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It is often during times of
extreme devastation when
children first see how commu-
nities can join together to help one
another. Such efforts may be a
childs initial exposure to charitywhile highlighting the impor-
tance of putting another per-
sons needs before your own.
But children need not
be exposed charity solely dur-
ing times of tragedy. Teaching
children to be charitable is one
of the ways to help them
become good citizens of the
world. By helping others, parents
can instill early on lessons of
kindness, empathy and compas-sion into their sons and daughters.
Children who are ready and will-
ing to lend a helping hand may
grow up to be more appreciative of
what they have in their own lives.
Whats more, they may learn to be
selfless while assigning less value to
material things.
Youngsters who repeatedly
see their own parents and other
role models doing good and lend-ing a helping hand may be more
inclined to
repeat that behavior, and giving
will be the norm for them rather
than the exception.
To mold charitable children,
families can employ the following
techniques.Start locally. There are people
right in your own communi-
ty or on the street where you
live who can benefit from a
helping hand. Ask an elder-
ly neighbor if he or she
needs assistance with shop-
ping for groceries or could
benefit from your child taking
in the garbage cans after pickup.
Children can help shovel snow
from sidewalks or do other age-appropriate tasks, such as place a
carelessly strewn newspaper closer
to a neighbors door.
Volunteer as a family. The
entire family can get together and
spend time working at a communi-
ty-sponsored carnival or cleaning
debris from an area beach.
Volunteer work may be available at
your childs school, where families
can plant gardens around the prop-erty. When volunteering as a fami-
ly, not only is your entire family
helping to do good, but youre
spending quality time together as
well.
Make charitable donations.
Let children see the solicitations
for monetary donations that come
in the mail. Read aloud the pleas
for funds to help children and
adults who may not have enough
to eat or who may require medicalcare. This is an important lesson in
humility and helps show children
that not every person in the world
is comfortable. Once kids have
Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste
November 13, 2013
Zone 2, Vol. 11, No. 22
We are a Family, Friendly Publication
Teach children to be charitable
continued on page 20
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NOTE:To have your groups announce-ment appear in Community Happenings,
please e-mail your paragraph to [email protected].
NOV 16
Montville Reformed Church WomensGuild is hosting a Holiday ShoppingBazaar. This one stop shopping event willbe held on Saturday, November 16 from10am-3pm. All vendor spots have been
filled. We have various vendors, homeparty demonstrators and crafters. The
Womens Guild will also have bracelets forsale. Best of all its free admission. The
kitchen is open and muffins and bagelswill be for sale when we open; for lunch-homemade soups; for dessert-our famousbaked goods table. Come and do yourHoliday shopping all under one roof. Fora list of the vendors please go to thechurch web site at www.montvillere-formed.org.The Montville United Methodist Church20 Whitehall Rd (Route 202) Towaco willbe hosting a delicious chili and baked
potato dinner on Saturday November16.There will be continuous seating from
4:30-6:45pm. Tickets are adults-$10.00,seniors-$8.00, children-$6.00 and chil-dren under 5 free. Homemade desserts,salad, beverages and vegetarian chili willbe available. Tickets may be purchased inadvance by calling Linda at 973-632-5509 or at the door.
NOV 18
The G.F.W.C. Montville TownshipWomens Club will hold its monthly meet-ing on Monday, November 18 at 7pm
Senior House, 356 Route 202 (MainRoad), Montville. The evenings speaker
will be Allison Smith, MPH, and registereddietitian from Shop-Rite. Her presenta-tion entitled Diabetes Awareness willcontain healthy Thanksgiving tips andproducts for all. Refreshments will beserved. Montville Township Womens Clubmeetings are held the 3rd Monday ofeach month. New members are welcome.For membership information, callAlexandria at 973-405-0088.
NOV 24
The Montville United Methodist Church
visit our website at www.lifeandleisurenj.com November 13, 2013Page 2, Zone 2
100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editors: Bethanne Pellegrino & Kenneth Nicholas i Art Director: Robin Banta
Sales: Lisa Buniewski, George Papendick, i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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29 Whitehall Rd (Route 202) Towaco willbe celebrating Christ the King Sunday onNovember 24 at 10:30am with a specialservice featuring the gospel music of Elvis
Presley. The service will feature talentedguest visual artist Richard Romero. Musicwill be provided by the church band. Allare welcome to this celebration. For fur-ther information call 973-334-1603.
NOV 26
November programs at the Lincoln ParkPublic Library. Thanksgiving ScavengerHunt, Tuesday, November 26 from 2-
3pm, all ages. Stop by after schools earlydismissal for a scavenger hunt at the
Library! You will also receive a specialscavenger hunt to work on duringThanksgiving Day. Then, bring your com-pleted scavenger hunt back to the libraryfor a prize.
DEC 8
The Suburban Womans Club ofPompton Plains invites you to its 26thannual Holiday House Tour Sunday,December 8 from 12-4pm Cost $20.00.Tickets will be available beginning
November 15 at Fireside Furniture Store,695 Rt. 23 South, Pompton Plains orPequannock Township Library, 477
Newark Pompton Turnpike. For moreinformation call Ginny at 973-835-4114.
Around the
Community...
The Montville United Methodist NurserySchool 29 Whitehall Road (Route202)Towaco will be sponsoring a collection forthe battered Womens Shelter during themonths of October and November until
Thanksgiving. Items needed include per-
sonal care items and feel good accessoriesto help give comfort to the womens situ-
ations. Items may be donated directly tothe Nursery School anytime from 8am-4pm. Some suggested items may include
cosmetics, womens hygiene products,
hair brushes and small beauty acces-sories. We hope you will join us in thisgoodwill endeavor. Any questions call the
school at 973-334-3924.
True Vine Christian Center, located at 99Two Bridges Road in Lincoln Park offers afood pantry which is open every second &
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 3
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Dogs have team
together for this worthycause. Come out andsupport them!
Special with Jamie or Mark
Sun., Nov. 24th 12pm-4pmSun. Dec. 8th 12pm-4pm
All Proceeds Donated toPequannock Animal Shelter
Margaret (Peggy) TanaEd.M, MAT, LPC, LCADC
Licensed Professional CounselorLicensed Clinical Alcohol and
Drug CounselorNJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse, trauma,
cultural, and spiritual issues.
Trained in EMDR.
170 Kinnelon RoadKinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
A
nx
ietyAddict
ionDepression
Community Happenings
continued from previous page
continued on page 18
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Im 21, out of college andcant find a job. What do I
do now?
Im 31, just got laid off,
have a big mortgage, a spouse
and two kids. What do I do
now?
Im 41, recently got down-
sized, have a bigger refinanced
mortgage, a spouse, two kidsnearing college and my unem-
ployment checks have stopped.
What do I do now?
Im 51, the company I
work for was just sold, people
are being let go, I believe I
may be next to get fired and
Im not prepared to retire.
What do I do now?Im 61, my industry is
being phased out by technolog-
ical advances, Im too young for
Medicare, too young to receive
my pension and too old to find
another job. What do I do
now?
Im 71, retired, with no
weekly paycheck, negative per-formance in my portfolio on
top of my withdrawal needs
will deplete my funds sooner
than later. My parents and in-
laws are already gone so there is
no inheritance to look forward
to. Must I look to my children
for financial support if my funds
are depleted or is there anothersolution?
