book a definite date to have your sale this spring. Blocking the time now increases the likelihood of following through with it later.
Another option is to forgo the big sell-off entirely and donate these items instead. It takes several days to orchestrate a successful sale, so determine whether the money you’ll make is worth the time and energy it will take. After all, you can always get more money but you can never replace lost time.
JuMp-start your spring cleaning with baby steps. If you don’t know where to begin when it comes to spring-cleaning your home, start small. Pick just one room. Moving clockwise, remove anything that doesn’t belong in that room and place it in a “move elsewhere” box to deliver to the room it should live in. Pull out anything that doesn’t give you joy or value and place it in a “give away” box. Toss or recycle any papers and garbage that are left over. Designate this room as a “no-clutter zone” so you will always have a sanctuary to escape to, regardless of what your other rooms look like.
have you stored your winter coats yet? If you’ve been putting off the task of storing your winter coats because you don’t have an extra closet, there’s a solution. A sturdy, rolling garment rack makes an ideal spot to store winter coats during the summer.
Be sure to dry-clean all items before storing, even if they look clean. Body oils and not-yet-visible food stains attract moths – especially on wool coats. Cover the clothes with a clean, cotton bed sheet or use a zippered canvas wardrobe cover specifically designed for this purpose to keep your clothes dust-free. If you don’t have room for a garment rack, store seasonal items in large garment bags, suitcases or under-bed storage bins.
At first, you’re afraid to put away winter gear because it is hard to believe that
unrelenting, snow-filled season is coming to an end. But as spring slowly slides into place, and you’re finding spring jackets and raincoats being layered on hangers atop winter jackets. The hall closet is bursting at the seams trying to contain the collection of everything from mitts and snow boots to umbrellas and Wellies.
Make way for spring!
The seasonal switch-up:
46 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
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DIGITAL DEVICEanytime, anywhere!
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NEWCONDOGUIDE.COM
the homebuying process // by Donna moore
Donna Moore is executive officer of the Calgary
Region Home Builders’ Association. Call 403.235.1911 or visit crhba.com
Spring is finally here, and many new-home buyers will be enticed to get outdoors in the warmer
weather and check out the various sales centres and showsuites open in the Calgary region, with the thought of moving sometime this summer.
Home hunters will quickly discover that there is a fabulous selection of designs, styles, sizes and incredible features by Calgary and area builders that will tempt them to buy.
However, before getting wrapped up in all the excitement that having a new home brings, take the time to consider all the aspects surrounding what will be one of the most important investments of your life, so that you can make informed and confident decisions during the home-buying process.
If you’re serious about making a move this year – whether you’re a first-time or seasoned buyer, it’s
important to set a budget before you even begin looking at what’s out there. Find out from your financial institution how much of a mortgage loan you qualify for, and get pre-approval for a mortgage. This will help to narrow your choices when you start your search. Also, with today’s low interest rates, by going through the pre-approval process, you might be surprised at how much you can qualify for and the price range you can shop in.
But be realistic about how much you want to spend on your home, and make sure you have funds set aside for closing costs such as legal fees, transaction costs, moving expenses, and so on.
Further, make room for “extras” in your budget so that you’re able to add some upgrades and optional features, like hardwood flooring, granite countertops and that beautiful jetted bathtub which may not be included as the builder’s standard option. And don’t forget about the decorating and furnishing you’ll want to do.
Things to consider before buying a new
home
Home hunters will quickly discover that there is a fabulous selection of designs, styles, sizes and incredible features by Calgary and area builders that will tempt them to buy
Also, before you start visiting showsuites, consider making a list of what you absolutely need in a home and what you would like to have. For example, how many bedrooms and bathrooms do you need? Is a spare room something you can live without if the price is too high?
And what about location? Do you want to be close to a school, shops, work or transit? Since searching for a home can be time consuming, there is little point in looking in areas that don’t meet your needs or at homes that won’t work for you.
When you buy a new home, you also buy the builder’s expertise and reputation, so it’s best to do some research. Each builder is different and offers different standards, so find out what you’re getting for your money. Check out each builder’s sales packages to determine what the standard features are and what’s included in the purchase price.
Remember, many showsuites may feature upgrades to give you ideas for decorating your condo, so request a spec list so you know what is standard versus an upgrade. Note what brand-name products the builder installs and the manufacturers’ warranties that come with them.
Speaking of warranty, ask about the builder’s warranty and after-sales services.When it comes to narrowing your choices, compare value, not just price. Consider
the quality of construction, the products and systems, and think about those “intangibles” – the reputation of the builder, service and commitment to customers.
Knowing what you can afford, what you want and where you want to live, you’ll be more confident when you find “the one.”
48 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
PRESENTATION CENTRE: 1120 KENSINGTON ROAD NW | 403.290.1664
b a t t i s t e l l a . c a / l i d o
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In The news
On March 22, sTreeTsIde
Developments unveiled two new show homes in Hunter House, a unique development consisting of 92 homes with a mix of stacked bungalows and townhomes in the beautiful community of Silverado.
“We poured over all aspects of its design to come up with something we knew would instantly appeal to the market. An open floor plan that not only maximizes all available space but is also loaded with all the luxurious finishing and features that aren’t necessarily always available in condos,” says Ashley Carcasole, Streetside sales and marketing manager.
Hunter House will consist of 38 stacked bungalows and 54 row townhomes. The stacked bungalows present single-level living at its best and range in size from 1,400 to 1,670 sq. ft. and will start from the $480,000s. “The bungalows are
sTreeTsIde’s newest offering takes multi-family living to new heights! Hunter House opens sought-after stacked bungalow show homes
bigger than some two-storey homes, and the 10-ft. ceilings and tall windows further accentuate the spaciousness of the home,” says Carcasole.
The three-level row townhomes, range from 1,486 to over 1,500 sq. ft., with an option to add a 100-sq.-ft. den in the main floor. These homes start from the $300,000s and pre-selling has already begun.
Carcasole is confident they have a hit on their hands with Hunter House. “We’ve sold six of the bungalows without the benefit of advertising much less a show suite and we expect that with only 38 available, they won’t last long,” she says.
52 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
01 HUNTER HOUSE BY STREETSIDE DEVELOPMENT 1020 194th Ave S.W. www.hunterhouseliving.com
03 OVATION BY INTERGULF CIDEX #2105, 99 Spruce Place S.W.
04 THE LANDINGS BY STATESMAN 771 Patrick St. S.W.
05 OVERTURE BY JAYMAN MODUS Sales Centre Now Open in Currie Barracks
06 SAWYER SILVERADO BY AVI URBAN 175 Silverado Blvd S.W.
07 GLAS BY AVALON 2712 17th St. SW
08 ALEX BY ASSURED DEVELOPMENTS Presentation Centre: 2719 14th St. SW
09 MISSION 34 BY ASSURED DEVELOPMENTS 98 Mission Road SW mission34.ca
11 CURRIE BARRACKS BY CANADA LANDS COMPANY J5, 2953 Battleford Ave. S.W.
12 EIGHTY5NINE BY VERTICAL PROPERTIES 882 - 85 Street SW eighty5nine.com
16 EINSTEIN BY PROVIDENCE GROUP 1521-26th Ave. Discovery Centre Now Open 139-17th Ave. SE
SOUTHWEST COMMUNITIES
NOSEHILLPARK
16 AVENUEOLD BANFF COACH ROAD
16 AVENUE CENT
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ANDERSON ROAD
SOUTHLAND DRIVE
BOW BOTTOM
TRAIL
MacLEOD TRAIL
MARQUIS OF LORNE TRAIL
JAMES M
cKEVITT
ELBO
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BLAC
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SHAWNESSYBLVD.
