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deltacurrents Delta association of RealtoRs ® MARCH 2012 • www.deltaaor.com CliCk to print this issue of delta Currents!
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delta
curr
ents
Delta association of RealtoRs®
MARCH 2012 • www.deltaaor.com
CliCk to print this issue of
delta Currents!
2 www.deltaaor.com DeltaCurrents
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012 that may be held as rentals for a period of
time and not available for sale, so rentals would comprise from 33% to 38% of total home inventory. that may not be a lot, but it is another 11K to 22K of properties not available for sale if the Gse puts a five year rental requirement hold.
Possible consequences: reduced rental values, continued low inventories and large volumes of sales in a few hands, further deteriorating neighborhoods with rental properties (if you buy into that mind-set).the reason the government is considering this method is to alleviate the banks having to do rehab, get the properties on the market faster and at a reduced price. the
pilot program is expected to be implemented by end of year and will include a holding time. in opposition to the idea, the following motion was passed at the caR meetings in January.“in response to proposed regulatory pilot programs addressing Gse and fHa Bulk sales and Rental
Restrictions on Gse and fHa Bulk sales of Reo Properties, c.a.R. allocate staff resources and monetary resources not to exceed $500,000 to lobby the appropriate legislative and regulatory bodies with jurisdiction and authority over said programs with the purpose of stopping or minimizing the negative effects said program may have on local markets within california.
additional resources and funds to be allocated towards a public media campaign. c.a.R. staff to determine the appropriate media to be used to address the issue. Due to the time sensitive nature of the issue, c.a.R. staff to take action within 30 days of the January 2012 BoD meeting.”
We have a lot of work to do to keep our housing market viable. i encourage you to monitor progress at caR.org. We at DaR will continue to review this and other legislation that affects us all. Go to caR.org
in yet another attempt to help our economy, i believe our government is in reality helping the investor pool to take control of the real estate market, thus undermining home ownership as the basis for economic recovery. the federal Government is now actively seeking new options for selling Reo properties held by fannie, freddie and fHa. the ideas seem to include some sort of bulk sale to investor groups without holding time and/or rental restrictions.
so far, the Request for information, Rfi, is vague as to details and the feds are asking for feedback as to what the bulk sale process would look like.
so, we have to ask ourselves how this would affect us in our market. the first question, how many rentals do we currently have? and the answer gleaned from a quick survey of Mls and corroborated by www.city-data.com is 31% in all of contra costa county, give or take.
Data from foreclosure Radar and contra costa foreclosures indicates that in contra costa county, there are approximately 3275 bank owned properties showing as foreclosed with an additional 470 coming on per month between actual trustees sales and investor purchases. What’s unknown is how many are actually controlled by a Gse; a conservative estimate is 50% or somewhere between 1873 and 3745 total homes per month. taking the low estimate at 1873, this would be 22476 homes controlled by investors. that is a 6.5% increase in possible rentals assuming few new homes being added to the total of approximately 344K homes in contra costa county.
even if half of the potential, meaning 11238 properties, we would have an additional 3.3% increase in homes
www.deltaaor.com DeltaCurrents 3
2012 OFFiCersCecily tippery, PresidentCynthia alfred, President-electjames Britto, treasurerralph Garrow, jr., immediate Past Presidentjohn Bedford, secretary
DireCtOrsMaryjane Dukellis scott Macintyreramesh sumanCathie Marplesangela johnserrol Mooneylori Ogorchockron Keeferlynn Valintis
staFFjohn Bedford, association [email protected]
tonia nielsen, Chief Operations [email protected]
jean ruelas, Manager- retail [email protected]
ron Greenslade, Chief Financial [email protected]
Barbara Baham, Members service [email protected]
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MarCH 2012Delta Association of REALTORS®
3428 Hillcrest Avenue, Suite 200,
Antioch, CA 94531
Phone 925 757 8283
Fax 925 757 [email protected]
delta Currents is the official monthly publication of the Delta Association of REALTORS®. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials.
Delta Currents is published byMichelle Manos Design.
For advertising rates, please contact Michelle Manos at 831 869 5084 or [email protected].