Im 81, its harder for me
to do the grocery shopping and
clean the house. My spouse is
getting more and more forget-
ful every day. We dont have
any long-term care insurance
policies. What do I do now?
Or
Im 21, out of college and
cant find a job. Its a good
thing that my father told me toput away 10 percent of my
earnings from each and every
paycheck Ive ever earned from
my part-time jobs as a teenager.
Im 31, just got laid off,
have a big mortgage, a spouse
and two kids. Utilizing the cash
value from my life insurance
policy and my mutual funds
that I have been funding for
ten years now, there is plenty of
money at my disposal until Ican find the perfect job again.
Im 41, recently got down-
sized, have a bigger refinanced
mortgage, a spouse and two
kids nearing college, and my
unemployment checks have
stopped. Its a good thing that I
can borrow against my 401k,my life insurance cash values
and my mutual funds to keep
everything afloat.
Im 51, the company I
work for was just sold, people
are being let go, I believe I may
be next and Im not prepared to
retire. Once again, with a com-
bination of home equity, life
insurance cash values, all of my
mutual funds and my 401k
assets, I can start my own busi-
visit our website at www.lifeandleisurenj.com November 13, 2013Page 4, Zone 2
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visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 5
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
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Boston Louis Jewelers in
Pequannock is gearing
up for a trunk show on
November 30 from 26pm.
The show will feature the beau-
tiful Nomination jewelry line.
A few years back,Nomination steel bracelets
with charm links were all the
rage. What most of the fans of
these bracelets didnt know was
that Nomination also designs
stunning high-quality silver
fashion jewelry. All the pieces
are crafted in Italy, renowned
for some of the best-made jew-elry in the world, and most are
in the very affordable
$100$300 range.
There are many unique
design suites in the
Nomination line. The
Romantica suite consists of
beautiful modern-styled neck-
laces, bracelets and earrings in
filigree heart shapes that are
accented with 18K rose gold
overlay details. The Sorrento
suite features cut-though geo-
metric circles with sun, cloudor heart shapes. The Sofia suite
uses perfectly cut pastel-colored
semi-precious gems, such as
lavender and green amethyst,
light blue topaz, smoky quartz,
citrine, and green/gold quartz
complimented by brilliant
white cubic zirconias. All are
gorgeous, plated with tarnish
resistant rhodium that also
gives it a brilliant platinum
look. They are pretty enough tobe worn with formal attire but
are designed for everyday.
The wonderful thing
about this Nomination line is
that with many matching ear-
ring, pendant and bracelet sets
available, you can add to your
jewelry wardrobe with each
special occasion. Any piece in
this stunning line is sure to
please that special someone in
your life!
Boston Louis Jewelers is
located at 151 NewarkPompton Turnpike in
Pequannock. Call 973-694-
9073 Tuesday through Saturday
for more information about
Boston Jewelers or the
Nomination trunk show.
Boston Louis Jewelers has
been happily crafting, selling,
repairing, purchasing and
appraising jewelry in
Pequannock Township for 25
years! Visit online atwww.bostonlouis.com.
Boston Louis Jewelers
hosts Nomination
trunk show
T
heres a new way to
coerce fearful patients
to visit the dentist,and it involves a nasal spray.
The nasal spray is cur-
rently undergoing tests to see
if it can substitute the way we
administer Novocaine. Early
trials were successful, so its
possible that permission for
use will be granted this year.
If a nasal spray successful-
ly fills in for the injections in
giving dental anesthesia, it
will go a long way toward
shedding the negative feelings
associated with dental treat-
ments.
Psychological methods,
anti-anxiety medications andmedical procedures are used
today to reduce dental anxiety
with success.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-838-5862 or visit him on the
web at www.drbrusco.com
New cure for dental
anxiety By Peter Brusco, DMD
visit our website at www.lifeandleisurenj.com November 13, 2013Page 6, Zone 2
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
7/24
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 7
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8/24
At the 2012 Olympics,
74 men from 61
countries competed
in the 100 meter dash. Usain
Bolt left his competition in
the dust, setting a new world
record. But 20 runners were
within a half-second of his
qualifying time and 50 run-
ners were within one second.
No matter how good you
think you may be at what you
do, there is a lot of competi-
tion out there.
If we focus our energies
on beating others, even when
we are successful, the question
remains for how long? First
place is a fickle and unsustain-
able perch. No matter how
powerful something may
seem, the relentless onslaught
of time has a way of eroding
the most formidable champi-
on because they are alone and
exposed. Everyone is aimingto knock them off their podi-
um. Thats what happens in a
world fueled by competition;
everyone else is a potential
enemy.
Instead, my goal is to be
the best at finding common
pathways of success for others
around me. We all have the
opportunity to journey alone
or together. By sharing the
win, we find instead that
everyone else is a potential
ally. It doesnt dilute your suc-
cess it multiplies it.
Paul Holland is an author,
speaker, inventor and serial en-
trepreneur. Paul is the president
of the SWG Group, located in
Fairfield, NJ. You may reachhim at 973-521-7647 or on the
web at www.theswggroup.com.
And the winner is... How to share the win and multiply your success
visit our website at www.lifeandleisurenj.com November 13, 2013Page 8, Zone 2
Professional Service with Tender Loving Care
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Its not too late to make
moves to reduce your 2013
taxes if you are a business
owner.
Use the new streamlined
home-office rules. Many self-
employed taxpayers declined to
claim the home-office deduc-
tion because it was so compli-
cated to compute. For 2013,
the deduction is streamlined,
allowing for a deduction of $5
per square foot, up to a maxi-
mum of 300 square feet or
$1,500.
Create a retirement plan. Its
not too late to create a retire-
ment plan for yourself and your
employees if you have them.
The plans can be simple to set
up and administer, such as a
Simplified Employee Pension
(SEP) plan. A 401(k) plan
could be established even for a
one-person business. While
some of these plans must be
established by the end of the
year, most can be funded up to
the extended due date of the
tax return.
Purchase business equipment.
Up to $500,000 (scheduled to
be reduced significantly to
$25,000 in 2014) in business
equipment purchases can be
expensed this year, rather than
being expensed over a number
of years. Additionally, there is
also a 50 percent bonus depre-
ciation allowance (that will not
be available in 2014) if your
purchases exceed the $500,000
limit. This might be the last
year to maximize your equip-
ment purchase deductions to
such an extent.
Deduct health insurance. If
you are self-employed, you are
allowed to claim 100% of the
amount paid for health insur-
ance for yourself, your spouse
and your dependents as long as
you follow certain conditions.
Consider credit card purchas-
es. If you want to purchase
equipment or supplies for your
business before the end of the
year, but you are cash-strapped,
consider using your credit card.
Your deduction occurs this year
when the purchase is made, not
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 9
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Paragon Jewelers
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We Also Buy Sterling Silver & Coins
Rt. 23 N. & Jackson Ave.Pompton Plains
In The A&P Shopping Ctr.Next To Home Goods
& T.J. Maxx
973-839-0611Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,325 oz.
Year-end tax-cutting suggestions
for businesses
continued on page 14
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
10/24
ness or purchase a franchise,
become my own boss and this
dependence on a job will be
gone forever!
