MARCH 8-MARCH 14 TWENTY-THIRTEEN FREE RealEstate weekly RESIDENTIAL • COMMERCIAL • RENTALS • LAND/ACREAGE INSIDE THIS ISSUE YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES goskagit.com/reweekly A supplement to the Skagit Valley Herald and the Anacortes American FEATURED ARTICLE: TRENDS: NEW WAVE OF FORECLOSURES Foreclosure activity in December 2012 was at its lowest level since April 2007, down 21 percent from 2011, according to the “Year-End 2012 Foreclosure Market Report” by RealtyTrac, real estate data and listing site... (cont. on pg. 8) Skagit Tradition Realty 3780 E. College Way Mount Vernon, WA 98273 360-424-0300 www.SkagitTraditionRealty.com Agent: Suzanne Jenkins 360-941-2983 LOANS: STILL PAYING HIGH RATES PAGE 4 PROFESSIONALS WHO MIGHT HELP YOU GET A MORTGAGE PAGE 5 TRENDS: NEW WAVE OF FORECLOSURES PAGE 8 Q & A: ASK OUR BROKER PAGE 9 CLASSIFIEDS PAGE 10-11 920 NEZ PERCE, MOUNT VERNON $355,000 OPEN HOUSE SUNDAY, MARCH 10, 1:00PM - 4:00PM Very private, beautifully landscaped 2.3 acre lot with a very nice 2,920 sq ft home. Formal dining room. Family room opens up to a large deck. Kitchen has lots of cabinets, deco ceramic tiles and eating bar. 3 bedrooms with large bonus room (could be 4th bedroom). 100 year concrete tile roof. Fenced back yard and a garden shed. RV Parking. MLS#432362.
YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES
goskagit.com/reweekly A supplement to the Skagit Valley Herald and the Anacortes American
FEATURED ARTICLE: TRENDS: NEW WAVE OF FORECLOSURES Foreclosure activity in December 2012 was at its lowest level since April 2007, down 21 percent from 2011, according to the “Year-End 2012 Foreclosure Market Report” by RealtyTrac, real estate data and listing site... (cont. on pg. 8)
Skagit Tradition Realty3780 E. College WayMount Vernon, WA 98273360-424-0300www.SkagitTraditionRealty.com
Agent: Suzanne Jenkins360-941-2983
LOANS:STILL PAYING HIGH RATESPAGE 4
PROFESSIONALS WHO MIGHT HELP YOU GET A MORTGAGEPAGE 5
TRENDS:NEW WAVE OF FORECLOSURESPAGE 8
Q & A:ASK OUR BROKERPAGE 9
CLASSIFIEDSPAGE 10-11
920 NEZ PERCE, MOUNT VERNON $355,000OPEN HOUSE SUNDAY, MARCH 10, 1:00PM - 4:00PMVery private, beautifully landscaped 2.3 acre lot with a very nice 2,920 sq ft home. Formal dining room. Family room opens up to a large deck. Kitchen has lots of cabinets, deco ceramic tiles and eating bar. 3 bedrooms with large bonus room (could be 4th bedroom). 100 year concrete tile roof. Fenced back yard and a garden shed. RV Parking. MLS#432362.
2 March 8, 2013 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly March 8, 2013 3
www.SkagitValleyRealEstate.com320 S Burlington Blvd • Burlington(360) 755-9494 • (800) 775-0153
Go to our website for a quick and easy way to search all listings!Territory NW
Mount Vernon $210,000Completely remodeled rambler. 3 BR + offi ce/den, 1614 sq. ft. On .68 acre, RV parking. Not a short sale, no fl ood ins. All appliances included. Move-In Ready! MLS#454028
Call Charlie, 708-1415 or Jeannie, 708-9645
Wilma LouiaDesignated
Broker/Owner661-1631
RonVan Pelt333-1045
ElizabethDetillion708-8800
DebbieAllen
708-8780
IvanaWood
770-3550
KirkCampbell770-7470
MikeWelling540-1341
Charlie & Jeannie Boon
708-9645
JimStransky708-1681
Traci EricksonProperty Manager
391-2969
Jennifer AbstenAdministrative
Assistant
Shannon Henderson
Office Manager
Concrete $189,000Zoned secondary forestry. 80 acres with building site. Used exclusively as tree farm. Douglas Fir and some Red Alder. Has forestry management plan. Elk and deer prevalent throughout. MLS#452452
Call Jim, 708-1681
NEW LISTING
Burlington $226,710 Over 1600 sq. ft. w/3BRs/2 BA. Great neighbor-hood. Open fl oor plan. Nice back deck. Nice home at a great value. MLS#454054
Call Mike, 540-1341
Mount Vernon $775,000Elegant home on shy 5 acres. 4 BR/3 BA shy 4500 sq. ft. Beautifully up-dated custom home. Huge outdoor patio w/ F.P. + kitchen. 3 car attached garage. Shop & bar, total parking for 9 vehicles. MLS#453981
Call Charlie, 708-1415, Jeannie, 708-9645
NEW LISTING
Burlington $265,000Lovely 3 BR/2.25 BA rambler. Convenient loca-tion. Fully fenced backyard. 12 x 20 steel car-port. Many updates. A must see! MLS#455611.
Call Wilma, 661-1631
NEW LIS
TING
NEW LISTING
NEW LISTING
Sedro-Woolley Starting at $89,9003 lots to choose from. Picnic and ponder your dream home plans. Watch the sunset over Clear Lake, listen to the geese fl ying overhead and enjoy all the lake has to offer. Private set-ting, dead end road, easy access & convenient location.
Call Mike, (360) 540-1341
NEW PRICE!
Burlington $139,950 Treed 22 acre parcel. Level with a cleared building site near the road. Approximately 600 X 1500. Come build your private compound.MLS#385236
Call Ron, 333-1045
VACANT LAND
Welcome our new brokerRobie Nash
Glenhaven $995 per month, $995 Security Deposit. Coun-try feel. 3 BR/1 BA home for rent in Glenhaven. Attached garage. Several amenities including clubhouse and community pool.
Mount Vernon $174,500Beautiful Craftsman home in old town MV is better than new! Fantastic updates. Fenced yard, patio and attached garage. Great walk ability to schools, bus line or downtown. This bright sunny fl oor plan is perfect for entertain-ing or relaxing! MLS#444382
Call Elizabeth, 708-8800
LOCATIO
N! OPEN HOUSE: Saturday, Mar 9th
1-3pm
Mount Vernon - College Way and Urban Ave.Burlington - Burlington Blvd & E. George Hopper Rd.
Anacortes - 2202 Commercial Ave.Sedro-Woolley - 339 Ferry Street
To advertise in
or other Skagit Publishing publications, Call 360.416.2180 or E-mail [email protected]
All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,
or intention to make any such preference, limitation or discrimi-nation.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
RealEstateweekly
For further information call HUD Toll Free at 1-800-669-9777.
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TABLE of CONTENTSLOANS: Still Paying High Rates Pg. 4
Professionals Who Might Help You
Get A Mortgage Pg. 5
TRENDS: New Wave Of Foreclosures Pg. 8
Q & A: Ask Our Broker Pg. 9
Classifi eds Pg. 10-11
8Pgs.