SHERIFF KING ST. SW
194 AVE
GLENMORERESERVOIR
CROWCHILD TRAIL
JOHN LAURIE BLVD.
SHAG
ANNA
PI TR
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NOSE
HILL
DR.STO
NEY TRAIL
COUNTRY HILLS BLVD.COUNTRY HILLS BLVD.
ROCKY RIDGE BLVD.
DEER
FOOT T
RAIL
DEERFOOT TRAIL
64 Ave
37 S
TREE
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SARC
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RAIL
17 Ave
32 Ave
16 AVENUE
FISH CREEK PARK
CALGARYINTERNATIONAL
AIRPORT
03
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newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 53
money matters // By Gail Vaz-oxlade
Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever,
and she blogs daily at gailvazoxlade.com.Follow Gail on Twitter at
Twitter.com/GailVazOxlade
How to Get out of deBt
There are a lot of people walking around with the debt monkey on their backs. A lot of people.
And some of them can’t understand how they got roped into carrying the little beastie around with them. All of them wish they could shake the bugger off. So, why don’t they?
Answer seems easy enough, doesn’t it? Just pay off the debt.
But wait. To do that, one would have to admit to having debt and there are people who haven’t yet ‘fessed up to how much they owe. Some even pull out the wide eyes and Betty-Boop lips as they announce, “I don’t know how much I owe.”
Really? You don’t know how much you owe? You’re just lucky that you’re not in the room with me, ‘cos I’d give you a good smack!
I assume, because you’re reading this, you’re interested in getting the monkey off your back. To do that, you have to do exactly as I say…
1 start By GatHerinG every last statement you have for your debt. You’ll need your most recent statements to get a clear picture of what’s going on. If you’ve dumped them all, just wait ‘til your next statements arrive and collect them all in one place.
2 list all the debt you have including: » credit cards » lines of credit » loans (for your wedding,
furniture, whatever)» auto financing » student loans » buy-now-pay-later loans (even if they
haven’t come due yet)
» outstanding bills (utilities, phone bills, cell phone,)
» the tax man » spousal / child support in arrears » family loans » loans from friends » pay advance loans (from stores) » pay advances from your employer
3 identify wHat you used the money for since you want to be able to remember what you’re paying all that interest on. Hmmm, all those restaurant meals don’t look like such a good investment now, do they?
4 note your current balance from your last statement.
5 note the interest rate charged.
6 tHe worksHeet available on my website will calculate approximately what your payment will be if you decide to pay off your debt over one, two or three years and give you a monthly total.
7 do not plan to take longer than three years to pay off your debt. There’s a phenomenon called “debt fatigue” that sets in if you live with your debt for too long. Thirty-six months should be your maximum repayment time frame.
I assume, because you’re reading this, you’re interested in getting the monkey off your back. To do that, you have to do exactly as I say…
54 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 55
8. if re-payment looks impossible, here are some steps to take:
a. Get your interest rate down. With $5,000 on a credit card charging 25 per cent, it will cost you $521 a month to repay in one year. Get your interest down to 12 per cent using a consolidation loan and you’ll pay only $467 a month on that balance. Transfer your balance to your personal line of credit and pay just 6.5 per cent and it’ll only cost you $444 a month to pay off that $5,000 in one year. Better yet, transfer your balance to a credit card with an introductory interest rate of just 2.5 per cent and it’ll cost you $427 a month. There, you just saved $100 a month.b. Find a way to trim your budget so you can put more money towards your debt repayment. Use Gail’s Interactive Budget Worksheet to create a budget that will let you increase your debt repayment amount. Com’on now, you can trim another 10 per cent. You can do it! I know you can.c. Make more money. Yes, you may have to find a second job until you’ve made a dent in your debt. It’ll be worth it to get the monkey off your back, I promise.
Find a way to trim your budget so you can put more money towards your debt repayment. Use Gail’s Interactive Budget Worksheet to create a budget that will let you increase your debt repayment amount.
9 tHis is tHe Hardest part: Tell someone what your plan is. Better still tell two, five, 11 people. If you go public, the pressure will be on to stick with the plan.
10 for reinforcement, find (or borrow, but don’t buy!) a backpack and fill it with the stuff you have charged but have not yet paid for: CDs, books, those snappy shoes, that new cell phone. The idea is to make the backpack heavy. For the first week, and every time you’re feeling weak and want to go shopping, hoist that sucker onto your back and take it with you. Sound hokey? Carry that monkey around for a few weeks and you’ll see how motivated you are to get that debt off your back.
Congratulations! You’re making progress. I’m proud of you. Stick with it and before you know it, you’ll be debt free and light of step.
54 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 55
Visit the new real estate section on canpages.caand start looking for that special place.
Search yourfavorite neighbourhood
Find out about nearbyservices and amenities
View new construction projectsand register to get the latest info
We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.
IN THE MARKET FOR A
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Client: TD BANKDocket #: 112-LTDCOFU4101Project: SMO MORTGAGE MAGAZINE Ad #: M4101-1C
Bleed: 8.5” x 11.25” Trim: 7.5” x 10” Live: 6.5” x 9”File built at 100% 1” = 1”
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Colours: 4C Start Date: 2-10-2014 4:39 PMRevision Date: 2-18-2014 1:46 PMPrint Scale: 100%
Comments: Calgary New Home Guide, Calgary Resale Home Guide, Edmonton New Home Guide, Edmonton New Condo Guide, Ontario New Home Guide-GTA, Ontario New Home Guide-Eastern, Ontario Condo Guide-GTA, Ontario Resale Home and Condo, New Home Guide-SWO, Vancouver
Publication: **see comments**
1 Conditions apply. See us for details. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Visit a branch or tdcanadatrust.com/paymentvacation
Take time off from your mortgage payments.
A fl exible mortgage from TD lets you dedicate time to
making the world a better place. Just add a little extra to
your regular payments and you could have the option to
take a payment vacation for up to four months1. It’s just
one of TD’s fl exible mortgage features.
Dear Mortgage, I’m taking time off to give something back.
0004352_001_M4101_1C.indd 1 2/18/14 3:19 PM
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newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 57
dESiGnEr adVicE
THiS FriGid TEmPEraTUrE HaS mE daYdrEaminG about my trip last year to Th e James Royal Palm in Miami, Florida. Not only was it the perfect winter getaway, the trip was fi lled with tons of design inspiration which I just have to share. Th e hotel is designed by the hospitality mavens at Rottet Studio. Th e expansive property’s interiors carry the intimacy of a boutique hotel, achieved through the attention to detail, exquisite materials and a healthy collection of unique artwork. Despite off ering nearly 400 rooms, every one of them feels like a personal oasis.
