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Creating a beautiful and

bountiful garden is a pop-

ular pastime for people

all across the country. It is impor-

tant to keep in mind that aesthet-

ically appealing plants may beappetizing to area wildlife, includ-

ing deer. Those who do not want

their gardens to turn into an all-

you-can-eat buffet for deer, rab-

bits and other wild animals can

take a more proactive approach

to gardening.

Deer are opportunists who

will no doubt see your garden as

a salad bar ripe with all of their

favorite foods. As housing devel-

opments continue to encroachon the natural habitats of deer

and other animals, these animals

are becoming more visible. Deer

may not be able to forage for

food effectively in their smaller,

natural surroundings, or they

may become accustomed to the

easy pickings they find in

neighborhood yards. Either way,

you may encounter a deer in or

around your area.

Keeping deer at bay in-

volves some work and mainte-

nance on the part of a home-

owner. There are safe and

humane methods to repelling

deer, or at least blocking access

to the plants worth protecting.

Here are the main ways to deer-

proof a garden.

FENCE IT

Fences are one way to deter

deer from entering a yard and

dining on your garden. Keep in

mind that deer can jump fences

that are quite tall, but they have

to be especially motivated to

jump an eight-foot-tall fence.

Still, they tend to be wary about

scaling a fence when they can-

not see what is on the other side.

Therefore, if you are fencing out

deer, choose a fence that camou-

flages the garden well and com-pletely encloses the area to be

protected. If you do not want

the fence to be solid, consider

putting stakes or thorny plants

within the garden so that the

deer will hesitate to jump into

the garden.

SCARE THEM

Deer are naturally skittish

around people, but over time

they can become quite compla-

cent around human beings.Once a deer decides that some-

thing will not present a threat,

the deer can adapt to its

presence.

Motion-activated devices

may not work, nor the presence

of pets. Predator urine is typical-

Deer-proofing a garden

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SEE PAGE 13continued on page 17


2/28

NOTE:To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

APR 19

St. Anthonys Columbiettes 2nd AnnualPocketbook Bingo will be held onFriday, April 19 at 7pm at St. AnthonysParish Center 57 Bartholdi Ave Butler.Featuring Coach and Vera Bradley.

$15.00 per person. Price includes: IPacket Bingo Boards (3 Boards per eachgame) & snacks on table. Daubers will

be on sale for $2.00 or bring your own.Cash bar will be available. Feel free to

bring your own food but NO BYOB. Fortickets please contact Lisa 973-492-

8540 or Cathe 973-492-8931 [email protected].

APR 27

Come join the Knights of Columbus fora Comedy Night to benefit the WoundedWarriors Project on Saturday, April 27.Doors open at 7pm and show time at8:30pm at St. Marys Carnevale Center,10 Lenox Ave, PomptonLakes. Admission $35 includes food,soda, coffee/tea, dessert and 2 drinks

(wine or beer) Additional Drinks $1.00.No one under 21 admitted. Also includes

50/50 Raffle. For tickets or more infocontact Ray Grimes at 973-835-4487.

Tickets may also be purchased atwww.KofC3801.org.

The Auxiliary of the Riverdale FireDepartment will be holding an All youcan eat Spaghetti Dinner on Saturday,April 27. The event will be held from4:30-7pm at the Riverdale Firehouselocated at 56 Post Lane in Riverdale.The menu will consist of spaghetti withmeatballs, salad, bread, dessert andbeverages. Advance reservations may

be made by calling 973-835-0137 or973-835-7196. Tickets will be available

at the door. The price for Dinner is$8.00 for adults, $7.00 for seniors 60+

and $5.00 for children under age 12.Take outs will also be available.

MAY 3

Attention Golfers! The Knights ofColumbus Marian Council #3801 is hold-ing their annual Basil M Ricci GolfOuting on Friday, May 3 at Skyview GolfClub in Sparta. The cost is $125.00 pergolfer and includes continental break-fast, deluxe BBQ lunch, prizes, give-aways and a chance to win a new car

hole-in-one contest. The proceeds fromthis event will benefit the Tara LynnJankowski Memorial Scholarship Fundand our own High School Scholarshipprogram. If youre not a golfer and stillwant to help support our effort, you can

sponsor a hole for only $100.00.Deadline to register is April 29, butdont wait too long. For more informa-tion, call Chris Arts at 973-492-2708 orvisit our website at www.kofc3801.org.

MAY 4

The Bloomingdale United Methodist

Church will host a rummage sale onSaturday, May 4 from 9am3pm at 65Main Street in Troxler Hall (bldg. to theleft of the church). The sale will includemens, womens and childrens clothing,household items, furniture, toys, books,shoes, baby items, knick-knacks, dishesand much more! Cake and coffee willbe available. For further information,

please call 973-838-5140, [email protected], or visit our websiteat www.bumc65.org.