Real Estate Weekly content sponsored by:Whidbey Island Bank
goskagit.com/reweekly Real estate Weekly March 8, 2013 3
"Create Your Dream"
3201 Commercial Avenue, Anacortes (360) 293-2161
300 East College Way, Mount Vernon(360) 428-4111
$379,950 $40,000Mount Vernon Anacortes $165,000Sedro-Woolley
Stephanie Magerkurth Shalyce PocockChristine Mathes Drina McCorkle Janis McHarg Curt Oppel Karen Petersen Lisa Strandberg Mel Strickland Kristine Stultz June Ventimiglia Allen Workman Leigh ZwickerHeidi Hyback
$38,000Guemes Island
$189,900Burlington
Jones Atterberry Bob Baker Gail Ballow Rich Ballow Rick Bennett Buzz Ely Doug HughesSandi DavidsonBert Clay Elizabeth Bishop Guy DavidsonJohn Bruemmer Kimberli Gregory
4 March 8, 2013 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly March 8, 2013 5
$259,900 MLS#435029• Updated kitchen • New Listing• Zoned Urban Res. • Original woodwork
$189,900• Beautifully remodeled • Large lot, • No flood insurance! • Country club locationSOLD• Beautifully remodeled • Large lot, SOLD• Beautifully remodeled • Large lot, • No flood insurance! • Country club SOLD• No flood insurance! • Country club locationSOLDlocation
$129,500 MLS#225091• All appliances stay • Cute yard • Great starter or rental • 2 bd, 1 ba
$374,500 MLS#296437• 5 Mtn view acres • Huge shop• 2678 sq ft • Loaded with extras
$264,500 MLS#302054• Commercial Zoning • Lots of parking • Aprx. 1/3 ac • 2 br 1.5 ba
67,950 MLS#312114• 3+ acres • Convenient location• Possible owner finance • MF homes OK
$247,500 MLS#389174• Panoramic views • Over 1800 sf • Upgraded throughout • Walk to Hillcrest
•CLOSE TO TOWN, LOADED W/ PRIVACY, APPROX. 3.20 ACRES •GENTLE SLOPE , MOSTLY CLEARED, GREAT MTN.
& VALLEY VIEWS! •P.U.D. WATER AVAIL. & POWER, BUILD YOUR DREAMHOME! (MANUF. OK)
CALL SANDI TO VIEW!
P.U.D
. WAT
ER
2 LG.
LOTS
!
2610 E. SECTION ST. (LITTLE MTN. ESTATES) MT. VERNON $39,500
CALL SANDI TO VIEW ! •GREAT LOCATION, BACK OF PARK PRIVACY, “TOP 55+” PARK IN WA. STATE •FRESH INTERIOR PAINT, ALL NEW
FLOOR COVERINGS, GAS HEAT •2 BEDROOMS, 2 BATHS, LG. FAMILY RM. OFF SPACIOUS KITCHEN
55+
AIR-
STRI
P
UNIT #41
425-501-2848
360-661-6164
LOANS
Despite record-low mortgage interest rates available for the past few years, far too many borrowers are holding onto high-interest loans.
That’s the alarming conclusion of a recent CoreLogic study, which reveals that approximately 69 percent of American homeowners had mortgage interest rates higher than 5 percent and a third had rates exceeding 6 percent. Additionally, 84 percent of underwater borrowers are paying more than 5 percent, while a full 50 percent of them pay higher than 6 percent. Drew Grandi, loan originator for Poli Mortgage Group in Boston, says there are three main possible causes: the decline in property values in most major markets that has left about 30 percent of current homeowners with underwater mortgages; loan products offered before 2008 that allowed borrowers to buy homes without documenting
income; and more stringent loan requirements today that often prevent these high-rate borrowers from refi nancing. “There are a vast number of individuals who can no longer qualify for what they currently own,” says Steven Alexander, president of Private Mortgage Services in Atlanta. “They, unfortunately, are trapped in a cycle which will only change when... they can secure employment at a pay grade comparable to when they purchased the home.” Homeowners with high rates should learn if they qualify for refi nancing. If your mortgage is owned by Fannie Mae or Freddie Mac and originated prior to May 2009, for example, you may qualify for the government’s Home Affordable Refi nance Program. Or, if you have a high-interest jumbo loan, you may want to consider splitting it into two loans, Grandi says. A $525,000 jumbo loan, for example,
could be split into a $417,000 fi rst loan and a $108,000 home equity line of credit second loan; you may be able to refi nance your fi rst loan into a conforming 30-year fi xed loan around the 3.25 percent level. “Don’t give up on refi nancing. Form a relationship with someone who is knowledgeable in the industry, and have them mentor you through the process. Guidelines, values and credit criteria change often, so revisit the process every six months,” Alexander says.
Enticing low mortgage rates are available, but they’re not being handed to Americans on a silver platter
STILL PAYING HIGH RATES
goskagit.com/reweekly Real estate Weekly March 8, 2013 5
Brown McMillen Real Estate 360.757.6013800.869.7084www.brownmcmi l l en .com • 235 W. Rio Vista Avenue, Burlington
Galen Kindred 770-7083 Tim Reichert 391-5587Shelah Inman 661-0145
Fritz Inman 661-0147Jan Scally 421-5160Jeff Ingman 202-2859
Terri Heyntsen 391-0938Ron Wortham 661-1500 Mary Jo Reitsma 770-6013
GREAT STARTER OR INVESTMENT…one level home, 2 BR, 1BA, spacious living room & kitchen w/breakfast area. 3 carports, 1 garage, shop area. $179,999. #4548104 BR+BONUS ROOM… with 2 full baths. Home includes privileges to community pool & clubhouse $179,500. #452266SKAGIT RIVER PLAYGROUND… drive east with your picnic & fi shing pole, kick back on your own lot. 3/4 acre lot, just $37,000. #3186352.83 ACRE PARCEL… close to town, water & power in as is a completed septic design. Has lot cert, ready to build. $54,900. #4551688
CRAFTSMAN STYLE…w/covered porch, 2+BR, 1.5 BA. Approx 1600 sf. Pergo fl ooring in liv/dining rooms. Lg rec rm w/woodstove. $119,900. #368858
SEDRO-WOOLLEY VICTORIAN HOME… beautiful 5 BR home on 3 city lots in town. Updated to compli-ment original charm, attch 3 car ga-rage. $269,900. #444563CONCRETE… fi xer on 3 useable acres, partially cleared. 1 1/2 story. 4 BRs up 1 down & 1 BA. $119,000. #239452
PEACEFUL 55+ PARK… spacious dble wide , painted inside/out, new roof, skirting. 2 BR, 2 BA. Views/walking trails by Padilla Bay. $43,900. #61564NEW PRICE! GREAT OPPORTU-NITY… located east of Burl. Blvd! 2 BR,1449 sf home + attached 572 sf shop... $269,000. #1037752 ACRE LOTS… 2 parcels ready for new home. Each is 2 acres w/nice territorial views and municipal water available. $110,000 #45359BEAUTIFUL CONWAY HOME… on .5 ac, 2 story w/mstr ste on main fl r,open great rm/pellet stove & stone surround, lg patio, covered & wrap around porch, fruit trees & pasture area. NEW ON MARKET. $419,000 #45445
ROLLING RIDGE BEAUTY… 3 BR, 2.5 BA 2100sf home, bright entry, formal dining/living room. Open kitchen, gas f/place & more. $289,950. #448649CAMANO ISLAND… 2.5 acres near Camano Plaza w/1920 sf bldg & room to expand. Zoned for light mfg. $315,000. #3912228PANORAMIC VIEWS… Of Big Lake. Kitchen w/loads of cabinets, granite, sep. laundry rm, 1/2 BA & mst ste on main fl oor. Upper w/2 rooms, one w/ 3/4 BA. 5 acres fenced & gated. $339,900. #447367ALGER AND OLD 99… Corner of high traffi c area (Alger Tavern). Rambler, lots of possibilities. Rural village com-mercial zoning! $179,000. #324553
UNIQUE INVESTMENT PROPER-TY… rooms for rent-multi-family, 6 rental rooms + common area, just $185,000. #437408REDUCED - SMALL BUSI-NESS?… perfect location just 1/2 block east of Burlington Blvd., lots of parking. 119,500. #103783GREAT LOCATION… 1/3 acre, beau-tiful views, walking trails & Big Lk w/public access. Rural neighborhood. $64,500. #320568SHARP RAMBLER… convenient to schools, medical, town & freeway. 3 BR, 2 BA, hardwood fl oors. Living rm w/gas f/place . Granite counters, stain-less appl. $239,900. #443905
CONTEMPORARY BURLINGTON BEAUTY… breath taking views of valley, architect design featured inPac. NW Mag. Amazing upscale home has over 2400 sf, 1200 sf shop & 665 sf guest house. $575,000. #445498SKAGIT RIVER PLAYGROUND… drive east with your picnic & fi shing pole, kick back on your own lot. 3/4 acre lot, just $37,000. #3186354PLEX LOT… close to services, all utilities available, ready to build. Pos-sible split to 2 lots & sell for residential. $120,000. #353833RARE OPPORTUNITY… 86’ no bank Skagit County w/front. Ready for your dream home. Level & about 1/2 acre. North end Lk McMurray. $284,000. #408456
The process of buying a home can be intimidating, especially for those men and women who have never before owned their own
homes. Nowadays, more homeowners are choosing to get preapproved for mortgages before they begin searching for a home in an effort to make the home-buying process go more smoothly when they fi nd the home for them. One of the fi rst things buyers must do when seeking preapproval is fi nd the right mortgage lender. There are many different ways to fi nd a mortgage lender who will fund your home loan. Prospective homeowners would be wise to familiarize themselves with mortgage lenders before beginning the preapproval process. The following are a few terms prospective home buyers should know before they begin the process of buying a home.