Im 61, my industry is
being phased out by technolog-
ical advances, Im too young for
Medicare, too young to receive
my pension and too old to find
another job. After analyzing
my portfolio, Ive determined I
can actually retire comfortably
for the rest of my life without
the constraints of a job. My
spouse and I both are guaran-
teed an income that will never
diminish or cease, thanks to
our financial advisors advice
that we listened to and prac-
ticed for the last 40 years!
Im 71, retired, with no
weekly paycheck and negative
performance in my portfolio
on top of my withdrawal
needs will deplete my funds
sooner than later. My parents
and in-laws are already gone so
there is no inheritance to look
forward to. With my retirement
portfolio properly set up and
protected utilizing the Trinity
Method of Investing, our joint
retirement income needs are
guaranteed to last until we are
both gone, even if stock and
bond markets sour and our
portfolio dies before we do. Our
financial advisor told us of the
benefits derived from investing
through an insurance company
with income enhancements
and guarantees. We immedi-
ately seized the opportunity
and consider that decision the
best financial move of our
lives!
Im 81, its harder for me
to do the grocery shopping and
clean the house. My spouse is
getting more and more forget-
ful every day. As part of the
Trinity Method of Investing
our advisor told us about,
whether we need assistance in
the home or the help of a nurs-
ing home, we will not be finan-
cially devastated. In fact, our
joint income will increase
because of the need and a sepa-
rate insurance policy will pay
for our care. Not only will our
portfolio be protected, our
annual income increased and
the expense of care provided by
insurance, our advisor also
included a bequest magnifier.
Not only will our children
receive 100 percent of the bal-
ance of our portfolio, they will
also receive it net of taxes as
the advisor provided for a plan
to take care of that obligation
too! We were also able to
enhance the bequest to our
children and favorite charities
with a gifting program set up
through the Trinity Method of
Investing! Our advisor intro-
duced us to a wonderful and
competent elder law attorney
to create the five legal docu-
visit our website at www.lifeandleisurenj.com November 13, 2013Page 10, Zone 2
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Home health care is a
preferred way of care
for those who wish to
receive quality individualized
services in the comfort of
their homes. Recipients of
home health care include the
elderly, those living with an
illness and those recovering
from an accident or surgery.
Choosing a quality home
health care agency is not an
easy decision. Here are some
helpful points to consider:
1.Is the agency certified by a
reputable Accrediting Body of
Healthcare Organization,
such as the Commission on
Accreditation for Home Care,
Inc. (CAHC), which is New
Jerseys largest and only state-
based home care accreditation
program?
2.Is the agency available 24/7
with an RN supervisor on-call
if necessary?
3.Is there a proper process for
the hiring, screening and
Eight easy steps to choosing the right home health care
provider
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 11
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continued on page 14
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12/24
Though it may seem like
dogs have stomachs of
steel, no dog is invin-
cible. Sometimes they may be
struck with stomach upset or a
symptom that indicates there
is a problem.
The American Veterinary
Medical Association cites
canine digestive issues as one of
the main reasons people bring
their dogs to see a vet. Dogs
have different digestive systems
than humans, and one notable
difference is that dogs do not
have digestive enzymes in their
saliva. Food does the majority
of its breaking down within
the canine stomach, which
requires the stomach to pro-
duce more acid than a humans.
This extra acid is what helps
dogs digest meats, particularly
raw ones, more readily, but it
may cause issues when intro-
duced to uncooked produce or
starches.
There are different stom-
ach ailments that may arise in
a dog and subsequent treat-
ment methods. Understanding
what might be going on can
help you seek medical advice
when necessary or avoid a trip
to the vets office.
VOMITING: Infrequent
vomiting is generally nothing
to get worried over. When a
dog eats something that is not
readily digested, he or she may
regurgitate the offender quite
quickly. Dogs who quickly eat
large amounts of food also may
find they have eaten too much
and regurgitate the contents of
their stomachs. Sometimes a
dog will vomit a frothy, yellow-
colored liquid. This is usually
bile that can be irritating to the
stomach. Smaller portions of
food spread out throughout the
day instead of one large meal
can help reduce vomiting.
When vomiting is fre-
quent and you notice any
other problems, such as weight
loss or refusal of foods, it is best
to consult with a veterinarian.
The dog may have eaten
something that is inappropri-
ate or poisonous.
DIARRHEA: Dogs are
not immune to diarrhea. Just
like humans, diarrhea is often
a byproduct of intestinal upset
rather than irritation in the
stomach. Many times dogs
may be afflicted with diarrhea
if they have intestinal para-
sites, such as certain types of
worms. There also may be a
foreign form of bacteria in the
body that causes irritation in
the intestines.
Diarrhea is often not a
cause for concern. It may
resolve on its own or by feed-
ing the dog a bland diet with
rice to absorb extra water from
the intestines. Frequent diar-
rhea will need further action
and may be indicative of a
larger problem.
Much like people, dogs
can suffer from colitis, an irri-
tation of the intestines. In
such instances, a dogs stool
may appear full of mucous and
be very loose. Dogs who are
normally house-trained may
have trouble making it out-
doors and soil the house. Vets
may prescribe antibiotics and a
bland diet for a week or two to
get digestive health back on
track.
ULCERS: Ulcers can
develop in dogs when their
bodies are in shock from a
severe bacterial infection,
blood pressure problem or
even a heart problem. Ulcers
also may be the result of taking
certain medications. Dogs
with ulcers may produce vomit
with specks of old blood mixed
in. A vet may prescribe
antacids and a bland diet for
ulcers, much like a doctor
would for a person.
CANINE GASTRI-
TIS: This is a condition of
irritation in the stomach due
to a foreign object or food
allergy. Some instances of
canine gastritis are a result of
dogs eating garbage or grass. In
acute cases, canine gastritis
often goes away on its own in
one to two days. If it does not,
it may be chronic gastritis,
which results from a food aller-
gy or by consuming hairballs
or something that cannot be
digested, like plastic.
A vet can do a test
called a gastroscopy
to narrow down gas-
tritis diagnoses.
BLOAT: Bloat,
or gastric dilation-
volvulus, is a very
serious ailment that
occurs when there is a
problem with digestion.
Something causes gases to
build up in the dogs stomach
and inflate it like a balloon.
The stomach also may twist
inside the body, causing the
esophagus to wrap around
itself as well as the bottom part
of the stomach at the pyloric
valve. This further prevents
the gas from escaping as nor-
mal. Eventually the stomach
may grow so large it cuts off
circulation to the heart, and
the dog may go into cardiac
arrest.
It is important to react
very quickly if you suspect
your dog has bloat. Surgery
may be needed, and even a few
minutes can mean the differ-
ence between life and death.
There are many digestive
ailments that can afflict dogs,
so its best to always consult
with a veterinarian when you
suspect there is a problem.
Brought to you by
Dr. Matthew Krupnick, the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home with his wife, three
cats and two dogs to provide
quality and compassionate care
for your pe ts in the communi-
ty. The Pequannock Animal
Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
them at 973-616-0400.
Digestive issues can make things painful for pooches
visit our website at www.lifeandleisurenj.com November 13, 2013Page 12, Zone 2
WHERE YOURPET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
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8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
13/24
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 13
973-616-455518 Newark Pompton Tpke., | Riverdale
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START FEELINGBETTER TODAY!
Call now to scheduleyour consultation and
treatment options.