MAY 6

Join us for a free Diabetes screeningand lecture on Monday, May 6 from10:30am12pm. This program will bepresented by Susan Zolanz from AtlanticHealth. All programs are free ofcharge; however registration is requiredby calling 973-838-3262, or visiting thelibrary as space is limited to 25. PleaseNote: All of our Adult Programs are

open to those who are at least 18 years

of age, unless otherwise noted. Check

our website for other library programsat www.butlerlibrary.org. Butler PublicLibrary is located at 1 Ace Road, behindthe municipal building.

Around theCommunity

Nook Raffle, sponsored by the Friendsof the Bloomingdale Library: Enter towin a Simple Touch Reader by Barnes &

Noble. Raffle starts Wednesday, March27. Drawing will be at noon onSaturday, May 4. Prices: $2/ 1 ticket;$5 / 3 tickets; $10 / 7 tickets. Pleasestop by the Library to purchase yourtickets today! Bloomingdale Free PublicLibrary, 101 Hamburg Tpk.,Bloomingdale. Phone: 973-838-0077.This year National Library Week isApril 15-20. The theme is Communities

visit our website at www.lifeandleisurenj.com April 17, 2013Page 2, Zone 3

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 973.696.8008

Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Art Director: Robin Banta Graphics: Mary Lalama

Sales: Lisa Buniewski, Martha Pineiro, George Papendick, Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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visit our website at www.lifeandleisurenj.comApril 17, 2013 Zone 3, Page 3

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The APG retirement

and estate planning

specialist brings to the

table his or her unwavering,

unparalleled, non-shakable

belief and conviction that

what APG does for our clients

is absolutely the finest oppor-

tunity or solution to their par-

ticular financial situation or

problem without exception!

The paragraph above is

the APG credo that each of

our franchisees across the

country works and lives by.

What is your personal or busi-

ness credo? Do you have one?

Are you prepared to make a

public affirmation of your

business intentions, mission

statement or mantra? Do you

feel comfortable standing on a

soap box, yelling out to the

spectators, audience and your

intended prospects, that you

stand for something? Does

your passion and plan for win-

ning at your business, occupa-

tion, project or goal include

helping others succeed in

achieving their goals, dreams

and ambitions? If so, then you

are on the right path to pros-

perity!

You reap what you sow.

What goes around comes

around. The laborer is worthy

of his hire. Luck is spelled W-

O-R-K. Success is spelled S-

W-E-A-T. You beat 98 per-

cent of your competition by

consistently showing up first

and leaving last. He who

serves best will best be served.

Do you need a check-up from

the neck up? Do you put your

perspiration behind your

inspiration? Do you constant-ly display a winning attitude?

Are you part of a T.E.A.M.

where together, everyone

achieves more? Practice the 7

Ps in every area of your

life: Proper Prior Planning

Prevents Poor Performance

Period! If a job is worth doing,

its worth doing well. If it is to

be, its up to me.

Which one of thesephrases above paints a picture

of you? Which one or more

would you like to adopt into

The American Prosperity Group credo and you By Mark Charnet


continued on next page


5/28

your life? Creating and believ-

ing in one of these mission

statements will keep you warm

at night knowing that you are

on fire and climbing higher!

Retirees share certain

common goals. Every retiree

or near-term retiree I have

ever met shares the same goals

with their money: 1. Safety of

principal. 2. Income for life. 3.

Growth of capital. 4.

Liquidity. 5. Tax advantages.

No one has ever objected

to these five basic principles of

retirement planning. The pri-

mary problem I have found in

my 32 years in this industry is

that very few people start

pursing the proper financial

dreams and goals early

enough. The second problem

was a general lack of educa-

tion of how, why, when and

where to accomplish theseuniversal retirement goals,

compounded by the fact that

the price of failing to prepare

was never made apparent to

them.

Ignorance is not an

excuse. Neither is the fact that

the subjects of wealth accumu-

lation and creating a never-


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continued from previous page


6/28

Anew study shows that

blackberries could

lead to healthy gums.

The study states that the anti-

bacterial properties of black-

berries lower the risk of gum

disease and promote gum

health.

There are also prior

studies that have indicated

the positive aspects of black-berries, claiming they pre-

vent cancerous cells from

spreading.

Many studies have

shown that eating a diet filled

with fruits and vegetables is

beneficial to ones health.

This type of diet also lowers

the risk of oral cancer, dia-

betes, heart disease and other

ailments.

Since good oral health

leads to good overall health, it

can be extremely beneficial

for people to incor-

porate blackberriesinto their diets.