Re-branded as part of Th e James hotel family in November 2012, the freshly renovated spaces drawfrom Art Deco roots and Miami culture to create a friendly, relaxing and breathtaking luxury getaway that could not be more “now.” Follow these inspirational tips to bring South Beach style to the Great White North.
01 White from the start White and cream create an airy atmosphere and won’t absorb heat, lending a cooler look and feel. Th is palette lets you emphasize elements like the view, framed by white sheers. Ceilings, walls, columns and window mullions are all white on white, making the bright blue sky the focal point.
02 Miami spice Too much white can be sterile, so spice it up with light-hearted Miami hues like bright teal, pastel pink and lime green. Th e James is brimming with stunning paintings, installations and oversized art – a lasting trend and great long-term investment. Even the fl at-screen TVs are framed like artwork, with mirror surrounds de-emphasizing the technology and opening the room up even further. Underfoot, fl oors mimic the azure vistas with rich blue carpets in swirling geometric patterns that let the outdoors reach in and surround you.
SOUTH BEACHSOUTH BEACHstyle // BY Yanic Simard
// PHOTOS cOUrTESY OF THE JamES rOYaL PaLm
58 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 59
03 A seat with a view Miami style is all about luxury and making a splash, and nothing says “luxe” like plush, oversized seating. Even a compact condo can boast this look through materials that command attention, making each piece of furniture an invitation to lounge. The James uses vibrant seat pads and pillows to add bursts of colour, while tropical leaf and paint-stroke motifs put all eyes on the plush sofas and chairs.
04 Wild inside When the outdoors are as beautiful as Miami’s beaches, you’ll want to bring that vibe indoors! Rattan chairs aren’t restricted to patios – try them for your breakfast table or sleeping quarters. Touches of cotton, linen and jute add rich texture, and of course no conversation about The James is complete without a mention of the beautiful woods. Modern wood walls make wide-open spaces feel more intimate, while dark-grained details in chairs, coffee tables and chests keep the palette earthy. Every space is alive with potted plant life. I was especially taken with the miniature cactus gardens in each suite. Cleverly, these terrariums are both visually appealing because of their exotic nature (especially to those of us from northern climates), and also very easy to take care of, so they last much longer than a cut bouquet.
05 Non-linear thinking The James uses unique details to give each space character and personality. Wiring for hanging pendants creates curling abstract forms rather than running straight up the wall. Tongue-in-cheek “CTRL” “ALT” “DEL” keyboard pillows spread on my bedroom banquet add visual interest and make light of the workplace I had left behind.
At the end of the day, you have to remember not to take your style too seriously, after all, Miami is about having fun – South Beach style!
Yanic Simard is the design editor of New Condo Guide and principal designer of TIDG. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.
1 Glass JuG Pendant. $795. Visit elte.com
2 stOCKHOlM CHair in walnut veneer. $149. visit ikea.ca
3 valBOrG CusHiOn COver in Blue and Green. $7. Visit ikea.ca
4 MOeBius taBle. $660. visit dwr.com
Product sourcing by Sara duck
1 2
3
4
58 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com newcondoguide.com | Volume 17 issue 04 | NEW CoNdo GuidE 59
Award Winning Condos in Vars i ty
From the 290s to 600s
780 Varsity Estates Dr NW Calgary, AB T3A 1W9Telephone: 403.286.8143 | www.grovesofvarsity.com
Awesome Location 5 minutes to U of C, 10 minutes to Downtown
Top Notch Concrete & Steel Construction
Private Penthouse Health Club
Walk-Up Dalhousie Station LRT Access
LIVE WORK SHOP PLAY
2011 25 Years
CHBA - Calgary Region
Celebrating
2012
CHBA - Calgary Region
60
NOSEHILLPARK
16 AVENUEOLD BANFF COACH ROAD
16 AVENUE CENT
RE S
TREE
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14 S
TREE
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85 S
TREE
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69 S
TREE
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BARL
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STR
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ME MOR IAL DR IV E
M
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TRAI
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ANDERSON ROAD
SOUTHLAND DRIVE
BOW BOTTOM
TRAIL
MacLEOD TRAIL
MARQUIS OF LORNE TRAIL
JAMES M
cKEVITT
ELBO
W D
RIVE
BLAC
KFO
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TRAI
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SHAWNESSYBLVD.
GLENMORERESERVOIR
CROWCHILD TRAIL
BEDDINGTON TRAIL NW
JOHN LAURIE BLVD.
SHAG
ANNA
PI TR
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STONEY TRAIL
COUNTRY HILLS BLVD.
DEER
FOOT T
RAIL
HARV
EST H
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BLVD
NE
DEERFOOT TRAIL
64 Ave
37 S
TREE
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SARC
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17 Ave
32 Ave
16 AVENUE
FISH CREEK PARK
CALGARYINTERNATIONAL
AIRPORT
14 STREET
STONEY TRAIL NW
85 ST. NW
ROCKY RIDG
E BLVD.
SYMO
NS VALEY RD.
PANORAM
A ROAD
STONEY TRAIL NW
144 AVE NW.
PANO
RAM
A RO
AD N
W.
CENT
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SYMONS VALLEY RD.COUNTRY HILLS BLVD.
NOSE
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DR.
08 VARSITY LANDING BY CARLISLE GROUP 3951-46 Avenue NW
10 SAGE PLACE BY CARDEL LIFESTYLES Now Open Show suite 175 Panatella Hill NW
13 SAGESTONE BY GREENVIEW DEVELOPMENTS livesagestone.com
14 UNIVERSITY CITY BY KNIGHTBRIDGE
15 THE GROVES OF VARSITY BY STATESMAN HOMES 5353 Crowchild Trail NW
16 COVENTRY STATION BY HUNTER RESIDENTIAL DEVELOPMENTS 13001 Coventry Hills Way www.coventrystation.ca
17 BROWNSTONES BY GENESIS BUILDERS GROUP 16 Sage Meadows Circle NW
18 SONOMA AT SAGE HILL BY VERTICAL PROPERTIES 881 Sage Valley Boulevard www.sonomasagehill.com
19 916 BY SABLE DEVELOPMENTS Sales Centre Now Open
20 THE POST (NOLAN HILL) BY AVI URBAN 64 Nolan Hill Gate www.aviurban.com/thepost
21 LIDO BY BATTISTELLA Sales Centre 1120 Kensington Rd
22 AVIRA BY JAYMAN MODUS Coming Soon
NORTHWEST COMMUNITIES
16
01
04
15
14
0219
21
05
08
1810
06
1703
01 PANORAMA WEST BY CARDEL LIFESTYLES 175 Panatella Hill NW
02 VEN BY BUCCI Coming Soon Show Suite 306 10th St. NW
03 VIRIDIAN BY TRICO HOMES Sales Centre Now Open 3503 Sage Hill Drive NW
04 SWAN LANDING BY SWAN GROUP 500 Rocky Vista Gardens N.W.
05 ENCORE AT KINCORA BY CARLISLE GROUP 37th Street and Kincora Glen Road N.W.
06 TRINITY BY JAYMAN MODUS 9 Nolan Hill Blvd. NW
07 SAGE HILL VILLAGE BY SLOKKER CANADA WEST INC. Sage Hill View NW
13 0720
22
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 61
WHO SAYS YOU CAN’T HAVE IT ALL?Viridian condominiums combine unmatched suburban living with innovative urban style. Get on it! The selection and pricing will never be better.