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SUPARTZ is a solution of
hyaluronate, a natural substance
that acts like "oil" to cushion andlubricate your knee joint.
SUPARTZ is injected directly into
the knee. Just a single course of
treatment (five injections given
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SUPARTZ has been in use since
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14/24
next year when the credit card
charges are paid.
For guidance with year-
end tax planning for your busi-
ness, contact our office.
Robert P. Sokoloff CPA & Asso-
ciates, PC is a full-service ac-
counting firm serving clients
throughout northern New Jersey
area, dedicated to providing our
clients with professional, person-
alized services and guidance in a
wide range of financial and busi-
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973-633-1001 or
Visit our website at
www.cpanewjersey.com.
training of employees? Note:
RNs need to be licensed by
the New Jersey Board of
Nursing, and home health
aides should be well-trained
on emergency, disease or
infection control, and safety
measures.
4.Is there an efficient caregiv-
er-client matching procedure
to ensure individual expecta-
tions and needs are met?
5.Is there an RN-approved
and tailor-made plan of care
developed for the agencys
home health aides to follow
for each specific client?
6.Is there an efficient commu-
nication system in place
between the agency, the care-
giver and client for handling
concerns and issues, such as a
home health aide running late
or unable to make it to work?
7.What payment options are
available, including group
health plans, long-term care
insurance, Medicaid, private/
self-pay and veterans bene-
fits?
8.Are the services being
offered by the agency right for
you or your loved one? Does
the agency offer skilled servic-
es performed by an RN, such
as medication set-up per
physician orders, infusions,
and wound care? Does it offer
non-skilled services generally
performed by home health
aides, including companion-
ship, daily errands, light
housekeeping and meal prepa-
ration?
Sonia Scott is the owner of
Dorson Home Care, a full-
service home health care
agency providing families
throughout Northern and
Central New Jersey with com-
passionate home care service s
since 1989. For more
information, visit
www.dorsonhomecare.com or
call 973-672-7691.
visit our website at www.lifeandleisurenj.com November 13, 2013Page 14, Zone 2
86 Main StreetBloomingdale973-838-0300
973-879-7319
WE DO THE COMPLETE JOBPlumbing, Electric, Carpentry & Ceramic Tile
50 Years Serving Passaic, Morris & Bergen CountySuperior Workmanship At Competitive Rates
Free Estimates
& Design Services
Eight easy steps to choosing the right home health care provider
continued from page 11
Year-end tax-cut-
ting suggestionsfor businessescontinued from page 9
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
15/24
This year more than
5.4 million homes
were sold by the end
of August, according to the
Nationa l Association of
Realtors. Are you one of these
millions of new homeowners?
If so, youve most likely felt
the urge to settle in immedi-
ately. However, before mak-
ing any major renovations, its
a good idea to live in a new
home a while to see how the
space is meeting your needs.
Here are a few swift swaps
that will have a big impact in
making that new house feel
like home sweet home.
PERSONALIZE WITH
PAINT
It may be the most obvi-
ous update but painting is an
easy solution to change the
look of a room in an instant.
Whether you paint an entire
room,-create a bold accent
wall or incorporate glossy
white trim, paint is an afford-
able fix for any home.
You can easily and quick-
ly bring your design ideas to
life with Shape Tape from
FrogTape. Available in three
on-trend patterns: Wave,
Chevron and Scallop, Shape
Tape makes it simple to
achieve unique, repetitive
decorative painting styles.
Each roll of tape features a
pre-cut repeating pattern, so
all you need to do is simply
unroll, apply and get painting
to create your desired look.
From delicate, narrow waves
throughout a bathroom or
nursery, to bold, wide chevron
patterns in the living area or
bedroom, this tape can be
used in any room of the
house.
FABULOUS FRAMES
When moving into a
new space, the things you
love should take center stage.
Once your home reflects who
you are, the rest will slowly
fall into place. Photo frames
are the ideal choice to add a
decorative and personalized
touch to any room. Bring this
common decor pick into the
modern age by creating a per-
sonal gallery and displaying
frames of varying shapes and
sizes. To do this, plan the lay-
out of the frames before hang-
ing, either with paper on the
wall or by arranging them on
the floor. Or, you can simply
purchase pre-arranged frame
galleries at home decor retail-
ers.
FAUCET FOCUS
Kitchen and bath
makeovers tend to have the
biggest impact on a home and
its resale value. However, new
homeowners who are strapped
for cash may not have a large
budget for a full-scale bath-
room remodel. Fortunately,
there are several basic swaps
that can quickly change the
look and feel of a bath.
The easiest way to
remodel your bathroom is to
replace its hardest-working
fixture - the faucet. This is a
project new homeowners can
tackle themselves at a reason-
able price. Moen offers a wide
variety of faucet options like
the new single-handle
Boardwalk bathroom faucet,
to add a fresh, elegant look to
the sink. Available at Lowes,
Boardwalk fits almost any
decor and comes in Moens
Spot Resist Brushed Nickel
finish, which resists finger-
prints and water spots, so the
faucet will stay looking clean
as you show it off to family
and friends. For a polished
look, swap out old hardware
with affordable, coordinated
accessories including robe
hooks, towel rings and towel
bars.
ENERGY-SAVING
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Whether its a minor remodel or a major home addition,we treat each project with the same attention to detail whileworking toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well. Payments as-low-as$79 a month.
FINANCING
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Easy-to-update items to make your
new home yours
continued on page 23
b lif dl i j N b 13 2013P 16 Z 2
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
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8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
17/24
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 17
ACCOUNTING SERVICES
Vincent Gallipoli
Certified Public Accountant
PO Box 561, Pompton Plains, NJ
07444
973-616-9748
AIR CONDITIONING / HEATING
SYSTEM SERVICES
Stephen Mangeri
SM Heating & Air Conditioning, Inc.
NJ Lic #13VH02620300
973-628-6472
smheatingandair.comReliable Service That You Can Trust
ATTORNEY
Fredric F. Azrak, Esq.
Azrak & Associates, LLC
Attorneys at Law
627 Newark Pompton Tpk
Pompton Plains, NJ 07444
973-839-9062
azraklaw.com
Excellence & Integrity for over 38 years
AUTOMOTIVE REPAIRS
John Napolitano
Pry AutomotiveButler, NJ 07405
973-838-1656
CATERING
Party Connections Creative Catering
Kinnelon, NJ
Julie F. Shiel ~ Chef / Owner
Phone:973-835-8819
Email: [email protected]
CHIROPRACTOR
Donna Perillo, MS, DC,
DACBSP, DCBCN, NMD, CNS
NJ Total Health Center
Pompton Plains, NJ 07444
973-872-2133
njtotalhealthcenter.com
CLEANING SERVICES
Ronald A. Denequolo
Magic Cleaning Concepts, LLC
Pequannock, NJ 07440
973-694-6611
magiccleaningconcepts.com
DENTIST
BrianMarino, DMD
Pequannock Valley Dental Assoc. P.A.