Dr. Peter Brusco is a

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8/28

Keeping fit is essential

for the older popula-

tion, but many forms

of exercise can be difficult.

Pilates is a great way to stay

in shape while reducing the

risk of injury other exercises

may cause. Pilates focuses on

the quality of movement,

making it one of the best

ways for seniors to stay

healthy.

Pilates is suitable for

everyone, regardless of age or

level of fitness. Pilates can

enhance your immune sys-

tem, breathing and circula-

tion, while reducing stress,

fatigue, headaches and back-

aches.

Pilates lengthens the

muscles of the body instead

of building bulk. This is great

for the older population

because it improves balance,

posture and alignment. All of

these things are important to

continue our daily activities

efficiently. Each Pilates move

has a beginner, intermediate

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It is never too late to

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9/28

Rediscover the joy that

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Rather than using factory bot-

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Hydroponic units may be fed

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10/28

Matter at Your Library. CelebrateNational Library Week by completingthe April Reading Challenge. See howmany books you can read during themonth. Pick up a form beginning onMonday, April 1 and fill in the titles andauthors you have read in April. Returnit by May 4, to enter the contest. Thisprogram is open to Butler Librarypatrons of all ages. Prizes will beawarded for one person in each of twoage groups. Butler Public Library islocated at 1 Ace Road, behind themunicipal building. Visit us for

other library programs at www.butlerli-brary.org or call 973-838-3262.There will be Mah Jongg for Beginnersat Butler Public Library on Tuesdays:April 16, May 21, and June 18, from23:30pm. Cracks bams, dots, drag-ons, winds, flowers and jokers! Comefor Mah Jongg, the ancient Chinese tilegame. Learn the various suits and playhands from somewhat easy to almostimpossible. Mah Jongg is open to begin-ners of all ages but space is limited tofour players. Call the library at 973-838-3262 or stop by to reserve yourspot. Butler Public Library is located at 1Ace Road, behind the municipal build-

ing, on the internet at www.butlerli-brary.org, or by phone 973-838-3262

The Unorthodox Wood Carving Club isnow excepting new members. We are asmall group of woodcarvers with inter-ests in carving duck decoys, birds, andall other types of wood carving designs.Some power equipment available foruse. Please stop by Pompton Mill Works2nd Floor 145 Ringwood Ave Wanaque

or call 973-934-6520 for more infor-mation.The Bloomingdale Friends of theLibrary would like to welcome newmembers/volunteers. If you are look-ing to make new friends, want to shareyour leadership skills, and participate inour fundraising events, please come to ameeting and help support the library!You can make a difference in your com-munity! Meetings are on the 3rdWednesday of each month, at 7pm inthe Council Chambers, above thelibrary. For questions or more infoplease call or stop by the BloomingdaleFree Public Library, 101 Hamburg

Turnpike, Bloomingdale or call 973-838-0077.Whether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, PointMan Ministries is for you. Point Man isnot a social club of old war heroestelling war stories, it is a Christian min-

residues. Because of its secure

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Community Happenings


continued on next page


11/28

istry dedicated to helping veterans findpeace with themselves and the worldaround them. If you are doing fine afterthe war, thats fantastic but dont forgetabout your buddies who are still suffer-ing. Your encouragement could meanthe world to them. Find out how you canhelp. Call Barry Jensen at 973-809-9665. Point Man Ministries meets thefirst Thursday of every month from7:30-9:30pm at Cornerstone Chapel620 Route 23 North, Pompton PlainsThe Pompton Lakes Republican Clubinvites you to its monthly meetings on

the third Thursday of each month at theVFW Post 2906 off Wanaque Avenue inPompton Lakes. Membership is open tothe public. Get involved with the PLRCand participate in informative meetings,community outreach, scholarships foryouth, and social activities. Questions?Call 973-835-4025 or [email protected] Circle of Friendship, a supportgroup for the separated and divorced,meets at 7:30pm every Thursday at St.Marys Church 17 Pompton Ave. inPompton Lakes. For further informationcall Christine at 973-335-9880.Passaic Valley Hospice, a non-profit

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Community Happenings

continued from previous page


12/28

Intestinal parasites can cause

debilitating medical prob-

lems to dogs and cats, and

even to us humans! Most pets

will have worms at some

point in their lifetimes. These

worms are most commonly

seen in puppies and kittens but

any animal is susceptible, even

a pet that never goes outside.

Roundworms, hookworms,

whipworms, giardia, and coc-

cidia are the most common cul-

prits of these infections.

Routine dewormings and fecal

examinations are the mainstays

of identification and treatment

of these parasites. Year round

total parasite control, usually in

the form of a monthly heart-

worm preventative, is the way

to decrease the incidence of

intestinal parasite infections.