WHO SAYS YOU CAN’T HAVE IT ALL?Viridian condominiums combine unmatched suburban living with innovative urban style. Get on it! The selection and pricing will never be better.
V is for Viridian
Limited Time Introductory Pricing!From the low
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3503 Sage Hill Drive NW or visit us at viridiancondos.ca
* Plus GST. Rendering is artist’s concept only and may be subject to change. E.&.O.E.
DATE:14 Mar 2014
Produced by
1005 - 11 Ave SWCalgary, AB T2R 0G1Phone: 403.287.9300
Fax: 403.287.9915
F I L E N A M E S A R E F O R I N T E R N A L U S E O N L Y
File Name VIR-12293 Condo Guide v1.inddPublication Condo Guide Insertion Issue 4 April 2014 IssueClient Trico Homes Size 6.75” x 4.625”Fonts used Helvetica Neue LT, Rockwell, TimesPicture infoProducer GS Revision # Reference # Page #1 of fi le DO NOT ALTER THIS ARTWORK WITHOUT CONTACTING TRICO HOMES
VIR-12293 Condo Guide v1.indd 1 14-03-17 10:20 AM
62 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com
packing tipsto make your move a little easier
❏ Gather boxes in all sizes from friends, neighbours and stores.
❏ Collect cushioning material such as bubble wrap, foam pellets, furniture pads, old blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.
❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items in your home.
❏ Reinforce the bottom of boxes with extra tape for added strength.
❏ Label each box with the name of the room in your new home where it should be placed.
❏ List the contents of the box on the side of it.
❏ Label boxes containing fragile items with large red lettering.
❏ Place china in plastic bags and stack plates upright on their sides, not flat.
❏ Pack your TV, stereo and computer in their original boxes whenever possible.
❏ Keep boxes to 50 pounds or less.
❏ Pack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)
❏ Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline and ammunition.
❏ Pack a bag of personal items you’ll need during the move and keep it in an easy-to-find place when you pack.
tips & tricks
OLD WORLD TRADITIONS. MODERN LIVING. Set amid the rolling hills of Calgary’s northwest, Nolan Hill recalls British Isles character of days gone by – right down to the castle-ruin entry features. Yet with abundant park space and nearby shopping, schools and recreation, Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new.
Find your place in Calgary’s Northwest. Take Sarcee Trail 1 km north from Stoney Trail and follow the signs. Visit NOLANHILLSHOWHOMES.COM for builder information, lot maps and directions.
townhome collectionfrom the$300s
Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new.
HOMES BY AVI | MORRISON HOMES | SHANE HOMES
STERLING HOMES | TRICO HOMES | JAYMAN MODUS | AVI URBAN 63
// By HeatHer ryan
condo profile
Villas at Watermark offer luxury, lifestyle and spectacular mountain views
a fabulous villa project that combines luxury living with breathtaking mountain views and a tranquil maintenance-free lifestyle has become an overwhelming hit with buyers.
Nestled in Watermark at Bearspaw, the most award-winning community in Calgary last year, the Villas at Watermark consist of 101 bungalow-style walkouts crafted by Macdonald Development Corporation.
“We’re really excited about the response to the Villas,” says Ian Macdonald, director of sales and marketing. “We’re 90 per cent sold in our first phase and 85 per cent in the second phase, so the response from buyers has really been amazing and it’s why we’re now releasing our third phase.
“People love the Villas because they tell us they have everything they’ve been looking for; all the items on their check list are checked off,” Macdonald says. “They’re maintenance-free, so they provide that lock-and-leave-it lifestyle that allows them the freedom to travel. And, for people downsizing, or what we call ‘smart-sizing’ or ‘right-sizing,’ they’re the right fit for size and lifestyle, and they have all the luxury they desire. Plus, they have stunning panoramic views of the Rockies and the location is great because it’s so close to shopping and getting away to Banff or Canmore.”
Situated on a gradual slope on the eastern end of Watermark, the Villas at Watermark have been oriented to maximize the views and they all have large windows and two big patios, so the spectacular mountain views can be enjoyed from every home.
The Villas offer approximately 2,000 to 2,600 sq. ft. of developed living space on two levels featuring two or three bedrooms, 2.5 to 3.5 bathrooms and front attached double garages. There are four floor plans available – three with the master bedroom on the main and one with the master on the walkout level, creating an expansive main-floor entertainment space.
“People are really impressed with the level of finishings,” Macdonald adds. “The Villas offer a luxurious package so there is no need to upgrade, but we do have buyers who have upgraded to items such as Wolf and SubZero appliances and added a wet bar.”
The well-appointed interiors feature standard finishes such as quartz countertops, wide plank engineered hardwood flooring, 10-ft. ceilings, eight-ft. interior solid core doors, stainless steel appliances, built-in wine fridge and built-in TV in the kitchen, large flat-surface islands, in-floor heating in the ensuites, gas fireplaces and Hunter Douglas blinds.
The Villas blend contemporary and Prairie styling highlighted by features such as low-slung rooflines and an abundant use of wood and stone.
At the Villas, residents can also enjoy the use of a clubhouse for social gatherings and all of Watermark’s other amenities, such as the gorgeous network of cascading ponds and streams, 46-acres of parkland, five kilometres of paved trails and a central plaza.
Watermark is minutes from Glenbow Ranch Provincial Park, within walking distance to the Lynx Ridge Golf Course and a short drive from the Bearspaw Golf & Country Club. Situated off 12 Mile Coulee Road, residents can access a variety of shops, services, restaurants and the LRT at Crowfoot, and Stoney and Crowfoot Trails are nearby for ease of getting downtown and to the airport.
the Villas start in the mid-$700,000s
plus Gst. to learn more, visit the
four Villas showhomes, open
noon to 6 p.m. monday to thursday,
and noon to 5 p.m. on weekends.
call 403.474.5985, or visit online at
villasatwatermark.com.
NEW CONDO GUIDEClient: MacDonald DevelopmentProject: Villas at WatermarkDimensions: 7.5” x 10.5” (+.25” bleed)Insertion Date: April 4, 2014CMYK
Classic Mountain Views. Brand New Villas Lifestyle.
This is not an offering for sale. Such an offering can only be made with a disclosure statement. E.&O.E.
Now there’s a way to live a life without compromise and enjoy exceptional views of the Rockies every day. The Villas at Watermark have raised the bar for a modern lock-and-leave lifestyle, with spacious, walk-out floorplans, just 20 minutes from downtown.
Calgary’s fastest-selling Villa community. From the mid $700,000s.
PHASE 3 NOW SELLING 403.474.5985 VillasAtWatermark.com
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 65
@StreetsideYYC
condosinairdrie.com 403.980.2817
1817 10th Avenue SW Calgary, AB T3C 0K2 Telephone (403) 266-4094 Fax (403) 269-1140Docket: 37417 Due Date: Mar.21.14 Client: Streetside Description: The Edge - 75% soldSize: Full page bleed (7.5" x 10.5" trim) Insertion date: April issue Publication: New Condo Guide Colour: cmykAccount Ex: L.Wiebe Designer: M.Dangelmaier Production: T.Sarantis
WHAT YOU SEEIS WHAT YOU GET
Construction at The Edge in Airdrie is now complete, which means your new home is ready for you. Tour your home before you decide to move in – what you see is exactly what you get! Our condos start as low as the $220’s, so take the tour today at 604 East Lake Blvd NE.