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new 2012 DAR houRs:Tuesday - Friday 8:00am - 5:00pm
Monday 9:00am - 5:00pm
plan
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every tuesdayDelta associatioan of realtOrs®3428 Hillcrest avenue, ste. 200, antioch8:30am • $2For more information call ramesh suman, Majestic Homes, 779-1234, or ralph Garrow jr., ralph Garrow real estate, 366-6676
DISCOveRY BAY/BYRONMARkeTING MeeTING & TOUR1st and 3rd tuesdayBoard Walk Grill at the Marina, Discovery Bay9:00am • $1For more information call leeann seamann634-2224 at Marples & associatesGroup does use Paragon to schedule homes on tour. tours are Caravan and must be in by noon on Monday.
OAkleY/BeTHel ISlAND/BReNTWOOD/kNIGHTSeNMARkeTING MeeTING & TOURevery WednesdayBlack Bear Diner, 3201 Main street,Oakley • 8:30am • $2For more information contact Dan Barnes,tour Coordinator, 759-4648.Group will use Paragon to schedule homes on tour.
CONTRA COSTA ReAlTORS® IN MOTIONCONTRA COSTA NORTHMartinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, Clydeevery tuesday8:30am • $10 Centre Concord, 5298 Clayton rd., ConcordDoors open at 8am for breakfastwww.ccrim.info
ReAlTORS® MARkeTING ASSOCIATIONCONTRA COSTA SOUTHDanville, san ramon, Blackhawk, Diablo, alamoevery thursdaysan ramon Community Center, 12501 alcosta Blvd., san ramon8:30am • $5Doors open at 8am for breakfastno formal tourwww.RMAtoday.com
INFORMAl TOURSMartinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton,Clyde, rossmoor, Orinda, lafayette, Moragatuesday between 9:00am and 2:00pmDanville, san ramon, Blackhawk, Diablo, alamothursday between 9:00am & 2:00pm
REALTORS®Glenda Walkercarol Gwin Realty2063 Main st. PMB #130, oakley625-5788 faX 208-439-0990
cheri Martinezcoldwell Banker amaral & associates8290 Brentwood Blvd., Brentwood634-0600 faX 634-4758
Michael Prullagecoldwell Banker amaral & associates3775 Main st., oakley625-5000 faX 625-4552
charles cattaneo, JDK & associates50 eagle Rock Way, ste: D, Brentwood418-4442 faX 888-851-4246
francisco GuruleMorning star Properties3373 Main st., oakley679-2100 faX 679-2373
Jaswant KumarPrudential california Realty1269 california ave., ste: 102, Pittsburg432-8100 faX 432-2050
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alexander GarrowRalph Garrow Real estate1312 a st., antioch757-3770 faX 754-9146
Yolanda c. MendrekWR Properties651 first st., Brentwood634-3100 faX 634-3190
AFFILIATESJenny stenbakkenProperty i.D.1981 n. Broadway, ste: 325Walnut creek 626-0106
MEMbERS On ThE MOvEDiane Holmes is now with Deer valley Real estate at 5172 Boxill ct., antioch 755-1178 faX 755-0770
christina Jorgensen is now with Donna Mattingly, Broker at 2465 Discovery Bay Blvd., Discovery Bay597-2555 faX 226-3123
tawyna erickson is now with Homes by Krista at 5149 lone tree Way, antioch 978-9431 faX 252-8182
Joy scholtz is now with Homes by Krista at 5149 lone tree Way, antioch 978-9431 faX 252-8182
cynthia alfred is now with Keller Williams at 191 sand creek Rd., 100, Brentwood. 634-0033 faX 634-4427
Maria Bazinet is now with Re/MaX Blue line at 5005 lone tree Way, ste: c, antioch, 754-6100 faX 754-6120
Patricia silva is now with Realty World Pigati & Russell at 100 cortona Way, ste: 150, Brentwood513-4004 faX 513-4330
catherine (Kate) Belbeck is now with Roundup Realty at 4550 Balfour Road, ste: B, Brentwood513-0777 faX 684-2841
Renee Mariani is now with sasville Properties at 1555 Riverlake Road, ste:M, Discovery Bay513-4483 faX 420-6171
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Mike and Shawn Stewart
ASHI and CREIA Certified
925.628.6905
Click for customer reviews.