* Retail lender: These are lenders who will reach out directly to prospective home buyers. Retail lenders include banks with loan offi cers in local branches, though many banks are also wholesale lenders.* Wholesale lender: A wholesale lender is one who funds a mortgage acquired through a mortgage broker. A wholesale lender will buy the mortgage from the broker after the broker has found the customer and processed the loan.* Mortgage broker: Mortgage brokers are essentially matchmakers. A mortgage broker will examine a prospective buyer’s fi nances and then work to fi nd the buyer a lender who can provide him or her with the best rate and terms. The broker may charge buyers a fee, but the broker will earn the bulk of his or her money when the buyer is matched with a lender.* Mortgage banker: A mortgage banker will fund the
loan initially. But mortgage bankers often sell the loan to secondary lenders. Many men and women might be familiar with Fannie Mae and Freddie Mac, both of which are secondary lenders. A mortgage banker will borrow money from the a bank to fund the initial loan, then repay that bank if and when the loan is sold to a secondary lender.* Portfolio lender: A portfolio lender is typically a credit union or community bank that uses deposits from its customers to fund loans that it will keep in its portfolios.* Loan offi cer: Loan offi cers can be very helpful to buyers, helping them through the loan application process and offering advice on fi nding a mortgage that best meets a customer’s needs. A loan offi cer may be referred to as a mortgage consultant or a home loan consultant, and many will earn a commission on the loan once it is fi nalized.
PROFESSIONALS WHO MIGHT HELP YOU GET A MORTGAGE
6 March 8, 2013 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly March 8, 2013 7
Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939Alice Hanson 360-770-8791Bill Krieger 360-421-4446Cindy Sullivan 360-941-9443Donna Rowell 360-708-7984
Elizabeth Miller 360-420-3607George Bellos 360-708-9762Jamie Yantis 360-540-5264Jannette Krieger 360-708-0233
Jim Glackin 360-428-2828Karen Beckner 360-840-9455Karine Anderson 360-421-1189Kim Kelley 360-202-5515Lee Ann Dean 360-421-3082
Linda Eastman 360-202-4075Margy Furst 206-755-8406Megan O’Bryan 360-708-5817Rita Ingram 360-708-8338Robin Lee Luif 360-420-2026
Sarah Minton 360-770-3076Sherry Johansen 360-708-3636Tasha Zahlis 360-391-5075Warren Bingham 360-770-2421
Cynthia Aanestad 360-610-0120Debbie Macy 360-391-2422Gina Davis 360-708-7794Jack Dixon 360-941-5000Jackie Stone 360-661-2247
Joan Handelman 360-202-4800John Prosser 360-202-3891Judy Moore 360-770-3515Kathy Rogers 360-941-4400
Linda Macy 360-708-8284Margi Houghton 360-202-0041Michael Woolworth 360-941-5610Nate Scott 360-708-2354Paul Necco 360-770-5989
Paul Weisz 360-391-7281Samantha Masaoka 360-770-0929Sarah Jones 360-333-2783Troy Williams 360-708-4923
Accountability Matters at Windermere Mortgage ServicesCall Amie Mani at (425) 268-7995
NMLS ID# 404665 | WA-CL 713524Branch Manager / Mortgage ConsultantWindermere Mortgage Services Series LLC/Skagit Valley
RESIDENTIAL VACANT LAND RESIDENTIAL VACANT LAND
www.WindermereSkagit.com
1218 SHIRLEY PL, MV $175,000Cute, solid, 3 bedroom, 1 bath, 1492 sq.ft. rambler on The Hill in MV. Updated kitchen & bath. Gas heat, vinyl windows. Call Megan O’Bryan at 708-5817. #447621
16792 STATE ROUTE 536, MV $184,900
OPEN SATURDAY 12:00 - 2:00Lovely remodeled 1 story home with 3 bedrooms, 2 baths, pine floors, ceiling fans & gas fireplace. Large deck, garden shed & 2 car detached garage. All in the country with Mt. Baker view. Call Alice Hanson at 770-8791. #372960
1714 S. 14TH ST, MV $199,900Updated 3 bedroom, 2 bath home near Hill-crest Park. New roof, siding, electrical, plumb-ing, flooring, cabinets & more. Nice home with open floor plan. More info. at SkagitVal-leyHomes.com. Call Bill & Jannette Krieger at 421-4446. #449288
13829 AVON ALLEN RD., MV $329,000Better than new Victorian style home on 1/3 acre in semi-rural setting. 4 bedrooms, remodeled kitchen, greenhouse, family room with gas fireplace, wonderful mountain views. Call Margy Furst at (206)755-8406. #450690
120 LUMMI CIRCLE , LC $224,900Amazing views from this 2 bed 2 bath bank owned home! Enjoy waterfront living & the many ameni-ties Shelter Bay has to offer.Paul Weisz 360/391-7281. MLS#4460474716 CYPRESS DR, ANA $240,000Updated rambler in quiet area. Spacious fenced back yard. New ext paint, new hardwood flooring. Workshop located in the garage.Cheryl Frazier 360/202-4798. MLS#4145731801 37TH ST, ANA $249,000Move in ready on an oversized fully fenced lot. 4 bed, 1 1/2 bath, remodeled kitchen, new windows. Come take a look.Gina Davis 360/708-7794. MLS#388201
223 SKAGIT WY, LC $269,000Fabulous water views! Main lvl living, vaulted wood ceiling, windows for light & view & Mstr w/jetted tub. Dwnstrs, fam rm, 2 more bed & workshop.Jackie Stone 360/661-2247. MLS#3877252609 CREEKSIDE LN, ANA $314,500Enjoy ease of living, just move in, wide inviting entry, soaring ceiling, skylights, fireplace, & ample windows to Mt Baker & water view.Jackie Stone 360/661-2247. MLS#4136662411 SKYLINE WY #202, ANA $375,000Second story condo allows skylights & vaulted ceil-ings. Great expansive views, 2 Bed, 2 bath, approx. 1500 sq. ft. of living space.John Prosser 360/202-3891 MLS#337294
17038 OBSTRUCTION DR, BURL $379,000Lg home sits on 1+ acre on ridge overlooking the valley. Main lvl living, bed, 3 bath plus a lower level family room.Debbie Macy 360/391-2422 MLS#3880872107 MINNESOTA AVE, ANA $889,000Blend of contemporary with traditional architecture brings warmth and clean lines. 180 degree views from almost every room, 2900 SF. 3BR/2.5BA home.Margi Houghton 360/202-0041 MLS#2187404824 G LOOP RD, BOW $1,295,000Spectacular panoramic views. 4,724 +/- SF w/gated access. 2 car attached plus 3 car detached garage w/extra apartment or workshop. 3 master suites!Margi Houghton 360/202-0041 MLS# 358605
To Check out these listing and more visit us on the webwww.AnacortesRealEstate.com
13667 HARBOR LN, ANA $283,000Delightful country home. 3 Bed, 2.25 Baths. Master w/private deck. 2 wood burning fireplaces, 2 car garage and oversized yard. Colleen Craig 360/770-9638 MLS#453293