Fecal exams performed by

your veterinarian can diagnose

intestinal parasites by identify-

ing the eggs of the worms.

Adult worms like roundworms,

hookworms, and whipworms

are usually not shed in stools,

making identification by the

pet owner difficult. However,

the eggs of these worms are

present, though they are shed

intermittently. These eggs are

microscopic and too small to be

detected with the naked eye.

The Companion Animal

Parasite Councils guidelines

recommend fecal examinations

two to four times during the

first year of life and one to two

times per year in adults,

depending on health and

lifestyle factors.

Roundworms are the most

common intestinal parasite of

dogs and cats. Roundworm eggs

are shed in the feces of dogs

and cats and are spread when

animals or people come in con-

tact with the feces or soil.

These worms can also be trans-

mitted to puppies before they

are born and to kittens through

infected milk from the mother.

Roundworms can cause diar-

rhea, vomiting, and the potbel-

ly appearance seen in many

puppies. Roundworms do pose

a significant risk to humans.

Contact with contaminated

soil or feces can result in

human ingestion and infection.

Children are more vulnerable

to exposure because they are

more likely to put dirt or other

objects into their mouths.

Roundworms in humans can

cause fever, lung and liver dam-

age, and even blindness.

Hookworms are also a

common parasite in dogs and

cats. These worms are acquired

by adult pets through skin pen-

etration and ingestion of larvae

in contaminated soil. Puppies

and kittens can also be infected

across the placenta and

through milk. These worms

hook themselves to the intes-

tinal wall and feed on blood,

and can rapidly cause anemia

and sometimes black, tarry

stool. Hookworm larvae can

infect humans by penetrating

the surface of a persons skin,

typically through bare feet.

This results in itchiness at the

point where the larvae enter

the skin and visible tracks on

the skin from the worms

migration called cutaneous

larva migrans.

Whipworms infect only

our dogs, not cats. The worms

are passed in the feces and can

cause bloody diarrhea in dogs.

The biggest issue with whip-

worms is how tough they are in

the environment, surviving

adverse conditions and ex-

tremely resistant to drying.

This makes prevention and

diagnosis very important.

The good news is

intestinal parasites are easi-

ly treated with medication

as prescribed by your veteri-

narian. The Companion

Animal Parasite Councils

guideline for deworming and

prevention is as follows:

Administer dewormer to pup-

pies at two, four, six, and eight

weeks of age, followed by

administration of a monthly

preventive. Administer bi-

weekly dewormer treatment to

kittens between three and nine

weeks of age, followed by

administration of a monthly

preventive. Administer year-

round treatment with a heart-

worm preventive that has

broad-spectrum activity against

intestinal parasites. If your pet

was positive for worms,

rechecking the feces is impor-

tant to make sure all worms

have been eliminated.

This is not a complete

list of intestinal parasites and

is not meant to scare you into

fearing your pet, but to vali-

date the importance of regu-

lar fecal exams and year-

round total parasite preven-

tion. To prevent or control

intestinal parasites, consult

your local veterinarian. For

more information on guide-

lines, visit www.petsandpara

sites.org.

Dr. Matthew Krupnick is the

owner of the Pequannock

Animal Hosp ital. He g rew up

in Kinnelon and is happy to be

home with his wife, three

cats, and two dogs to provide

quality and compassionate care

for your pe ts in the communi-

ty. The Pequannock Animal

Hospital is located at 591

Newark Pompton Turnpike in

Pompton Plains. You can reach

them by calling 973-616-0400

Exams important to detect pets parasites By Dr. Matthew Krupnick


WHERE YOUR

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13/28

Parents of yesteryear sel-

dom had to worry about

protecting their kids

from strangers once their kids

were safely inside the home.

But since the dawn of the

Internet, parents know the

safety of their private residence

can be easily compromised. Be

it through social media, chat

rooms or other online outlets,

strangers can now gain access

to children in a variety of ways,

many of which are seemingly

innocent.

The prevalence of online

predators has many parents

looking for ways to protect

their kids when they go

online. Some parents may

want to outlaw the Internet

altogether until kids reach

high school, but such a reac-

tion can put kids at a signifi-

cant disadvantage academi-

cally by barring them from

what is often a valuable

resource. Parents who want

their kids to get the most out

of the Internet without put-

ting them in danger of online

predators can employ the fol-

lowing tips.

Warn kids about the potential

risks and dangers of the

Internet. Many parents would

prefer their kids did not know

about Internet predators, but

that wish should not outweigh

the desire to keep kids safe.