• Six years inspecting East County houses• Same-day reports • SUPRA lock box access • Fully insured, including REALTOR® coverage • Flexible scheduling • Competitive rates
www.deltaaor.com DeltaCurrents 7
new Members OrientationWednesday, March 14, 20128:30am – 12:00pmto register call DaR 757-8283
Membership Meetingtopics: industry Update; foreclosure Radar, with Michelle lenahan and much moreTuesday, March 20, 20121:00pm – 2:15pmto reserve your seat call DaR at 757-8283
dare
duca
tionEbRDI Paragon Training
free to Mls subscriberssteven Pean, instructorWednesday, March 28, 2012 9:00am – 12:00pmParagon 5 essentials (lecture)to register call eBRDi at 363-2333or logon to eBRDi.com
new Members OrientationWednesday, April 11, 20128:30am – 12:00pmto register call DaR 757-8283
Legal UpdateGov Hutchinson, c.a.R. assistant General counselThursday, April 19, 20129:00am – 11:00amto reserve your seat call DaR at 757-8283
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All Classes are held at the Delta Association of REALTORS®,3428 Hillcrest Ave., Ste: 200, Antioch, except as otherwise noted.
Day at the RacesGolden Gate Fields • Friday, May 25, 2012
BUs leaVes dar 10:30am • $55 per adult
Gates oPen at 11aM. inclUdes charter BUs triP, adMission, reserVed tUrF clUB seatinG, daily racinG ProGraM, PriMe riB BUFFet Meal,
and a race naMed in honor oF oUr GroUP. CALL DAR AT 925.757.8283 TO ReseRve yOuR seAT! MusT hAve pAyMenT
AT TiMe OF RegisTRATiOn. nO ReFunDs AFTeR MAy 11.FOR inFO CALL RiCh gRiJALvA AT 925.754.6000.
www.deltaaor.com DeltaCurrents 9
10 www.deltaaor.com DeltaCurrents
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EFFECtIvE JuLy 1 2011 CARBON MONOxIdE dEtECtORS ARE REquIREd IN RESIdENtIAL dWELLINgS IN CALIFORNIA. dO yOu kNOW WHy?
What is carbon monoxide? Carbon monoxide or CO is a colorless, odorless and tasteless gas. Due to this fact, it is very hard to detect the presence of CO in your environment. it is, however, imperative that the CO levels in your home are carefully monitored. even at relatively low levels, CO is poisonous because it rapidly accumulates in the blood thereby depleting its ability to carry oxygen. extreme cases of CO poisoning result in death.
at what level does carbon monoxide become toxic? according to the CO exposure chart, with exposures at 1 hour:0-9 ppm* CO no health risk; normal CO levels in air. 10-29 ppm CO Problems over long-term exposure; chronic CO problems such as headaches, nausea; not the most dangerous level. 30-35 ppm CO Flu-like symptoms begin to develop, especially among the young and the elderly. 36-99 ppm CO Flu-like symptoms among all; nausea, headaches, fatigue or drowsiness, vomiting; most CO detectors sound off here. 100 ppm + CO severe symptoms; confusion, intense headaches; ultimately brain damage, coma, and/or death, especially at 300 to 400 ppm+. *(parts per million)
regularly inspect fireplaces and chimneys to insure proper ventilation. never use a gas or charcoal barbeque indoors. never start a car or gas powered lawnmower or snow blower in a closed garage. install a carbon monoxide detector in your home.
For additional information visit http://www.chinesedrywall.com/. Or ontact Mike Stewart, CCI, National Property Inspection, at 925-768-7818 or [email protected]. Mike is a CREIA Certified Inspector, ASHI Certified Inspector.