4412 SAN JUAN AVE, ANA $339,000This classic 2 story, 4 bdrm + den, 2.5 bath home has been well maintained and updated. 10,000 SF lot is fully fenced & has a great backyard!Samantha Masaoka 360/770-0929 MLS#452655
3802 V AVE, ANA $1,325,000The Everything Home! 3 bedrooms, 4 bths, 3 fps, open living indoors and out. Full 4 car garage & bar area, 2 car garage on main. Fully fenced.Gina Davis 360/708-7794 MLS#454593
LOT 23 MADRONA ESTATES, CYPRESS $50,000Enjoy the wonderful San Juan Islands. Level lot with private beach access. Water taxi to take you back and forth to Anacortes main land.Gina Davis 360/708-7794 MLS#286425XXX SNEE OOSH RD, LC $200,00020 Acres located in the beautiful area of La Conner. Zoned as forest lands with a private well on the property. A lot where privacy abounds.Judy Moore 360/770-3515 MLS#4267891 A & B HUMMINGBIRD LN, ANACORTES $259,0005 acre lot with great views of Padilla Bay & Cascade Mnts. Property has two 2.5 acre lots that both can be built on. Water, power & gas at street. Margi Houghton 360/202-0041 MLS#183922908 7TH ST, ANACORTES $279,000Two 30 x 100 lots in Historic Downtown Anacortes; zoned for mixed use residential over commercial. Soil test complete; 7 car oarking space off alley. Cheryl Frazier 360/202-4798. MLS#442706XXX HEART LAKE RD, ANA $298,000Beautiful 7.81 acre property next to the Forest Lands. Property has a very large clearing and is mostly level with some gently rolling hills. Margi Houghton 360/202-0041 MLS#330948
2801 Grady Lane OPEN 11AM TO 2 PM
4205 Marine Heights Way OPEN 12PM TO 2PM
2915 Meridian Court OPEN 12PM TO 2PM
2407 Washington Court OPEN 12PM TO 2PM
4412 San Juan Avenue OPEN 12PM TO 2PM
4204 Bryce Drive OPEN 12PM TO 2PM
2411 Skyline Way #202 OPEN 1PM TO 3PM
Before you head out... Stop by our office and pick up a tour map to get you on your way!
LOT 20, PRESSENTIN RANCH DRIVE, CNC $47,900Very nice building lot in Skagit View Willage. .91 acre, level & lightly treed. Public water & power available. More information at Skagit-ValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #3451669714 THURSTON LANE, SDW $59,900This building lot is just over ½ acre. Natural gas, power & water all available. More infor-mation at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #3451666658 THOMAS CREEK DR., SDW $59,950Beautiful private 1 acre building lot with com-munity water & power available. Call Linda Eastman at 202-4075. #2052804797 G LOOP RD, BOW $69,500Level lot on Samish Island. Possible water view. Water share available from Samish Farms Water Assoc. New updated approved septic design. Buyer to verify all information. Call Warren Bingham at 770-2421. #386155600 TRAIL RD., SDW $69,950DUPLEX LOT, great location, great price! Call Linda Eastman at 202-4075. #372331 16457 DIKE RD., MV $129,000Lovely level 3.29 acres of farmland. Perfect for your new home site. Outstanding view of Mount Baker. Public water, power & a 1000 gallon septic on property. Call Alice Hanson at 770-8791. #3228935510 ISLAND VIEW WAY, BOW $270,0005 acre parcel with views of Samish Bay, San Juan Island, farmland & sunsets. A rare find in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #27212675LOT 1 & 3, ERSHIG RD, BOW $325,000Outstanding acreage with a 1 acre plateau to build your dream home with views of Mt. Erie plus 14.21 acres. Drilled well. Also included a 1 acre parcel for your shop. Call Alice Hanson at 770-8791. #359797
NEW
NEWNEW
NEW
1610 ALPINE CREST LP., #A, MV $369,000Fantastic upscale condo with southern expo-sure & views. Open floor plan, 2 bedrooms, 2.25 baths, 2399 SF on 2 levels with decks on each level. Kitchen with granite & SS appli-ances. Call Alice Hanson at 770-8791. #446921
6792 F & S GRADE RD., SDW $375,000Car Collector’s Dream: garage space for 12 cars! Approx.2238 SF, 3 bedrooms, 1.75 baths. Pond, 6+ acres, lower property w/approx.740’of Samish River frontage. Call Linda Eastman at 202-4075. #9007715002 CHANNEL LN, LAC $398,000Waterfront home at a great price. 1-story home with wonderful floor plan with spa-cious rooms & spectacular water views. Large level lot, 2 car garage. Close to LaConner. Call Sarah Minton at 770-3076. #24956817999 W. BIG LAKE BLVD., MV $399,950Updated 2 bedroom home LIKE NEW, hickory cabinets, fireplace, 1.75 baths. Front deck to enjoy gorgeous lake & mountain views. 100’ of no bank waterfront. Call Alice Hanson at 770-8791 or Linda Eastman at 202-4075. #317967
16442 FIR ISLAND RD., CONWAY $415,000OPEN SATURDAY 12:00 - 2:00Fir Island mini-farm with great light filled 4 bedroom craftsman home, Eco friendly guest house, large shop, barn & outbuildings. 2.1 acres of fertile soil. Big views! Call Margy Furst at (206)755-8406. #454974
4220 MONTGOMERY PL, MV $459,900Beautiful custom residence in Park Crest. Ap-prox. 3218 sq.ft., on over 1/3 acre. 5 bedrooms, 3.75 baths. Full attached 1 bed/1.5 bath MIL with garage & private entry. Call Elizabeth Miller at 420-3607. #363599
17598 TIFFANY WAY, MV $514,900OPEN SATURDAY 1:00 - 3:00 Rare 1 level living in an exceptional neighbor-hood. Home includes 3 bedrooms, 2.5 baths nicely planned to take advantage of beautiful westerly views. 3 car garage includes RV bay. Partially covered patio. Call Donna Rowell at 708-7984. #45538317311 W. BIG LAKE BLVD., BIG LAKE $529,900WATERFRONT ESTATE with 1+ acre on Big Lake. Full view of the lake, 3 RV pads with hook-ups. 3 stall dressing building. 2 decks & 2 docks. 1400+ SF with 2 bedrooms & 2 baths. Call Linda Eastman at 202-4075. #112580
17146 BRITT RD., MV $599,000Beautiful property with 13+ acres – 4856 sq.ft., 4 bedrooms, 4 baths, master suite with fireplace. In-ground swimming pool. 10 car garage/shop. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #39101717422 W. BIG LAKE BLVD., MV $629,900Gorgeous Mt. Baker, Cultus Mountain & Lake views! 5+ acres with homes on seperate par-celts! Great barn, heated shop & additional outbuildings. Call Elizabeth Miller at 420-3607. #449607
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Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939Alice Hanson 360-770-8791Bill Krieger 360-421-4446Cindy Sullivan 360-941-9443Donna Rowell 360-708-7984