Immediate Possessions.Over 75% Sold.
66 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com
SATELLITE COMMUNITY
AIRDRIE
STRATHMORE
COCHRANE
LANGDON
22X
22X
22
22
2
2
2A543
22X
1
1
1A
LETHBRIDGE
HIGH RIVER
BLACKDIAMOND
TURNERVALLEY
OKOTOKS
CHESTERMERECALGARY
546
797
09 11
15
20 SUNSET BY JAYMAN INNOVATIONS24 Sunset Rd.Cochrane, Alberta
AIRDRIE09 CREEKSIDE VILLAGE
BY CARLISLE GROUP8th & MacKenzie WayAirdrie, Alberta
10 STONEKEEP AT KING’S HEIGHTS TOWNHOMESBY MERGE DEVELOPMENTS1225 King’s Heights Way SE Airdrie, Alberta
11 THE EDGEBY STREETSIDE DEVELOPMENTS604 East Lake Blvd N.E.Airdrie, Alberta
12 RAVENSWOODTOWNHOMESBY SLOKKER CANADA WEST2802 Kings Heights Gate
13 BROOKSIDE AT BAYSPRINGSBY MERGE DEVELOPMENTSComing Soon to Yankee Valley Blvd. and 24th St. SWBrooksideAtBaysprings.com
15 CHESTERMERE TOWNHOMESBY SLOKKERCANADA WEST#300 Marina Drive, Chestemere
17 ZEN OKOTOKS BY AVALON MASTERBUILDERwww.zeninbalance.com
03 CONCEPTBY JAYMAN MODUS201 Sunset Drive,Cochrane, Alberta
04 SUNSET POINTEBY CALBRIDGE HOMES302 Sunset PointeCochrane, Alberta
05 STONE CREEK LANDINGBY CARLISLE GROUP103 - 5th Avenue, West, Cochrane, Alberta
COCHRANE01 RIVERSTONE AT
COCHRANEBY SLOKKER CANADA WEST INC. 240 Riverview Drive in Cochrane
02 HEARTLAND TOWNHOMESBY EXCEL HOMES1178 Clydesdale Way,Cochrane, Alberta
06
CALGARY’S SATELLITE COMMUNITIES
0507
0302
08
13 10 12
06 THE VILLAGEBY CALBRIDGE HOMES3102-15 Sunset SquareCochrane, Alberta
07 RIVERREACH VILLAS& MANORSBY JAYMAN MASTERBUILT13 Riviera WayCochrane, Alberta
08 THE RANGEBY BIRCHWOOD PROPERTIES CORP.101 Heartland AvenueCochrane, Alberta
01
17
04
20
Visit our show homes at 186 Clydesdale Way, Cochrane
Celebrate A Fresh Start With Excel
Brand New Townhomes From $1400/month
See map 02
excelhomes.ca
Paxton show home in Heartland Follow us
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 67
You can tell Landmark homes are the best built with your eyes closed.
Take a deep breath in a Landmark home and you’ll notice something different. We continually strive to use as many, low VOC (volatile organic compounds) materials as possible.
Now listen – the triple-paned, low-E, argon-filled windows and advanced construction techniques means peace and quiet.
And if you think that’s good, just wait until you open your eyes and see how beautiful it is.
You’ll find this kind of superior quality in Landmark duplexes, townhouses and homes in seven communities throughout Calgary and Cochrane. Starting from $310,000.
Discover all the other things that go into Alberta’s best built homes at Landmarkgroup.ca
it’s what’s inside
1817 10th Avenue SW Calgary, AB T3C 0K2 Telephone (403) 266-4094 Fax (403) 269-1140Docket: 37325 Due Date: Mar.21.14 Client: Landmark Group Description: Eyes ClosedSize: 6.75" x 4.625" Insertion date: Publication: Calgary New Condo Guide Colour: cmykAccount Ex: J.Fines Designer: L.Pérez Production: B.Pfleger
68 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com
SATELLITE COMMUNITY
In The news
CMhC To InCreasemortgage insurance premiums
international industry trends and makes the financial system more stable and resilient.
“The higher premiums reflect CMHC’s higher capital targets,” says Steven Mennill, CMHC’s vice-president, insurance operations. “CMHC’s capital holdings reduce Canadian taxpayers’ exposure to the housing market and contribute to the long-term stability of the financial system.”
For the average Canadian homebuyer requiring CMHC-insured financing, the higher premium will result in an increase of approximately $5 to their monthly mortgage payment, CMHC says. This is not expected to have a material impact on the housing market.
Effective May 1, CMHC mortgage insurance premiums will increase by approximately 15 per cent, on average, for all loan-to-value ranges.
CMHC reviews its premiums on an annual basis and, going forward, plans to announce decisions on premiums in the first quarter of each year. The homeowner premium increase follows changes CMHC made to its portfolio insurance product earlier this year.
As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country.
FollowIng The annual revIew
oF ITs InsuranCe produCTs and
CapITal requIreMenTs, Canada Mortgage and Housing Corp. (CMHC) will increase its mortgage loan insurance premiums effective May 1, 2014.
The increase applies to mortgage loan insurance premiums for owner-occupied, self-employed, and one- to four-unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC.
CMHC’s capital management framework is consistent with international practices and Canadian guidelines for mortgage insurers. Increased capital targets are consistent with Canadian and
95% Loan-to-VaLueLoan Amount $150,000 $250,000 $350,000 $450,000Current Premium $4,125 $6,875 $9,625 $12,375New Premium $4,725 $7,875 $11,025 $14,175Additional Premium $600 $1,000 $1,400 $1,800Increase to Monthly $3.00 $4.98 $6.99 $8.98Mortgage Payment
Based on a five-year term at 3.49 per cent and a 25-year amortization.
*Premiums in Manitoba, Ontario and Quebec are subject to provincial sales tax — the sales tax cannot be added to the loan amount.
85% Loan-to-VaLueLoan Amount $150,000 $250,000 $350,000 $450,000Current Premium $2,625 $4,375 $6,125 $7,875New Premium $2,700 $4,500 $6,300 $8,100Additional Premium $75 $125 $175 $225Increase to Monthly $0.37 $0.62 $0.87 $1.12Mortgage Payment
Based on a five-year term at 3.49 per cent and a 25-year amortization.
GenWoRtH CanaDa aLSo announCeS neW MoRtGaGe InSuRanCe PReMIuM RateS
Effective May 1, 2014, Genworth Canada will also increase its mortgage insurance premium rates by an average of 15 per cent.
“We believe this new pricing is prudent and more reflective of increased regulatory capital requirements,” says Brian Hurley, chairman and CEO of Genworth Canada. “These pricing actions are supportive of the long-term safety and stability of the Canadian housing market.”