Teach kids that people on the

Internet may not always

behave honestly, misrepresent-

ing themselves in an effort to

gain access to unsuspecting and

often trusting kids. Teach kids

to take the same approach with

online strangers that they do

with strangers they see in pub-

lic, never sharing any personal

information or engaging in

conversation with someone

they dont know. Teach kids to

tell an adult they trust immedi-

ately if an online stranger con-

tacts them.

Use the filters at your dispos-

al. Parents can filter certain

Web sites so children cannot

access them. Filter sites geared

toward adults as well as any

sites where kids might be at risk

of coming into contact with

potential predators. Block chat

rooms and other sites where

adults can pose as kids and

make sure kids who are

involved with social media

have made their online profiles

private and only accessible to

friends and family members.

Monitor kids online activity

on a daily basis. The Internet is

such a commonly used tool

that many kids go online at

least once per day. Homework

assignments and other school

functions are commonly posted

online, and many kids commu-

nicate with friends via the

Internet as much as they do in

person. Parents should monitor

their kids online activity on a

daily basis; scanning their Web

history and examining their

social media interactions to be

sure kids arent putting them-

selves in harms way. Kids may

grow more resistant to such

monitoring as they grow older,

but parents cannot turn a blind

eye to kids online activity sim-

ply to avoid a confrontation.

Keep the computer in a com-

mon area. The family comput-

er should be kept in a com-

mon area where parents can

monitor how much time kids

are spending online, what


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i it b it t lif dl i jApril 17 2013 Zone 3 Page 17


17/28

ly an effective way at keeping

deer at bay. Bottled coyote

urine can be quite effective,

although human urine may

work as well. Reapplying the

product weekly around the

plants is a good idea.

REPEL THE DEER

There are many organic or

chemically-based products on

the market that deer may find

offensive to the taste or smell.

Hot pepper, sulfur and

eggs or even the use of soapy

water have been successful in

certain instances. The use of

blood meal or even human

hair around the garden may

repel the deer and keep them

on a different foraging path.

However, remember that any

deer that is very hungry may

ignore unpleasant tastes or

smells for a quick bite.

CHANGE PLANTS

If other food sources are

available, there are some

species of plants and trees

that deer will avoid. Filling

your garden with these plants

can help you maintain a

beautiful, albeit untasty,

environment for deer.

When planting annuals,

select among:

Alyssum, Begonias,

Calendula, Celosia,

Dianthus, Foxglove,

Geraniums, Parsley, Poppy,

Snapdragons

In terms of perennials,

plant these items once, and

deer could stay away:

Ageratum, Anemone,

Astibe, Bearded iris,

Catmint, Honeysuckle,

Lantana, Monkshood, Rock

rose, Rosemary, Soapwort,

Wisteria

Plant these herbs alongside

flowers for more protection:

Chives, Eucalyptus, Garlic,

Mint, Thyme, Wintergreen

Gardeners who use a

combination of methods to

keep deer out of their yards

and gardens may have a

higher success rate at deter-

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visit our website at www lifeandleisurenj com April 17, 2013Page 18, Zone 3


18/28

Rediscover the joy that

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20/28

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21/28

Soup-only sustenance,

detoxifying smoothies

and fat-burning super-

foods are just a few of the

many ways people have

attempted to lose weight in

recent years. Although many

diets can help a person shed

unwanted pounds or get

healthier, many more fail to

address the problems

boomerang dieters often face:

the fundamental lifestyle

choices that lead to weight

gain in the first place.

A common problem for

dieters is the inability to keep

weight off once they have

lost it. Registered dieticians

Julie Upton and Katherina

Brooking, authors of the

book, The Real Skinny:Appetite for Healths 101 Fat

Habits & Slim Solutions

(Tarcher/Penguin),

find that there is apattern to the

weight gain yo-yo.

That pattern, the

authors suggest,

often involves un-

healthy fat habits

that are a common

component of diet-

ing woes. Once

these poor lifestyle

choices are recognized and

replaced with slim solutions,weight loss and a healthy rela-

tionship with food is much

more attainable.

Upton, a representative

of the American Dietetic

Assoc-iation and frequent

contributor to national news

programs, and Brooking, who

has a masters degree in nutri-

tion science from Columbia

University, combine their

experience and expertise onthe subject of food and also

include data collected from

numerous nutritionists and

dieticians in their book.

Instead of touting quick-

fixes, gimmicks and the latest

trendy food, the authors pres-

ent a weight-loss guide that

offers real solutions for real

life. Examples of some of the

strategies offered in the book

include:Stop placing blame on oth-

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Ingredients

4 cups popped popcorn

2 tablespoons grated

Parmesan cheese

2 tablespoons butter,

melted

1/4 teaspoon paprika

3 drops hot pepper

sauce

1/4 teaspoon salt

Directions

Place popcorn in an 8-in.square baking dish. Bake

at 350 for 5 minutes or

until heated through.