Elizabeth Miller 360-420-3607George Bellos 360-708-9762Jamie Yantis 360-540-5264Jannette Krieger 360-708-0233
Jim Glackin 360-428-2828Karen Beckner 360-840-9455Karine Anderson 360-421-1189Kim Kelley 360-202-5515Lee Ann Dean 360-421-3082
Linda Eastman 360-202-4075Margy Furst 206-755-8406Megan O’Bryan 360-708-5817Rita Ingram 360-708-8338Robin Lee Luif 360-420-2026
Sarah Minton 360-770-3076Sherry Johansen 360-708-3636Tasha Zahlis 360-391-5075Warren Bingham 360-770-2421
Cynthia Aanestad 360-610-0120Debbie Macy 360-391-2422Gina Davis 360-708-7794Jack Dixon 360-941-5000Jackie Stone 360-661-2247
Joan Handelman 360-202-4800John Prosser 360-202-3891Judy Moore 360-770-3515Kathy Rogers 360-941-4400
Linda Macy 360-708-8284Margi Houghton 360-202-0041Michael Woolworth 360-941-5610Nate Scott 360-708-2354Paul Necco 360-770-5989
Paul Weisz 360-391-7281Samantha Masaoka 360-770-0929Sarah Jones 360-333-2783Troy Williams 360-708-4923
Accountability Matters at Windermere Mortgage ServicesCall Amie Mani at (425) 268-7995
NMLS ID# 404665 | WA-CL 713524Branch Manager / Mortgage ConsultantWindermere Mortgage Services Series LLC/Skagit Valley
RESIDENTIAL VACANT LAND RESIDENTIAL VACANT LAND
www.WindermereSkagit.com
1218 SHIRLEY PL, MV $175,000Cute, solid, 3 bedroom, 1 bath, 1492 sq.ft. rambler on The Hill in MV. Updated kitchen & bath. Gas heat, vinyl windows. Call Megan O’Bryan at 708-5817. #447621
16792 STATE ROUTE 536, MV $184,900
OPEN SATURDAY 12:00 - 2:00Lovely remodeled 1 story home with 3 bedrooms, 2 baths, pine floors, ceiling fans & gas fireplace. Large deck, garden shed & 2 car detached garage. All in the country with Mt. Baker view. Call Alice Hanson at 770-8791. #372960
1714 S. 14TH ST, MV $199,900Updated 3 bedroom, 2 bath home near Hill-crest Park. New roof, siding, electrical, plumb-ing, flooring, cabinets & more. Nice home with open floor plan. More info. at SkagitVal-leyHomes.com. Call Bill & Jannette Krieger at 421-4446. #449288
13829 AVON ALLEN RD., MV $329,000Better than new Victorian style home on 1/3 acre in semi-rural setting. 4 bedrooms, remodeled kitchen, greenhouse, family room with gas fireplace, wonderful mountain views. Call Margy Furst at (206)755-8406. #450690
120 LUMMI CIRCLE , LC $224,900Amazing views from this 2 bed 2 bath bank owned home! Enjoy waterfront living & the many ameni-ties Shelter Bay has to offer.Paul Weisz 360/391-7281. MLS#4460474716 CYPRESS DR, ANA $240,000Updated rambler in quiet area. Spacious fenced back yard. New ext paint, new hardwood flooring. Workshop located in the garage.Cheryl Frazier 360/202-4798. MLS#4145731801 37TH ST, ANA $249,000Move in ready on an oversized fully fenced lot. 4 bed, 1 1/2 bath, remodeled kitchen, new windows. Come take a look.Gina Davis 360/708-7794. MLS#388201
223 SKAGIT WY, LC $269,000Fabulous water views! Main lvl living, vaulted wood ceiling, windows for light & view & Mstr w/jetted tub. Dwnstrs, fam rm, 2 more bed & workshop.Jackie Stone 360/661-2247. MLS#3877252609 CREEKSIDE LN, ANA $314,500Enjoy ease of living, just move in, wide inviting entry, soaring ceiling, skylights, fireplace, & ample windows to Mt Baker & water view.Jackie Stone 360/661-2247. MLS#4136662411 SKYLINE WY #202, ANA $375,000Second story condo allows skylights & vaulted ceil-ings. Great expansive views, 2 Bed, 2 bath, approx. 1500 sq. ft. of living space.John Prosser 360/202-3891 MLS#337294
17038 OBSTRUCTION DR, BURL $379,000Lg home sits on 1+ acre on ridge overlooking the valley. Main lvl living, bed, 3 bath plus a lower level family room.Debbie Macy 360/391-2422 MLS#3880872107 MINNESOTA AVE, ANA $889,000Blend of contemporary with traditional architecture brings warmth and clean lines. 180 degree views from almost every room, 2900 SF. 3BR/2.5BA home.Margi Houghton 360/202-0041 MLS#2187404824 G LOOP RD, BOW $1,295,000Spectacular panoramic views. 4,724 +/- SF w/gated access. 2 car attached plus 3 car detached garage w/extra apartment or workshop. 3 master suites!Margi Houghton 360/202-0041 MLS# 358605
To Check out these listing and more visit us on the webwww.AnacortesRealEstate.com
13667 HARBOR LN, ANA $283,000Delightful country home. 3 Bed, 2.25 Baths. Master w/private deck. 2 wood burning fireplaces, 2 car garage and oversized yard. Colleen Craig 360/770-9638 MLS#453293
4412 SAN JUAN AVE, ANA $339,000This classic 2 story, 4 bdrm + den, 2.5 bath home has been well maintained and updated. 10,000 SF lot is fully fenced & has a great backyard!Samantha Masaoka 360/770-0929 MLS#452655
3802 V AVE, ANA $1,325,000The Everything Home! 3 bedrooms, 4 bths, 3 fps, open living indoors and out. Full 4 car garage & bar area, 2 car garage on main. Fully fenced.Gina Davis 360/708-7794 MLS#454593
LOT 23 MADRONA ESTATES, CYPRESS $50,000Enjoy the wonderful San Juan Islands. Level lot with private beach access. Water taxi to take you back and forth to Anacortes main land.Gina Davis 360/708-7794 MLS#286425XXX SNEE OOSH RD, LC $200,00020 Acres located in the beautiful area of La Conner. Zoned as forest lands with a private well on the property. A lot where privacy abounds.Judy Moore 360/770-3515 MLS#4267891 A & B HUMMINGBIRD LN, ANACORTES $259,0005 acre lot with great views of Padilla Bay & Cascade Mnts. Property has two 2.5 acre lots that both can be built on. Water, power & gas at street. Margi Houghton 360/202-0041 MLS#183922908 7TH ST, ANACORTES $279,000Two 30 x 100 lots in Historic Downtown Anacortes; zoned for mixed use residential over commercial. Soil test complete; 7 car oarking space off alley. Cheryl Frazier 360/202-4798. MLS#442706XXX HEART LAKE RD, ANA $298,000Beautiful 7.81 acre property next to the Forest Lands. Property has a very large clearing and is mostly level with some gently rolling hills. Margi Houghton 360/202-0041 MLS#330948
2801 Grady Lane OPEN 11AM TO 2 PM
4205 Marine Heights Way OPEN 12PM TO 2PM
2915 Meridian Court OPEN 12PM TO 2PM
2407 Washington Court OPEN 12PM TO 2PM
4412 San Juan Avenue OPEN 12PM TO 2PM
4204 Bryce Drive OPEN 12PM TO 2PM
2411 Skyline Way #202 OPEN 1PM TO 3PM
Before you head out... Stop by our office and pick up a tour map to get you on your way!