The new premium rates for standard owner-occupied purchase applications submitted on or after May 1, 2014 are: Standard Standard Premium Premium Loan-to-Value Ratio (Current) (effective May 1, 2014)
Up to and including 65% 0.50% 0.60%Up to and including 75% 0.65% 0.75%Up to and including 80% 1.00% 1.25%Up to and including 85% 1.75% 1.80%Up to and including 90% 2.00% 2.40%Up to and including 95% 2.75% 3.15%
70 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
STONEY TRAILSTONEY TRAIL
OKOTOKS
MACLEOD TR.
MACLEOD TR.
DEER
FOO
T TR.
DEER
FOO
T TR.
2A
2A
22X
2
7
ZEN Okotoks CG 201403_4.indd 1 25/3/14 00:26:19
71
SATELLITE COMMUNITY
REDSTONE
PLAZA
NE
REDSTONE
ST
REDSTONE
DR
NE
METIS
TRAIL
NE
REDSTONE
GROVE
NE
128
AVE
NE
SALES CENTRE
1817 10th Avenue SW Calgary, AB T3C 0K2 Telephone (403) 266-4094 Fax (403) 269-1140Docket: 37416 Due Date: Mar.21.14 Client: Streetside Description: Kintalla-show suitesSize: Full page bleed (7.5" x 10.5" trim) Insertion date: April issue Publication: Condo Guide Colour: cmykAccount Ex: L.Wiebe Designer: M.Dangelmaier Production: B.Pfleger
Register at Kintalla.com
2012
CHBA - Calgary Region
Visit our sales centre at150 Redstone Grove NE or call 587.353.9201.
3-storey townhomes in north Calgary from the mid $290,000’s.
Kintalla Is Over 50% SoldIt’s time to start your story at Kintalla.Two new show suites now open.
72
NOSEHILLPARK
FISH CREEK PARK
CALGARYINTERNATIONAL
AIRPORTI
CROWCHILD TRAIL
JOHN LAURIE BLVD.
SHAG
ANNA
PI TR
AIL
DEER
FOOT T
RAIL
DEERFOOT TRAIL
BOW BOTTOM
TRAIL
CEN
TRE
STRE
ET
EDM
ON
TON
TRA
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14 S
TREE
T
MCKNIGHT BLVD.
MEMORIAL DRIVEMEMORIAL DRIVE
FALC
ONRID
GE
GLENMORE TRAIL
52 S
TREE
T
52 S
TREE
T
BARL
OW
TRA
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Mac
LEO
D TR
AIL
MacLEO
D TRAIL
ANDERSON ROAD
MARQUIS OF LORNE TRAIL
JAMES M
cKEVITT
SOUTHLAND DRIVE
ELBO
W D
RIVE
BLAC
KFO
OT
TRAI
L
SHAWNESSYBLVD.
GLENMORERESERVOIR
COUNTRY HILLS BLVD.
STONEY TRAIL
MET
IS T
RAIL
COUNTRY HILLS BLVD.
SADDLETREE DR.
80 Ave
64 Ave64 Ave
32 Ave
17 Ave17 Ave
16 AVENUE16 AVENUE
68 S
TREE
T
52 S
TREE
T
36 S
TREE
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114 AVE SE
84 S
TREE
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CHAPARRAL
NEW BRIGHTON
ABURN BAY
COPPERFIELD
CRANSTON
12 AVENUE
08
02 0104
13
03 09
07
1112
05
0610
NORTHEAST COMMUNITIES03 INDIGO SKY AT
SADDLERIDGE BY CARLISLE GROUP 68 Street NE & 80 Avenue NE
04 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com
05 COVENTRY STATION BY HUNTER RESIDENTIAL DEVELOPMENTS 13007 Coventry Hills Way NE www.coventrystation.ca
06 SAFFRON BY GENESIS BUILDER’S GROUP 6 Saddlelake Place NE
07 ARRIVE @ SKYVIEW RANCH BY PARTNERS DEVELOPMENT GROUP Skyview Ranch Rd & Skyview Ranch Dr
08 HIGHLAND PARK BY STONECROFT 4303 - 1st Street NE
09 THE GARDENS OF SADDLESTONE BY GENESIS BUILDERS GROUP 329 Saddlelake Dr. NE
10 INDIGO SKY AT TARA LAKE BY CARLISLE GROUP Sales Suite 68 Street & 80 Avenue NE
11 KINTALLA BY STREETSIDE DEVELOPEMENTS 150 Redstone Grove NE www.kintalla.com
12 ARRIVE @ REDSTONE BY PARTNERS DEVELOPEMENT GROUP Coming Soon
13 EINSTEIN2 IN BRIDGELAND BY PROVIDENCE GROUP Coming Soon Register: einsteincalgary.com
01 BRIDGELAND CROSSINGS BY APEX CITY HOMES Coming Soon bridgelandcrossings.com
02 43 PARK BY VERICON REAL ESTATE VENTURES 43park.ca
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 73
make your move
Moving your worldly possessions involves a lot of organization, and if
there’s one thing professional movers understand, it’s to expect the unexpected. In fact, that’s a major reason why many people choose to hand over the task of moving to companies that do this every day. Some do-it-yourself moves go well; others end up unnecessarily stressful because those completing the work don’t anticipate potential glitches. Checklists are great, but every
single move is different – and nothing beats experience for transferring household and other goods quickly, safely and efficiently.
For example, if you move in the winter and it’s a snowy, slushy day, how do you protect the floors from water/salt damage at both ends? What about getting large items around hard-to-manoeuvre corners without marking walls? What if someone gets hurt? Do you know how to pack delicate items such as lamp shades and glassware to eliminate shifting and potential breakage during a long haul? What if the truck breaks down or gets into an accident halfway to your new home?
Professional movers have resources to draw upon to anticipate and handle any number of unexpected happenings. Training is a great preventative measure – when you shop for a mover, find out if and how the drivers and moving people are trained. Ask whether they have a “Plan B” in case of vehicle problems, and what you can do to be as prepared as possible when the packing/moving begins.
As tempting as a DIY move may be, think through the consequences. Are you prepared to deal with the possibility of friends or family members not showing up on moving day due to illness or hurting themselves trying to move heavy items? Do you have a back-up plan for extra items in case you misjudge the size of moving vehicle you need? What about plants? Hazardous liquids?
Of course, there are specialty items that require an unusual level of care – pianos, pool tables, grandfather clocks, artwork, antiques and the like. The money you think you’ll save by not hiring a professional mover may end up being spent on repairs if these large and valuable pieces are not handled correctly. Worse yet, irreplaceable items may be lost forever.
And have you thought through unpacking at the other end? On your first night there, you will need bedding, toiletries, towels and some kitchen items. Do you have a plan that includes being able to find those things easily and quickly?
All of these considerations and more are covered in the training that Two Men and a Truck franchisees take part in at what we call Stick Men University in honour of the company logo. Among the many things they learn is how to manoeuvre, wrap, pack and load items from big-screen televisions to china cabinets filled with breakables.
If you do decide to move yourself, on the Two Men and a Truck website we provide moving tips, a moving checklist and even special things to consider for extremely large items. Give some thought to what might happen along the way and make contingency plans. And be realistic – hiring a professional mover can offer tremendous peace of mind and is money well spent.