Combine the Parmesan

cheese, butter, paprika

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Skinny solutions to weight loss

Parmesan PopcornRecipe




22/28

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23/28

Hal Maxwell, presi-

dent of Coldwell

Banker Residential

Brokerage in New Jersey and

Rockland County, NY, is

pleased to announce Cindy

Gallagher as Associate of the

Month in the companys

Kinnelon office for January

2013, based on sales produc-

tion. Gallagher has achieved

this distinction multiple times

in recent years.

Gallagher is a consistent

award winner for her profes-

sional accomplishments in

real estate, earning the New

Jersey Association of Realtors

(NJAR) Circle of Excellence

Award at the Gold Level for

her sales excellence in 2011

and 2012. She also receiv-

ed the Coldwell Banker

International Presidents

Circle Award for her 2012

achievements, placing her

within the top five percent

of approximately 41,300

Coldwell Banker sales associ-

ates worldwide.

Cindys lifelong resi-

dence in Kinnelon has trans-

lated into unsurpassed knowl-

edge and insight. Her buyers

trust her information about

the neighborhoods, schools

and ways the area has evolved

because shes witnessed the

growth and progress first-

hand, said Jane Trust Ryan,

branch vice president of

Coldwell Banker Residential

Brokerage in Kinnelon.

With 21 years of real

estate experience and exten-

sive local market knowledge,

Gallagher continually updates

her skillset to increase the

level of service she can pro-

KINNELON $649,000SMOKE RISE-Beautifully maintained 4BR/4.1BA

home on a cul-de-sac/SS Appl/2FPS/2C

Gar./flexible Flr. plan. KIN3508

KINNELON/SMOKE RISE 973-838-9300

KINNELON $574,900Smoke Rise-Newly renovated spacious 4/5BR

home on a cul-de-sac/2FPs/W/O LL/2C Gar.

KIN3448


KINNELON $689,900Smoke Rise charmer! Completely renovated

cust. Col. blending old with today's luxurious

customizations. KIN3620


PARSIPPANY $824,900Luxury Lakefront, 4BR 2.5Bath Col w/GrmtKit/custom Cherry, HW fls, Fam Rm, Palladiumwdw, Custom wood & mantle + much more.WYN0779

WAYNE 973-694-8000

KINNELON $700,000Kinnelon New Const.-Customze your dream

home on 1.39 Acs. on a cul-de-sac./schools

rank #1 n Morris Cty. #5 in NJ. KIN3520


PEQUANNOCK $539,0003BR/3BA Split-Level situated at end of priv. cul-

de-sac. This is your classic dream home.

KIN3396


RIVERDALE $199,900Upgraded 1BR condo, Bayberry II model w/Kit,

Granite Counters, SS appl, Washer/Dryer, Patio,

Pool & Clubhouse. WYN0438

WAYNE 973-694-8000

ROCKAWAY TWP. $625,0003 Homes on one Lot! Main home has 3BRs,2Bths, LR, DR, Kit/Granite. 2nd home has 4BRsand 3rd home as 2BRs. WYN0232

WAYNE 973-694-8000

WANAQUE $329,990Wanaque Reserve - NEW 2BR, 2Bth 1,768sfcondo at 55+ active adult, 20,000sf impressiveclubhouse loaded w/activity! WYN0178

WAYNE 973-694-8000

WAYNE $350,000Stunning immac 3BR townhome w/Glamour KitLR/gas fpl, MBR Ste, Custom int. Enjoy Pool,Tennis, Clbhse, Exer Rm. Commuters Delight!WYN0048

WAYNE 973-694-8000

WAYNE $599,900Prestigious High Point - 3BR, 2.5Bth townhomew/Grmt Kit, MBR Ste/Fplc, Library, DR, Fam Rm,Rec Rm, Exer Rm, ovszd 2GAR & MORE!WYN0260

WAYNE 973-694-8000

WOODLAND PARK $369,900Welcome to your dream home! NEW construc-tion 1726sf upgraded Duplex home w/HW fls,Granite, 2GAR & so much more! WYN 0083

WAYNE 973-694-8000

BUTLER $209,900Young 1BR condo with Loft or 2nd BR + 2 full

Baths & Patio in convenient location. WYN0070

WAYNE 973-694-8000

CEDAR GROVE $389,900Spacious bright, Four Seasons adult 55+ -2/3BR 2Bth condo w/2 patios, gar pkg. Pool,Tennis, Billiards, Community & Exercise Rms.WYN0262

WAYNE 973-694-8000

FLORIDA, NY $369,490NEW construction, single family homes, start-

ing at 2,093sf in $340s - low $400s range

w/great commute to NYC & NJ. WYN0923

WAYNE 973-694-8000

GREEN POND $420,0003BR 2BA Cust. home on a 7AC Lot w/views.