LOT 20, PRESSENTIN RANCH DRIVE, CNC $47,900Very nice building lot in Skagit View Willage. .91 acre, level & lightly treed. Public water & power available. More information at Skagit-ValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #3451669714 THURSTON LANE, SDW $59,900This building lot is just over ½ acre. Natural gas, power & water all available. More infor-mation at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #3451666658 THOMAS CREEK DR., SDW $59,950Beautiful private 1 acre building lot with com-munity water & power available. Call Linda Eastman at 202-4075. #2052804797 G LOOP RD, BOW $69,500Level lot on Samish Island. Possible water view. Water share available from Samish Farms Water Assoc. New updated approved septic design. Buyer to verify all information. Call Warren Bingham at 770-2421. #386155600 TRAIL RD., SDW $69,950DUPLEX LOT, great location, great price! Call Linda Eastman at 202-4075. #372331 16457 DIKE RD., MV $129,000Lovely level 3.29 acres of farmland. Perfect for your new home site. Outstanding view of Mount Baker. Public water, power & a 1000 gallon septic on property. Call Alice Hanson at 770-8791. #3228935510 ISLAND VIEW WAY, BOW $270,0005 acre parcel with views of Samish Bay, San Juan Island, farmland & sunsets. A rare find in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #27212675LOT 1 & 3, ERSHIG RD, BOW $325,000Outstanding acreage with a 1 acre plateau to build your dream home with views of Mt. Erie plus 14.21 acres. Drilled well. Also included a 1 acre parcel for your shop. Call Alice Hanson at 770-8791. #359797
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1610 ALPINE CREST LP., #A, MV $369,000Fantastic upscale condo with southern expo-sure & views. Open floor plan, 2 bedrooms, 2.25 baths, 2399 SF on 2 levels with decks on each level. Kitchen with granite & SS appli-ances. Call Alice Hanson at 770-8791. #446921
6792 F & S GRADE RD., SDW $375,000Car Collector’s Dream: garage space for 12 cars! Approx.2238 SF, 3 bedrooms, 1.75 baths. Pond, 6+ acres, lower property w/approx.740’of Samish River frontage. Call Linda Eastman at 202-4075. #9007715002 CHANNEL LN, LAC $398,000Waterfront home at a great price. 1-story home with wonderful floor plan with spa-cious rooms & spectacular water views. Large level lot, 2 car garage. Close to LaConner. Call Sarah Minton at 770-3076. #24956817999 W. BIG LAKE BLVD., MV $399,950Updated 2 bedroom home LIKE NEW, hickory cabinets, fireplace, 1.75 baths. Front deck to enjoy gorgeous lake & mountain views. 100’ of no bank waterfront. Call Alice Hanson at 770-8791 or Linda Eastman at 202-4075. #317967
16442 FIR ISLAND RD., CONWAY $415,000OPEN SATURDAY 12:00 - 2:00Fir Island mini-farm with great light filled 4 bedroom craftsman home, Eco friendly guest house, large shop, barn & outbuildings. 2.1 acres of fertile soil. Big views! Call Margy Furst at (206)755-8406. #454974
4220 MONTGOMERY PL, MV $459,900Beautiful custom residence in Park Crest. Ap-prox. 3218 sq.ft., on over 1/3 acre. 5 bedrooms, 3.75 baths. Full attached 1 bed/1.5 bath MIL with garage & private entry. Call Elizabeth Miller at 420-3607. #363599
17598 TIFFANY WAY, MV $514,900OPEN SATURDAY 1:00 - 3:00 Rare 1 level living in an exceptional neighbor-hood. Home includes 3 bedrooms, 2.5 baths nicely planned to take advantage of beautiful westerly views. 3 car garage includes RV bay. Partially covered patio. Call Donna Rowell at 708-7984. #45538317311 W. BIG LAKE BLVD., BIG LAKE $529,900WATERFRONT ESTATE with 1+ acre on Big Lake. Full view of the lake, 3 RV pads with hook-ups. 3 stall dressing building. 2 decks & 2 docks. 1400+ SF with 2 bedrooms & 2 baths. Call Linda Eastman at 202-4075. #112580
17146 BRITT RD., MV $599,000Beautiful property with 13+ acres – 4856 sq.ft., 4 bedrooms, 4 baths, master suite with fireplace. In-ground swimming pool. 10 car garage/shop. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #39101717422 W. BIG LAKE BLVD., MV $629,900Gorgeous Mt. Baker, Cultus Mountain & Lake views! 5+ acres with homes on seperate par-celts! Great barn, heated shop & additional outbuildings. Call Elizabeth Miller at 420-3607. #449607
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8 March 8, 2013 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly March 8, 2013 9
AMERICAN DREAM REAL ESTATE SERVICES, INC.
“Fulfi lling Northwest Family Dreams”Anacortes Offi ce
Mount Vernon Offi ce2788 E College Way Mount Vernon, WA
360-416-6500 • adrskagit.com
www.adrhomes.netLike American Dream Real Estate Mount Vernon
Finest Lot Left!#28169648 • $399,000
Mount Vernon’s Most Gorgeous Neighborhood!! Lot 11 on Quail Drive boasts over 2 acres looking directly west over the picturesque farmlands all the way to the San Juans and Beyond. Spectacular Sunsets await your dream home on this fully cleared ready to build once in a lifetime property.
Great Burlington Location#455681 • $212,000
4 BR, 2.5 BA home adjacent to scenic Skagit River Park. Spacious, fenced back yard w/large covered patio. Back gate takes you directly into park. Enjoy running, walking or riding, soccer fi elds. Updated fl ooring & trim, fresh interior paint, master on main, lovely kitchen w/view of park. All appliances stay. 2 car garage, RV parking. Burlington schools.
Great Location#432203 • $139,950
Charming 3 bedroom home. This located near the hospital and schools and just minutes from I-5 this affordable is ready for new owners. Terrifi c lot with a nice back yard. A little personal TLC will go a long way with this house don’t miss out!
Charm of Yesteryear#438779 • $90,000
Good curb appeal. A little elbow grease and your creativity will make this a great home. This charming bungalow has good character and bones. Come see it today!
Gorgeous Newer View Home#450545 • $349,900
4 BR, 2.5 BA, plus offi ce/den. Fresh paint and new carpet. Hardwood fl oors. Main level living with large master and bath, inviting gas fi replace in living room, den and half bath. 3 bedrooms and family room on upper level. Deck off the back of home with wonderful views.
Beautiful Equestrian Property#313691 • $469,900
Level 8.96 acres w/fenced pastures in great location. New carpet, windows, furnace, roofs, fresh interior paint, and updated bath rms. Kitchen w/new cabinetry, granite counters, stainless appliances, brkfst bar. 3 car shop w/1 RV door & loft, 6 stall barn w/tac rm, fruit trees, garden sp, plus 2 BR manuf hm, 3 car garage.