Pompton Plains, NJ 07444
973-831-0444
pvdentalassociates.com
INSURANCE AUTO, HOME
Jim Murasko, LUTCF
Allstate New Jersey Insurance Company
Exclusive Agent
The Murasko Agency, LLC
Bloomingdale, NJ 07403
973-492-2200
INSURANCE LIFE, DISABILITY,
LONG TERM CARE & SMALL
BUSINESS GROUP BENEFITS
Thomas J. Cleeland CLTC,LUTCF
Allstate Financial Services
Westfield, NJ 07090
908-301-0711
allstate.com/tcleeland
IT/COMPUTER SERVICES
Ken Ginefra, President
GCS Consultants LLC
170 Kinnelon Road, Suite 16
Kinnelon, NJ 07405
973-291-8048
gcsconsultants.com
JEWELRY
Denise Holleritter,
Independent Distributor
Premier Designs
Oak Ridge, NJ
973-697-4227
MARKETING CONSULTING
Adam S. Wolf
President
CellCon Consulting
West Orange, NJ
973-736-3001
cellconconsulting.com
MARY KAY
Mary Hart
Independent Beauty Consultant
Pompton Plains, NJ 07444973-835-2439
marykay.com/mary.hart
MEDICAL LABORATORY
Everest Medical Laboratory
No Wait Bloodwork
Tom Bellas
142 Route 23 North,
Pompton Plains, NJ
973 646-7490
MORTGAGES
Edward Morba, President
Family Home Funding Corp
Kinnelon, NJ 07405
973-283-8111 800-585-1212
familyhomefunding.com
PAYROLL
Paychex
Scott Lemly
Small Business Consultant
Fairlawn, NJ
201-796-2111 x58446 ph
877-282-3175 fx
PERSONAL TRAINER
Geri McGurk, BS, NASM, CPT, CITS,
Owner
High Definition
Personal Training Center
Wayne, NJ 07470
973-784-3381
HDPTC.com
PRINTING
Bob Carroll
Printcbf
Cedar Knolls, NJ973-682-9000 x107 973-682-9559 fx
printcbf.com
PROMOTIONAL ITEMS
Carol Nash
Dash of Nash Promotions
Kinnelon, NJ
973-492-2432 973-492-2433 fx
PROSTHETICS & ORTHOTICS
Brooke Artesi, CPO, LPO, CMF
Sunshine Prosthetics & Orthotics
Wayne, NJ
973-696-8100
973-696-8101 fx
sunshinepando.com
REAL ESTATE RESIDENTIAL
Linda Lee Sokerka
Coldwell Banker
Residential Real Estate
973-838-9300 973-768-2717
Your Perfect Home Is Waiting!
I Can Help You Find It!
TRAVEL
Joanne Hunt
Pompton Plains Travel
142 Route 23 North, 2nd Floor
Pompton Plains, NJ 07444
973-831-1114 [email protected]
pomptonplainstravel.com
VOICE AND DATA
D&D Communications
Dan Rosenrauch
Hewitt, NJ973-506-7435
www.ddcommllc.com
WEBSITES/SEO
Bob Lee
ASA Marketing LLC
973-750-8670
asamarketing.net
Mobile Marketing/Websites
Networking Group
Visit Our Website for Detailed Information and Discounts/Promos
@ www.NJNetworkingGroup.com/life
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Id like to extend my personal invitation to you and your familyto schedule an appointment with our dental office and begin
your new patient experience. We look forward to assisting you
achieve optimum dental health by providing you with the highestquality dentistry available, in comfortable surroundings.
Dr. Brian Marino, DMD
Preventative, Cosmetic, and Restorative Dentistry
PEQUANNOCK VALLEYDENTAL ASSOCIATES
WE COMBINE TRADITIONAL VALUESWITH MODERN TECHNOLOGY:
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Since 2004, Dash of Nash Promotions has been pro-viding all businesses, large and small, with imprintedpromotional products. These include logo apparel,
business gifts, leave behind giveaways, trade show items, em-
ployee appreciation gifts, and marketing promos.
Dash of Nash Promotions is a customer oriented smallbusiness located in Kinnelon.
I am dedicated to researching and finding just the right item
for my client, always working within their budget and meetingtheir event date.
I understand how important it is to promote one's business,and especially like working with small businesses. Whether youare a start-up or budget conscious established business, I love
having the chance to be creative and resourceful and find just the
right product to satisfy your needs. Contact me with confidence that you will have personalized
service from start to finish!
Carol Nash
Owner and President of Dash of Nash Promotions
Kinnelon, NJ 973 492-2432 [email protected]
SUNSHINE PROSTHETICSAND ORTHOTICS
Sunshine Prosthetics and Orthotics is a state of the art
facility that custom manufactures all prosthetics and
orthotic device.
We are a completely digital office utilizing only the
newest technology. We can accommodate all amputees
with first hand knowledge. I have been an amputee for
18 years and can relate directly to the patients needs.
In the area of orthotics we are equipped to provide all
orthotic devices, including cranial remolding helmets,
scoliosis bracing, diabetic needs and much more!
We also offer Walk Aide and Bioness units as well as
custom mastectomy devices.
Please visit my websitewww.sunshinepando.com
Brooke Artesi CPO,LPO,CMFSunshine Prosthetics and Orthotics
1700 Route 23 North Suite 180Wayne, NJ 07470
[email protected] ph 973-696-8101 fx
visit our website at www lifeandleisurenj com November 13, 2013Page 18, Zone 2
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fourth Wednesday of the month.Remaining 2013 dates are as follows:November 27, December 11 & 19 (this isthe third Wednesday since the fourth is
Christmas Day). The hours are from 5:30-6:45pm. It is for families that are in need.
Whether you are still suffering from the
bleak memories of war or have resolvedto put it all behind you, Point ManMinistries is for you. Point Man is aChristian ministry dedicated to helping
veterans find peace with themselves andthe world around them. If you are doing
fine after the war, thats fantastic butdont forget about your buddies who arestill suffering. Find out how you can help.
Call Barry Jensen at 973-809-9665.Point Man Ministries meets the first
Thursday of every month from 7:30
visit our website at www.lifeandleisurenj.com November 13, 2013Page 18, Zone 2
Fresh seafood, the finest quality meats, seasonal ingredients and a chef whoensures every course is prepared to perfection. Thats our recipe for success.
49 MAIN STREET | BLOOMINGDALE
973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.comJust off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
DAILY LUNCH BUFFET $6.95& Full Menu with Specials
Restaurant & Fine Catering
Catering For All Occasions, On & Off Site Gift Certificates Available
Take-Out Full Bar
ATouchOfItalyInBlo
omingdale
A Warm, Elegant & Engaging Atmosphere
LinasA Touch Of Italy In Bloomingdale
of course!
WE WILL BE OPENFOR PRIVATE PARTIES ON
MONDAYS & TUESDAYSvisit us on facebook
www.linasristorante.com
CUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday
4PM-11PM
50% OffEntire Check18% Gratuity added to total bill.
Not valid with any other offers.
CASHONLY
Ensurethe Perfect Date
for Your Holiday or
Special Occasion...Book Now!