Lots of natural light. C/A, FP in LR & WBS in

Fam. Rm. KIN3604


GREEN POND $599,000Wonderful oppor. to build your Lakefront Dream

Home! Prelim. approved plans for a 4500SF

home w/2C Gar. KIN1982


GREEN POND $699,000Year round vacation lifestyle-3BRS + Office/2.1

BA home. 2FPS H/W Flrs., Hot tub, oversized

2C Gar. KIN5979


HARDYSTON $284,900Deer Trail Lake - 3BR 2Bth updated Ranch w/nwrroof, septic & wdws, renov Kit & Bths on land-scaped crnr prop. Lg Shed & Deck. WYN0638

WAYNE 973-694-8000

KINNELON $325,000Fab. starter home w/charm/character in Fayson

Lks./H/W Flrs/Skylights/updated Kit./Short walk

to beach. KIN3612


KINNELON $485,000Just Pack your bags! Completely renovated in-

side/out/gorgeous Kit/Fam Rm. w/FP, walls of

glass/cul-de-sac. KIN3621


KINNELON $669,000Smoke Rise-Exceptional 9Rm/5BR Exp. Ranch

completely renovated in '10. priv. setting.

KIN3614


KINNELON $625,000Lakefront home totally renovated in

'03/3BRS/2.1BTHS/EIK/H/W Flrs/FP/ SS

Appl/Fin W/o LL. KIN3413


KINNELON $257,000Beautifully maintained 55+ Triplex w/2BRs,3.5Bths, DR/LR, Laundry Rm, Pantry, Fam Rm,GAR & More! WYN0187

WAYNE 973-694-8000

Cindy Gallagher named associate of the month at

Coldwell Banker Residential Brokerage in Kinnelon




24/28

ers or finding excuses why you

cant lose weight and focus onthe ways you can.

Understand the facts

behind metabolic rate and

find the right number to burn

the maximum number of

calories.

Know the difference be-

tween curves and extra

pounds.

Recognize that losingweight is actually the easy

part. Keeping the weight off

is the real challenge. Aiming

for smaller goals (5 percent

of body weight at a time) can

help you keep weight off over

the long haul.

Exercise is essential. Few

people can keep weight in

check without increasingphysical activity.

Increase the amount of pro-

tein you eat, which can help

you feel sated and less likely to

overeat. Upton and Brooking

suggest these protein power-

houses that are under 200

calories per serving.

1. Almonds: One ounce pro-

vides 170 calories and 6grams of protein.

2. Peanut butter sandwich:

Peanut butter on whole-grain

bread is tasty and portable

and offers heart-healthy fat.

3. Parmesan popcorn:

Sprinkle low-fat microwave

popcorn with 2 tablespoons

of grated parmesan cheese to

add protein and calcium tothe snack.

4. Pistachios: One ounce of

pistachios is equal to 49 nuts.

Thats an impressive snack at

160 calories with high fiber.

Leading by example

with inspiration and sugges-

tions anyone can follow,

The Real Skinny can safely

help readers attain a slimmer,healthier body. A 14-day

meal plan and easy recipes

are included in the book,

which is available in digital

format and anywhere major

books are sold.

SALES CENTER

SALES CENTER LOCATED AT:

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The Developer is Greentree Development Group. The image used in this ad is an artist rendering and as built conditions may be different

than depicted. Features, pricing, availability, amenities and specifications from any image are subject to change without notice.

88 ending retirement income arebarely approached in the pub-lic school system. What goes

up, must come down. The law

of gravity need not be taught

in school for people to under-

stand that gravity exists and

neither should the law that

you will need money to retire

in the future and it is your own

responsibility to provide it for

yourself. (Unless, of course,you were born with a multi-

million dollar trust fund,

which most of us were not!)

Today, everyone is

charged with the responsibility

to be self-funded, self-motivat-

ed, self-sufficient, self-com-

pleting and self-satisfied with

the results of their financial

activities throughout their life-

time. Remember; even if you

didnt have the good fortune ofbeing born with a silver spoon

in your mouth, you can create,

compile, grow or even be guar-

anteed a huge pile of cash for

your retirement years. After

you are gone, this can put sil-

ver spoons in all of your chil-

drens and grandchildrens

mouths. This is what a compe-

tent, knowledgeable, retire-

ment and estate planning

advisor is engaged to do fortheir clients. If the advisor you

are working with hasnt

demonstrated the strategies

and techniques to accomplish

these plan objectives, then

they arent helping their clien-

tele realize their goals and

dreams while working to

achieve their own. Call me for

a second opinion on your pres-

ent plan or to determine if you

would benefit greatly fromlearning about the Trinity

Method of Investing, uniqueto the advisors of American

Prosperity Group.