Property Management Services / Rental Listings Available (360) 424-3198
41610 Cape Horn Dr, Concrete One of the best spots for watching Eagles & wildlife on the other side of the river from back porch. Nice living rm., kitchen/dining combo, carpeted upstairs br. 2 add’l salable parcels P62911 & 62912 w/ water connections, potential to build. Lots are good for RV use. Park & boat launch nearby.Call Jim Nicholas 360-708-9379
MLS#353742 $112,000
NHN 163rd St NW, Stanwood Grab a piece of paradise. Level 4.3 acres off the 5th tee inside Kayak Point Estates. 15-ft buffer is required, lending privacy for custom built-home in established & admired neighborhood. Minutes to Warm Beach, other recreational lakes, beaches & all the beauty the Pacific NW has to offer. Call Laura Bird 360-630-9692
MLS#451109 $98,500
1050 Sinclair Wy, Burlington Charming home in wonderful 55 & better community of The Cedars. Floor plan is open & welcoming. Lg. rooms, 2 br., each w/ own ba. Garage + 2 parking spaces & RV parking. Homeowner Dues include Cable TV, use of Clubhouse, Structure Insurance, Building Maintenance, and lawn/yard care. Call Laura Bird 360-630-9692
MLS#287212 $125,995
21727 Swan Rd, Mount Vernon Charming home w/ 100’ x 40’ shop on 8.49 acres. Updated w/ beautiful flooring, master on main level w/ its own ba. + French doors out to deck. Lg country kitchen. XL bedrooms upstairs w/ play room/office area in between. New pellet stove. Pasture fenced in back & extra pasture to east of property. Call Becky Elde 360-770-9427
MLS#391322 $390,000
16573 Beaver Marsh Rd, Mount Vernon Beautifully restored 1909 Craftsman style home on 2.68 acres. Shop/barn connects to pasture. Original fir flooring throughout, Lg. ba. upstairs + upper deck off master to take in the panoramic views of Mt. Baker, Olympic Mtns. Heated outdoor swimming pool w/hot tub. Guest suite w/ba. off main entrance gives guests their own private space.Call Becky Elde 360-770-9427
MLS#440085 $350,000
2210 Old Hwy 99 Rd S #20, Mount Vernon Affordable 2 br. 1 ba. Current leased lot rent $447; includes water, sewer, garbage, cable TV. All new copper plumbing, laminate floors installed approx. 2 yrs. ago, vinyl dbl pane windows, light sw. & recept. per code. Furnace approx. 2 yrs. old. Water heater has 1 year warranty. (55+Park).Call Jim Nicholas 360-708-9379
MLS#439809 $6,500
TRENDS
Foreclosures are down nationwide, but rates remain high in certain areas
F oreclosure activity in December 2012 was at its lowest level since April 2007, down 21 percent from 2011, according to the “Year-End
2012 Foreclosure Market Report” by RealtyTrac, real estate data and listing site. That’s good news for the country as a whole, but foreclosures remain especially high in some areas. In Florida, Palm Bay has seen a 110 annual percent change in foreclosure activity, and Tampa’s rate rose 41 percent. Other problem areas include Raleigh, N.C. (62 percent), Omaha, Neb. (38 percent) and Rockford, Ill. (36 percent), per RealtyTrac. Stacey Anfi ndsen, real estate agent and appraiser for Birch Appraisal Group in Cary, N.C., near Raleigh, says, “These [markets] were ‘ground zero’ for people buying houses who should not have been buying houses,” during the housing bubble.
Foreclosures remain high in many of these markets because of backlog of foreclosure cases, Anfi ndsen says. This is especially true in states like New Mexico, known as a judicial foreclosure state, where a judge must sign off on a foreclosure prior to the property being taken back by the foreclosing lender. It adds extra time to the process, explains Michael Lizzi, associate broker with Allstar Realty in Rio Rancho, N.M.“Another contributing factor is short sales,” Lizzi says. “These sales can run through multiple offers before... falling into a bucket for foreclosure.” Still, there is hope on the horizon, as evidenced by a recent increase in housing starts, a stabilization of housing prices and a reduction in the unemployment rate.
“I believe the recent positive turn in the real estate market will give downtrodden homeowners who have lost so much equity in their homes over the past six years a ray of hope,” says Rhonda Duffy, owner and broker of Duffy Realty in Atlanta. “And rather than defaulting and walking away from their homes to foreclosure or bankruptcy, I think homeowners will regain some confi dence and actually ride out the market.” — Erik J. Martin
NEW WAVE OF FORECLOSURES
goskagit.com/reweekly Real estate Weekly March 8, 2013 9
Now could be
the time to
sell a new home
and earn a slice of
the Real Estate pie.
Record-low interest rates and record-low housing
prices are renewing interest in the fl oundering housing
market for many people.
“When sellers are interviewing real estate agents to
market their homes, their primary focus is usually on the
advertising that the agent will offer them,” says Jessica
Let us help you meet your marketing goals by advertising
your listings in Real Estate Weekly.
NO JOB,NO DICE
QUESTION: I lost my job three years ago
and my unemployment has run out. I’ve been trying to refi nance with a no-cost mortgage and without increasing my debt. My loan servicer does not do refi nancing and refuses to lower my interest rate. What can I do?
ANSWER:your situation is very diffi cult
because, without income, a lender cannot demonstrate that the loan will be affordable to you.
let’s imagine that a lender will allow up to 28 percent of your income to be used for principal, interest, taxes and insurance – known as PItI. let’s also imagine that a lender will allow up to 36 percent of your income to be used for PItI plus recurring monthly debts such as student loans, car payments and credit card bills. these formulas make a lot of sense, but they assume that the borrower has enough income to make them work.
For unemployed borrowers, one option might be the Home affordable Unemployment
Program. However, there’s a very big catch to the government’s unemployment assistance effort: among other requirements, you must be both unemployed and eligible for unemployment benefi ts.
a second hitch is that there’s a three-month trial period in which mortgage payments must be made in full and on time. Miss a payment and you cannot continue to participate.
an alternative is the $7.6-billion Hardest Hit Housing Markets Fund. eighteen states provide assistance under this program, but the requirements vary. In California, for example, you can only gain access if your servicer participates in the plan.
If your servicer does participate, then California offers such options as nine months of mortgage payment assistance, principal reductions and reinstatement programs for those have not been making their payments.
It can’t possibly hurt to contact assistance programs to see if you qualify. If not, ask if they can recommend resources in your area. another option is to contact your state’s attorney general because they often work with lenders and programs.
Q&A ASK OUR BROKERBy Peter G. Miller
10 March 8, 2013 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly March 8, 2013 1110 - March 8, 2013 REAL ESTATE WEEKLY goskagit.com /reweekly
MV, Eaglemont, 4 Bdrm, 2 ½Ba, 3 car garage, all applcs.,$1,900. 360-941-7188Newer 3 Bdrm, 2 Ba, on pri-vate street, garage, applcs.,close to shopping & park,$1400/mo. 360-661-6674
2 Bdrm, 315 W. Woodworth,S-W. $725 + dep. W/Dhookups, no pets/smoking.W/S/G pd. 360-854-8507.
M.V. Townhouse 2 bdrm, 2ba, garage. No smoke/pets,$900/mo. 360-708-0316 or360-856-4172.
MV 3 PLEX, 2201 N. 20th, 2bdrm, 1 ba, wood stove,W/D, garage, end unit.$750/mo. $500 dep. 360-424-6974
Former Skagit Valley resi-dents desire furnished 2month summer rental. Call520-625-9647.
SW 2 bdrm, $745 + util. 3bdrm, across from W MV park,near store, $865. 661-0973
16442 FIR ISLAND RD.,M.V. $415,000
OPEN HOUSESat., March 9th, 12-2
1927 Fir Island Farmhousew/ views from every rm. On2.1 ac this charmer offersbig bright int. with 4 bdrmsin the main house. Crafts-man details in tact, hard-woods, big open countrykitchen, dbl pane windows,big deck w/ Olympics view,organic gardens, gardenshed, 700 SF shop, beauti-ful old barn has had somestabilizing work done, &add'l outbldg. Eco-friendlyguest house is over 700 SFw/its own septic, deck &views & rents for $900/mo.