// by ChuCk resniCk
Chuck Resnick is vice-president of marketing and operations, Two Men and a
Truck Canada. twomenandatruck.ca
How to prepare for the unexpeCted
when moving
74 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
ARRIVE RELAXEDWith homes starting in the $290s, Arrive at Redstone is at the forefront
of a sustainable townhome revolution. Our multi-family units feature
spacious floor plans with 2 to 4 bedrooms, 2.5 baths, an essential
single vehicle garage, and exclusive green spaces. Arrive home.
BUILT BY CERTIFIED BY
Call 403 264 8963 now to
book an appointment for
a private viewing. Our new
Redstone showhomes open
to the public April 26th!
Register online to
receive current incentives
and updates!
ARRIVEHOME.CA
75
In The news
The 2014 Consumer ChoICe AwArd winners have been announced, with Homes by Avi taking the title in the home builder category for the fifth straight year. The awards ceremony was recently held at Calgary’s BMO Centre Stampede Park.
“Our customers are at the heart of everything we do,” says Alice Mateyko, president of Homes by Avi – Alberta’s single-family division. “So, to have our efforts recognized by our customers is truly an honour.”
Each year, Consumer Choice Award conducts independent market research to determine the best service providers in a range of categories. The purpose is to recognize excellence among small to medium businesses in specific market areas. The award presented to Homes by Avi encompasses both its single-family division and Avi Urban, its multi-family division.
homes by AvI Group of CompAnIes wins Consumer Choice Award or fifth consecutive year
TIps & TrICks
ChAnGInG your
Address?Plan ahead to make
your move as smooth as possible, and
avoid getting lost in the shuffle!
❏ Accountant
❏ Alumni association
❏ Attorney
❏ Banks
❏ Lending institutions
❏ Insurance companies
❏ Investment companies
❏ Canada Revenue Agency
❏ Stockbroker
❏ Credit card company
❏ Employer
❏ Family doctor
❏ Dentist
❏ Veterinarian
❏ Frequent flyer program
❏ Magazine / newspaper subscriptions
❏ Catalogs
❏ Place of worship
❏ Update your driver’s license
As soon As possIble… Notify family and friends, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards available at your local post office. The following checklist will serve as a convenient reminder:
76 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
TRENDSPOTTING
dubRUB-A-DUB
// BY ELISA KROVBLIT
THE BATHTUB HAS ALWAYS BEEN A WORKHORSE WITH AN
embattled identity. For “shower people,” the tub is really a non-issue, it's there to catch water. For “bath people,” it's all about depth and comfort. But for designers, it's a focal point – and tub design has really taken its place at the top of chic bathroom trends. Whether you're a bath or a shower person, you can't deny the aesthetic.
While the Victorians were onto something with their elegant ball-and-claw style foot, deep soaking basin and gently curling lip, stand-alone options today have evolved to fit your bathroom's style.tip: These stand-alone tubs allow for the drain and
hardware to be on the end or in the middle – a great style
option. Fabulous hardware completes the look.
CONTEMPORARY AND SOPHISTICATED, THE COORDINATING TRIM ADDS TO THE STRONG MODERN DESIGN LINES.
Révo freestanding bath, brilliant ash base. $4,533. Visit kohler.ca
THE ROUND SHAPE AND CURLED LIP OF THE VICTORIAN ERA HAVE BEEN REFINED
WITH MODERN ELEGANCE. St. George – DXV by American Standard.
$5,250. Visit dxv.com
SMALL BATHROOM? NO PROBLEM. Stand-alone tubs are available in a variety of sizes to suit your space.
ELEGANT LINES AND SUBTLE CURVES, IT'S THE PERFECT CROSS BETWEEN ROMAN BATH AND MODERN SOAK.
Roman F. $4,935. Visit maax.com
newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 77
Condo hunter’s CheCklist When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where!
condo #1 condo #2 condo #3 condo #4
Project & address:
Salesperson:
Phone:
Developer/builder:
Type:
2-storey detached highrise conversion bungalow townhome
Sq. Footage:
# of bedrooms:
# of bathrooms:
Interior appliances:
Options:
Parking facilities:
Special incentives:
Price:
Down payment:
Condo fees:
Financing available:
Other comments:
Project & address:
Salesperson:
Phone:
Developer/builder:
Type:
2-storey detached highrise conversion bungalow townhome
Sq. Footage:
# of bedrooms:
# of bathrooms:
Interior appliances:
Options:
Parking facilities:
Special incentives:
Price:
Down payment:
Condo fees:
Financing available:
Other comments:
Project & address:
Salesperson:
Phone:
Developer/builder:
Type:
2-storey detached highrise conversion bungalow townhome
Sq. Footage:
# of bedrooms:
# of bathrooms:
Interior appliances:
Options:
Parking facilities:
Special incentives:
Price:
Down payment:
Condo fees:
Financing available:
Other comments:
Project & address:
Salesperson:
Phone:
Developer/builder:
Type:
2-storey detached highrise conversion bungalow townhome
Sq. Footage:
# of bedrooms:
# of bathrooms:
Interior appliances:
Options:
Parking facilities:
Special incentives:
Price:
Down payment:
Condo fees:
Financing available:
Other comments:
homebuyers’ help
78 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
homebuyers’ help
Condo Buyers’ resource sectionYou love the condo, see what You can afford!
Compare mortgage rates for your best deal
Calculate your mortgage payments using the mortgage payment calculation chart
79
totalPre-taX IncoMe
MonthlYPre-taX IncoMe
sPouse’s Pre-taXIncoMe
aMountof MortGaGe
(PrIce-down PaYMent)
dIvIde BY three
affordaBle MonthlYPaYMents
aMortIZatIon aMount
chart fIGure
aMountof MortGaGe
dIvIded BY 1,000
aMortIZatIon aMount
MonthlY PaYMents
estIMatedMonthlY taXes
and heat
5.00% 10.58 7.88 6.57 5.82 5.34
5.25% 10.70 8.01 6.74 5.96 5.49
5.50% 10.82 8.14 6.85 6.10 5.64
5.75% 10.94 8.27 6.98 6.25 5.79
6.00% 11.07 8.40 7.12 6.40 5.95
6.25% 11.19 8.53 7.26 6.55 6.11
6.50% 11.31 8.66 7.41 6.70 6.26
6.75% 11.43 8.80 7.55 6.85 6.42
7.00% 11.56 8.93 7.69 7.00 6.59
7.25% 11.68 9.07 7.84 7.16 6.75
7.50% 11.81 9.21 7.99 7.32 6.91
7.75% 11.94 9.34 8.14 7.47 7.08
8.00% 12.06 9.48 8.28 7.63 7.25
8.25% 12.19 9.62 8.44 7.79 7.42
you loVe the conDo, see WHAT you CAn AFFord!
aMortIZatIon PerIods
Interestrates
10Years
15Years
20Years
25Years
30Years
% calculate Your MortGaGe PaYMents
01Calculate the combined monthly before-tax income
of you and your spouse.
02Divide by three. This figure is the monthly payment you can
afford to make on your condo.
03Take the total price of the condo and subtract the amount
of money you expect to make as a down payment. This is the money you will have to borrow.