Watch this publication

for our continuing financial

planning free educational

workshops happening period-

ically throughout the year.

APG has relocated to a new

and improved location to

better serve our clients and

those people who need to be.

Call us for a guided tourthrough our facility located

at 901 Route 23 South in

Pompton Plains. We occupy

the second floor next to

Brainy-Acts Tutoring and

Educational Services, above

Lakeland Bank and

PediatriCare physicians. Im

looking forward to meeting

you.

Mark E. Charnet is presidentand founder of American Pros-

perity Group. APG is the p re-

mier retirement and estate

planning franchise in the U.S.

with 17 offices in nine states.

Mr. Charnet has over 30 years

of experience in the retirement

and estate planning fields. Cre-

ator of the Trinity Method of

Investing, Mark encourages

your inquiries and can be

reached at: 877-885-1274,973-831-4424 or markchar-

[email protected]. Check out our

website: www.1apg.com. In-

terested in a career in retire-

ment and estate planning?

Check out this website:

www.apgfranchise.com. Guar-

antees based on the claims pay-

ing ability of the insurance

companies selected. Securities

through: BCG Securities, Inc.

Member SIPC, FINRA and aregistered investment advisor.

The American Prosperity Groupcredo and youcontinued from page 5

Skinny solutions to weight loss




25/28

The Falafel Factory celebrated its grand opening at 719 Hamburg Turnpike inPompton Lakes on March 20. From left to right: Joe Rahman; Valerie Col,

graphic designer for BID; Art Kaffka, president of Chamber of Commerce andBID manager; Jane Karcher, treasurer of the Pompton Lakes Chamber of

Commerce; Valerie Simone, member of the Pompton Lakes Womans Club andPompton Lakes Fire Department Ladies Auxiliary; Margaret Kaffka, secretary of

the Pompton Lakes Chamber of Commerce and member of Pompton LakesWomans Club; Mike Serra, councilman; Mayor Katie Cole; Mike Simone,

concilman; Terry Reicher, councilwoman; Bill Baig, councilman and member ofthe Pompton Lakes Rotary; Afaf Youssef, owner; Terry Katit, owner; Tina Katit;

Emily Wanklin; Karen Manneback, president of the Pompton Lakes WomansClub and Pompton Lakes Fire Department Ladies Auxiliary; Nart Sagha; Hitesh

Patel, member of the Pompton Lakes Chamber of Commerce.

vide. She is a Coldwell BankerPreviews Property Specialist,

expertly trained in marketing

luxury homes. Gallagher is

also a certified new home spe-

cialist, certified residential

marketing specialist, certified

residential specialist and

certified relocation profession-

al. She is a member of

the National Association

of Realtors, New Jersey

Association of Realtors andPassaic County Board of

Realtors.

For more information

about buying or selling a home

in Morris and Passaic counties,

contact Cindy Gallagher with

Coldwell Banker Residential

Brokerage in Kinnelon on hercell at 973-714-3897, at the

office at 973-283-7725, or by

e-mail at cgallaghercoldwell-

[email protected]. The officeis located at 1450 Route 23

North in Butler. Area listings

can be viewed at coldwell-

bankermoves.com/kinnelonand kinnelonrealty.com.

While the Decla-

ration of Indepen-

dence states that

we have the right to life, lib-

erty and the pursuit of happi-

ness, sometimes lives are lost,

liberties are denied and happi-

ness is ruined by people and

companies who behave badly.

At times that bad behavior is

intentional, but very often it

is the result of negligence.Negligence sometimes

includes those situations

where a person knows or

should know their actions

pose a risk to others but con-

sciously disregards that risk

and engages in risky behavior.

Many times negligence

includes that situation where

a licensed professional fails to

live up to the minimum stan-

dards of performance and the

duty owed a client or a patient

he or she is serving.

Negligence sometimes in-

volves something as everyday

and mundane as the failure to

remove ice from ones side-

walk in a timely manner. Itcan include something as dra-

matic as an airline pilot, a

ships captain, a train engineer

or a bus driver taking the con-

trols while drunk or falling

asleep while in control.

Another example of negli-

gence is when a pharmaceuti-

cal company sells a drug that

does not meet FDA standards,

and the person taking the

drug is harmed.

What is important to

know is often times people are

not hurt by negligent behav-

ior but not always

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