Since 1983
MOTHERS IN TRAINING PROACTIVE PARENTING
TEMPER TANTRUMS
FUSSY EATERS
DEVELOP A FAMILY SYSTEM
BEDTIME STRUGGLES
SIBLING RIVALRY
CREATING ROUTINE
REJECTION IN PARENTING
BLENDED FAMILY ISSUES
LOYLA LOUVIS
CERTIFIED
PARENTING
COACH
LOYLA LOUVIS, AACCfacebook: moms in trainingwww.mothersintraining.org
615 Valley Road
Upper Montclair, NJsecond floor
973-493-6918www.mothersintraining.org
call to schedule a free consultationor to book a workshop
alley Road
LOYLA LOUVIS
CER
AP
COACH
LOYLA LOUVIS, AACCfacebook: moms in training
.mothersintraining.orgwww
LOYLA LOUVIS
TIFIEDCER
ARENTING
COACH
LOYLA LOUVIS, AACCfacebook: moms in training
.mothersintraining.org
Upper Montclairsecond floor
973-493-6918.mothersintr .www
ee consultationcall to schedule a fror to book a workshop
alley Road
, NJUpper Montclairsecond floor
973-493-6918. ining.org
ee consultationor to book a workshop
MOTHERS IN TRAINING PROACTIVE P
TEMPER T
MOTHERS IN TRAININGRENTINGI PI I
ANTRUMS
TERS
MOTHERS IN TRAINING SYSAMILIDEVELOP A F I
BEDTIME STRUGGLES
YI I II I I
MOTHERS IN TRAININGY SYSTEM TING ROUTINCREA I I
R IREJECTION IN PI I I
III II
MOTHERS IN TRAININGTING ROUTINE
ARENTING
Y ISSUES
FUSSY EA TERS
YALRSIBLING RIVI I I
III II
Y ISSUES
The staff gets into the spirit of Halloween at Elysium Salon & Spa, located onMain St. in Lincoln Park. Elysium offers the luxury of a high-end salon and spa while providing a
friendly and warm atmosphere that is affordable to everyone.
Community Happenings
continued from page 3
continued on page 23
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 19
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Everyone loves the flavor
sage brings to turkeyand stuffing yet there
are so many great ways to
enjoy this holiday flavor
beyond its traditional use.
Sage has that special
aroma we all crave this time of
year, which is why I love
adding it in my potato gratin
with creamy cheddar cheese
for a dish that immediately
says holiday, said Mary Beth
Harrington of the McCormickKitchens. You can use sage in
your everyday favorites
because its such a versatile
spice.
Make every moment of
the season a little more savory
by:
Stirring sage into soft-
ened butter for green beans,
broccoli and rolls.
Sprinkling sage on sweet
potatoes, butternut squash or
other roasted harvest vegeta-
bles.
Mixing sage into meat-loaf for a festive family meal.
Sage and Cheddar Potato
Gratin
Makes 12 (1/2 cup) servings
2 teaspoons McCormick
Rubbed Sage
1 1/2 teaspoons salt
1/2 teaspoon McCormick
Ground Black Pepper
3 pounds Yukon Gold pota-
toes, peeled and thinly sliced
1 large onion, thinly sliced
1 package (8 ounces) shred-
ded cheddar cheese (2 cups)
1 cup chicken broth1 up heavy cream
Preheat oven to 400F.
Mix sage, salt and pepper in
small bowl. Layer 1/3 of the
potatoes and 1/2 of the onion
in lightly greased 13-by-9-
inch baking dish. Sprinkle
with 1 teaspoon of the sage
mixture and 1/3 of the cheese.
Repeat layers. Top with
remaining potatoes, sage mix-ture and cheese.
Stir broth and cream in
medium bowl with wire whisk
until well blended. Pour even-
ly over potatoes.
Bake 1 hour or untilpotatoes are tender and top is
golden. Let stand 5 minutes
before serving.
visit our website at www.lifeandleisurenj.com, , g
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com
RESTAURANT
LUNCH SPECIAL$699z2
z2
MONDAY - SATURDAY
MONDAY - THURSDAY
*
$1099*
CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON HOLIDAYS.
Coupon must be presented before ordering. Not valid on parties 6 or more. 2 Meals per coupon. Expires 12/11/13.*
CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON HOLIDAYS.
Coupon must be presented before ordering. Not valid on parties 6 or more. 2 Meals per coupon. Expires 12/11/13.*
Strip SteakNShrimp ScampiWITH BAKED POTATO FOR A LIMITED TIME
MONDAY-SATURDAY--- NO COUPONS ---
$1499+tax12OZ.
With thepurchase of a
beverage.
Choice of Grilled Chicken Caesar, Grilled Shrimp Caesar, Meatloafw/Mashed Potatoes, Turkey Club w/French Fries, Chicken, Sole or ShrimpFrancaise w/Veggies, Veal Parmigiana w/Pasta, Shrimp Scampi w/Linguine
PastaSpecial
CHOICE OF PASTALinguine
FettuccineRigatoni - Penne
Angel Hair
CHOICE OF SAUCEWhite or Red Clam
Meat SauceVodka Alfredo
Broccoli Scampi
With thepurchase of a
beverage.
Beyond stuffing: celebrate with sage all season long
For more inspirat
on onenjoying sage and other
holiday flavors, visit
www.McCormick.com
visit our website at www.lifeandleisurenj.com November 13, 2013Page 20, Zone 2
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read about the needs of oth-
ers, involve them in thedonation process. They can
assist with sorting clothing
and toys they may no longer
need and then help bag it up
and donate it to an agency
that takes collected items.
Give throughout the
year. Charity need not be lim-
ited to the holiday season.
Inform children that many
people need throughout the
year, and that volunteering is a
year-round activity.Match kids charitable
fundraising. Encourage chil-
dren to start their own
fundraising efforts and match
the funds they raise. Find com-
panies that will also match the
amount your children have
raised.
Set up a giving policy.
Children can learn the impor-
tance of giving at an early age
by dividing their allowances
and financial gifts into differ-ent categories. They can put
one-third toward savings, one-
third toward spending and
one-third toward donations. If
children do not have a lot of
money in a piggy bank, they
can donate their time, which
many charities need as much
as money.
v s t ou webs te at j
POMPTON LAKES $345,000
$1,358 per month30Yr Fixed w/0 points. 4.25/4.344% APR
RINGWOOD $250,000
$984 per month30Yr Fixed w/0 points. 4.25/4.374% APR
POMPTON LAKES $499,800
$1,967 per month30Yr Fixed w/0 points. 4.25/4.321% APR
HASKELL $319,000
$1,255 per month30Yr Fixed w/0 points. 4.25/4.351% APR
RIVERDALE $229,900
$905 per month30Yr Fixed w/0 points. 4.25/4.383% APR
POMPTON LAKES $297,000
$1,169 per month30Yr Fixed w/0 points. 4.25/4.357% APR
Ryan BarryMortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
[email protected] by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012
CENTURY 21 CREST REAL ESTATE, INC.142 Route 23 North, Pompton Plains, NJ 07444
(973) 686-1500 (800) 950-5021
OWN THESE HOMES FOR...To Qualified Buyers.