WRE/Skagit ValleyCall Margy Furst,
(206)755-8406
16792 STATE ROUTE 536,MOUNT VERNON
$184,900
OPEN HOUSE SAT., MARCH 9TH 12 - 2
Lovely remodeled 1 storyhome with 3 bedrooms, 2baths, built-in cabinets,pine floors, ceiling fans &forced air gas fireplace.Plus large deck, raisedbeds for your garden orflowers, garden shed & 2car detached garage. All inthe country with view of Mt.Baker & just minutes to I-5for easy commuting. MLS#372960
WRE/Skagit ValleyCall Alice Hanson,
(360)770-8791
OPEN HOUSESat., March 9th 1pm-4pm
1050 Sinclair Way,Burlington
Charming home in thewonderful 55 & better com-munity of The Cedars inBurlington. The floor plan isopen & welcoming. Lrgrms, 2 bdrms each w/it'sown bathroom. Garageplus 2 parking spaces & RVparking. Homeowner duesincl. cable TV, free use ofclubhouse, structure insur-ance, building mainte-nance, lawn & yard care.Ext. freshly painted in 2012.For more informationplease call Laura Bird 360-630-9692 MLS# 287212
ReMax Valley Homes
17598 TIFFANY WAY, MV$415,900
OPEN HOUSE Sat., March 9th, 1:00-3:00Beautifully designed 1 levelw/no stairs. Vaulted marbleentry, kitchen w/cherrycabinets, family rm w/gasFP & built-ins. Living/diningrm & master bdrm are ac-cented w/recessed ceil-ings. Master has dbl sinks& door to patio w/hot tub &waterfall area. Great laun-dry/craft rm w/sewing cen-ter. Floor plan is versatile &perfectly planned to takeadvantage of the best viewlot in the neighborhood.MLS# 455383
WRE/Skagit ValleyCall Donna Rowell,
(360)708-7984
RENT TO OWN3 bdrm, 2 ba, garage.Close to college. $1350.www.skagitsolutions.com
360-420-0606
MLS #4276471924 East Fir Street, MV
Priced at $189,000
One level 3 bdrm, 2 bathhome on 4/10th of an acre.Formal living room withfireplace, large family roomwith gas stove, updatedkitchen with eating area,new laundry room, newmaster suite with walk incloset, office area with builtin desk. New carpet, gasheat, spacious yard withoutbuildings, covered out-door barbeque/hot tubarea, RV/extra parkingarea.www.skagithomesonline.com
Ron Van Pelt360-333-1045
RE/MAX TERRITORY
RENT-TO-OWN thisBRAND NEW certified builtgreen 3 bedroom, 2 fullbath home in Sedro-Wool-ley. Enjoy lower utility billsand an easily maintainedlandscape. Some of themany green built featuresinclude ceramic tile, corkflooring, low flow dual flushtoilets, low energy light fix-tures, and a high efficiencynatural gas furnace. Formore information visit ourwebsite at skagitsolutions.-com
IT'S A GREAT TIME TOLIST YOUR HOME;
INVENTORY IS AT A7-YEAR LOW!
35 years experienceSold 47 of our personal
listings in 2012Professional photography
extensive internet market-ing & great communication/negotiating skills
Our bio & reviews at:SkagitValleyHomes.com
Bill & JannetteKrieger
360-421-4446360-708-0223
Windermere Real Estate/Skagit Valley
goskagit.com/reweekly Real estate Weekly March 8, 2013 11REAL ESTATE WEEKLY goskagit.com/reweekly March 8, 2013 - 11
360.424.0300
www.skagittraditionrealty.com
3780 E. College Way, Mount Vernon
FOR BUYERS & SELLERS!WHO QUALIFIES AS A HERO?
Heroes have been fi refi ghters, police and military; program expanded to include educators, pastors and more. Tell us what you do for
your community and let us say “Thank you”! Savings depend on fi nal purchase or sale price of home. Homes for Heroes Affi liates
have agreed to the following rebates /discounts, with HFH provider: Discounted Lender Fees; 25% of agents gross commission; $100 off home inspection; Discounted Title insurance fees . Call for details!
Carol HarrisPrimelending
Direct: 360.588.5431 Cell: 425.478.1638
Danya Wolf360-708-8294
Donna Kurras360-770-7596
www.SkagitTraditionRealty.com
1029 VISTA DEL MONTE ST, CAMANO ISLAND $273,000
Enjoy incredible panaramic Sound views from large newer cedar deck. MIL downstairs with full kitchen. Fully fenced yard. Cute garden shed. Fruit trees. Mature landscaping. Community beach and boat launch. MLS#452864.
442 FILBERT LANE, BURLINGTON $1000/MONTH.
Spacious 3 bedroom unit, in a convenient location; is situated on one plus acre of park-like lawn and fi lbert trees. An attached single garage plus two (2) extra spaces allow plenty of parking to accommodate your autos. Also two guest parking spots. Washer and Dryer hook-ups are inside each unit. MLS#449469
5226 WELLSPRING RD, MOUNT VERNON$239,000
Spacious 3 bdrm, 2.5 bath home on generous corner lot! 2 luxury main fl oor living areas w/gas fplace & 2nd fl r bonus TV rm, just off master. Kitchen has all newer appliances. Hardwood & carpet fl oors throughout. Has 2 car garage & is close to shopping, schools, playfi elds & walking trails. MLS#436162. T923789 to 85377
17774 TUKTUK , LACONNER$95,000
Waterfront Cabin on Skagit Bay with terrifi c views of Whidbey Island and the Olympics. Perfect get-away. Enjoy fabulous sunsets from the Western facing deck. Wildlife paradise with eagles, blue herons and seals. Great Kyaking. Currently used by owner as a retreat and vacation rental (approximately $8,000-$10,000 income per year). Leased land with B.I.A. MLS#454385
23682 PACIFIC HWY $499,000
Mechanics Dream! 36x70 Shop designed & built by retired auto body shop owner, has bathroom w/shower & w/d! Covered RV prkg w/power & dump station. Unique, custom built 1568sf home w/bonus 1260sf unfi nished basement/garage. Lg deck looks out to 3.17 acres w/ beautiful sunset views! MLS#426584
23191 STATE ROUTE 20, LAKE MCMURRAY $489,900
Beautiful waterfront home offers lots of light, amazing views, & parklike approach! Home features 4 beds, vaulted ceilings, formal living & dining rooms & large kitchen. Daylight basement offers extra living space; kitchenette, offi ce/library. Dock, boat launch, 75’ waterfront! MLS#440278. T156296 to 85377
Danya Wolf360-708-8294
36493 CAPE HORN RD, SEDRO-WOOLLEY $161,000
Spacious living, all on 1 level! Plenty of space (1ac) comes with this lovely home at the end of a long driveway. Large rooms complete with nice carpeting are found throughout. Home is right across the street from the River and property has great garden potential. MLS# 447728
Sandy Everett360-202-3706
NEW LISTING
AVAILABLE
MARCH 1
Danya Wolf360-708-8294
DON’T
MISS THIS ONE!
FISHING LAKE
Sandy Everett360-202-3706
OPEN HOUSE SATURDAY MARCH 9 12 P.M TO 3 P.M.
Suzanne Jenkins360-941-2983
1520 MEADOWLARK LN, MOUNT VERNON $395,000
4500 SQ. FT. CUSTOM HOME. Beautiful, spacious, striking design by Ladies Home Journal architectural editor! Many custom built-ins; every room a generous size; 3 bedrooms, 2 family rooms and a den! Each which could provide addt’l bedrooms! 2 natural gas log fi replaces! Lots of natural light and expansive decking overlooking estate! MLS#347359. T575960 to 85377
Danya Wolf360-708-8294
INCLUDES 2 ACRES DEVELOPMENT PROPERTY
Suzanne Jenkins360-941-2983
7751 WILDE RD, CONCRETE $215,000.
Qualifi es for USDA! Solid farmhouse with original wood moldings, coved ceiling and a rock fi replace, truly a traditional Washington home. A full basement with pantry area, spacious patio with gorgeous mountain views all around. A 2-car detached garage and a greenhouse complete the picture for down home country living. Home was moved to this site in the 40’s. MLS#387113
Brett Tacker 360-840-7931
CLASSIC
COUNTRY LIVING!
Danya Wolf360-708-8294
1601 N WAUGH RD, MOUNT VERNON $450,000
Two four-plex tracts for $150,000 ea & one fi ve-plex tract for $175,000. Building permit ready for thirteen (13) units. Or, administrative conditional use potential for prof/med offi ces. All utilities; incl off-site, fenced storm retention pond. Enjoy sunsets & Mount Baker view from this level 37,800 SF city tract. MLS#29133170