Left: Mike and Shawn Stewart
www.deltaaor.com DeltaCurrents 11
your
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March 8 Local Government Relations’ Committee 11:30am - 12:00pm
March 13 Business Technology Committee 10:00am - 11:00pm
March 13 Public Relations Committee 1:30pm - 2:30pm
March 14 New Members Orientation 8:30am - 12:00pm
March 15 Strategic Planning Committee 2:00pm - 3:30pm
March 15 Executive Meeting 12:00pm
March 16 Bowling Tournament 2:00pm - 6:00pm
March 16-20 AE Institute • Louisville Ky
March 20 Delta Realtor Community Service Foundation 1:30pm - 2:30pm
March 22 DAR Annual Membership Meeting 12:00pm - 1:00pm
March 27 Budget & Finance Committee 10:00am – 11:30pm
March 27 Education/Membership 2:00pm - 3:00pm
March 28 Bylaws Committee 10:00am – 11:00am
March 29 Board of Directors 9:00am - 11:00am
April 5 iPad Class 11:30am – 1:30pm
April 6 Good Friday • DAR Closed
April 10 Business & Technology Committee 10:00am – 11:00am
April 11 New Members Orientation 8:30am – 12:00pm
April 12 Local Government Relations’ Committee 11:30am - 12:00pm
April 13 WCR Estate & Wealth Management Seminar
April 17 Membership Committee 10:00am - 11:00pm
April 17 Delta Community Service Foundation Board 1:30pm - 2:30pm
April 19 Installation Committee 10:00am – 11:00am
April 19 Executive Committee 12:00pm - 1:30pm
April 19 Strategic Planning Committee 2:00pm - 3:00pm
April 24 Budget & Finance Committee 11:00am - 1:30pm
April 24 Education Committee 2:00pm - 3:00pm
April 25 ByLaws Committee 10:00am - 11:00am
April 26 Board of Directors 9:00am - 11:30am
April 26 Craigslist Class (brown bag lunch) 11:30am - 1:30am
East County InsuranCE agEnCy, InC.Antioch
925 757 42082738 B W. Tregallas Rd.
Brentwood925 240 1330
6440 Brentwood Blvd.
All personal and commercial lines
www.eastcountyins.com
12 www.deltaaor.com DeltaCurrents
Savings & Investment Products • TraditionalSavings• MoneyMarketSavings• IndustryleadingCertificateInvestments• Traditional,RothandSEPIndividual
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Not a Member? Not a Problem! All REALTORS® and immediate family members are eligible for lifetime membership!
Join online today, here’s how:1. Visit REALTORSFCU.ORG2. Click “Membership” to learn more3. Click “Membership Application” to
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Have Questions?Call a Member Care representative 24-hours a day at 866.295.6038.
Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).*No monthly service fee. Other fees may apply. Please refer to the Schedule of Fees and Charges at REALTORSFCU.ORG for details.
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REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.
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www.deltaaor.com DeltaCurrents 13
YOUR FEES ARE DUE AT TIME OF SIGN UP. NO REFUNDS AFTER MARCH 8, 2012.
MEM
BER
SPO
TLIG
HT:
Aar
on M
eado
ws Realtor® Aaron Meadows
broker Owner, Coldwell banker Amaral and Associates
aaron joined the Delta association in 1998. He obtained his Broker’s license in May of 2001 and acquired the coldwell Banker amaral and associates franchise soon thereafter.
it wasn’t long after that he became involved with the Delta association of RealtoRs®, first as an appointee to the Board of directors, and then as treasurer, President-elect and President in the year 2007. He currently is chairperson of the local Government Relations committee at the association. He serves as treasurer on the board of directors of east Bay Regional Data, inc., the regional Mls providing Mls data to Delta association members.
aaron is a lifelong oakley resident. He graduated from liberty High school and went on to st. Mary’s college, where he played football as a fullback.
He and his wife amy have two children, anthony and isabella, who receive plenty of attention from their Mom and Dad.
in addition to his active residential business, aaron’s other companies include coldwell Banker commercial, a. Meadows Property Management, and a. Meadows construction, a company involved in residential rehab and maintenance.
aaron effectively utilizes the talents of agents that are licensed with him to be involved in the operations of his various
companies.
Besides his devotion to his family, his interests include investing and building his personal real estate portfolio.He enjoys travel, but doesn’t get far, mostly camping and going to the santa cruz beaches, with an occasional tahoe trip.
aaron claims that he doesn’t have any hobbies, but it looks like kids and family top the list. He says he really
loves working out, that is, when he can.
He has served the Delta association of RealtoRs® in many capacities: committee chairs, treasurer, and President. His high level of sponsorship of the recent Delta installation of officers event helped to make the luncheon a profitable event.
the Delta association is appreciative of aaron Meadows. He has shown to be an unselfish contributor of his time and his commitment to improve the association.
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2012 adVertisinG ratesEffective 8/1/11
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Deltacurrents is published for the Delta association of ReaLtORs® by Michelle Manos desiGn. For advertising information, contact Michelle Manos at [email protected] 831 869 5084.
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