The Housing Market is HOT!!!Know your buying power BEFORE beginning your home search
Call today for a FREE Mortgage Pre-qualification
POMPTON PLAIN $289,900
$1,141 per month30Yr Fixed w/0 points. 4.25/4.359% APR
POMPTON PLAINS $625,000
$2,533 per month30Yr Fixed w/0 points. 4.5/4.562% APR
POMPTON PLAINS $699,900
$2,837 per month30Yr Fixed w/0 points. 4.5/4.558% APR
RIVERDALE $199,900
$787 per month30Yr Fixed w/0 points. 4.25/4.400% APR
RIVERDALE $499,000
$1,964 per month30Yr Fixed w/0 points. 4.25/4.321% APR
BLOOMINGDALE $299,900
$1,180 per month30Yr Fixed w/0 points.4.25/4.356% APR
NORTH HALEDON $419,900
$1,653 per month30Yr Fixed w/0 points.4.25/4.331% APR
BLOOMINGDALE $349,800
$1,377 per month30Yr Fixed w/0 points.4.25/4.343% APR
CLIFTON $369,900
$1,456 per month30Yr Fixed w/0 points. 4.25/4.339% APR
Tere Episale2012 Silver Award Winner
2011 Quality Service Pinnacle Producer
Cell: 201-960-9084
POMPTON PLAINS $399,000
$1,570 per month30Yr Fixed w/0 points. 4.25/4.334% APR
Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR basedon a 740 credit score as of November 4, 2013. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and termsare subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
Sales Tom Maggio
Realtor Associate,Member GSMLS, NJMLS
Office: 973-646-7441
Listing
s
MARIA FERRITO
973-986-6914 Cell
NJAR MILLION DOLLARSALES CLUB 2001
NJ CIRCLE OF EXCELLENCE2002-2012Consistent
TOP PRODUCERin the WAYNE area.
Townhome SpecialistRelocation Agent
CallMARIA FERRITOfor CURRENT MARKET
VALUE OF YOUR HOME
SHORT SALE AGENTOwe more than yourhome is worth?
POMPTON LAKES $317,500HIGHLANDS SECTION
GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ
Beautiful 2br, 3.1bath Shetland modelwith fireplace and finished basement.
Teach children to be charitable
continued from page 1
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 21
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ments that all pre- and post-
retirees need: will, power ofattorney, health proxy, living
will and an Irrevocable Life
Insurance Trust (ILIT). Now
our only avocation is to enjoy
our never-ending income,
doing the things that we enjoy.
Sometimes we take the kids
and their children with us and
sometimes only the two of us go
to a new corner of the world to
explore. It really is like heaven
enjoying a stress-free retire-ment. Why dont you join us
and learn how to have the same
benefits we have for your port-
folio? Well even tell you who
we use so you can ask for your-
self how the Trinity Method of
Investing can work for you too!
Heres a hint: he is the creator
of the Trinity Method of
Investing, he wrote this article
and his contact information
appears below. Why not callhim for a free no-obligation
appointment? We did!
Mark E. Charnet, CAS, CSA,
is president and founder of Amer-
ican Prosperity Group. APG is
the premier retirement and estate-
planning franchise in the U.S.
with 17 offices in eight states.
Charnet has 32 years of experi-
ence in the retirement and estate-
planning fields and encourages
your inquiries at: 877-885-
1APG (1274), 973-831-4424
or [email protected]. Formore information, visit
www.1apg.com. Interested in a
career in retirement and
estate planning? Visit
www.apgfranchise.com. Securi-
ties through: BCG Securities,
Inc. Member SIPC, FINRA anda registered investment advisor.
Guarantees based on the claims
paying ability of the insurance
companies selected.
j
KINNELON $700,000New Const-Customize your dream home on a 3AC lot on a cul-de-sac. Schools rank #1 in Morris County & #5 in NJ. KIN3526
KINNELON/SMOKE RISE 973-838-9300
KINNELON $835,000Smoke Rise-5BR/3BA Cust. Co. nestled on 2.15Acs/3CGar./SR is a priv. gated Comm. w24Hr. Security. KIN3914
KINNELON/SMOKE RISE 973-838-8400
K INN EL ON $1, 175, 000Ultimate in privacy/custom 5BR/3.1BA CHC set on 11.92Acs w/panoramic views/tennis Ct. KIN3678
KINNELON/SMOKE RISE 973-838-9300
KI NNE LO N $ 1, 40 0, 000Magnificent 13Rm Stone & Stucco Est. resting on 2.18priv., prof. landscaped Acs. KIN5999
KINNELON/SMOKE RISE 973-838-9300
KINNELON $1,399,000Elegant oversized 5BR 4.1BA Custom home w/custom trim/wood-work. Magnificent cust Kit. w/Viking Range. A must see. KIN3882
KINNELON/SMOKE RISE 973-838-9300
KI NNE LO N $ 1, 800, 000Smoke Rise-Highest standard of quality/workmanship/ at-tention to detail. A visual feast. Truly a work of art. KIN2048
KINNELON/SMOKE RISE 973-838-8400
MONTVILLE $575, 000Perched above prestigious Lk Valhalla updated 4BR/2.1BAcust. home w/breathtaking seasonal views. KIN3931
KINNELON/SMOKE RISE 973-838-9300
P EQ UA NN OC K $3 50, 000Opportunity knocks! Dont let this fantastic 3BR/1.5BA Splitget away located in sought after Pequannock. KIN3890
KINNELON/SMOKE RISE 973-838-9300
P EQ UA NN OC K $5 39, 000One of a kind 3BR/3BA Col. Old world charm/Porch/Pool/Barn (Garage Loft). KIN3760
KINNELON/SMOKE RISE 973-838-9300
KINNELON $750,000SR-Exceptional cust. home of high architectural merit.12Rms/5BRS/4.1BTHS/open flr. plan/high ceil/3C Gar. KIN3954
KINNELON/SMOKE RISE 973-838-8400
KINNELON $950,000Elegant custom 4BR/4.1BA home offers open floor plan &spectacular wood detail. KIN3798
KINNELON/SMOKE RISE 973-838-9300
K INN EL ON $1, 150, 000This stunning 5BR home features a palatial floor plan/qual-ity and spaciousness. KIN3921
KINNELON/SMOKE RISE 973-838-9300
Worried or secure: which person might you be?
continued from page 10
visit our website at www.lifeandleisurenj.com November 13, 2013Page 22, Zone 2
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0051 AUTOMO-BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !RONNIES INWAYNE
973-616-7900
WE PAY FORJUNK CARS
973-220-0202
0230 FIREWOOD
DRY/SEASONEDHARDWOOD
Split, Deliv. StackingAvail.1/4,1/2,full cordsCall 973-316-9574
SEASONEDFIREWOODFIREPLACE-$150.CDSTOVEWOOD-$175.
FREE DELIVERY973-227-0513
SPLIT SEASONED& DELIVERED
$180.full cord,$110.half cord.
Call 973-296-3307
0400 MISCELLA-NEOUS
SERVICES0610 - 0959
0655 SERVICESCARPET
G&S CarpetCleaning
& Floor ServiceResidential
& Commercial973-839-6436
0680 SERVICESCHIMNEYS
Do It RightChimneyServiceChimney Cleaning
Special-$29.95
Prevent
Carbonmonoxide
Poisoning ! !
our other services
incl. Repairs, Liners,
Caps & Dampers
Plus Powerwashing
w/ mold resistingadditive
Call 973-570-7362
0684 SER.COMM/RESI.CLEAN
AIDAS CL EANINGSERVICE
Lincoln Pk, N.J.Home or Office
Experienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference Available
Call 908-764-8966
0685 SERVICESCLEANING
Best Cleaning Ser.FREE ESTIMATESfor office, apt, house
call BARBARA973-779-1546
Brazilian WomanCleans & OrganizesHomes. Refs. avail.Karla 201-618-4036
Busy BeeCleaning
Residential,10yrs exp.owner oper. Ref.avail. Reliable,attn to detail
Call 973-797-9951
HOUSE CLEANINGHOME-OFFICE-APTRegina-973-249-8907
Mariyas CleaningService
Ukrainian ladies cleanyour home or office
to your completesatisfaction. Exper.Refs Avail
Call 973-557-3621
0686 CLEANOUTSERVICE
All appliances,unwanted junk, scrapmetal, bldg. materials.