04Refer to the chart on the opposite page. Look down the
left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)
05Multiply this figure by the amount you need to borrow.
Divide by 1,000.
06Add to this your estimated monthly heating costs and
monthly property taxes.
07If this figure is equal to or less than one-third of your gross
monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.
Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies.The best way to know what you canafford is to go to the lending institutionof your choice and get pre-qualified.
FoLLoW THese sTePs To see IF you’LL QuALIFy For A MorTGAGe on your DreAm conDo
homebuyers’ help
80 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 81
compAre mortGAGe rAtes For your BesT deAL varIaBle 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
mortGAGe optionsyou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.
All mortgages are of two basic types:
conVentionAlBuyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less. Buyer has to pay 25 per cent down. A conventional mortgage cannot exceed 75 per cent of the value of the property.
insureD or hiGh-rAtioBuyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less. The down payment can be as low as five per cent.
open mortGAGeAllows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.
closeD mortGAGeThis usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good
choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.
portAble mortGAGeOffers flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.
ATB Financial 2.700 4.000 2.940 2.890 3.190 3.590 3.790Bank of Montreal 3.000 4.000 3.140 3.140 3.950 4.740 5.340Bank of Nova Scotia 3.100 4.550 3.750 3.890 3.990 4.390 4.990CIBC Mortgages 3.000 4.450 3.090 3.140 3.950 4.590 5.340Canadian Western Bank 3.200 4.000 3.140 3.140 3.950 4.540 5.340Canadian Western Trust 3.200 4.000 3.140 3.140 3.950 4.540 5.340First Calgary Financial - 4.000 2.890 2.890 3.190 3.390 3.790First National Financial 2.600 3.950 2.990 2.790 3.090 3.390 3.690HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.340ING Direct 3.000 - 3.190 3.240 3.590 3.690 4.090Investors Group Trust 3.000 4.200 3.140 3.140 3.950 4.690 5.340Laurentian Bank Canada 3.200 4.400 3.140 3.190 3.950 4.740 5.340London Life 3.000 4.200 3.140 3.140 3.950 4.690 5.340Manulife Bank 2.800 4.450 3.000 3.250 3.400 3.500 3.790Manulife Trust - 4.450 3.000 3.250 3.400 3.500 3.790National Bank 3.100 4.400 3.140 3.140 3.950 4.740 5.340Peace Hills Trust - 4.500 3.150 3.500 3.950 3.950 4.150President’s Choice Fin’l 3.000 6.040 3.240 3.240 3.590 3.690 4.090RMG Mortgages 3.000 - 2.890 2.890 2.990 3.090 3.590Royal Bank of Canada 3.000 4.000 3.140 3.140 3.850 4.740 5.340Servus Credit Union - 4.000 3.140 3.140 3.950 4.740 5.340Steinbach Credit Union - - 2.600 2.800 3.000 3.150 3.350T-D Mortgage 3.000 4.000 3.090 3.140 3.950 4.740 5.340Your Neighbourhood C.U. - - 3.400 3.500 3.600 3.690 3.590
Rates are subject to change without notice.
80 NEW CONDO GUIDE | VOLUME 17 ISSUE 04 | newcondoguide.com newcondoguide.com | VOLUME 17 ISSUE 04 | NEW CONDO GUIDE 81
Index of advertIsers read more about our advertisers!
43 Park Vericon 44
Albert Park Station Carlisle Group 36-37
Alex Assured Developments 24, 26-27
Arrive at Redstone Partners Developments 75
Avenue Grosvenor & Cressey 35
The Block Avi Urban 29
Bristol Birchwood Developments 23
Bridgeland Crossing Apex Developments 4
Champagne Remington Developments 2
Copperfield Park II Brad Remington Homes 84
Cranston Ridge Cardel Lifestyles 1, 3, 11-13
Creekside Village Carlisle Group 36-37
The Edge Streetside Developments 66
Edison Avi Urban 83
Einstein2 - Bridgeland Providence Developments 51
Evolution Embassy Bosa 6
The Gates Remington Development Corp. 14
Groves of Varsity Statesman 60
Heartland Townhomes Excel Homes 67
Kintalla Streetside Developments 72
Landmark Landmark Homes 68
Lido Battistella 49
LiFFT Vericon 45
Mark on 10th Qualex 7
Mission 34 Assured Developments 24
Muskoka Brookfield Residential 21
Nolan Hill United Communities 63
Panorama West Cardel Lifestyles 3
The Range Birchwood Developments 69
Riverfront Pointe Carlisle Group 36-37
Sage Place Cardel Lifestyles 3
Smith Grosvenor 33
Stone Keep Merge Developments 68
Stone Creek Landing Carlisle Group 36-37
Street Towns Homes by Avi 17-19
Ven Bucci Developments 31
Veridian Trico Homes 62
Villas of Watermark MacDonald Developments 64-65
Waterfront Anthem Developments 5
Zen Avalon Master Builder 71
Jayman Group of Companies Pullout Insert
AviraConceptEbony
OvertureRiversong Trinity
82 NEW CoNdo GuidE | Volume 17 issue 04 | newcondoguide.com
Condos, townhomes & amazing things. aviurban.com
1,130 - 1,400 SQ. FT. TOWNHOMES WITH 2 CAR ATTACHED GARAGES
QUICK MOVE-IN HOMESCOMING SOON
1,500 - 1,675 SQ. FT. TOWNHOMES ON 17TH AVENUE
MOVE IN SPRING 2014
$590’SFROM THE
CALGARY
NWCALGARY
SWCALGARY
SW
Ranging from 1,130 to 1,400 square feet, at Edison, you’ll find clever design inside and out. Two car attached garages,
two & three bedroom floorplans & majorly modern exteriors make these townhomes a brilliant choice.
285 WALDEN DRIVE SE | 403.536.7236AVIURBAN.COM/EDISONFROM THE $300’S
WITH 2 CAR GARAGESINNOVATIVE SOUTH CALGARY TOWNHOMES
Possessions subject to availability. Prices subject to change without notice. E&OE.
700 - 1,100 SQ. FT. 1 & 2 BEDROOM CONDOS
QUICK MOVE-IN HOMES COMING SOON
MOVE INSUMMER 2014
083-Avi Urban-Edison 04-04-14.indd 83 2014-03-27 1:43 PM
www.copperfieldpark.com
COPPERFIELD PARK IILOVE IT. LIVE IT. AFFORD IT.
CONDOS FROM THE $120’s$200’s*TO THE LOW
279 Copperpond Common SE | 403.723.00942:00-8:00pm Monday-Thursday |12:00-5:00pm Sat-Sun/Holidays
MAP
IT!
*plus GST. Includes title parking stall
NOW SELLING
NEW PHASE
NEW PHASE NOW SELLING
CONDOS FROM THE $130’s TO THE LOW $200’s*plus GST. Includes title parking stall
Building it RightComprehensive water, mildew, and fire resistant construction envelope
Super “E” R5 High Performance Windows and Doors
30 year “Chateau Roof” - Cambridge Life-Time Shingles
CHBA - Calgary Region
084-Copperfield 04-04-14.indd 1 2014-03-27 1:43 PM