Tear down & takeaway sheds. Attics &
Bsmnt cleaned.Things your
garbagemen wontpick up.
WE DO !!! CALL
862-200-1283
0725 SERVICESDRIVEWAYS
0730 SERVICESELECTRICAL
0774 SERVICESHANDYMAN
0815 SERVICESMASONRY
0860 SERVICESPLUMBING
0886 SERVICES
ROOFING
0931 SER.-TV/AUDIO
INSTALLED
The TV GuyIf you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike973-495-3775
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl SidingReplacement Windows
Residential Roofing35+ Years Experience
ROSSROOFING & SIDING
973-696-5699Free Estimates Fully Insured
ASPHALTMAINTENANCE INC.Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs Retaining Walls Pavers Drains Patches Excavation
Free Estimates
0932 SERVICES TREE
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
with this adCannot be combined w/any other offer. 1 per household. Exp. 12/15/13.
REMODELS, REPAIRSMAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBBNJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFFYOUR TO-DO-LIST!
CMR SERVICES973-703-3039
Cleanouts &Dumpster ServicesFully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned PropStorefronts Basements
Whole House Attics
Regain Valuable Storage!We dispose unwanted items in an
environmentally safe way.
10% OFFwith this ad
LOTTERY
FREE
Make $$Playing
the Lottery
ID F9192
Club MembershipBooklet
1-877-526-6957
0804 SERVICES LAWN CARE
NEW & OLD
Construction-Residential
& Commercial.Fully Insured & Bonded
FREE ESTIMATES20%OFF New Customers
CQ ElectricLLC
973-699-0855
0771 SERVICES-GUTTERS
R.G. Gutters
973-832-4207
$ "
# !
Free Estimates &20% OFF
Gutter Cleaning ForAll New Customers!
ARE YOUR GUTTERS FOWL?
LikeWhatLikeWhat
YouYouSee?See?
SeeYOURAd
InLife&Leisures
NextIssue!
CallKathleen(973)696-8008
0827 SERVICES PAINTING
Advertise in the Classifieds.
BABYITEMSLUGGAGEBOATSOUTDOORGEARTOYS
CAMERAS
When its timeto sellsomethingyou nolongerneedoruse, moveit with theClassifieds.
Life & Leisurewww.lifeandleisurenj.com
To Advertise
Call(973)
696-8008Ask for KathleenJ
EWELRY
ARTPIECESANTIQUESRECORDINGSTVS&VCRS
...AND MORE!
DrivewaysParking Areas
New ConstructionAsphalt Work
Sidewalks
973-248-1892call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
0725 SERVICESDRIVEWAYS
973-632-6411
Maintenance RepairBuilding RemodelingNo Job Too Small or Big!
25 Years Experience
TOM DS HANDYMANSERVICE
NORTH JERSEYREMODELERS
973-962-1811
Full Kitchens Bath Specialists
Basements All InteriorRenovations
Ceilings to Floors Doors Painting
Windows Counter Tops
Cabinet Refacing General Carpentry
0785 SER. HOMEIMPROVEMENT
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
!$ #
"# &!"
" #$$# ( %' #%"
)
" "*
0815 SERVICES MASONRY
Stephen FoxPlumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
Quality
Workma
nship
Interior & Exterior Painting Residential Specialists Power Washing Paper Removal & Installation Brush Roll Airless Spray Fully Insured FREE Estimates
Owner Operated
Where Excellence InQuality Is Affordable
973-839-7403
0826 SERVICES PAINT/POWER WASH
visit our website at www.lifeandleisurenj.comNovember 13, 2013 Zone 2, Page 23
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9:30pm at Cornerstone Chapel 620 Route23 North, Pompton Plains.The Montville Township Womens Clubhas an ongoing project: comfort pil-lows for breast cancer patients. A teamof club members, seniors, and volun-teers from surrounding cities partici-pates in this worthy project. Even heartsurgery patients have found use for
these comfort pillows. Call ChairpersonAlexandria Sarra at 973-405-0088 formore information. All monetary dona-
tions, used to purchase polyfill for the
pillows, should be made payable to
MTWC and should indicate ComfortPillow in the memo. Please mail checksto P.O. Box 267, Montville, NJ 07045.Mothers & More is a not-for-profitgroup for both stay-at-home and work-ing moms. It features monthly meet-ings, playgroups, mom-and-tot outings,mom-night-outs, and much more.Members are from Wayne and all sur-rounding towns. Monthly meetings areon the first Monday of each month(unless a holiday) at 7:30pm at Our
Savior Lutheran Church, 670 Newark
Pompton Turnpike, Pompton Plains.
Prospective members are always wel-comed. For more information call 877-221-1581 or e-mail [email protected] provide a supportiveenvironment to improve public speakingand leadership skills. We meet the firstWednesday of each month at HollywoodRestaurant & Pizzeria, 376 FairfieldRoad, Fairfield from 7-9pm Guests arewelcomed. For more information, visitwww.diningtospeak.com.
ESSENTIALS
Wasting energy means
wasting money. When you go
from a renter to a home
owner, its important to recog-
nize and fix energy-drainingareas before bills pile up.
Caulking around windows
and spaces between the floor
and baseboards in attics and
sun rooms will help prevent
drafts. Consider purchasing a
draft stopper for the bottoms
of doors so wind or heat does-
nt slip through. Additionally,
service your furnace annually,
so it produces more heat
while using less energy.
LET THERE BE LIGHT
Lighting is a great way toadd warmth to a sparse space.
If youre looking to create an
intimate atmosphere, place
several table lamps through-
out the room. -You can also
amp up energy savings by
switching to LED bulbs -
these bulbs dont cause heat
buildup and last up to 10
times as long as compact fluo-
rescents and 20 times longer
than incandescent bulbs.
Its very easy for decorat-
ing to become overwhelmingfor new homeowners. By
starting with these few swift
home decor swaps, your new
home will be a comfortable
and welcoming environment
in no time.
Easy-to-update items to make your new home yours
continued from page 15
Community Happenings
KevinThe PainterA True Professional
Decorative, Faux &Textural Finishes, Glazing,
Sheetrock, Spackle,Repairs & Power Washing
Interior/ExteriorFully Insured
References available20 years Experience
973-979-8043
Advertise in the Classifieds.
BABYITEMSLUGGAGEBOATSOUTDOOR
GEARTOYSCAMERAS
When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisurewww.lifeandleisurenj.com
To Advertise
Call(973)
696-8008Ask for KathleenJ
EWELRYARTPIECES
ANTIQUESRECORDINGSTVS
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continued from page 18
Only $350Great Condition
Call Lisa 973-851-2346
Solid Maple Wood PedestalDining Table with 6 match-
ing chairs 60Lx45W
8/14/2019 221657_1383918912Nov 13 2013 Z2 LOW REZ
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